https://completemarkets.com/company/entertainment-pro-insurance/film--production-insurance/
Overview — Film / Production Insurance from Entertainment Pro Insurance
Let the experts at Entertainment Pro Insurance help you place Film / Production Insurance for your entertainment and media clients. Entertainment Pro is a specialty wholesale broker that offers nationwide access to multiple carrier markets for motion picture, television, music, theatrical, broadcasting and special events risks. This program is designed for agents and brokers who need flexible coverage for productions, equipment, personnel and production-related third-party exposures.
Coverage highlights
Entertainment Pro Insurance places a broad package of production coverages. Typical features include:
Extended pre-production and Cast Insurance — extra expense coverage for postponement, interruption or cancellation caused by accident, illness, death or kidnapping of declared artists, directors, animals or key personnel.
Negative film, videotape & digitized image — protection for raw and exposed film, videotape, matrices, working prints and computer-generated imagery.
Faulty stock, camera & processing — coverage for loss from fogging, defective equipment, faulty development, editing or accidental erasure.
Props, sets & wardrobe (PSW) — all-risk coverage for rented or owned theatrical property, including loss of use to rental companies.
Miscellaneous equipment — all-risk coverage for rented or owned cameras, sound, grip, lighting, post-production and mobile unit equipment.
Extra expense — reimbursement to complete principal photography after covered loss to property or facilities contracted for the production.
Third-party property damage (TPPD) — coverage for damage to others’ property while in the care, custody or control of the production.
Post production cast insurance — extra expense coverage for declared persons during post production.
Office contents, commercial vehicle physical damage, money & security — options to protect office property, non-owned/hired vehicles and money/securities on location.
Ideal accounts and appetite
This program is a good fit for independent and mid-sized productions and entertainment clients you represent, including:
Independent feature films, shorts and documentaries
Television pilots, episodic series and streaming productions
Commercials, music videos and theatrical tours
Live events, broadcast productions and special events
Production companies needing equipment, PSW, or cast-related extra expense coverage
You might present a client who needs cast insurance for a TV pilot or a small production company seeking combined equipment, PSW and extra expense coverage for a location shoot — Entertainment Pro can package these coverages through multiple carrier markets.
Underwriting notes & minimum premiums
- Program placement is handled by a wholesale broker; Entertainment Pro works with multiple carriers to match coverage to the production’s exposures.
- Appetite and terms depend on production size, budgets, locations, declared artists and exposures (stunts, animals, special effects). Provide production schedules, budgets, cast/crew lists, equipment schedules and location details at submission.
- Minimum premium: varies by carrier and coverage; advise that minimums are determined per account and by state. Entertainment Pro will confirm minimums with the underwriting market on submission.
Territories & admitted status
- States available: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
- Admitted status: All Available Markets — Entertainment Pro can access admitted and non-admitted solutions through its carrier partners depending on state and risk characteristics.
Why work with Entertainment Pro Insurance on film & production risks
- Specialty entertainment expertise: the firm focuses on motion picture, television, music, theatrical, broadcasting and special events risks.
- Market access: multiple carrier relationships allow tailored placements for equipment, cast, extra expense and third-party exposures.
- Wholesale broker support: underwriter coordination and program packaging that helps you submit complete files and get competitive terms faster.
- Broad product set: from Faulty Camera/Stock and videotape/negative coverage to E&O/Media liability and contingency options, you can consolidate production needs with one wholesale partner.
Contact / submission
For more information about Film / Production Insurance in your state, please call:
Sharon Emmons, Owner
Entertainment Pro Insurance
9645 Padre Peak Court
Las Vegas, NV 89178
(702) 639-3997 - Phone
(702) 639-3994 - Fax
Frequently Asked Questions
What types of production accounts are a good fit for this program?This program fits independent features, shorts, documentaries, TV pilots/series, commercials, music videos, theatrical productions, broadcasts and special events that need coverage for cast, equipment, PSW, extra expense and third-party property damage.
What submission materials should I provide to get a quick response?Include the production schedule and budget, cast and crew lists, equipment schedules, location details, a script or project summary and any prior loss history. These allow underwriters to price cast, extra expense and equipment exposures accurately.
