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...e Agency, Inc. offers a targeted Pressure Cleaning Insurance program for agent...leaning operations?Yes. Residential pressure washing of driveways, sidewalks, ...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Allied Healthcare Insurance program designed to meet the unique needs of a wide range of allied health professionals. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides agents and brokers access to flexible coverage options across multiple states. Overview of the Program From Colonial General This program is tailored for independent agents and brokers seeking coverage solutions for allied health clients. Colonial General understands the liability exposures that healthcare service providers face and offers both Professional Liability and General Liability coverage on an occurrence or claims-made basis. Property coverage is also available, typically through a Business Owner’s Policy (BOP). Ideal Accounts and Appetite Colonial General’s Allied Healthcare Insurance program is a strong fit for many classes of allied health providers. Eligible classes may include, but are not limited to: Home health aides Physical and occupational therapists Medical clinics and wellness centers Behavioral health professionals Medical staffing and nurse registries If you have clients operating in outpatient care, rehabilitation, or providing non-emergency medical services, this program may be an excellent match. Accounts with a clean loss history and strong operational protocols are especially attractive. Coverage Highlights and Advantages Professional Liability and General Liability available on occurrence or claims-made forms Property coverage available via BOP for eligible risks Flexible underwriting across a wide array of allied health classes Access to both admitted and non-admitted markets (some available admitted options) Customizable limits and endorsements based on client needs Example: You might have a client who operates a small physical therapy clinic with three licensed therapists and minimal claims history. Colonial General can help you place this risk with appropriate liability and property coverage under a single policy. Underwriting Notes and Minimum Premiums Minimum premium requirements may vary depending on the class of business, coverage limits, and risk characteristics. While no specific minimum is listed, Colonial General works with agents to find competitive solutions for qualified accounts. Submission requirements may include a completed application, details on services provided, licensing, and loss history. Territories and Availability This program is available in the following states: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Agents in these regions can leverage Colonial General’s access to multiple carriers to find the right fit for their clients. Why Work With Colonial General on This Business With decades of experience in the healthcare and allied health markets, Colonial General offers reliable underwriting, responsive service, and access to a range of carrier partners. Their expertise in E&S and admitted markets allows agents to effectively place both standard and hard-to-place risks. Whether your client is a solo practitioner or a multi-location provider, Colonial General is ready to support your placement needs. Frequently Asked Questions What types of accounts are a good fit for this program?The program targets allied health professionals such as home health aides, therapists, outpatient clinics, and wellness providers with a clean loss history and solid operational procedures. What coverages are available through the Allied Healthcare program?Professional Liability and General Liability (on occurrence or claims-made forms) are available, along with property coverage typically offered under a Business Owner’s Policy. Is this program available on an admitted basis?Some admitted markets are available, but availability may vary by state and class of business. Colonial General also offers access to non-admitted options through its E&S channels. What states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What is needed to submit a quote request?Typically, a completed application, details on services offered, licensing information, and recent loss history are required for underwriting review. Need help placing an account? Connect with a market specialist.

