Search CompleteMarkets

...Association of Broadcasters APU's Radio & Television program from Amwins ...dustry-standard applications plus the Radio & Television Broadcasters Supplemental Application, three...

Overview — Film / Production Insurance from Entertainment Pro Insurance Let the experts at Entertainment Pro Insurance help you place Film / Production Insurance for your entertainment and media clients. Entertainment Pro is a specialty wholesale broker that offers nationwide access to multiple carrier markets for motion picture, television, music, theatrical, broadcasting and special events risks. This program is designed for agents and brokers who need flexible coverage for productions, equipment, personnel and production-related third-party exposures. Coverage highlights Entertainment Pro Insurance places a broad package of production coverages. Typical features include: Extended pre-production and Cast Insurance — extra expense coverage for postponement, interruption or cancellation caused by accident, illness, death or kidnapping of declared artists, directors, animals or key personnel. Negative film, videotape & digitized image — protection for raw and exposed film, videotape, matrices, working prints and computer-generated imagery. Faulty stock, camera & processing — coverage for loss from fogging, defective equipment, faulty development, editing or accidental erasure. Props, sets & wardrobe (PSW) — all-risk coverage for rented or owned theatrical property, including loss of use to rental companies. Miscellaneous equipment — all-risk coverage for rented or owned cameras, sound, grip, lighting, post-production and mobile unit equipment. Extra expense — reimbursement to complete principal photography after covered loss to property or facilities contracted for the production. Third-party property damage (TPPD) — coverage for damage to others’ property while in the care, custody or control of the production. Post production cast insurance — extra expense coverage for declared persons during post production. Office contents, commercial vehicle physical damage, money & security — options to protect office property, non-owned/hired vehicles and money/securities on location. Ideal accounts and appetite This program is a good fit for independent and mid-sized productions and entertainment clients you represent, including: Independent feature films, shorts and documentaries Television pilots, episodic series and streaming productions Commercials, music videos and theatrical tours Live events, broadcast productions and special events Production companies needing equipment, PSW, or cast-related extra expense coverage You might present a client who needs cast insurance for a TV pilot or a small production company seeking combined equipment, PSW and extra expense coverage for a location shoot — Entertainment Pro can package these coverages through multiple carrier markets. Underwriting notes & minimum premiums - Program placement is handled by a wholesale broker; Entertainment Pro works with multiple carriers to match coverage to the production’s exposures. - Appetite and terms depend on production size, budgets, locations, declared artists and exposures (stunts, animals, special effects). Provide production schedules, budgets, cast/crew lists, equipment schedules and location details at submission. - Minimum premium: varies by carrier and coverage; advise that minimums are determined per account and by state. Entertainment Pro will confirm minimums with the underwriting market on submission. Territories & admitted status - States available: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. - Admitted status: All Available Markets — Entertainment Pro can access admitted and non-admitted solutions through its carrier partners depending on state and risk characteristics. Why work with Entertainment Pro Insurance on film & production risks - Specialty entertainment expertise: the firm focuses on motion picture, television, music, theatrical, broadcasting and special events risks. - Market access: multiple carrier relationships allow tailored placements for equipment, cast, extra expense and third-party exposures. - Wholesale broker support: underwriter coordination and program packaging that helps you submit complete files and get competitive terms faster. - Broad product set: from Faulty Camera/Stock and videotape/negative coverage to E&O/Media liability and contingency options, you can consolidate production needs with one wholesale partner. Contact / submission For more information about Film / Production Insurance in your state, please call: Sharon Emmons, Owner Entertainment Pro Insurance 9645 Padre Peak Court Las Vegas, NV 89178 (702) 639-3997 - Phone (702) 639-3994 - Fax Frequently Asked Questions What types of production accounts are a good fit for this program?This program fits independent features, shorts, documentaries, TV pilots/series, commercials, music videos, theatrical productions, broadcasts and special events that need coverage for cast, equipment, PSW, extra expense and third-party property damage. What submission materials should I provide to get a quick response?Include the production schedule and budget, cast and crew lists, equipment schedules, location details, a script or project summary and any prior loss history. These allow underwriters to price cast, extra expense and equipment exposures accurately. Are both admitted and non-admitted placements available?Yes. Entertainment Pro works with multiple carriers and can pursue admitted or non-admitted solutions depending on the state, coverage needed and the production’s risk profile. How are minimum premiums determined?Minimum premiums vary by carrier and the coverages requested. Entertainment Pro will confirm the applicable minimums and any retentions when you submit the account for placement. Can this program package media liability or errors & omissions with production coverages?Yes. Entertainment Pro has access to media/broadcasting professional liability and E&O markets and can coordinate those coverages with production property, equipment and cast insurance when appropriate. Need help placing an account? Connect with a market specialist.

