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Overview — Apogee Insurance Group Real Estate E&O Apogee Insurance Group offers a Real Estate Errors & Omissions (E&O) progra...ates does this program serve?Apogee’s Real Estate E&O program is available in CA, DE...

...cy & Data Breach Liability Risks Real Estate-Related Professional Classes: ...ms (engineers, lawyers, consultants), real estate professionals (appraisers, managers, title agents), and environmental risks such as contractors and ...

...d environmental liability needs of real estate owners and managers. This targe...round storage tanks or historical environmental exposures. Is the RECOVER prog...

Exclusive Bed and Breakfast Umbrella Program from Great Point Insurance If you’re an agent or broker placing umbrella coverage for bed and breakfast clients, Great Point Insurance offers a focused solution. Through www.UmbrellaPro.com, you can instantly quote, bind, and issue policies—streamlining placement and delivering fast service to your insureds. This exclusive Bed and Breakfast Umbrella program is backed by an "A" Rated, admitted carrier and is tailored to the specific liability exposures that come with operating a bed and breakfast. Whether your client hosts extended guest stays, serves food and beverage, or holds small on-site events, this program helps manage those risks with admitted umbrella protection. Ideal Accounts and Appetite The program fits standalone bed and breakfast operations, boutique inns, and guesthouses that provide overnight lodging and meals. Properties that host small events, wine tastings, or provide limited on-site alcohol service are also typically eligible. Examples of good-fit accounts include: A historic 8-room inn in Vermont offering weekend packages with local tours and supervised wine service. A coastal bed and breakfast in California that hosts small weddings and private dinners. Operations with significant commercial restaurant or bar components, or those functioning more like full-service hotels, may be outside the preferred appetite. Coverage Highlights and Advantages Umbrella limits up to $5 million Minimum premium starting at $750 Follow form auto and follow form liquor liability available Admitted paper with an "A" Rated carrier Instant online quoting, binding, and issuance via UmbrellaPro.com Available nationwide Underwriting Considerations Risks must meet baseline underwriting criteria for bed and breakfast operations, including appropriate licensing and general safety compliance. Liquor liability must be supported by an acceptable primary policy. The program’s minimum premium applies; final pricing depends on exposures, limits, and underwriting details. Territorial Availability This program is available nationwide, including all 50 states and the District of Columbia. Whether a risk is in a rural New England town or a busy West Coast tourist market, you can place umbrella coverage through Great Point Insurance. Why Work With Great Point Insurance? Great Point Insurance is a program administrator focused on niche hospitality markets. With UmbrellaPro.com, agents gain instant access to rate, quote, and issue tools that reduce placement friction and speed turnaround. The program pairs tailored coverage language and admitted paper with an experienced underwriting appetite for bed and breakfast exposures. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Bed and Breakfast Umbrella program?Standalone bed and breakfasts, boutique inns, and guesthouses that provide lodging and meals are ideal. Properties that host small events or offer limited alcohol service can also qualify, provided primary liquor liability is in place. Is this umbrella program admitted or non-admitted?This program is written on admitted paper and is backed by an "A" Rated carrier, offering admitted coverage for your insureds. What is the minimum premium for this program?The program’s minimum premium starts at $750. Final premium varies based on underwriting factors, limits selected, and the insured’s operations. How fast can I quote and bind coverage?You can quote, bind, and issue policies instantly online using UmbrellaPro.com, which helps accelerate placement and reduce administrative steps. Is the program available in my state?Yes — the program is available in all 50 states and the District of Columbia.

Real Estate Agent Insurance Program from Al...s program?The minimum premium for our Real Estate Agent Insurance program is $2,000,...

...Liability Insurance One in five real estate agents and brokers will face a ...gram fits a wide range of residential real estate professionals, including brokers, ...