Policy Highlights for Optometrist Insurance: Colonial General Insurance Agency, Inc. provides a dedicated Optometrist Insurance program to help agents and brokers place tailored coverage for optometry professionals. Whether your client is a solo practitioner or manages a multi-practitioner clinic, Colonial General offers market access and underwriting solutions to address the clinical and operational exposures common to modern optometry practices. Ideal Accounts and Appetite This program is designed for licensed optometrists and optometry practices that need combined professional and business coverages. Ideal accounts include: Independent optometrists in private practice Multi-practitioner clinics with diagnostic and treatment equipment Practices offering contact lens fittings, vision therapy, and pre/post-operative care Colonial General favors accounts with documented procedures, good recordkeeping and clean claims histories. Practices outside the typical scope of primary optometry care (for example, high-risk surgical centers performing complex ophthalmic surgeries) may require referral to a specialist market. Coverage Highlights and Advantages The Optometrist Insurance program combines professional and commercial coverages to protect both clinical exposures and day-to-day operations. Notable components include: Professional Liability: Defense and indemnity for alleged malpractice arising from optometric services. General Liability: Premises and third-party liability for bodily injury and property damage. Business Property: Coverage for office contents, furniture and diagnostic/treatment equipment. Hired & Non-Owned Auto: Liability for business use of employee personal or rented vehicles. Employment Practices Liability: Defense for claims alleging wrongful employment practices. Business Income & Extra Expense: Help maintaining cash flow during a covered interruption. Equipment Breakdown: Repair or replacement of essential diagnostic and treatment equipment. Worker’s Compensation: Competitive programs to meet state requirements and protect employees. Available limits, endorsements and pricing will vary by carrier and the specific risk characteristics of each practice. Underwriting Notes and Market Access Colonial General places optometry business in both admitted and non-admitted markets as appropriate for the state and account profile. The MGA’s carrier relationships allow flexibility — admitted capacity is available where offered by markets; E&S placement is an option for more complex or higher-exposure accounts. Key factors underwriters evaluate include claims history, types of services offered (e.g., diagnostic vs. surgical), total gross receipts, staff training, and equipment inventories. Complete submissions with loss runs, office protocols and equipment schedules typically receive faster review and placement. Territories and Availability This program is available to licensed agents and brokers placing business in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Specific coverages and admitted options may vary by state and carrier, so confirm availability on a per-submission basis. Why Work With Colonial General As a Managing General Agency and E&S lines broker, Colonial General combines deep knowledge of healthcare exposures with broad market access to help you place optometry risks efficiently. The team focuses on responsive underwriting, pragmatic coverage solutions, and matching each submission with the most appropriate market. Example scenarios where this program fits well: You have a solo optometrist who needs professional liability, office property and equipment breakdown coverage for a new digital retinal camera. You represent a multi-doctor clinic expanding to a second location that requires combined GL, PL, business income and workers’ compensation placement. From start-ups to established practices, Colonial General supports agents with underwriting guidance and access to admitted and non-admitted solutions tailored to optometry operations. Frequently Asked Questions What types of accounts are a good fit for this program?Independent optometrists and small to mid-sized optometry practices with clean loss histories are an excellent fit. Multi-practitioner offices and clinics offering diagnostic services also qualify. What coverages are included in the Optometrist Insurance Program?The program includes Professional Liability, General Liability, Business Property, Employment Practices Liability, Equipment Breakdown, Business Income, and more. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Is this an admitted or non-admitted program?Colonial General offers access to both admitted and non-admitted markets, depending on the risk and state. What carriers does Colonial General work with for this program?Carrier availability varies. Colonial General matches each submission with an appropriate market based on underwriting guidelines and coverage needs. Need help placing an account? Connect with a market specialist.

...rical failure, steam explosions, pressure-vessel breakdowns, and related cause...epend on mechanical, electrical, or pressure-based equipment—such as offices, ...

Policy Highlights: Colonial General Insurance Agency, Inc. offers Accountants Professional Liability Insurance tailored to meet the needs of accounting professionals and firms of all sizes. Overview of the Program From Colonial General Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with access to a variety of carriers, providing flexible solutions for accountants' professional liability exposures. This program is designed to help independent agents place coverage for accounting firms facing risks related to errors, omissions, or negligence in the performance of professional services. Whether your client is a sole practitioner or a mid-sized accounting firm, Colonial General can help you find the right fit. Ideal Accounts and Appetite This program is suited for a broad range of accounting professionals, including: Certified Public Accountants (CPAs) Bookkeepers and tax preparers Small to mid-sized accounting firms Firms providing audit, consulting, or advisory services Accounts with a clean loss history and a focus on traditional accounting services are typically a strong fit. Higher-risk exposures such as forensic accounting or investment advisory services may require additional underwriting. Coverage Highlights and Advantages Colonial General’s Accountants Professional Insurance program provides protection against claims alleging negligence, errors, or omissions in the delivery of professional accounting services. Key features include: Limits available starting at $100,000/$300,000 Various deductible options to suit different risk appetites First Dollar Defense available depending on carrier approval Claims Expense Outside the Limits may be offered based on carrier discretion Coverage terms and premiums will vary depending on the carrier and specific risk profile of the insured. Underwriting Notes and Minimum Premiums Each submission is underwritten based on the size, scope, and services of the accounting firm. Clean operations with clearly defined service offerings and low claims frequency are typically easier to place. While minimum premiums are not specified, competitive pricing is available for qualifying risks through Colonial General’s carrier network. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General has access to both admitted and non-admitted markets, depending on the specific risk and jurisdiction. Why Work With Colonial General With deep expertise in professional liability and access to a variety of national and regional carriers, Colonial General provides agents with responsive service and flexible options for placing hard-to-place or niche accounting risks. Their team understands the unique exposures faced by today’s accounting professionals and works closely with agents to deliver tailored coverage solutions. Learn more about Colonial General Insurance Agency, Inc. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for CPAs, bookkeeping firms, tax preparers, and small to mid-sized accounting firms providing traditional accounting services. Are First Dollar Defense and Claims Expense Outside the Limits included?These features may be available depending on the carrier and underwriting review. Availability is determined on a case-by-case basis. Can this program cover firms with prior claims?Firms with prior claims may still be eligible, but underwriting will evaluate the severity, frequency, and nature of past claims before making a decision. In which states is this program available?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What documentation is needed to submit an account?Typically, an application, firm brochure or website, and loss runs (if applicable) are required. Additional documents may be requested based on the submission. Need help placing an account? Connect with a market specialist.