DealerGuard - Auto Dealer's Open Lot For over 30 years, DealerGuard from Amwins Underwriting has provided open-lot physical damage coverage tailored to franchised and large independent auto dealers, associations, and finance company floorplans. The program pairs targeted underwriting with consultative service, loss-control support, and nationally recognized claims administration to protect inventory parked on dealer lots. Sweet spot Franchised auto dealers or large independent auto dealers Low demo/employee ratio (<10%) Low loss ratio (<30% current year; <40% prior three years) 5+ years in operation (franchised); 3+ years in operation (independent) Eligible risks - Franchised automobile dealers. Typical operations include sales of new and used vehicles, with incidental maintenance, service, and repair. Minimum account premium is $10,000. - Dealer Open Lot coverage may be written in conjunction with Manufacturer and Floorplan coverage. Ineligible risks - Auto (daily or weekly) rental operations - Boat dealers Coverage highlights Dealer's Open Lot Available for “non-floored only” accounts when required. Inventory protection can be extended to motorcycle and bus dealers. Parametric Parametric hail coverage is available for dealers in high-weather-risk zones where traditional terms can be difficult to secure. Other coverages available (separate policies) - Pollution and Underground Storage Tank Services & claims - Loss control and consultative services - Claims management provided by a nationally recognized third-party administrator - Dedicated, client-focused service team Underwriting notes & minimums Amwins Underwriting operates this program as a non-admitted market focused on larger dealer accounts. The program’s minimum account premium is $10,000. Underwriters look for stable operations, clean loss histories, and strong on-lot controls. Typical requirements include a completed DealerGuard application and currently valued loss runs (current year plus four prior years). Submission requirements - Completed DealerGuard application - Currently valued loss runs (current plus four prior years) - Franchised dealers: page one of the most recent month-end financial statement for each franchise/dealership - Non-franchised dealers: detailed inventory listing for all vehicles Please send submissions to: [email protected] Territory & carrier Available in: AL, AK, AZ, CA, CT, DE, FL, GA, ID, IL, IN, KY, LA, ME, MD, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NY, NC, ND, OH, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Carrier: Lexington. Program administered by Amwins Underwriting (MGA). Why place DealerGuard through Amwins Underwriting? Specialized underwriting for franchised and large independent dealers with decades of program experience. Integrated loss-control and claims services designed for large inventory exposures. Flexible options for non-floored risks, inventory types (including motorcycles and buses), and parametric solutions for hail-prone territories. Dedicated underwriting and service teams focused on dealer-floorplan and open-lot exposures. Example accounts that fit this program You represent a multi-franchise dealer group with consistent safety controls, a low demo-to-employee ratio, and a five-year operating history — ideal for DealerGuard placement. A large independent dealer with several satellite lots, clean loss runs, and a $12,000 account premium need — fits the program’s minimum and underwriting profile. When completing applications, please include the Date a Quote is Required and the Expiring and/or Target Premiums. Frequently Asked Questions What types of dealer accounts are a good fit for DealerGuard?DealerGuard is designed for franchised auto dealers and large independent dealers with stable operations, low demo/employee ratios, and strong loss histories. The program targets accounts with solid on-lot controls and multi-year operating experience. What are the submission and documentation requirements?Submit a completed DealerGuard application, currently valued loss runs (current plus four prior years), and financials or detailed inventory listings depending on whether the dealer is franchised or independent. Is there a minimum premium or territory restrictions?Yes. The program’s minimum account premium is $10,000. Coverage is available in the states listed above; confirm availability with underwriting for specific risks. Does the program handle claims and loss control?Yes. Amwins Underwriting pairs the DealerGuard program with loss control and consultative services and uses a nationally recognized third-party administrator for claims management. What is the parametric hail option and when is it used?The parametric offering provides a hail-triggered payout for dealers in high-weather-risk zones where traditional terms may be limited. It’s intended as an alternate solution for hail-prone portfolios. Need help placing an account? Connect with a market specialist.

