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Public Auto Specialty Insurance Program Am...verage are available through Amwins’ Public Auto program?The program commonly includes Auto Liability, Auto Physical Damage, and Excess coverag...

Public Auto Insurance for NC and VA More T... Taxis, limousines, church vans, daycare vans, and van pools operating wit...

LANDSCAPE GARDENING LIABILITY INSURANCE For NC and VA MORE THAN 30 YEARS INSURING CONTRACTORS We are your go-to market for all contractors, whether BIG or SMALL! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. provides targeted General Liability solutions for landscape gardening and lawn care contractors across North Carolina, Virginia and the District of Columbia. With more than 30 years placing contractor business, we combine niche underwriting expertise and access to flexible non-admitted markets to help you place accounts that need tailored limits and endorsements. Ideal Accounts and Appetite This program is designed for a broad range of landscape and grounds-maintenance operations, including: Landscape gardeners and full-service landscapers Lawn care and grass-mowing services Tree pruning, trimming, dusting and spraying Stump grinding and light site cleanup Residential and commercial maintenance contractors Typical fits are contractors performing routine lawn and landscape services, seasonal crews, and firms that need higher limits or specific policy features not available in standard admitted markets. Accounts with heavy excavation, major tree removal, or extensive subcontracted heavy civil work generally fall outside this appetite. Coverage Highlights and Advantages The program centers on comprehensive General Liability with options and endorsements that align with contractor exposures: General Liability limits available up to $5,000,000 Occurrence-form coverage Excess liability available to increase limits Property Enhancement form options Equipment and tools coverage via property floaters Additional Insured endorsements, primary wording and waiver of subrogation available Per-project aggregate limits offered where required by contract Damage to premises rented to you (up to $100,000) and Medical Payments (up to $5,000) Underwriting Notes and Minimum Premiums Underwriting focuses on the specific operations, claims history, contract exposures and equipment values. We place business with reputable non-admitted carriers to offer greater flexibility on limits and endorsements. While the program offers competitive minimums for qualifying accounts, final pricing depends on the insured’s operations, payroll/subcontractor usage, past losses and requested coverages. Territories and Availability This program is available to agents writing business in North Carolina (NC), Virginia (VA) and the District of Columbia (DC). Policies are placed through non-admitted carriers where appropriate; please confirm state availability and any local licensing requirements when submitting. Why Work With Agents Insurance Markets, Inc. As a Managing General Agency specializing in contractor classes, Agents Insurance Markets, Inc. pairs experienced underwriting with fast, practical service. We help agents place accounts that need flexible wording, higher limits, or equipment protection not always available in admitted markets. Our team supports quick turnaround on submissions and can assist with policy language for owner or venue additional insured requests and per-project aggregates. Example Accounts That Fit This Program A small commercial landscaping contractor that maintains office campus grounds, uses light tractors and hires seasonal crews, and needs a $2M general liability limit with additional insured wording for the property owner. A solo lawn care operator who carries mowers, a chipper and trailer equipment and wants scheduled equipment coverage plus general liability on an occurrence basis. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits landscape gardeners, lawn care and mowing services, tree pruning and stump grinding contractors, and both residential and commercial landscapers operating in NC, VA and DC—especially when higher limits or specific endorsements are needed. Is this program available for new landscaping businesses?Yes. We consider both new ventures and established companies. Each submission is evaluated on operations, experience, equipment and exposures. What are the key coverage options included in this program?Key options include General Liability up to $5 million, Property Enhancement forms, Equipment Floaters, Additional Insured endorsements, Waiver of Subrogation, per-project aggregates and excess liability. Can I write both residential and commercial landscaping risks?Yes. The program accepts both residential and commercial landscaping accounts provided they meet underwriting guidelines for operations and exposures. What carriers do you work with for this program?We place business with various reputable non-admitted carriers to provide flexibility in limits and policy wording tailored to your client’s needs. Need help placing an account? Connect with a market specialist.

Policy Highlights: Jeep tour operations present unique risks that require specialized insurance protection. Whether your clients operate guided Jeep tours, offer Jeep rentals, or manage a fleet for off-road excursions, Colonial General Insurance Agency, Inc. provides targeted insurance solutions designed to meet the needs of this adventurous niche. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General offers access to a range of markets with flexible coverage options tailored for Jeep tour operators. With admitted and non-admitted solutions available, agents can confidently place these accounts with a partner who understands the risks of outdoor and adventure tourism. Ideal Accounts and Appetite: Colonial General is a great fit for standard Jeep tours and rental operations that focus on recreational, sightseeing, or guided adventure experiences. Ideal clients include: Companies offering off-road Jeep tours in national parks or desert regions Jeep rental services for tourists and outdoor enthusiasts Operators conducting guided trail excursions Important Note: Colonial General does not currently offer coverage for altered vehicles or "Extreme Tours" involving high-speed, high-risk, or heavily modified off-road vehicles. Coverage Available: Liability coverage up to $1,000,000 Combined Single Limit (CSL) Physical damage coverage with deductible options ranging from $500 to $5,000 Radius options available up to 500 miles Cargo coverage limits up to $100,000, including refrigerator breakdown protection This program is designed to help your clients manage exposures related to passenger liability, vehicle damage, equipment loss, and cargo protection. Whether you’re placing a single-unit operator or a fleet of Jeeps, Colonial General offers scalable coverage to meet different operational needs. Underwriting Considerations Underwriting is flexible, but risk profiles should reflect safe, guided tour environments and well-maintained vehicles. Accounts with a good safety record, proper driver training, and compliant vehicle modifications are more likely to fit within the program parameters. Territories and Availability This Jeep Tour Insurance program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. These regions offer prime terrain for Jeep adventures, and Colonial General’s local expertise helps agents secure coverage efficiently and competitively. Why Work With Colonial General? Colonial General brings deep experience in specialty and outdoor recreation risks. As a trusted MGA and E&S broker, they provide agents with access to a wide variety of carriers (varies by account) and responsive underwriting support. You’ll benefit from Colonial General’s streamlined process, regional market knowledge, and commitment to helping agents grow their book in niche industries like Jeep tourism. Whether you’re working with a start-up Jeep tour company in Moab or helping a seasoned rental operator in Sedona expand coverage, Colonial General is ready to help you find the right fit. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for Jeep tour operators and Jeep rental businesses offering recreational or sightseeing trips. It does not cover extreme off-road or modified vehicle operations. Is physical damage coverage available for the vehicles?Yes, physical damage coverage is available with deductible options ranging from $500 to $5,000. Are there geographic restrictions on where this program is offered?Yes, this program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What is the maximum liability limit offered?The program offers liability coverage up to $1,000,000 Combined Single Limit (CSL). Does the program cover altered vehicles or extreme tours?No, Colonial General does not offer coverage for altered vehicles or high-risk extreme tours. Need help placing an account? Connect with a market specialist.

...ry and property damage claims. Auto Liability – For centers that transport...m?This program is ideal for licensed daycare centers, preschools, in-home chil...

...y counseling E&O and coverage for daycare/preschool operations. Colonial Gener...sions (clergy counseling E&O and daycare E&O), abuse coverage options,...

...wner who operates a small in-home daycare — this exposure may be placed under CPL with the appropriate daycare endorsement. Frequently Asked Ques...

...perations, boarding, camps, large public events and cemetery operations. If an...inistries such as parochial schools, daycare programs, cemeteries and communit...

...lity limit Non-owned and hired auto liability coverage Coverage for pe...on exposures?Yes, non-owned and hired auto liability is available, and the pro...

...ensed day care center, an in-home daycare, or a child care service affiliated ...