Program Highlights for Ranch Insurance: Colonial General Insurance Agency, Inc. offers a specialized Ranch Insurance program tailored for small to mid-sized farming operations. Whether your insured owns and operates their ranch or leases it to a third party, this program is designed to meet a wide range of property and liability needs with flexible coverage options. Ideal Accounts and Appetite This program is ideal for agents looking to place risks for: Owner-occupied or seasonal/secondary farm and ranch dwellings Tenant-occupied properties with farm/ranch elements Hobby farms or part-time farming operations Clients who lease out land or facilities to third parties Accounts with barns, outbuildings, livestock fencing, equipment, and machinery are all eligible for tailored scheduling of property and personal property coverage. This program is best suited for operations that fall into the small-to-medium farm category, rather than large-scale commercial agriculture. Coverage Highlights and Advantages Coverage is offered on a Basic or Broad form basis, and includes: Comprehensive Personal Liability – Protects the insured against third-party bodily injury and property damage claims. Farm & Ranch Property Coverage – Insures barns, outbuildings, fences, and other structures. Farm & Ranch Personal Property – Covers tools, equipment, tractors, and other machinery. Dwelling and Contents – Offered on a Replacement Cost or Actual Cash Value basis. Flexible Policy Structures Owner Occupied / Seasonal or Secondary – Dwelling and Liability package, with options to schedule Farm & Ranch Property and Personal Property. Tenant Occupied – Dwelling and Loss of Use coverage, with optional scheduled property coverage. Tenant Package – Includes Contents, Loss of Use, and Liability, with options to schedule Personal Property. This flexibility allows agents to tailor policies to fit a variety of client circumstances, from absentee landowners to full-time ranch operators. Underwriting Notes Colonial General works with a variety of carriers to provide competitive solutions, with some admitted markets available depending on the risk and state. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General offers access to specialty markets that many standard carriers may not accommodate. Underwriting focuses on clean operations with manageable exposures. Risks with significant commercial activity or heavy industrial farming may not be an ideal fit. Territories and Availability This Ranch Insurance program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General? Colonial General Insurance Agency, Inc. brings decades of niche underwriting experience and market access to support independent agents placing hard-to-place or specialty ranch risks. Their flexible program design and regional expertise make them a strong partner for agents working with rural clients or agricultural properties that don't fit within standard homeowners or commercial policies. You can count on responsive service, customizable options, and a team that understands the unique exposures of farm and ranch operations in the Western U.S. Frequently Asked Questions What types of accounts are a good fit for this Ranch Insurance program?The program is ideal for small to mid-sized owner-occupied, tenant-occupied, or seasonal ranch or farm properties. It’s suitable for clients who operate their own ranch or lease their land to others. Can I schedule specific farm property like barns and machinery?Yes, the program allows you to schedule Farm & Ranch Property and Farm & Ranch Personal Property such as barns, fences, machinery, and tools. Is this program available in admitted markets?Some admitted markets are available depending on the risk and state. Colonial General also utilizes excess and surplus lines markets for more specialized accounts. Which states is this program available in?The Ranch Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What makes Colonial General a good partner for ranch coverage?Colonial General offers flexibility, niche expertise, and access to multiple markets, making it easier for agents to place rural property risks that don't fit standard programs. Need help placing an account? Connect with a market specialist.