Since 1994, CPAGold — a program administered by Amwins Underwriting — has offered a focused professional liability solution for Certified Public Accountants. This program is designed for agents placing E&O and related professional liability exposures for accounting firms seeking broad, flexible coverage and underwriting expertise from a specialized managing general agency. Overview of the Program from Amwins Underwriting CPAGold targets accounting firms that need tailored professional liability protection, including traditional errors & omissions coverage plus defense for disciplinary matters and privacy/cyber extensions. Amwins Underwriting underwrites the program with an emphasis on practical coverage, supplemental endorsements, and options that reflect common CPA exposures. Ideal Accounts and Appetite Small to mid-sized CPA firms (1–50 professionals) with a balanced mix of tax, audit, compilation, and advisory work. Firms with more than 50 CPAs can be considered on a case-by-case basis. Best suited to firms with standard practice areas rather than highly specialized or unusually risky niches—ask underwriting for borderline or specialty practices. Example fits: You might have a 12-person firm that performs tax, bookkeeping and small business consulting seeking a combined E&O and disciplinary defense package; or a 30-person regional firm looking to add privacy and network security coverage to their professional liability limits. Coverage Highlights and Advantages Errors & omissions (professional liability) tailored for accounting practices Defense expenses for disciplinary proceedings and regulatory investigations Subpoena expense coverage and expense reimbursement Claim mitigation assistance Privacy-covered acts and network security coverage to address data breach and cyber exposures Policy enhancements and special endorsements available to broaden protection where needed Limits available from $100,000/$200,000 up to $5,000,000/$5,000,000 Underwriting Notes As a Managing General Agency program, CPAGold emphasizes a streamlined underwriting process with experienced UW personnel who understand CPA exposures. Typical submission items include a completed application, current and prior acts information, claims history, and descriptions of risk management or cybersecurity controls where applicable. Underwriting will review practice mix, revenue distribution by service line, any open disciplinary matters, and prior claim experience. Firms with complex specialty practices or significant claim histories should be discussed with underwriting before submission. Territories and Admitted Status Available in the following territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement under CPAGold is handled through Amwins Underwriting as a program market. Note: this program is positioned as a non-admitted/surplus lines offering in applicable states — confirm availability and placement rules for the insured’s state of domicile. Why Work with Amwins Underwriting on This Business Niche CPA focus: underwriters experienced with accounting firms and their unique exposures. Comprehensive coverage package that goes beyond basic E&O to include disciplinary defense and cyber/privacy extensions. Flexible limits and endorsements to match firm size and risk profile. Responsive MGA service model geared to help brokers place accounts efficiently and tailor terms where appropriate. Submission Tips Include a completed application and the last 5 years of loss history when possible. Describe practice mix (tax, audit, advisory, bookkeeping) and list any specialty services. Provide summaries of any regulatory or disciplinary matters, even if closed. If requesting network security or privacy extensions, include information on data controls and incident response plans. Frequently Asked Questions What size firms are eligible for CPAGold?The program primarily targets small to mid-sized CPA firms (1–50 professionals). Firms with more than 50 CPAs may be considered on a case-by-case basis—submit details to underwriting for review. What limits and coverages are available?Limits range from $100,000/$200,000 up to $5,000,000/$5,000,000. Standard coverages include professional E&O, disciplinary defense, subpoena expense, and options for privacy and network security. Endorsements and enhancements are available. Is this an admitted or non-admitted program?CPAGold is offered through Amwins Underwriting as a non-admitted/surplus lines program in applicable states. Verify placement rules and surplus lines requirements for the insured’s state of domicile. What does underwriting typically require with a submission?Provide a completed application, prior acts information, at least the last several years of claims history, a practice mix, and any information on disciplinary matters or cyber controls if privacy/network coverage is requested. Need help placing an account? Connect with a market specialist.

