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Policy Highlights for Directors and Officers Insurance: In today’s litigious a...ible and comprehensive Directors and Officers Insurance program designed to pr...

...th small businesses, professional offices, or mid-sized organizations, the pot...age can be packaged with Directors & Officers (D&O) liability and other manage...

...sis to match the needs of retail, office, light industrial, or mixed-use prope...al buildings such as retail centers, office complexes, light industrial buildi...

...professionals working from a home office (consultants, bookkeepers, designers,...rafters, consultants, and small home offices. Is this coverage written standal...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a flexible and comprehensive Community Association Insurance program designed for well-established associations with completed development or construction. This program is ideal for agents and brokers seeking to place package or mono-line property and liability coverage for associations managing residential communities. Eligible risks include: Homeowners Associations (HOAs) for single-family homes Townhouse or Townhome Associations Residential Condominium Associations Time-Share Condominium Associations Cooperative Housing Corporations Whether your client operates a suburban HOA or a well-managed time-share complex, Colonial General provides tailored coverage options to meet the unique risks these communities face. Coverage Highlights and Advantages Property Coverage Options: Accounts Receivable Basic, Broad, or Special Form Building and Contents Business Income Computer Equipment Equipment Breakdown Inland Marine Outside Signs Valuable Papers Replacement Cost or Actual Cash Value General Liability Coverage: Primary limits up to $3 million occurrence/aggregate $5,000 Medical Payments Coverage included Additional Interests included at no charge Hired and Non-owned Auto available Excess or Umbrella limits up to $25 million No deductible required Crime Coverage Options: Inside the Premises – Theft of Money and Securities Inside the Premises – Robbery or Safe Burglary of Other Property Outside the Premises Ideal Accounts and Appetite This program is best suited for community associations that are fully developed and operational, where active construction is no longer occurring. Associations with a stable financial history, board governance, and risk management protocols in place are preferred. Risks with prior claims history or located in high-risk catastrophe zones may be reviewed individually. For example, if you have a client managing a gated townhome community or a mid-rise condominium association looking to consolidate their property and liability coverage, this program offers the flexibility and depth needed to protect their assets. Underwriting Notes and Market Access Colonial General operates as a Managing General Agency and Excess & Surplus Lines Broker, providing access to a variety of carriers depending on the account profile. Some admitted markets are available for qualifying risks. Underwriting is efficient and consultative, helping agents match the right coverage to each insured’s exposures. Territory and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents writing in these states can rely on Colonial General’s regional expertise and market access to serve their community association clients effectively. Why Work With Colonial General? Colonial General has decades of experience serving the Western U.S. with specialty insurance programs. Their Community Association Insurance program stands out for its flexible structure, broad market access, and strong support for agents. Whether you’re placing a single condo association or a portfolio of HOAs, Colonial General is a trusted partner in securing competitive and comprehensive coverage. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include established homeowner associations, townhome associations, residential and time-share condominium associations, and cooperative housing corporations with completed development and active management. Are mono-line policies available?Yes, both mono-line property or liability policies and package policies are available depending on the insured’s needs. Is this program available on an admitted basis?Some admitted markets are available; eligibility depends on the specific risk and location. Colonial General also offers access to surplus lines markets as needed. What states is the Community Association Insurance program offered in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What limits are available under the general liability coverage?Primary liability limits up to $3 million per occurrence/aggregate are available, with excess or umbrella limits up to $25 million. Need help placing an account? Connect with a market specialist.

...available for employed MDs and psychologists Non-owned auto coverage availab...is available for on-staff MDs and psychologists as part of the program. What i...

...ures: retail stores, professional offices, restaurants and food-service operat... — for example, retail, restaurants, offices, and local multi-location chains ...

...dustrial equipment distributors Office supply wholesalers Non-perishable g...lude food and beverage distributors, office supply wholesalers, and equipment ...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Medical Staffing Agency Insurance program designed for agents and brokers seeking markets for healthcare staffing clients. As a Managing General Agency (MGA) and Excess & Surplus Lines Broker, Colonial General has access to multiple top-rated carriers and custom solutions, giving you flexibility to place complex or unique staffing risks across several western states. Overview of the Program From Colonial General Medical staffing agencies face unique liability exposures, especially when contracting healthcare professionals to third-party facilities. Colonial General’s program provides access to professional liability and malpractice coverage tailored to meet the diverse needs of staffing firms placing physicians, nurses, therapists, and other licensed healthcare providers. The coverage is backed by carriers rated “A” or better by A.M. Best, ensuring financial strength and reliability. Ideal Accounts and Appetite This program is an excellent fit for: Medical staffing agencies placing temporary or permanent healthcare professionals Firms that staff RNs, LPNs, CNAs, physical therapists, medical assistants, and similar roles Agencies working with hospitals, clinics, nursing homes, or in-home care facilities You might have a client who staffs traveling nurses to rural hospitals or provides physical therapists to outpatient clinics—these are the types of accounts that may be eligible. Coverage Highlights and Advantages Professional Liability / Malpractice coverage available through A.M. Best “A” rated carriers Limits starting at $250,000 / $500,000, with flexible deductible options Coverage tailored to match the staffing agency’s operations and provider types Optional coverages may be available depending on carrier and risk profile Coverage and premium will vary based on carrier placement and underwriting factors. Colonial General works to match accounts with the best-fitting carrier and coverage structure. Underwriting Notes and Minimum Premiums While minimum premium details are not specified, underwriting will consider the type of providers placed, states of operation, loss history, and staffing volume. Deductible options and limit selections also influence premium. Colonial General’s experienced underwriters can help you navigate submissions for competitive placement. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted and non-admitted options may be available, depending on the carrier and jurisdiction. Why Work With Colonial General Colonial General brings decades of specialty underwriting experience to the table, with strong carrier relationships and a focus on service. As an MGA and E&S broker, they help agents place tough-to-place or niche healthcare staffing risks with confidence. Whether you’re working with a startup staffing firm or an established agency expanding into new states, Colonial General can help you find the right market and coverage solution. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets medical staffing agencies that place licensed healthcare professionals such as nurses, therapists, and aides in hospitals, clinics, or long-term care facilities. Are both admitted and non-admitted carriers available?Yes, Colonial General has access to both admitted and non-admitted markets depending on the state and carrier availability. What limits and deductibles are offered?Limits typically start at $250,000/$500,000, with a range of deductible options. Specific terms depend on the risk and carrier selected. Which states is this program available in?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. What information is needed to submit a quote?Submissions should include a completed application, details on provider types, loss history, operational scope, and coverage limit requests. Need help placing an account? Connect with a market specialist.

... independent Title Agents, Escrow Officers, and small to mid-sized agencies fo...ram?Independent Title Agents, Escrow Officers, and small to mid-sized agencies...