Are both admitted and non-admitted placements available?Yes. Entertainment Pro works with multiple carriers and can pursue admitted or non-admitted solutions depending on the state, coverage needed and the production’s risk profile.
How are minimum premiums determined?Minimum premiums vary by carrier and the coverages requested. Entertainment Pro will confirm the applicable minimums and any retentions when you submit the account for placement.
Can this program package media liability or errors & omissions with production coverages?Yes. Entertainment Pro has access to media/broadcasting professional liability and E&O markets and can coordinate those coverages with production property, equipment and cast insurance when appropriate.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Lawyers-E-O/
... identity theft coverage
Broadcasters liability
Career coverage
..., client identity theft coverage, broadcasters liability, career coverage, tru...
https://completemarkets.com/company/entertainment-pro-insurance/miscellaneous-equipment-insurance/
Let the experts at Entertainment Pro Insurance help you with all your Miscellaneous Equipment Coverage needs.
Comprehensive Miscellaneous Equipment Insurance Program
Entertainment Pro Insurance offers a specialized Miscellaneous Equipment Insurance program tailored for the unique needs of the entertainment and production industries. Whether your client owns or rents equipment, we can help protect valuable assets used during motion picture, television, music, theatrical, or live event productions.
Ideal Accounts and Equipment Types
This program is designed for insureds involved in media and entertainment productions—whether on location, in studio, or on tour. Ideal accounts include production companies, independent filmmakers, commercial studios, and event organizers that rely on specialized equipment during declared productions.
Covered equipment includes:
Cameras and camera accessories
Sound and lighting equipment
Post-production and editing equipment
Portable electrical units and generators
Mechanical effects and grip equipment
Mobile dressing rooms and honey wagon trailers
Coverage extends to both owned and rented equipment and can include protection against direct physical loss, damage, or destruction, as well as loss of use for rental companies.
Coverage Highlights and Advantages
Our Miscellaneous Equipment Insurance is written on an all-risk basis, offering broad protection during declared productions. Key advantages of working with Entertainment Pro Insurance include:
Nationwide availability across all 50 states and Washington, D.C.
Access to multiple carriers for flexible coverage solutions
Coverage tailored to the needs of the entertainment industry
Support for additional coverages such as Extra Expense, Third Party Property Damage, and more
You might have a client filming a commercial using rented camera and lighting gear, or a production company preparing for a multi-location shoot requiring mobile dressing rooms and grip equipment—our program is built to cover these scenarios.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the scope of the production, equipment values, rental duration, and other underwriting criteria. Our underwriters are entertainment-focused and understand the nuances of production timelines and equipment logistics. We work with agents to structure the right coverage for each account.
Territories and Availability
This program is available in all 50 states and Washington, D.C. We can accommodate a wide range of production types and sizes nationwide, with both admitted and non-admitted options depending on the risk and carrier.
Why Work With Entertainment Pro Insurance?
Entertainment Pro Insurance is a wholesale broker specializing in insurance for the motion picture, television, music, theatrical, recreation, and broadcasting industries. With years of experience and a deep understanding of industry-specific exposures, we are equipped to help you place coverage that fits your clients’ production needs. Our access to multiple carriers and responsive service make us a strong partner for agents and brokers handling entertainment-related risks.
For more information about Miscellaneous Equipment Coverage in your state, please call:
Sharon Emmons, Owner
Entertainment Pro Insurance
9645 Padre Peak Court
Las Vegas, NV 89178
(702) 639-3997 - Phone
(702) 639-3994 - Fax
Motion Picture, Television, Theatrical, Music, Broadcasting
and Special Events
Frequently Asked Questions
What types of accounts are a good fit for this program?Production companies, filmmakers, studios, and event organizers that rent or own specialized equipment for entertainment-related projects are ideal candidates.
What equipment does the policy typically cover?The program can cover cameras, lighting and sound equipment, editing systems, generators, grip gear, and mobile dressing trailers, whether rented or owned.
Is this coverage available in all states?Yes, the Miscellaneous Equipment Insurance program is available in all 50 states and Washington, D.C.