Workers' Compensation Solutions for Professional Employer Organizations Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, administers a dedicated workers’ compensation program for Professional Employer Organizations (PEOs). As a program administrator, Amwins Underwriting combines specialized underwriting, a client-facing portal, and broad capacity to help retail agents place complex PEO payroll portfolios. Overview of the Program This program is built for PEOs and the retail agents who serve them. It provides a full-service solution that emphasizes underwriting discipline for hazardous and mixed-class payrolls, operational transparency through a client portal, and nationwide capacity. You can learn more about program details on Amwins’ PEO product page: workers' compensation coverage for PEOs. Ideal Accounts and Appetite Target PEO clients and accounts with mixed-class payrolls across Hazard 1–8 and NCCI Hazard Grade A–F. Clients that require consolidated policy, payroll and claims reporting on a portal. Large or complex PEO aggregations where underwriting discipline and claims oversight are important. Agents who specialize in PEO business and can provide thorough payroll and loss history data. Coverage Highlights and Advantages Client Portal — secure access to policy details, client rosters, payroll submission, premium reporting and claims information to simplify administration and audit. Program administration by Amwins Underwriting — specialized PEO underwriting and policy servicing designed for multi-client payrolls. Flexible handling of mixed classes and higher-hazard exposures common to PEO portfolios. Partnering with specialty PEO retail agents — the program is structured to work with agents familiar with PEO operations and reporting. Underwriting Notes and Minimum Premium Amwins Underwriting evaluates submissions based on the PEO’s client mix, payroll detail by class, and loss history. The program typically requires comprehensive payroll and claims data at submission. The program’s stated minimum premium is $500,000, so it is positioned for larger PEO portfolios or aggregated business that can meet that threshold. Territories and Availability The program provides coverage nationwide and is available across all states and D.C. (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Why Work With Amwins Underwriting on PEO Workers’ Comp Specialized underwriting and servicing for PEO structures, not a one-size-fits-all approach. Operational transparency through a single client portal that centralizes payroll, premium and claims data. Dedicated to working with experienced PEO retail agents who can provide detailed submissions. Example scenarios You have a regional PEO with 200 client companies across retail, light manufacturing and service classes and mixed payroll reporting — this program supports consolidated reporting and focused underwriting. A national PEO seeking better claims visibility and a single source for payroll/audit services for a large blended account — the client portal and program administration help streamline those needs. Interested in seeing the portal or discussing a submission? Visit the program page to learn more: Visit our website. Frequently Asked Questions What types of PEO clients are a good fit for this program?PEOs with larger aggregated payrolls or portfolios that include mixed or higher-hazard classes (Hazard 1–8; NCCI Hazard Grade A–F) are a strong fit. The program is geared toward accounts that can meet the $500,000 minimum premium and provide detailed payroll and loss information. How should agents submit business to Amwins Underwriting?Submissions should come from retail agents experienced with PEOs and include client rosters, payroll by class, detailed loss runs, and any current billing or audit procedures. Amwins Underwriting expects thorough data to evaluate blended-class exposures effectively. What does the client portal provide?The portal gives agents and their PEO clients access to policy documents, client-level payroll reporting, premium and audit information, and claim tracking. It is designed to centralize administration for multi-client PEO policies. Are there common account characteristics that will be declined?Accounts with inadequate payroll detail, poor loss history without a credible remediation plan, or exposures outside the program’s target hazard grades are likely to be declined. Extremely high-risk or prohibited classes may not fit the program’s appetite. Need help placing an account? Connect with a market specialist.