Program Highlights for Vacant Dwelling Insurance: Managing vacant dwelling insurance can be a challenge, especially when traditional markets decline or non-renew policies. At Colonial General Insurance Agency, Inc., we make it easier for agents and brokers to find flexible, reliable solutions. Our Vacant Dwelling Insurance program is designed for properties that are temporarily unoccupied, undergoing renovation, or in transition between tenants or owners. Ideal Accounts and Appetite We specialize in placing coverage for dwellings that fall outside the standard market appetite. Our program is an excellent fit for: 1-4 family residential properties Vacant or unoccupied homes Dwellings undergoing renovations Homes with prior cancellations or non-renewals Properties with low or high insured values Builders risk exposures You might have a client with a recently inherited home that’s currently unoccupied, or a homeowner preparing to renovate a property before moving in. These are ideal fits for our program. Coverage Highlights and Advantages We offer flexible policy terms and a variety of coverage options to meet your insureds’ needs: Fire Extended Coverage Vandalism and Malicious Mischief Special Form—DP-3 Premises Liability Option Mono-line Premises Liability available Policies can be tailored with annual terms or shorter durations—3, 6, or 9 months—depending on the situation. Deductible options are also available to help manage premium and exposure. Underwriting Notes and Minimum Premiums We work with a range of carriers and underwriting partners, allowing us to consider a broad spectrum of risks. Whether your client has a clean history or a challenging risk profile, we can help find a solution. Our markets include both admitted and non-admitted options, depending on the risk and state. Territories and Availability This program is available in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in hard-to-place residential property risks. We understand the nuances of vacant property exposures and offer flexible, responsive service to help you place business quickly. Our strong carrier relationships and regional focus allow us to craft solutions where others may not. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for 1-4 family dwellings that are vacant or unoccupied, under renovation, or have been cancelled or non-renewed by standard markets. Can you write short-term policies?Yes, we offer flexible terms including 3-, 6-, 9-month, and annual policies to accommodate different vacancy timelines. Do you offer liability coverage for vacant properties?Yes, we provide premises liability options, including mono-line liability if property coverage is placed elsewhere. Are properties under renovation eligible?Yes, properties undergoing renovations are eligible and can be written under this program, subject to underwriting. Which states is this program available in?The Vacant Dwelling Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Miniature Golf Course Insurance program designed to help agents place both public and private golf-related businesses. Whether your client operates a standalone miniature golf course, an indoor or outdoor driving range, or a country club with a mini-golf amenity, this program provides flexible coverage options tailored to the unique risks of recreational golf facilities. Coverage is available on a monoline or package basis and delivers robust protection for property and liability exposures. Ideal Accounts and Appetite This program is best suited for: Standalone miniature golf courses Family entertainment centers with mini-golf components Indoor or outdoor driving ranges Public and private golf courses or country clubs with mini-golf Colonial General favors accounts with well-maintained premises, standard safety protocols, and minimal claims history. Examples of good fits: a seasonal mini-golf park in a resort or tourist area, or a year-round indoor course attached to a family entertainment center. Higher-hazard operations, locations with frequent losses, or venues with significant water hazards or extreme attractions may require additional underwriting review or be better placed elsewhere. Coverage Highlights and Advantages Commercial General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence and aggregate Additional insureds—automatically included Hired and non-owned auto liability $5,000 medical payments coverage Liquor liability—available for eligible operations Excess/Umbrella limits up to $25,000,000 No deductible required on liability Property Coverage Options: Building and contents coverage Business income and extra expense Computer equipment and electronics Contractor's equipment and inland marine for golf carts Coverage for damage to greens, tee boxes, and course features Food spoilage and equipment breakdown Sprinklers, valuable papers, and bailee’s coverage for pro shops Available on replacement cost or actual cash value basis Crime Coverage Features: Inside the premises – theft of money and securities Inside the premises – robbery or safe burglary of other property Outside the premises – theft and robbery protection Underwriting Notes and Minimum Premiums Colonial General reviews each submission individually, considering operations, location, safety protocols, and loss history. While no specific minimum premium is listed here, accounts should be commercially viable and meet standard underwriting criteria. Liability coverage typically carries no deductible, and optional excess limits are available for accounts that need higher limits. Territories