Can loss of use for rental equipment be covered?Yes, the policy can include coverage for loss of use to rental companies when equipment is damaged or destroyed during a declared production.
What is the minimum premium for this program?Minimum premiums vary based on risk factors such as equipment value, production duration, and location. Contact us for underwriting guidance.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/entertainment-pro-insurance/miscellaneous-owned-equipment-insurance/
Let the experts at Entertainment Pro Insurance help you place tailored Miscellaneous Owned Equipment Coverage for your entertainment clients.
Comprehensive Equipment Insurance for the Entertainment Industry
Entertainment Pro Insurance offers a specialized Miscellaneous Owned Equipment Insurance program designed for the unique risks of motion picture, television, music, theatrical and live-event productions. The program protects owned and rented production equipment against direct physical loss, damage, or destruction during declared productions and related exposures.
Ideal Accounts and Target Clients
This program fits a broad range of entertainment-related accounts, including:
Independent filmmakers and production companies
Event production and live-event firms
Music video producers and commercial videographers
Broadcasting and post-production houses
Touring theatrical and musical groups
If you represent a client who owns or rents cameras, lighting, sound, grip, generators, mobile dressing rooms or other production assets, this program can help protect those items and reduce costly production delays.
Coverage Highlights and Advantages
The Miscellaneous Owned Equipment Coverage provides broad, all-risk protection during a declared production. Key features include:
Protection for owned and rented camera equipment, lenses and accessories
Coverage for lighting, sound systems, grip and mechanical effects
Post-production and editing equipment, including workstations and peripherals
Portable electrical units, generators and power distribution
Mobile dressing rooms, honey wagons and trailer units
Loss-of-use coverage for rental companies and rentals from third parties
These coverages help insureds avoid replacement costs and production interruptions that can impact schedules and budgets.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by the size and scope of operations, the value of the equipment scheduled, and the production schedule. Entertainment Pro Insurance works with multiple markets to match accounts to the most appropriate carrier appetite. Our underwriters have entertainment industry experience and can provide quick, informed quotes and binding for time-sensitive productions.
Availability
The program is available nationwide in all 50 states and the District of Columbia. Whether the production is based in California, New York, Georgia or elsewhere, we can help you place equipment coverage with confidence.
Why Work With Entertainment Pro Insurance?
Entertainment Pro Insurance is a wholesale broker focused on insurance solutions for motion picture, television, music, theatrical, recreation and broadcasting industries. We combine niche underwriting expertise with market access to place hard-to-place or specialty entertainment risks.
Working with us gives you:
Access to multiple carriers experienced with entertainment equipment exposures
Fast, production-sensitive quoting and binding
Ability to bundle related coverages such as General Liability, Workers’ Compensation, Extra Expense and Third-Party Property Damage
Example scenarios that fit this program:
You represent an independent production renting high-value camera packages and needing both physical damage and loss-of-use protection for the shoot period.
You have a touring theatrical company that owns lighting and sound rigs and needs coverage while on the road and in storage between dates.
For state-specific questions or to discuss a submission, please contact:
Sharon Emmons, Owner
Entertainment Pro Insurance
9645 Padre Peak Court
Las Vegas, NV 89178
(702) 639-3997 - Phone
(702) 639-3994 - Fax
Motion Picture, Television, Theatrical, Music, Broadcasting
and Special Events
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for entertainment professionals and companies that use or rent equipment for film, TV, music, and special event productions.
What types of equipment are covered?The program covers a wide range of equipment, including cameras, lighting, sound systems, editing gear, generators, grip tools, and mobile trailers.
Is coverage available for both owned and rented equipment?Yes — the program provides coverage for both owned and rented equipment, and can include loss-of-use coverage for items rented from third parties.
Which states is this program available in?The program is available in all 50 states and the District of Columbia.
What information is needed to get a quote?Provide basic details about the insured’s operations, a schedule or list of equipment with values, and the production timeline to help us deliver a fast, accurate quote.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ajwayne/Media-Liability/
...ia and entertainment companies
Radio, television, and cable broadcasters
Film and video producers or di...deal accounts include publishers, broadcasters, content creators, advertising ...
https://completemarkets.com/company/Amwinsunderwriting/Scrap-Metal-Insurance-Program/
An exclusive program offering package coverage for scrap metal dealers.
