https://completemarkets.com/company/rps-technology--cyber/software-insurance/
Don’t go it alone.
With RPS Technology & Cyber's Software Insurance program, you get a proven partner who understands technology risks. For more than 15 years our dedicated underwriting and placement team has helped agents and brokers place professional and cyber liability coverage for clients across the fast-moving tech sector.
Overview of the Program From RPS Technology & Cyber
Technology businesses face specialized and rapidly evolving exposures—many are not addressed by standard commercial policies. Our Software Insurance program is designed specifically for IT professionals, software developers, computer consultants, IT staffing firms, and other tech-focused operations. We combine targeted appetite, carrier relationships, and technical underwriting to make placement efficient and predictable through our wholesale brokerage platform.
Ideal Accounts and Appetite
We commonly place accounts for:
Custom software developers and development shops
IT consultants, project managers, and systems integrators
Managed service providers (MSPs) and network engineers
IT staffing firms, contract recruiters, and staffing platforms
SaaS companies and cloud-based application providers
Typical fits are small to mid-sized firms with clear scopes of work, basic security controls, and limited prior loss activity. Larger or more complex accounts may be considered on a case-by-case basis—especially when strong controls and incident response plans are in place.
Example: A SaaS startup seeking Tech E&O and cyber liability after launching a payment integration module.
Example: An MSP looking for combined Tech E&O and network security/privacy liability to cover managed services and third-party vendor integrations.
Coverage Highlights and Advantages
RPS’s Software Insurance program offers tailored professional liability and cyber liability solutions that align with the specific exposures of technology firms. Coverage options include:
Technology Errors & Omissions (Tech E&O)
Network Security & Privacy Liability
Media Liability
Regulatory defense and fines (where insurable)
Business interruption and extra expense resulting from cyber events
Our carrier partners understand software and IT operations, which allows for underwriting flexibility on limits, retentions, and endorsement language when justified by the risk profile.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by carrier and state. To speed placement and improve terms, submit a complete application with:
Description of services, typical contracts or SOWs, and revenue by service line
Details on security controls, encryption, backups, and incident response plans
Loss history and any regulatory inquiries
Our underwriting team works with agents to evaluate submissions efficiently and to recommend appropriate coverage enhancements or risk improvements where needed.
Territories and Availability
This program is available in all 50 states and Washington, DC. We place both admitted and non-admitted solutions depending on the state, carrier appetite, and the insured’s needs.
Why Work With RPS Technology & Cyber?
You don’t need to be a technology expert to write Software Insurance—you need the right partner. RPS provides technical underwriting support, broad carrier access, and responsive service so you can confidently place tech-related risks. Our team helps you present submissions, highlight risk controls, and secure competitive terms that protect your clients and grow your book.
Whether the client is an early-stage SaaS company or an established IT staffing agency, RPS Technology & Cyber offers smart, scalable insurance solutions tailored to the tech sector.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for software developers, IT consultants, managed service providers, IT staffing firms, and other technology-focused businesses.
Is this program available in all states?Yes, the Software Insurance program is available in all 50 states and Washington, DC.
What coverages are included in the program?Coverage options may include Tech E&O, cyber liability, media liability, regulatory defense, and business interruption from cyber events.
Do I need to be a tech expert to submit business?No, our team provides the technical expertise so you can confidently place tech-related risks without being a specialist yourself.
What carriers are used for this program?We work with various carriers, offering both admitted and non-admitted options depending on the state and risk profile.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/technology-based-services-program/
Technology Based Services Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a comprehensive Technology Based Services Program tailored specifically for agents and brokers looking to place business in the fast-paced and evolving tech sector. With access to both admitted and non-admitted markets, our program is designed to address the unique professional and general liability exposures that technology service providers face.
Ideal Accounts and Appetite
This program is an excellent fit for a wide range of technology-based businesses, including but not limited to:
Data Entry and Processing Services
Custom and Packaged Software Developers
Hardware and Software Consulting Firms
System Installation and Maintenance Providers
Web Page Developers and Content Providers
Technology Trainers and Educators
Computer Processing Service Providers
Whether your client is building custom platforms for end-users or managing IT infrastructure for businesses, this program can provide the protection they need.
Example accounts that would be a great fit include a startup offering SaaS-based accounting tools or an established IT consulting firm managing enterprise data migrations.
Coverage Highlights and Advantages
Our Technology Based Services Program is designed to provide robust protection that addresses the professional exposures of IT service providers as well as their general liability needs. Coverage features include:
Professional Liability – Coverage for errors, omissions, and negligence in the delivery of professional technology services.
Combined Professional and General Liability – A streamlined solution that protects against both operational and service-related risks.
Optional Software Copyright Infringement – A valuable add-on for software developers and content providers.
Contingent BI/PD – Protection against contingent bodily injury and property damage claims.
Limits are available up to $5,000,000 per occurrence / $5,000,000 general aggregate, offering ample protection for mid-sized and larger accounts.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the type of account, size of the business, and specific coverage needs. Our underwriting team evaluates each submission carefully to provide competitive terms while maintaining appropriate risk management standards.
We work closely with agents to ensure quick turnaround and clear communication during the quoting process.
Territories and Availability
This program is available in most states across the U.S., including: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Some admitted markets are available, depending on the risk and location.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an experienced Excess & Surplus Lines Broker, Continental Risk / Continental Marine Insurance Services brings deep market access and niche expertise to the table. Our team understands the evolving needs of the technology sector and offers tailored solutions that help agents deliver value to their clients.
We support you throughout the process—from submission to binding—to help you grow your tech book with confidence.
To learn more or to discuss a specific account, contact our office at 866-699-2747.
Frequently Asked Questions
What types of accounts are a good fit for this program?Ideal accounts include software developers, IT consultants, system integrators, and web service providers. Businesses offering data processing, training, or maintenance services also qualify.
Is this program available nationwide?The program is available in most U.S. states, including CA, TX, FL, NY, and many others. Some admitted markets are available based on state and risk type.
What coverage limits are offered?Limits are available up to $5,000,000 per occurrence and $5,000,000 general aggregate, providing ample protection for a wide range of tech businesses.
Are software copyright infringement claims covered?Yes, optional coverage for software copyright infringement is available and can be added depending on client needs.
What is the minimum premium for this program?Minimum premiums vary depending on the size and nature of the account. Contact underwriting for a specific quote.
Need help placing an account? Connect with a market specialist.