and Availability This Miniature Golf Course Insurance program is available to agents placing business in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Both admitted and non-admitted market options may be available depending on the state and the risk profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines niche recreational property expertise with access to multiple markets. Agents benefit from a responsive underwriting team, flexible coverages, and the ability to place both admitted and non-admitted business where appropriate. This program is positioned to help you secure competitive limits and tailored terms for golf-related venues that meet underwriting standards. Frequently Asked Questions What types of accounts are a good fit for this program?Miniature golf courses, family fun centers with golf attractions, and indoor/outdoor driving ranges are ideal. Public or private golf-related venues with clean loss history and good maintenance practices are preferred. Is liquor liability available under this program?Yes. Liquor liability can be included when applicable, subject to underwriting review of the operations and controls in place. Are both property and liability coverages available?Yes. Coverage can be written on a monoline basis or packaged to include both property and liability, depending on the client’s needs. Which states is this program available in?This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Do all risks qualify for admitted markets?Not all risks will qualify for admitted placement. Colonial General offers both admitted and non-admitted options based on the risk characteristics and location. Need help placing an account? Connect with a market specialist.

Policy Highlights for Motel Insurance: Colonial General Insurance Agency, Inc. provides a focused Motel Insurance program tailored to the risks faced by lodging operations. Whether your client runs a small roadside motel, a mid-size motor inn, or a seasonal lodge, this program offers flexible Property and Liability coverages on a mono-line or packaged basis. The appetite includes hotels, motels, motor inns, tourist cabins and courts, dude ranches, and other similar hospitality businesses. Ideal Accounts and Appetite This program is built for businesses that provide overnight lodging and related services—food and beverage, limited recreation, and guest services. Preferred accounts have clean loss histories, basic risk management in place, and clear property descriptions. Strong fits include a family-owned 40-room motel in a tourist corridor or a lakeside lodge offering seasonal cabins and limited on-site dining. Accounts with large conference operations, extensive spa facilities, or significant tenant-occupied space may require additional underwriting review or alternative markets. Coverage Highlights and Advantages Commercial General Liability Coverage Includes: Primary limits up to $3,000,000 Occurrence/Aggregate $5,000 Medical Payments—included Additional interests included at no charge Hired and Non-Owned Auto Liability Innkeepers Liability Liquor Liability Excess/Umbrella capacity up to $25,000,000 Loss prevention brochure available to insureds Property Coverage Includes: Building and contents coverage Basic, Broad, or Special form options Business Income and Extra Expense Computer equipment and valuable papers Equipment breakdown protection Food spoilage coverage Accounts receivable coverage Inland marine and outside signs Replacement cost or actual cash value valuation options Crime Coverage Includes: Inside the premises—theft of money and securities Inside the premises—robbery or safe burglary of other property Outside the premises coverage Underwriting Notes Colonial General works with a mix of admitted and surplus markets to place both standard and hard-to-place risks. Provide clear operations descriptions, recent loss runs, and up-to-date property details to help underwriters assess exposures and speed placement. While minimum premiums vary by market and state, the program is structured to handle small to mid-sized lodging risks as well as accounts requiring higher limits or specialty enhancements. Territories and Availability This Motel Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines deep hospitality underwriting expertise with broad market access. Agents benefit from tailored coverage options (including innkeepers and liquor liability), high liability limits, and a streamlined submission process. Colonial General’s relationships with multiple admitted and non-admitted carriers help place accounts that need flexible terms or niche enhancements. Frequently Asked Questions What types of accounts are a good fit for this program?Hotels, motels, motor inns, resorts, tourist cabins, tourist courts, and dude ranches are strong candidates—particularly operations focused on overnight lodging with limited ancillary exposures. Is this program available on an admitted or non-admitted basis?Colonial General can access both admitted and non-admitted markets. The placement depends on the account’s size, location, and specific exposures. What limits are available under the General Liability coverage?Primary liability limits are available up to $3,000,000 Occurrence/Aggregate, with excess or umbrella capacity up to $25,000,000. Which states is this program offered in?This program is currently offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Does the program include Liquor or Innkeepers Liability?Yes. Liquor Liability and Innkeepers Liability are available, subject to underwriting review and any state-specific requirements. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers an Architects and Engineers Insurance program designed for architectural, engineering and design firms that need a focused professional liability solution. Our program combines access to admitted and surplus (E&S) markets with targeted underwriting expertise so you can place accounts with unusual exposures, mixed-discipline teams, or project-specific limits. Colonial General guarantees responsive service, technical support, and placement options across a range of carriers — coverage and premium will vary by market. Overview of the Program from Colonial General Our Architects and Engineers Insurance program provides professional liability (errors & omissions) coverage tailored to firms providing design, consulting, and engineering services. As a Managing General Agency and E&S broker, Colonial General works with multiple carriers to offer flexible limits, deductible options, and policy features suited to small design offices up to mid-sized multi-discipline firms. Ideal Accounts and Appetite Small to mid-size architectural or engineering firms (sole practitioners to firms with several dozen professionals). Disciplines we regularly place include: architectural, structural, civil, mechanical, electrical, landscape architecture, environmental consulting, and interior design. Project types: commercial tenant improvements, low- to mid-rise residential, municipal site design, utilities, and small industrial projects. We can consider mixed-discipline firms and firms with limited construction contract administration, provided risk management practices are in place. Generally not a fit: firms with large-scale construction management exposure, heavy-risk design-build projects without strong risk-transfer, or high-volatility operations without loss control. Coverage Highlights and Advantages Professional liability (E&O) coverage with multiple limits and deductible options. Access to admitted markets where available and excess & surplus options for harder-to-place risks (admitted status varies by state and carrier). Focus on practical underwriting and swift responsiveness to submissions and renewals. Value-added service: help with submission packaging, clarification of exposures, and placement strategy to secure favorable terms where possible. Underwriting Notes and Submission Requirements Underwriting decisions depend on firm size, revenue, project types, claims history, and risk management practices. Typical submission items we request include: Completed A&E application or firm résumé Five years of professional liability loss history (if applicable) Revenue by discipline and project examples Copies of standard client contracts and risk-transfer arrangements (if available) Minimum premiums, specific policy forms, and available endorsements vary by carrier. Please submit primary information so our team can identify the best market fit and advise on minimums or alternate placement strategies. Territories and Availability Available in: AZ, CA, CO, ID, NV, NM, UT, WY. Because Colonial General places business in both admitted and surplus markets, availability and policy form will depend on the state and carrier appetite — some markets may only be available on a non-admitted basis. Why Work with Colonial General Specialized A&E focus: underwriting and placement experience specific to architects, engineers and design professionals. Multiple market access: ability to place accounts in admitted markets where available and E&S when needed. Hands-on support: guidance on submission preparation, coverage options, and renewal strategy to help retain clients. Example scenarios You have a five-person architectural firm with mixed residential and tenant improvement work and a clean loss history — we can pursue admitted carriers for competitive pricing and standard forms. You represent an engineering consultant that occasionally takes on municipal utility projects and has a prior claim — we can present to E&S appetite with tailored terms to address the exposure. Frequently Asked Questions What types of A&E accounts are the best fit for Colonial General’s program?Small to mid-size architectural and engineering firms with typical commercial, residential, municipal, and site development projects are the best fit. We also consider mixed-discipline firms and consultancies with established risk management practices. Extremely large design-build contractors or firms with high-risk operation profiles may require specialized markets. Do you place accounts on admitted policies or only E&S?We place business in both admitted and excess & surplus markets depending on the state and carrier appetite. Some risks will qualify for admitted placements; others are better suited to E&S. We’ll advise on the available options when we review the submission. What submission materials should I include to get a quick response?Provide a completed A&E application or firm résumé, revenue by discipline, descriptions of typical projects, and five years of loss history if available. Copies of client contracts or standard terms also help speed underwriting. How does Colonial General handle prior claims or loss history?We evaluate claims on a case-by-case basis. A clear narrative of the circumstances, corrective actions taken, and current risk controls improves placement chances. We have carrier relationships that consider prior claims where appropriate terms and pricing are offered. Need help placing an account? Connect with a market specialist.