Proudly endorsed by the Automotive Recyclers Association (ARA) as the preferred insurance provider for professional automotive recyclers.
Overview — Amwins Underwriting Scrap Metal Insurance Program
With more than 30 years of experience writing scrap and recycling risks, Amwins Program Underwriters — part of Amwins Underwriting — offers a dedicated insurance program for scrap metal dealers and automotive recyclers. The Scrap Metal Dealers program is distributed through a select group of retail brokers and is available in most states. Coverage is underwritten by experienced specialists who understand the operational, property and liability exposures unique to the scrap metal sector.
Program availability
Available in all U.S. states except: AK, HI & MA.
Ideal accounts and appetite
This program is designed for established, professionally run scrap operations, including:
Businesses that process and sell ferrous and non-ferrous metal scrap
Scrap recycling facilities
Automotive dismantlers and auto recyclers
Self-service yards and salvage operations
Typical fit: operations with documented procedures for inventory control, secure yards, accepted pollution controls, and experienced management. Accounts with high-value or complex environmental exposures, large barge or rail handling, or uninsured prior losses should be submitted for pre-review.
Coverage highlights
The program offers a broad package of coverages to address common exposures for scrap dealers:
General liability (including premises and products exposure)
Property (buildings, contents, stock and outdoor property)
Inland marine (materials handling, mobile equipment and transportation exposures)
Crime and inventory theft coverage
Conversion protection for inventory losses
Cyber liability
Equipment breakdown
Umbrella liability limits
Workers’ compensation — click here to learn more
For full program details and forms, see the program page on Amwins’ site: Scrap Metal Dealers program.
Underwriting notes and minimum premium
Underwriters look for clear inventory controls, secure storage and sound yard management. Key submission items typically include loss runs, photos of the yard and storage practices, a list of owned and leased equipment, and descriptions of processing/handling operations. Minimum premium: Varies by state and exposure; final pricing is subject to underwriting review.
Territories and admitted status
The program is available in the states listed above. Coverage is offered on an admitted basis where the program carrier and state regulations permit.
Why place this business with Amwins Underwriting
Niche underwriting expertise in scrap and automotive recycling risks
Comprehensive package options that address the mix of property, liability and inland marine exposures common to scrap dealers
Distribution through a select retail broker network that helps ensure submissions are complete and competitive
Endorsement by the Automotive Recyclers Association (ARA), signalling market acceptance in the automotive recycling community
Example accounts that fit this program
A family-owned auto dismantler that operates a secure self-service yard, maintains inventory controls, and wants combined property, liability and inland marine coverage.
A regional scrap recycler that processes ferrous and non-ferrous metals, uses forklifts and conveyors, and needs equipment breakdown and conversion coverage in addition to package limits.
To learn more about property & casualty solutions for scrap metal dealers, please visit the program page on Amwins’ website: please visit our website.
Frequently Asked Questions
What types of accounts are a good fit for this program?Established scrap dealers, auto recyclers, self-service yards and automotive dismantlers with documented inventory controls, secure yards and routine safety practices are ideal. Complex environmental risks and large transportation operations should be discussed with underwriting first.
Which states is this program available in?The program is available in most U.S. states. It is not offered in Alaska, Hawaii or Massachusetts. Availability may vary by carrier and state regulations.
Is coverage written on an admitted or non-admitted basis?Coverage is underwritten on an admitted basis where the carrier and state regulations allow. Specific admitted status can vary by state and line of coverage.
What submission materials does Amwins Underwriting typically require?Underwriters generally request recent loss runs, photos of the yard and storage areas, descriptions of operations and processing, lists of equipment, and details on controls for inventory and theft prevention.
