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Let the experts at Entertainment Pro Insurance help you place Faulty Stock and Camera Insurance for your production clients. Comprehensive Camera Insurance Program for Entertainment Professionals Entertainment Pro Insurance provides a specialized Camera Insurance program designed for film, television, music and live-event professionals. As a wholesale broker focused on entertainment risks, we help agents access markets and structure policies that protect high-value camera equipment, raw and exposed media, and post-production assets from unexpected loss. Ideal Accounts and Appetite This program is a fit for a wide range of entertainment accounts, including: Motion picture and television production companies Commercial and independent filmmakers Theatrical and live event producers Broadcast and music production teams Videographers and content creators If your client relies on high-value camera bodies, lenses, film/tape stock or unique recorded media, this program is intended to meet those needs. Typical placements include single-project policies, short-term shoots, and annual equipment packages depending on underwriting. Coverage Highlights and Advantages The Faulty Stock, Camera, and Processing coverage addresses exposures unique to production and media handling. Key coverages include: Loss, damage or destruction of raw film, tape stock and digital media Protection for exposed film — developed or undeveloped — and recorded videotape Coverage for soundtracks, audio tapes and recorded audio Loss from fogging, defective materials, processing errors or faulty equipment Accidental erasure or damage during editing, development or post-production These features are geared to protect content that is often irreplaceable and to address the chain-of-custody risks common in production workflows. Underwriting Notes and Minimum Premiums Entertainment Pro Insurance works with multiple carriers across available markets (admitted and non-admitted where appropriate), giving you flexibility when placing accounts. Minimum premiums vary by carrier and depend on factors such as total equipment values, type and length of production, on-location exposures, and the nature of the media being recorded or processed. Example accounts that often place well: An independent filmmaker renting high-end camera packages for a two-week shoot who needs coverage for camera bodies, lenses and exposed film. A broadcast crew covering live events needing short-term protection for videotape, audio recorders and on-site processing risk. For complex or high-value schedules, provide detailed equipment lists, production schedules, and any transit or storage arrangements to optimize market placement. Territories and Availability This Camera Insurance program is available nationwide, including all 50 states and Washington, DC, with placement capability in key production hubs such as California, New York, Georgia and Florida. See our company profile for state-specific market availability. Why Work With Entertainment Pro Insurance? As a wholesale broker specializing in entertainment, Entertainment Pro Insurance offers agents targeted access to niche markets and tailored policy language. Our underwriters understand production timelines, equipment schedules, and the value of recorded media — which helps deliver faster turnarounds and coverage terms that general markets may not offer. For more information about Faulty Stock and Camera Insurance or to discuss a submission, contact Entertainment Pro Insurance today. Motion Picture, Television, Theatrical, Music, Broadcasting and Special Events Frequently Asked Questions What types of accounts are a good fit for this Camera Insurance program?This program is ideal for film and television production companies, live event organizers, music producers, and independent filmmakers who rely on camera and media equipment for their work. What does the Faulty Stock coverage include?It includes coverage for loss or damage to raw or exposed film, recorded media, and sound equipment due to fogging, faulty materials, camera malfunction, bad processing, or accidental erasure. Is this program available in all states?Yes, Entertainment Pro Insurance offers this program in all 50 states and Washington, DC, through multiple markets. Can I get coverage for a single project or short-term production?Yes. Short-term productions and single-project policies are available depending on underwriting criteria. Contact Entertainment Pro Insurance to discuss your client’s specific needs and schedule. What information is needed to get a quote?You’ll typically need equipment descriptions and values, production type and schedule, locations, and details on film/tape handling or post-production processes. Entertainment Pro’s team can guide you through the submission checklist. Need help placing an account? Connect with a market specialist.

