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Professional Sports Teams and Leagues Insurance...nd special events affiliated with professional athletics. Is this insurance pr...

Professional Sports Teams and Leagues Insurance...nd special events affiliated with professional athletics. Is this insurance pr...

McGowan Excess & Casualty Accident & Health Insurance Accident & Health Insurance Solutions for a Wide Range of Group Activities McGowan Excess & Casualty offers a focused Accident & Health Insurance program designed to meet the needs of groups that run structured activities where accidental injury is a primary exposure. This program is built for agents and brokers who place coverage for clients such as youth sports leagues, schools, camps, fitness and activity centers, and one-day or multi-day events. Policies are underwritten with access to carriers rated A- / VII or better, providing market stability for higher-risk group operations. Ideal Accounts and Eligible Classes This program is suited to a wide variety of organizations and group activities where participants face physical risk. Target classes include: • Club & Intramural Teams • Clinics & Leagues • Special Events (1 Day or Longer) • K-12 Schools • Day Care, Nursery Schools, and Pre-Schools • Intercollegiate Athletic Programs – Exclusive Access to an "A" Rated Carrier • Camps – Sports & Non-Sports • Before & After Care Programs • Religious Groups • Fitness Clubs • Dance Studios • Martial Arts Facilities • Volunteer Groups If you represent clients who operate summer camps, youth sports organizations, or large community events, McGowan’s program offers coverage options that help those insureds meet their duty of care and address participant injury exposures. Coverage Highlights and Special Features The program provides customizable Accident & Health features designed for group exposures, including: Accidental Death & Dismemberment limits from $2,500 to $50,000 Accident Medical Expense limits from $5,000 to $100,000 Deductible options ranging from $0 to $10,000 Dental coverage included within medical expense limits Excess coverage options to layer limits as needed Additional casualty and ancillary coverages are available on request to create broader protection packages: General Liability Hired and Non-Owned Auto Liability Sexual Abuse / Molestation coverage McGowan also places Commercial Umbrella and Follow Form Excess Liability products to complement core Accident & Health limits for accounts with higher liability exposures. Underwriting Considerations Underwriters generally require an underlying carrier with an A- / VII rating or better. Exceptions for certain Employer Liability carriers may be considered on a case-by-case basis. Minimum premium requirements vary by class and exposure; McGowan’s underwriting team will work with you to evaluate each risk and determine appropriate terms. Available Nationwide This program is available in all U.S. states and Washington, D.C. Territories served include: AL, AK, AZ, CA, CO, CT, DE, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With McGowan Excess & Casualty? As a Managing General Underwriter, McGowan Excess & Casualty brings deep accident and health underwriting expertise plus exclusive market access. Agents benefit from responsive underwriting, flexible coverage structures, and a broad appetite for accounts involving minors, volunteers, and physical activity. The program is designed to be carrier-stable and practical for producers placing group activity risks. Example account scenarios: You might have a client that runs a seasonal youth soccer league seeking accident medical limits and AD&D coverage for participants and volunteers during practices and games. Or a K-12 school district that needs short-term accident medical coverage for extracurricular athletic programs and field trips, with the option to add excess layers. What types of accounts are a good fit for this Accident & Health program?Accounts that manage structured group activities with participant exposure — youth sports teams, camps, schools, day care programs, and special events — are all good fits, subject to underwriting review. Is general liability included in the program?General liability is not included by default but can be added upon request to create a combined package with Accident & Health coverage. Are one-day events eligible for coverage?Yes. One-day and multi-day special events are eligible, subject to underwriting and event details such as attendance, activities, and risk controls. Can I write business in any state?Yes. McGowan’s Accident & Health program is available across all U.S. states and Washington, D.C. What is the financial rating of the carriers used?The program places business with carriers rated A- / VII or better; exceptions for certain Employer Liability carriers are considered on a case-by-case basis. Need help placing an account? Connect with a market specialist.