How does the minimum premium work?Minimum premium varies by state and by the account’s exposures. Underwriting will provide minimum premium guidance after reviewing the submission details.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Workers-Compensation-Transportation/
Workers' Compensation Solution for the Transportation Industry
Overview — Amwins Underwriting: Workers' Compensation - Transportation
Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator. The ASCS Trucking Program offers a consolidated solution that can cover a motor carrier’s full work-related injury exposure for employees and independent contractors. The program combines fleet workers’ compensation, occupational accident, contingent liability and corporate workers’ compensation into a single, streamlined placement. Coverage is provided through an A- XI rated carrier, with claims handled by industry specialists experienced in transportation losses.
Ideal accounts and target classes
Trucking operations—predominantly long-haul fleets, including auto transport, moving & storage, flatbed haulers, and refuse haulers
Couriers and delivery services, including last-mile carriers that work with major platforms
Bus companies (passenger transit and charter operations)
Insureds in business for at least three years with an established safety program and full-time safety director
Coverage highlights and advantages
Single-program approach: places multiple related exposures (employee WC, occupational accident, contingent liability, corporate WC) together for consistent handling and policy terms
Specialized claims handling through transportation-focused adjusters and teams
Capacity with an A- XI rated carrier backing the program
Flexible structure to address both employee and contractor exposures typical in transportation operations
Underwriting notes and minimum premium
The program generally targets established transportation operations with documented safety controls and satisfactory Department of Transportation (DOT) ratings. Minimum premium is $50,000; there is no stated maximum premium. Typical factors underwriters will review include loss history, driver hiring and monitoring practices, hours of service compliance, and whether a dedicated safety director is in place.
Excluded operations: hazardous exposures such as gas hauling, explosives, liquid chemicals, or anhydrous ammonia are not accepted.
Territories and availability
This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI. It is positioned as a non-admitted placement (wholesale MGA capacity) to give broader flexibility where appropriate.
Why place transportation accounts with Amwins Underwriting
Underwriting expertise focused on specialty transportation risks and complex contractor/employee exposures
Program structure that reduces the need to stack separate policies across multiple carriers
Claims handled by specialists who understand transportation industry loss patterns, which can improve recovery and control costs
Responsive wholesale support for agents placing larger or complex transportation risks
Example accounts that frequently fit
A regional long-haul trucking fleet with a dedicated safety director, three years in business, and a satisfactory DOT rating seeking a single program to cover employee and contractor injuries.
A last-mile courier operation with mixed employee and independent-contractor drivers looking to consolidate occupational accident and contingent liability exposures into one placement.
Interested in more detail? Visit the program page on the Amwins site: https://www.amwins.com/products/workers-compensation---transportation.
Frequently Asked Questions
What types of transportation accounts are a good fit for this program?Accounts that typically fit are established motor carriers and delivery operations with at least three years in business, a satisfactory DOT rating, and a full-time safety director. Long-haul trucking, flatbed and auto transport, moving & storage, refuse haulers, couriers/delivery services, and bus companies are core targets.
Does the program cover independent contractors as well as employees?Yes. The program is designed to address both employee workers’ compensation and occupational accident coverage for independent contractors, along with contingent liability and corporate workers’ compensation components, all within one placement.
What are the key underwriting requirements agents should prepare for?Underwriters will request at minimum: three years of loss history, DOT safety records, evidence of a safety program (including a full-time safety director), driver hiring and monitoring procedures, and details on operations to confirm no excluded hazardous exposures.
What is the minimum premium and how is territory handled?Minimum premium for the program is $50,000. The program is available in the states listed on this storefront and is written through an admitted A- XI rated carrier as part of the Amwins underwriting platform; placement is typically handled on a wholesale/MGA basis to provide flexibility for larger or complex risks.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/DealerGuard-Dealers-Open-Lot/
https://completemarkets.com/company/Amwinsunderwriting/Professional-Liability-for-Accountants/
Since 1994, CPAGold — a program administered by Amwins Underwriting — has offered a focused professional liability solution for Certified Public Accountants. This program is designed for agents placing E&O and related professional liability exposures for accounting firms seeking broad, flexible coverage and underwriting expertise from a specialized managing general agency.