Overview — Ice Cream Truck Insurance from Colonial General Insurance Agency, Inc. Colonial General Insurance Agency, Inc. offers a dedicated Ice Cream Truck Insurance program designed for agents placing mobile food vendors and small mobile catering operations. This program is offered through Colonial General as a Managing General Agency and Excess & Surplus lines broker, giving you flexible placement options across admitted and non-admitted markets depending on the state and account characteristics. Ideal accounts and appetite Independent ice cream truck operators and small fleets of mobile dessert or frozen-treat vendors. Vehicles equipped with refrigeration units and serving retail customers from streets, parks, private events, or seasonal routes. Accounts with routine maintenance programs, documented refrigeration upkeep, and reasonable loss histories. Generally not a fit: highly specialized heavy commercial vehicles, permanent fixed-location concessions, or accounts with habitual regulatory or food safety violations. If you have a borderline submission, Colonial General underwriting will consider details on a case-by-case basis. Coverage highlights and advantages Use this program to secure flexible liability and physical damage protection tailored to mobile food delivery operations. Key coverages include: Liability limits up to $1,000,000 CSL to protect bodily injury and property damage exposures. Physical damage coverage with multiple deductible options (typically $500–$5,000) to match client budgets and vehicle values. Cargo limits up to $100,000, including protection for inventory and product spoilage; refrigerator breakdown coverage is included to address mechanical losses to perishable product. Radius options up to 500 miles to support operators who travel for events, festivals, or multi-state routes. Colonial General currently has no blanket exclusions specific to this ice cream truck program, improving placement flexibility. Underwriting notes and typical requirements Underwriters commonly request a completed application, current MVRs for drivers, vehicle photos, and a brief loss history. Documentation of refrigeration maintenance, business license, and food safety compliance is helpful and may speed binding. Rates and placement (admitted vs. non-admitted) will depend on state availability, vehicle condition, driver records, and loss experience. Minimum premiums may apply; contact Colonial General for current threshold and program terms. Territories and availability The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Some admitted markets are available where regulatory and carrier appetite allow; Excess & Surplus lines placement is used where necessary. Carrier availability varies by state and account characteristics. Why place ice cream truck business with Colonial General Specialized focus on mobile food vendors and refrigerated cargo exposures. Access to both admitted and E&S markets through an experienced MGA/broker model. Flexible radius and cargo options that fit seasonal operators and event-driven businesses. Underwriters open to tailored terms for small fleets and single-truck operations, with practical consideration for refrigeration breakdown exposures. Example account scenarios You have a client who operates a single soft-serve truck on a seasonal route through multiple towns — Colonial General can provide liability to $1M CSL, physical damage, and cargo coverage that includes refrigerator breakdown for their inventory. You represent a small fleet of two to four trucks that travel up to 300 miles for festivals and private events — the program’s radius options and fleet quoting flexibility make it a good candidate. Frequently Asked Questions What types of ice cream truck accounts are a good fit for this program?Single truck operators and small fleets with routine vehicle and refrigeration maintenance, reasonable driver records, and primarily retail or event service are the best fit. The program supports seasonal routes and event work with radius options up to 500 miles. Which states and market types are available?Colonial General offers this program in AZ, CA, CO, ID, NV, NM, UT, and WY. Some admitted markets are available where carriers allow; Excess & Surplus placement is used when admitted options are not available. What coverages are included for refrigerated cargo?Cargo limits are available up to $100,000 and include refrigerator breakdown coverage to address spoilage or loss of perishable inventory when the refrigeration system fails. What documents should an agent submit with a new submission?Provide a completed application, vehicle photos, current MVRs for drivers, loss run or loss history, and any refrigeration maintenance records or business licenses to help underwriting evaluate and bind quickly. Are there deductible and liability limit options?Yes. Liability limits are available up to $1,000,000 CSL and physical damage deductibles commonly range from $500 to $5,000. Specific options will depend on the vehicle, territory, and underwriting review. Need help placing an account? Connect with a market specialist.

Policy Highlights for Limousine Insurance: Colonial General Insurance Agency, Inc. offers a flexible Limousine Insurance program designed specifically to help agents and brokers place livery and chauffeur-driven transportation accounts. Backed by deep regional market knowledge and responsive underwriting, our team helps you secure tailored coverage, competitive terms, and solutions for both routine and complex operations. Ideal Accounts and Appetite This program targets licensed, commercially insured limousine operations including private executive transportation, special-event limos, airport transfer providers, and corporate chauffeur services. We work with small stretch-limo operators as well as larger fleets of luxury sedans and SUVs. Preferred submissions have consistent business operations, properly maintained vehicles, and clean driving records. New ventures may be considered on a case-by-case basis when driver training, vehicle maintenance, and safety procedures are clearly documented. Example scenarios that often fit well: A regional airport transfer operator with a mixed fleet of sedans and SUVs seeking liability and physical damage limits tailored to multi-zone operations. A small executive limousine company operating stretch limos for events and corporate accounts requiring higher liability limits based on seating capacity. Coverage Highlights and Advantages Colonial General's Limousine Insurance program offers customizable coverages to meet state and federal requirements and the specific exposures of chauffeur-driven transportation: Liability limits available up to $1,000,000 CSL Coverage to meet state/federal requirements by seating capacity — total limits up to $1.5 million Physical damage coverage with deductibles from $500 to $5,000 Radius options up to 500 miles to accommodate regional operations Cargo coverage up to $100,000, including refrigerated goods in transit Policies can be structured to reduce gaps between commercial auto, cargo, and hired/non-owned exposures so your clients operate with clearer protection and manageable risk transfer. Underwriting Notes and Minimum Premiums We place business across admitted and non-admitted markets depending on carrier availability and state rules. Underwriting focuses on driver qualifications, vehicle condition and maintenance records, loss history, and operational controls such as scheduling and dispatch procedures. Minimum premium requirements vary by carrier and risk characteristics. For a specific account, contact our underwriting team with a complete submission so we can evaluate markets and provide prompt proposals. Territories and Availability This program is currently available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Our regional focus gives us practical knowledge of state-level regulatory expectations and common exposures across the Western U.S. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides access to multiple admitted and E&S carriers and experienced underwriters who specialize in specialty transportation risks. We emphasize fast, transparent communications and practical placement strategies so you can close business with confidence. Whether you're submitting a straightforward airport transfer account or a specialized event-limo operation with unique exposures, our team can help identify appropriate markets, structure coverage, and deliver timely quotes. If you need assistance placing limousine business in the Western U.S., Colonial General's market specialists are available to review submissions and recommend solutions. Frequently Asked Questions What types of accounts are a good fit for this limousine insurance program?Licensed limousine services offering private, executive, event-based transportation, airport transfers, and corporate chauffeur services are a good fit. We handle small and mid-size fleets as well as specialized high-capacity vehicles when appropriate controls are in place. Are new ventures eligible for coverage?Yes. New ventures are considered on an individual basis. Successful submissions typically include driver hiring and training records, vehicle maintenance plans, and a clear operations plan. What is the maximum liability limit available?Liability limits are available up to $1,000,000 CSL, and total limits can be placed up to $1.5 million when required by seating capacity or regulatory mandates. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Do you offer both admitted and non-admitted options?Yes. We can place accounts in admitted or non-admitted markets depending on carrier appetite, state rules, and the specific risk profile. Need help placing an account? Connect with a market specialist.

Program Highlights for Personal Umbrella Insurance: Colonial General Insurance Agency, Inc. offers a flexible, competitive Personal Umbrella Insurance program tailored for clients who need higher limits of liability across a variety of personal exposures. As a Managing General Agency and Excess & Surplus Lines broker, Colonial General gives independent agents and brokers access to multiple markets and specialized underwriting to help place straightforward and complex personal risks. Ideal Accounts and Appetite This program suits clients with higher-than-average liability exposures. Typical accounts include: Households with high-value primary or secondary homes, rental properties, or multiple residences Owners of sports cars, motorcycles, jet skis, ATVs, snowmobiles, or golf carts Families with teen or multiple drivers in the household Public figures, celebrities, and other high-profile individuals Risks with active farm or ranch exposures Insureds seeking excess liability above an existing umbrella policy Colonial General is particularly useful when a client’s primary auto or homeowners coverage is placed with a different carrier — the umbrella can often be written regardless of the underlying insurer. Coverage Highlights and Advantages Limits available from $1 million to $10 million Primary and excess umbrella structures offered Driver exclusions can be applied to manage household members with poor driving records Coverage extendable to additional residences, including rental properties Targeted pricing with competitive rates for qualified risks Solutions for standard accounts and harder-to-place exposures Example: you might have a client who owns a vacation rental, drives a luxury sports car, and has a teen driver at home. This program lets you tailor an umbrella to bridge coverage gaps and provide broader liability protection. Underwriting Notes Underwriting is collaborative and flexible. Colonial General will work with you to engineer placements that use driver exclusions and other risk controls where appropriate. While specific minimum premiums are not listed publicly, the program is priced competitively based on the risk characteristics and limits you select. Complex or unusual exposures should be submitted with full risk details for an accurate assessment. Territories and Availability Available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some states may be written on admitted paper while others use non-admitted / E&S markets depending on the carrier and the risk profile. Why Work With Colonial General? Colonial General brings decades of personal-lines and specialty underwriting experience plus broad market access. They focus on responsive service, flexible solutions, and placement options that accommodate non-standard underlying carriers. Whether you’re placing a routine umbrella or a high-net-worth exposure with unusual assets, Colonial General can help identify market capacity and structure the placement. To learn more or get started, visit the Colonial General Insurance Agency, Inc. company profile or explore the Personal Umbrella Insurance program. Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?Clients with higher liability exposure — for example, households with youthful drivers, luxury vehicles, recreational equipment, rental properties, or public figures — are a strong fit. Farm and ranch exposures can also be considered. Can this umbrella policy sit over other primary carriers?Yes. Colonial General can often place umbrella coverage even when the underlying auto or homeowners policies are written by another insurer. What coverage limits are available?Limits typically range from $1 million to $10 million. Both primary and excess umbrella options are available depending on the risk. Are driver exclusions allowed?Yes. Driver exclusions are an available tool to address household members with poor driving records and help make a placement viable. Which states is this program available in?This program is offered in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted availability varies by state; some placements may be on non-admitted/E&S paper. Need help placing an account? Connect with a market specialist.