Workers' Compensation Solution for the Transportation Industry Overview — Amwins Underwriting: Workers' Compensation - Transportation Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator. The ASCS Trucking Program offers a consolidated solution that can cover a motor carrier’s full work-related injury exposure for employees and independent contractors. The program combines fleet workers’ compensation, occupational accident, contingent liability and corporate workers’ compensation into a single, streamlined placement. Coverage is provided through an A- XI rated carrier, with claims handled by industry specialists experienced in transportation losses. Ideal accounts and target classes Trucking operations—predominantly long-haul fleets, including auto transport, moving & storage, flatbed haulers, and refuse haulers Couriers and delivery services, including last-mile carriers that work with major platforms Bus companies (passenger transit and charter operations) Insureds in business for at least three years with an established safety program and full-time safety director Coverage highlights and advantages Single-program approach: places multiple related exposures (employee WC, occupational accident, contingent liability, corporate WC) together for consistent handling and policy terms Specialized claims handling through transportation-focused adjusters and teams Capacity with an A- XI rated carrier backing the program Flexible structure to address both employee and contractor exposures typical in transportation operations Underwriting notes and minimum premium The program generally targets established transportation operations with documented safety controls and satisfactory Department of Transportation (DOT) ratings. Minimum premium is $50,000; there is no stated maximum premium. Typical factors underwriters will review include loss history, driver hiring and monitoring practices, hours of service compliance, and whether a dedicated safety director is in place. Excluded operations: hazardous exposures such as gas hauling, explosives, liquid chemicals, or anhydrous ammonia are not accepted. Territories and availability This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI. It is positioned as a non-admitted placement (wholesale MGA capacity) to give broader flexibility where appropriate. Why place transportation accounts with Amwins Underwriting Underwriting expertise focused on specialty transportation risks and complex contractor/employee exposures Program structure that reduces the need to stack separate policies across multiple carriers Claims handled by specialists who understand transportation industry loss patterns, which can improve recovery and control costs Responsive wholesale support for agents placing larger or complex transportation risks Example accounts that frequently fit A regional long-haul trucking fleet with a dedicated safety director, three years in business, and a satisfactory DOT rating seeking a single program to cover employee and contractor injuries. A last-mile courier operation with mixed employee and independent-contractor drivers looking to consolidate occupational accident and contingent liability exposures into one placement. Interested in more detail? Visit the program page on the Amwins site: https://www.amwins.com/products/workers-compensation---transportation. Frequently Asked Questions What types of transportation accounts are a good fit for this program?Accounts that typically fit are established motor carriers and delivery operations with at least three years in business, a satisfactory DOT rating, and a full-time safety director. Long-haul trucking, flatbed and auto transport, moving & storage, refuse haulers, couriers/delivery services, and bus companies are core targets. Does the program cover independent contractors as well as employees?Yes. The program is designed to address both employee workers’ compensation and occupational accident coverage for independent contractors, along with contingent liability and corporate workers’ compensation components, all within one placement. What are the key underwriting requirements agents should prepare for?Underwriters will request at minimum: three years of loss history, DOT safety records, evidence of a safety program (including a full-time safety director), driver hiring and monitoring procedures, and details on operations to confirm no excluded hazardous exposures. What is the minimum premium and how is territory handled?Minimum premium for the program is $50,000. The program is available in the states listed on this storefront and is written through an admitted A- XI rated carrier as part of the Amwins underwriting platform; placement is typically handled on a wholesale/MGA basis to provide flexibility for larger or complex risks. Need help placing an account? Connect with a market specialist.

