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Policy Highlights for our Auto Dealers Insurance program: Colonial General Insurance Agency, Inc. provides a focused Auto Dealers Insurance program designed for agents and brokers placing coverage for a broad range of dealer operations. Backed by experienced underwriters and flexible admitted and non-admitted markets, this program helps you protect clients that sell, service, tow, or consign vehicles — including operations with online sales and electric vehicle inventories. Ideal Accounts and Appetite This program targets new and used auto dealerships of varying sizes, including those expanding into online sales channels and electric vehicle retail. We will consider dealerships that offer consignment sales where a favorable consignment agreement is in place. Examples of accounts that fit well: A used-car retailer adding an e-commerce platform and seeking garage coverage that accounts for cyber exposure and customer test drives. A single-location dealer with limited towing operations that needs in-transit protection and primary Garage Keepers coverage for customer vehicles left for service. We review unique or evolving business models on a case-by-case basis and can accommodate specialty exposures when supported by complete submissions and acceptable operational controls. Coverage Highlights and Advantages Commercial Garage coverages available for dealers: Garage Liability — limits up to $1,000,000 per accident Liability Aggregate up to $3,000,000 $5,000 Medical Payments Dealers Physical Damage to cover on- and off-lot inventory Broadened Coverage endorsements to fit dealer exposures False Pretense coverage for certain theft scenarios Fire Legal Liability for leased or rented premises Garage Keepers Coverage available on a primary basis (specified causes of loss) In-Transit Coverage for towing and delivery operations Broad Form Products and Property coverage options These coverages address common dealer exposures: inventory damage, customer vehicle custody while servicing, liabilities from test drives, and exposures created by towing or delivery operations. Underwriting Notes and Minimum Premiums We place accounts on admitted or non-admitted paper depending on the state and risk profile. Underwriters evaluate operational controls, loss history, vehicle inventory mix (including EVs), consignment agreements, and any towing or in-transit exposures. Complete applications, current loss runs, and clear descriptions of operations help speed placement and secure better terms. If a client operates under consignment, include the consignment agreement with the submission. For accounts with towing or delivery services, provide details on driver qualifications, limits of operations, and frequency of tows or deliveries. Territories and Availability This program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Appetite and admitted/non-admitted availability vary by state — submit the full account details so we can identify the best market placement. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines underwriting expertise with broad market access. Our team understands the operational nuances of dealerships and can tailor solutions across admitted and non-admitted markets to match risk profiles. We focus on pragmatic underwriting and responsive service so you can close deals efficiently. You might have a client who needs Garage Keepers primary coverage for customer vehicles after a service visit, or a small dealer launching online sales that needs combined liability, physical damage, and in-transit protections — Colonial General can help place both. Explore our company profile at https://completemarkets.com/company/colonialgeneral or view this Auto Dealers Insurance program at https://completemarkets.com/company/colonialgeneral/Auto-Dealers-Insurance. Frequently Asked Questions What types of accounts are a good fit for this Auto Dealers Insurance program?We are a good fit for new and used auto dealerships, including those with online sales, electric vehicle inventories, and consignment arrangements that include a favorable consignment agreement. Is Garage Keepers coverage included in the program?Yes. Garage Keepers coverage is available on a primary basis with specified causes of loss to protect vehicles left in the dealer’s care. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability and admitted vs. non-admitted placement depend on the state and the specific risk. Can you consider dealerships with towing operations?Yes. We offer In-Transit Coverage for towing and delivery operations; provide details on scope, frequency, and driver qualifications with your submission. Is this program offered on an admitted or non-admitted basis?We work with both admitted and non-admitted markets. The best placement depends on the account’s operations, loss history, and state requirements. Need help placing an account? Connect with a market specialist.

Policy Highlights for our Auto Dealers Insurance program: Colonial General Insurance Agency, Inc. provides a focused Auto Dealers Insurance program designed for agents and brokers placing coverage for a broad range of dealer operations. Backed by experienced underwriters and flexible admitted and non-admitted markets, this program helps you protect clients that sell, service, tow, or consign vehicles — including operations with online sales and electric vehicle inventories. Ideal Accounts and Appetite This program targets new and used auto dealerships of varying sizes, including those expanding into online sales channels and electric vehicle retail. We will consider dealerships that offer consignment sales where a favorable consignment agreement is in place. Examples of accounts that fit well: A used-car retailer adding an e-commerce platform and seeking garage coverage that accounts for cyber exposure and customer test drives. A single-location dealer with limited towing operations that needs in-transit protection and primary Garage Keepers coverage for customer vehicles left for service. We review unique or evolving business models on a case-by-case basis and can accommodate specialty exposures when supported by complete submissions and acceptable operational controls. Coverage Highlights and Advantages Commercial Garage coverages available for dealers: Garage Liability — limits up to $1,000,000 per accident Liability Aggregate up to $3,000,000 $5,000 Medical Payments Dealers Physical Damage to cover on- and off-lot inventory Broadened Coverage endorsements to fit dealer exposures False Pretense coverage for certain theft scenarios Fire Legal Liability for leased or rented premises Garage Keepers Coverage available on a primary basis (specified causes of loss) In-Transit Coverage for towing and delivery operations Broad Form Products and Property coverage options These coverages address common dealer exposures: inventory damage, customer vehicle custody while servicing, liabilities from test drives, and exposures created by towing or delivery operations. Underwriting Notes and Minimum Premiums We place accounts on admitted or non-admitted paper depending on the state and risk profile. Underwriters evaluate operational controls, loss history, vehicle inventory mix (including EVs), consignment agreements, and any towing or in-transit exposures. Complete applications, current loss runs, and clear descriptions of operations help speed placement and secure better terms. If a client operates under consignment, include the consignment agreement with the submission. For accounts with towing or delivery services, provide details on driver qualifications, limits of operations, and frequency of tows or deliveries. Territories and Availability This program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Appetite and admitted/non-admitted availability vary by state — submit the full account details so we can identify the best market placement. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines underwriting expertise with broad market access. Our team understands the operational nuances of dealerships and can tailor solutions across admitted and non-admitted markets to match risk profiles. We focus on pragmatic underwriting and responsive service so you can close deals efficiently. You might have a client who needs Garage Keepers primary coverage for customer vehicles after a service visit, or a small dealer launching online sales that needs combined liability, physical damage, and in-transit protections — Colonial General can help place both. Explore our company profile at https://completemarkets.com/company/colonialgeneral or view this Auto Dealers Insurance program at https://completemarkets.com/company/colonialgeneral/Auto-Dealers-Insurance. Frequently Asked Questions What types of accounts are a good fit for this Auto Dealers Insurance program?We are a good fit for new and used auto dealerships, including those with online sales, electric vehicle inventories, and consignment arrangements that include a favorable consignment agreement. Is Garage Keepers coverage included in the program?Yes. Garage Keepers coverage is available on a primary basis with specified causes of loss to protect vehicles left in the dealer’s care. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability and admitted vs. non-admitted placement depend on the state and the specific risk. Can you consider dealerships with towing operations?Yes. We offer In-Transit Coverage for towing and delivery operations; provide details on scope, frequency, and driver qualifications with your submission. Is this program offered on an admitted or non-admitted basis?We work with both admitted and non-admitted markets. The best placement depends on the account’s operations, loss history, and state requirements. Need help placing an account? Connect with a market specialist.

