Search CompleteMarkets

...s that also maintain a repair or dispatch facility and need garage/garagekeepe... admitted paper in my state?Yes. The Livery program is offered on admitted car...

Make Gorst & Compass Insurance your go-to wholesale source for Garage and Garagekeepers Insurance. As a wholesale broker with access to over 30 "A"-rated carriers, we help agents place both dealer and non-dealer risks with competitive pricing and flexible underwriting. Whether your clients are new ventures or established operations, we offer tailored solutions to match their coverage needs and risk profile. Ideal Accounts and Appetite We target a broad range of garage-related businesses, including: • Garagekeepers – including valet and self-parking operations • Auto service businesses – repair shops, towing services, salvage yards, and service stations • Non-franchised used car dealers and wholesalers • Cargo haulers – particularly those transporting electronics, clothing, or other theft-prone goods Coverage Highlights Garage Insurance Coverages: • Monoline Physical Damage (minimum $1,000 deductible) • Motor Truck Cargo – limits up to $1 million • Garagekeepers Legal Liability • Dealers Open Lot Program Advantages • Fast, responsive quoting and placement • Low minimum premium options (varies by market and risk) • Access to both admitted and non-admitted carrier solutions • Competitive commission structures and flexible underwriting • Will consider new ventures and start-ups Underwriting Notes and Minimum Premiums Underwriting varies by class, limits, and loss history. Typical considerations include the operation’s hours, whether valet or self-park is offered, storage security for dealers open lots, tow practices for hauling risks, and prior claims. Minimum premiums vary by carrier and coverage; we work with markets that offer low minimums for smaller operations and flexible terms for new ventures. Territories and Availability This garage/garagekeepers program is available in California. We place accounts through both admitted and non-admitted carriers to find the best market fit based on the insured’s operations and risk profile. Why Work With Gorst & Compass Insurance With decades of wholesale experience and broad access to top-rated carriers, Gorst & Compass Insurance helps agents compete and win in the garage insurance space. Our underwriting contacts, quick quoting, and willingness to consider new ventures make placement efficient for you and protective for your clients. Example scenarios you can place through this program: • A neighborhood auto repair shop that added valet parking and needs affordable Garagekeepers Liability. • A used-auto wholesaler seeking Dealers Open Lot coverage and physical damage solutions for inventory. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits garagekeepers (including valet and self-parking), service and repair shops, towing operations, salvage yards, and non-franchised auto dealers and wholesalers. Can new ventures qualify for coverage?Yes. Gorst & Compass Insurance considers new ventures and can help place startup garage risks with appropriate markets and terms. Are both admitted and non-admitted carriers available?Yes. We offer access to both admitted and non-admitted carriers and will select the best option based on the risk, limits, and state requirements. What is the minimum premium for this program?Minimum premiums vary by carrier and coverage. We work with markets that offer low minimums to accommodate smaller operations; exact minimums depend on the class of business and limits requested. Is the program available outside of California?At this time the program is available in California. Contact us to discuss potential options or alternative markets for other states. Need help placing an account? Connect with a market specialist.