K&K offers insurance solutions for state high school athletic association, high school all-star games, events, fundraisers, and other sports association activities - Minimum Premium: $3,500 Eligible Operations for State High School Athletic Association Insurance: - High School Athletic Conferences - High School Athletic Associations Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Non-audited policy - No deductible - Bodily Injury definition redefined - Crisis Response coverage - Volunteers as Additional Insureds - Legal Liability to Participants - Employee Benefits Liability - Sponsors, lessors as Additional Insureds - Sexual Abuse and Molestation Endorsement - per perp form (optional - subject to qualification based on minimum underwriting criteria and guidelines) Property - Over 25 coverage enhancements - Equipment Breakdown - Business Interruption Inland Marine Crime Commercial Auto Directors' and Officers' Liability including EPLI Excess Liability Accident Medical (Participant Accident) - K-12 (mandatory and voluntary) including Athletics Catastrophic Accident Medical - K-12 Including Athletics Event Cancellation and Non-appearance (provided through Showstoppers) Workers' Compensation Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Amateur Sports Insurance Program from AI Risk AI Risk offers a specialized Amateur Sports insurance program designed for organizations that manage, sponsor, or participate in organized amateur athletic activities. As a Managing General Agency and Carrier with access to AIG, AI Risk provides tailored coverage solutions to meet the unique exposures of amateur sports operations. This program is available in all 50 states and Washington, DC. Ideal Accounts and Appetite This program is ideal for a wide range of amateur sports-related organizations, including: Local and regional sports clubs Independent teams and leagues Sports event organizers and sponsors Athletic participants and officials Coaches and volunteer staff Whether it’s a youth soccer league, an adult softball team, or a nonprofit sponsoring weekend tournaments, AI Risk can help you place these accounts with confidence. The program is designed to support both recreational and competitive amateur sports activities. Coverage Highlights and Advantages The Amateur Sports program offers comprehensive General Liability coverage on an ISO "occurrence" form. This includes protection for bodily injury, property damage, and personal injury arising out of sponsored activities such as: Practices, training sessions, and competitions Fundraising events and public promotions Concession operations and office exposures Optional coverages are available to further enhance protection, including: Participant Accident Insurance Directors and Officers (D&O) Liability Sexual Molestation Coverage This flexible program allows agents to tailor policies based on the specific risks of each insured organization. Underwriting Notes and Minimum Premium The minimum premium for General Liability coverage is $2,500. This includes Participants Legal Liability, Spectators Legal Liability, and the option to include Sexual Molestation coverage. AI Risk underwrites with a focus on well-organized and properly supervised amateur sports operations. Accounts with strong risk management practices and clearly defined roles for participants, coaches, and volunteers are preferred. Territories and Availability This program is available in all 50 states and Washington, DC. Whether your client is based in California, Texas, New York, or anywhere in between, AI Risk can support your placement needs with admitted solutions where applicable. Why Work With AI Risk? AI Risk brings deep expertise in underwriting amateur sports exposures. As both a Managing General Agency and Carrier, AI Risk offers competitive and customizable solutions backed by AIG’s financial strength. You’ll benefit from responsive service, underwriting support, and a partner that understands the unique risks involved in amateur athletic programs. Example accounts that may be a good fit include a youth basketball league in Illinois that hosts seasonal tournaments, or a nonprofit organizing adult flag football games in Texas. If your client provides structured, supervised athletic activities, AI Risk’s program offers the protection they need—and the coverage options you want to offer. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports teams, leagues, clubs, sponsors, and event organizers who provide structured and supervised athletic activities. What coverages are included in the base policy?The base policy includes General Liability on an occurrence form, covering bodily injury, property damage, and personal injury related to sponsored sports activities. Are optional coverages available?Yes, optional coverages include Participant Accident Insurance, Directors and Officers Liability, and Sexual Molestation coverage. What is the minimum premium for this program?The minimum premium for General Liability coverage is $2,500, which includes Participants Legal Liability and Spectators Legal Liability. In which states is this program available?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.