Overview of the Program from Amwins Underwriting
CPAGold targets accounting firms that need tailored professional liability protection, including traditional errors & omissions coverage plus defense for disciplinary matters and privacy/cyber extensions. Amwins Underwriting underwrites the program with an emphasis on practical coverage, supplemental endorsements, and options that reflect common CPA exposures.
Ideal Accounts and Appetite
Small to mid-sized CPA firms (1–50 professionals) with a balanced mix of tax, audit, compilation, and advisory work.
Firms with more than 50 CPAs can be considered on a case-by-case basis.
Best suited to firms with standard practice areas rather than highly specialized or unusually risky niches—ask underwriting for borderline or specialty practices.
Example fits: You might have a 12-person firm that performs tax, bookkeeping and small business consulting seeking a combined E&O and disciplinary defense package; or a 30-person regional firm looking to add privacy and network security coverage to their professional liability limits.
Coverage Highlights and Advantages
Errors & omissions (professional liability) tailored for accounting practices
Defense expenses for disciplinary proceedings and regulatory investigations
Subpoena expense coverage and expense reimbursement
Claim mitigation assistance
Privacy-covered acts and network security coverage to address data breach and cyber exposures
Policy enhancements and special endorsements available to broaden protection where needed
Limits available from $100,000/$200,000 up to $5,000,000/$5,000,000
Underwriting Notes
As a Managing General Agency program, CPAGold emphasizes a streamlined underwriting process with experienced UW personnel who understand CPA exposures. Typical submission items include a completed application, current and prior acts information, claims history, and descriptions of risk management or cybersecurity controls where applicable.
Underwriting will review practice mix, revenue distribution by service line, any open disciplinary matters, and prior claim experience. Firms with complex specialty practices or significant claim histories should be discussed with underwriting before submission.
Territories and Admitted Status
Available in the following territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Placement under CPAGold is handled through Amwins Underwriting as a program market. Note: this program is positioned as a non-admitted/surplus lines offering in applicable states — confirm availability and placement rules for the insured’s state of domicile.
Why Work with Amwins Underwriting on This Business
Niche CPA focus: underwriters experienced with accounting firms and their unique exposures.
Comprehensive coverage package that goes beyond basic E&O to include disciplinary defense and cyber/privacy extensions.
Flexible limits and endorsements to match firm size and risk profile.
Responsive MGA service model geared to help brokers place accounts efficiently and tailor terms where appropriate.
Submission Tips
Include a completed application and the last 5 years of loss history when possible.
Describe practice mix (tax, audit, advisory, bookkeeping) and list any specialty services.
Provide summaries of any regulatory or disciplinary matters, even if closed.
If requesting network security or privacy extensions, include information on data controls and incident response plans.
Frequently Asked Questions
What size firms are eligible for CPAGold?The program primarily targets small to mid-sized CPA firms (1–50 professionals). Firms with more than 50 CPAs may be considered on a case-by-case basis—submit details to underwriting for review.
What limits and coverages are available?Limits range from $100,000/$200,000 up to $5,000,000/$5,000,000. Standard coverages include professional E&O, disciplinary defense, subpoena expense, and options for privacy and network security. Endorsements and enhancements are available.
Is this an admitted or non-admitted program?CPAGold is offered through Amwins Underwriting as a non-admitted/surplus lines program in applicable states. Verify placement rules and surplus lines requirements for the insured’s state of domicile.
What does underwriting typically require with a submission?Provide a completed application, prior acts information, at least the last several years of claims history, a practice mix, and any information on disciplinary matters or cyber controls if privacy/network coverage is requested.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Public-Entity-Insurance-Program/
Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds.
Program overview
Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities.
Ideal accounts and appetite
Municipalities (cities, towns, counties)
Public schools and higher education institutions
Special districts and service authorities
Public housing authorities and municipal utilities
Pools and joint powers authorities seeking programmatic solutions
You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate.
Coverage highlights and advantages
Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers.
Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise.
Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states.
Underwriting notes and placement considerations
Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements.
Territories and availability
Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Why place public entity business with Amwins Underwriting
Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures.
(*We work with pools and individual public entities)
Frequently Asked Questions
What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp.
Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting.
What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable.
Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements.
Need help placing an account? Connect with a market specialist.