Let the experts at Entertainment Pro Insurance help you with all your Miscellaneous Equipment Coverage needs. Comprehensive Miscellaneous Equipment Insurance Program Entertainment Pro Insurance offers a specialized Miscellaneous Equipment Insurance program tailored for the unique needs of the entertainment and production industries. Whether your client owns or rents equipment, we can help protect valuable assets used during motion picture, television, music, theatrical, or live event productions. Ideal Accounts and Equipment Types This program is designed for insureds involved in media and entertainment productions—whether on location, in studio, or on tour. Ideal accounts include production companies, independent filmmakers, commercial studios, and event organizers that rely on specialized equipment during declared productions. Covered equipment includes: Cameras and camera accessories Sound and lighting equipment Post-production and editing equipment Portable electrical units and generators Mechanical effects and grip equipment Mobile dressing rooms and honey wagon trailers Coverage extends to both owned and rented equipment and can include protection against direct physical loss, damage, or destruction, as well as loss of use for rental companies. Coverage Highlights and Advantages Our Miscellaneous Equipment Insurance is written on an all-risk basis, offering broad protection during declared productions. Key advantages of working with Entertainment Pro Insurance include: Nationwide availability across all 50 states and Washington, D.C. Access to multiple carriers for flexible coverage solutions Coverage tailored to the needs of the entertainment industry Support for additional coverages such as Extra Expense, Third Party Property Damage, and more You might have a client filming a commercial using rented camera and lighting gear, or a production company preparing for a multi-location shoot requiring mobile dressing rooms and grip equipment—our program is built to cover these scenarios. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the scope of the production, equipment values, rental duration, and other underwriting criteria. Our underwriters are entertainment-focused and understand the nuances of production timelines and equipment logistics. We work with agents to structure the right coverage for each account. Territories and Availability This program is available in all 50 states and Washington, D.C. We can accommodate a wide range of production types and sizes nationwide, with both admitted and non-admitted options depending on the risk and carrier. Why Work With Entertainment Pro Insurance? Entertainment Pro Insurance is a wholesale broker specializing in insurance for the motion picture, television, music, theatrical, recreation, and broadcasting industries. With years of experience and a deep understanding of industry-specific exposures, we are equipped to help you place coverage that fits your clients’ production needs. Our access to multiple carriers and responsive service make us a strong partner for agents and brokers handling entertainment-related risks. For more information about Miscellaneous Equipment Coverage in your state, please call: Sharon Emmons, Owner Entertainment Pro Insurance 9645 Padre Peak Court Las Vegas, NV 89178 (702) 639-3997 - Phone (702) 639-3994 - Fax Motion Picture, Television, Theatrical, Music, Broadcasting and Special Events Frequently Asked Questions What types of accounts are a good fit for this program?Production companies, filmmakers, studios, and event organizers that rent or own specialized equipment for entertainment-related projects are ideal candidates. What equipment does the policy typically cover?The program can cover cameras, lighting and sound equipment, editing systems, generators, grip gear, and mobile dressing trailers, whether rented or owned. Is this coverage available in all states?Yes, the Miscellaneous Equipment Insurance program is available in all 50 states and Washington, D.C. Can loss of use for rental equipment be covered?Yes, the policy can include coverage for loss of use to rental companies when equipment is damaged or destroyed during a declared production. What is the minimum premium for this program?Minimum premiums vary based on risk factors such as equipment value, production duration, and location. Contact us for underwriting guidance. Need help placing an account? Connect with a market specialist.

Amwins Specialty Auto Specializing in Giving You More, When You Need it Most. Amwins Specialty Auto offers a variety of programs to meet the needs of our insureds with flexible terms and an array of discounts. We also accept many different types of licenses, including no license. Our customer service is unmatched in the industry with quick solutions to any questions. Available in FL, TX & OK! Our approach to personal lines auto coverage: Careful and disciplined underwriting Flexibility and innovation Fast and friendly service Responsive claims handling Comprehensive, customizable reporting Strong data integrity Easy-to-use software Benefits for insureds: Amwins mobile app for easy payments, contact your agent, track payment history, access policy information Roadside assistance 7 vehicles allowed Artisan use coverage And more! Customized personal auto insurance solutions for insureds located in Florida, Texas & Oklahoma Florida Programs Texas Programs Oklahoma Programs Interested in learning more? Visit our website!