...ravel management companies, tour operators, travel consultants, and related se...ate travel managers, and small tour operators are the primary fits. Appetite i...

...addresses the exposures faced by operators hauling cargo with trailers of all ...small transport fleets, and trailer operators moving general, refrigerated, or...

Policy Highlights: Bus sales and repair operations carry specialized exposures that standard commercial programs often don’t address. Colonial General Insurance Agency, Inc. offers a Bus Sales and Repair Shop Insurance program through its Garage department that combines targeted garage liability, garage keepers, and physical damage options with underwriting expertise for sellers, converters, and repairers of buses and motorcoaches. The program is designed so you can place complex garage risks with confidence across sales, conversions, towing and repair operations. Ideal Accounts and Appetite This program works well for accounts involved in: Bus sales (new and used dealerships) Bus repair, maintenance, and full-service shops Bus conversions and remodels (RV or specialty conversions) Remodeling, retrofitting, and specialty upfitting of buses Accounts that include limited towing or in-transit exposures can also be considered. Colonial General is set up to handle both straightforward dealer risks and more complex garage operations where multiple exposures—sales, repair, storage, and transit—need to be combined on a single program. Coverage Highlights and Advantages Colonial General offers a focused suite of garage coverages and endorsements tailored for bus-related operations, including: $3,000,000 liability aggregate $5,000 medical payments Broadened coverage endorsements to expand standard garage forms Dealers Physical Damage (for inventory and owned units) False Pretense coverage to address misrepresentation/exposure on sales Fire Legal Liability for premises exposures Garage Keepers coverage on a primary basis (with specified causes of loss) Garage Liability limits up to $1,000,000 per accident In-transit coverage for towing and delivery operations Optional property coverage for shop and contents These elements let you package liability, customer vehicle protection, and physical damage under one coordinated policy—helpful when clients both sell and service buses or perform conversions. Underwriting Notes and Minimum Premiums Colonial General underwrites accounts on a case-by-case basis and places business with a panel of admitted and surplus markets to find the best fit. While specific minimum premiums are not published, well-prepared submissions move faster: include detailed descriptions of operations, schedules of vehicles, recent loss runs, and any safety or shop control procedures. Preferred risks show clear operations, organized inventory controls, documented conversion procedures, and a reasonable loss history. Higher-exposure accounts (extensive heavy towing, large fleets with frequent interstate transit, or unlicensed conversion operations) may require enhanced terms or referral. Example: You might have a mid-size bus dealer that also offers repair and occasional towing. This program can combine garage liability, garage keepers, and dealers physical damage to cover sales inventory and customer buses while in the shop or during transit. Territories and Availability Available in select Western states: AZ, CA, CO, ID, NV, NM, UT, and WY. Some elements may be placed on an admitted basis where markets are available; other coverages may be written non-admitted depending on the state and risk characteristics. Colonial General will evaluate placement options at submission. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides specialized garage underwriting and access to multiple markets for admitted and E&S placements. Their Garage department focuses on garage-specific exposures, which helps you secure tailored coverage forms and endorsements for bus dealerships, conversion shops, and repair facilities. Working with Colonial General gives you responsive underwriting, flexible program structure, and market access for complex or niche garage risks. Frequently Asked Questions What types of accounts are a good fit for this program?Bus dealerships, repair shops, towing operations, and businesses that convert or remodel buses for RV or specialty use are the primary targets for this program. Is Garage Keepers Coverage included?Yes. Garage Keepers Coverage is available on a primary basis with specified causes of loss to protect customers’ buses while in your client’s care, custody, or control. Are bus conversion operations eligible?Yes. Accounts that perform conversions or retrofits for RV, specialty, or commercial use are eligible, provided conversions are documented and the operations meet underwriting criteria. In which states is the program available?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. What limits are available under Garage Liability?Garage Liability limits are available up to $1,000,000 per accident, with aggregate options up to $3,000,000 depending on the risk and placement. Need help placing an account? Connect with a market specialist.