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Protection to Meet Your Needs In recent years, the effects of storm-related flooding on homes and businesses have been catastrophic — even in regions where floods were previously rare. Flooding is a potential threat to many properties, yet standard property insurance policies typically don’t cover it. The IGP Specialty Excess Flood Program can help when the National Flood Insurance Program (NFIP) limits don’t offer sufficient protection to meet your needs. Our program provides clients access to excess flood insurance at stable, competitive rates — even in some high-risk areas that many insurers won’t cover. We work on behalf of the insurance carriers to evaluate your flood exposure, underwrite your risk, and efficiently issue policies based on your unique needs. Our ability to accurately match coverage to clients’ risks helps us keep their premiums reasonable. Using a consultative approach and sophisticated research tools, our flood analysis and placement team can accurately assess your flood-related risk and help you manage exposure. We evaluate your property using Federal Emergency Management Agency (FEMA) maps, aerial photography, wind and water projections, elevation information, and water source and flood zone data. Our program covers building, contents, and associated loss of income coverage, with limits up to $25 million per policy.

...s but do not write accounts whose primary products are tobacco or cell phone products. Certain high-hazard or unusual oper...

...s but do not write accounts whose primary products are tobacco or cell phone products. Certain high-hazard or unusual oper...

...turing/distribution exposures: Primary general liability: $1,000,000 per oc...rcraft parts, latex gloves, tobacco products, or nuclear-related products. Need help placing an account? ...

...y policy features and options: Primary and excess limits available to build...me policy?Yes. IPMG can provide both primary and excess limits to create layer...

... is designed for businesses whose primary operations involve dismantling vehic...uto recycling, scrap yards, and scrap metal dealing are ideal—especially those...

...red Waiver of Subrogation Primary and Non-Contributory wording Per...itectural, ornamental, and structural metal work. Are residential and commerci...

...include limits up to 5/5/5 on the primary general liability policy. Overvi...rk, such as structural welding, sheet metal, railings, stair fabrication, and ...

...nts Waiver of Subrogation Primary and Non-Contributory wording Per...onal Insured, Waiver of Subrogation, Primary and Non-Contributory wording, and...

...operations where recycling is the primary business activity. Target classes in... fit for RecycleGuard?Accounts whose primary business is recycling—such as scrap metal yards, e-waste processors, paper a...