APU's Auto Dealer's Pollution program provides a streamlined, standalone Site Pollution Liability solution designed specifically for small auto servicing operations. Many small dealers and shops find only limited add-on pollution riders or expensive, broad pollution policies that exceed their needs. Amwins Underwriting’s Auto Dealer's Pollution program fills that gap with focused coverage and simple underwriting through an “A+ XV” rated carrier. Overview of the Program from Amwins Underwriting This program is a dedicated Site Pollution Liability policy tailored for auto dealers, repair and servicing centers, and related operations. Coverage is designed to respond to on- and off-site pollution exposures, including third-party bodily injury and property damage, cleanup costs and certain transportation and disposal contingencies. The program supports smaller accounts that need more than a limited add-on endorsement but less than a full, high-cost pollution policy. Target Operations / Ideal Accounts Auto dealers Repair shops and servicing centers Motorcycle and RV servicing shops Tire dealerships, lube and oil change centers Muffler and transmission repair shops Battery stores and similar small automotive service locations Coverage Highlights and Advantages On-site and off-site cleanup costs and third-party bodily injury and property damage Automatic coverage for above-ground storage tanks (up to 110 gallons) Ability to schedule above-ground tanks over 110 gallons and non-regulated underground tanks Automatic contingent liability for waste transportation and for non-owned waste disposal locations (including on-site coverage) Restoration costs included in the definition of cleanup costs Loading and unloading coverage and available tail coverage Program Highlights Ability to honor prior carriers’ retroactive dates on new business Flexible deductible options Simple, streamlined underwriting appropriate for smaller accounts Capacity up to $4,000,000 Underwriting Notes and Minimums This is a focused Site Pollution Liability program intended for smaller auto servicing risks. Typical submissions should include basic site information, tank schedules (if any), and any known environmental history. The program offers flexible underwriting but is best suited for operations without significant historical contamination, complex remediation needs, or heavy industrial exposures. Minimum premium: $500. Territories and Carrier Available across the following U.S. states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage is placed with Berkley Specialty Underwriting Managers through an “A+ XV” rated carrier. Appetite and Typical Restrictions Good fit: small to mid-size auto dealers and service shops, single-location or small multiples with routine maintenance operations. Less suitable: large-scale body shops with heavy historic contamination, major fueling facilities, sites with active regulatory cleanup orders, or locations with frequent off-site hazardous waste hauling under the insured’s control. Tank schedules and disclosures of any prior releases are required for underwriting when applicable. Example Account Scenarios You have a family-owned 3-bay repair shop with an on-site 100-gallon above-ground oil tank and routine oil change operations — this program can provide dedicated pollution limits and cleanup coverage without the cost of a full commercial pollution policy. An independent dealer with a small lube center and a non-regulated underground tank (previously installed and disclosed) that needs scheduled tank coverage and the ability to carry a retroactive date from the prior carrier. Why Place This Business with Amwins Underwriting Amwins Underwriting offers a targeted program designed for the needs of small auto servicing operations, combining focused coverage features, flexible underwriting, and access to a reputable carrier (Berkley Specialty Underwriting Managers). The program balances manageable pricing and meaningful pollution protection, with quick turnaround for straightforward risks. It’s a practical market for agents seeking a pollution solution that fits smaller automotive accounts without overpaying for capacity they do not need. Program Limits: Up to $4,000,000 Minimum Premium: $500 Frequently Asked Questions What types of accounts are a good fit for the Auto Dealer's Pollution program?Small to mid-size auto dealers, repair shops, lube and oil-change centers, tire dealers, muffler and transmission shops, and similar servicing operations with routine automotive maintenance exposures and limited historical contamination are the primary target. Can the program cover above-ground and underground tanks?The program provides automatic coverage for above-ground tanks up to 110 gallons and allows scheduling of larger above-ground systems. Non-regulated underground storage tanks can be scheduled for coverage—disclosure and tank details are required for underwriting. Will Amwins Underwriting accept a prior carrier’s retroactive date?Yes. The program has the ability to honor previous carriers’ retro dates on new business when documentation supports the requested date and underwriting accepts the history. What is the minimum premium and are there flexible deductible options?The published minimum premium is $500. The program also offers flexible deductible options; final terms depend on the risk profile and underwriting review. Need help placing an account? Connect with a market specialist.

Auto GL, Phys Dam, and Excess Coverage for Dump and Roll-Off Fleets Program overview — Amwins Underwriting / Trinity Underwriting Managers Trinity Underwriting Managers (TUMI), part of the Amwins Underwriting division, offers a focused commercial auto program for dump and roll-off truck fleets. Our underwriting team brings deep trucking expertise and fast, practical service so you can place accounts efficiently and keep your clients moving. Ideal accounts and appetite Agents can use this program for trucking professionals who haul loose materials and roll-off containers, including: Sand, gravel and other aggregates Roll-off containers for construction debris or agricultural products Fleets from 1 to 100 power units (some restrictions on older power units) Not eligible: new ventures, scrap metal haulers, garbage trucks, mix-in-transit operations, hazmat, and frac sand. Coverage highlights Auto liability available up to $1,000,000 General liability up to $1,000,000 Physical damage on a stated amount basis with selectable deductibles Excess limits available to broaden primary limits Admitted and non-admitted options with A.M. Best "A" rated carriers Underwriting notes Preferred for established operators with proven loss history and stable operations. Expect restrictions for older power units; specify unit ages and VINs on submission. New ventures and high-hazard commodities (e.g., frac sand, hazmat) are declined. Physical damage is written on a stated amount basis — provide vehicle schedules and values. Contact underwriting for questions about fleet mix, mileage, and driver qualification controls. Example accounts that fit A family-owned construction aggregate hauler with 12 power units and routine routes between quarries and local jobsites. A regional roll-off container operator with 25 units hauling construction debris for municipal and private contractors (no hazmat). Territories and availability Available in: AL, AZ, AR, CA, CO, DE, FL, GA, ID, IL, IN, IA, KS, ME, MD, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WV, WY. The program supports admitted and non-admitted placements where appropriate. Why place with Amwins Underwriting (TUMI) Specialized underwriting team focused on dump and roll-off exposures. Access to A.M. Best "A" carriers across admitted and non-admitted markets. Streamlined placement for single-unit up to mid-size fleets (1–100 units). Responsive service for quoting, policy issuance, and endorsement handling. To learn more about our program, please visit our website. Frequently Asked Questions What types of accounts are the best fit for this Dump Trucks program?Accounts that haul aggregates (sand, gravel) or operate roll-off containers for construction debris or agriculture, with fleets from 1 to about 100 power units and an established loss history, are ideal fits. New ventures, scrap, garbage, mix-in-transit, hazmat, and frac sand operations are not eligible. What coverages and limits can I quote through this program?The program offers auto liability up to $1M, general liability up to $1M, physical damage on a stated amount basis with deductible options, and excess limits where appropriate. Both admitted and non-admitted markets are available. Are there vehicle-age or equipment restrictions?Yes. The program places some restrictions on older power units. Provide vehicle ages, VINs, and values at submission so underwriting can confirm eligibility and pricing. How should I submit a prospect for review?Include a complete vehicle schedule (VINs, model years, stated values), driver abstracts, loss runs, and details on operations and commodities hauled. Clear documentation of driver qualification and maintenance programs speeds the review. Is this available nationwide?This program is available in the states listed above and supports admitted and non-admitted placements. Check state availability for specific territories before submission. Need help placing an account? Connect with a market specialist.