Program Highlights for Personal Umbrella Insurance: Colonial General Insurance Agency, Inc. offers a flexible, competitive Personal Umbrella Insurance program tailored for clients who need higher limits of liability across a variety of personal exposures. As a Managing General Agency and Excess & Surplus Lines broker, Colonial General gives independent agents and brokers access to multiple markets and specialized underwriting to help place straightforward and complex personal risks. Ideal Accounts and Appetite This program suits clients with higher-than-average liability exposures. Typical accounts include: Households with high-value primary or secondary homes, rental properties, or multiple residences Owners of sports cars, motorcycles, jet skis, ATVs, snowmobiles, or golf carts Families with teen or multiple drivers in the household Public figures, celebrities, and other high-profile individuals Risks with active farm or ranch exposures Insureds seeking excess liability above an existing umbrella policy Colonial General is particularly useful when a client’s primary auto or homeowners coverage is placed with a different carrier — the umbrella can often be written regardless of the underlying insurer. Coverage Highlights and Advantages Limits available from $1 million to $10 million Primary and excess umbrella structures offered Driver exclusions can be applied to manage household members with poor driving records Coverage extendable to additional residences, including rental properties Targeted pricing with competitive rates for qualified risks Solutions for standard accounts and harder-to-place exposures Example: you might have a client who owns a vacation rental, drives a luxury sports car, and has a teen driver at home. This program lets you tailor an umbrella to bridge coverage gaps and provide broader liability protection. Underwriting Notes Underwriting is collaborative and flexible. Colonial General will work with you to engineer placements that use driver exclusions and other risk controls where appropriate. While specific minimum premiums are not listed publicly, the program is priced competitively based on the risk characteristics and limits you select. Complex or unusual exposures should be submitted with full risk details for an accurate assessment. Territories and Availability Available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some states may be written on admitted paper while others use non-admitted / E&S markets depending on the carrier and the risk profile. Why Work With Colonial General? Colonial General brings decades of personal-lines and specialty underwriting experience plus broad market access. They focus on responsive service, flexible solutions, and placement options that accommodate non-standard underlying carriers. Whether you’re placing a routine umbrella or a high-net-worth exposure with unusual assets, Colonial General can help identify market capacity and structure the placement. To learn more or get started, visit the Colonial General Insurance Agency, Inc. company profile or explore the Personal Umbrella Insurance program. Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?Clients with higher liability exposure — for example, households with youthful drivers, luxury vehicles, recreational equipment, rental properties, or public figures — are a strong fit. Farm and ranch exposures can also be considered. Can this umbrella policy sit over other primary carriers?Yes. Colonial General can often place umbrella coverage even when the underlying auto or homeowners policies are written by another insurer. What coverage limits are available?Limits typically range from $1 million to $10 million. Both primary and excess umbrella options are available depending on the risk. Are driver exclusions allowed?Yes. Driver exclusions are an available tool to address household members with poor driving records and help make a placement viable. Which states is this program available in?This program is offered in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted availability varies by state; some placements may be on non-admitted/E&S paper. Need help placing an account? Connect with a market specialist.

Policy Highlights: If you place business for child care providers that transport children by van, Colonial General Insurance Agency, Inc. offers a specialized Day Care Van Insurance program designed for that exposure. With access to multiple admitted and non-admitted markets and flexible coverage options, Colonial General helps you place risks for licensed day care transport vehicles operating across the Western United States. Overview of the Program From Colonial General Colonial General is a Managing General Agency and Excess & Surplus Lines broker with focused transportation products for the child care industry. This program is tailored for licensed day care centers that operate passenger vans to transport children to and from the facility, school, field trips, or other approved activities. Multiple carrier options and underwriting flexibility allow you to address both auto liability and physical damage needs for single vans or small fleets. Ideal Accounts and Appetite This program is a good fit when your client is a licensed commercial day care center that owns and operates one or more passenger vans for business-related child transport. Typical placements include: Licensed child care centers with one or several passenger vans Facilities transporting children locally or regionally (up to a 500-mile radius) Operators with documented safety protocols and clean driving records Restrictions: Colonial General does not provide coverage for in-home day care vans. Examples you might place: a neighborhood day care that runs a single 12-passenger van for drop-off and pick-up, or a small regional center that operates a two-van fleet for local field trips and after-school transport. Coverage Highlights and Advantages Key features of the Day Care Van Insurance program include: Auto liability limits up to $1 million CSL (Combined Single Limit) Physical damage with deductible choices from $500 to $5,000 Operations radius up to 500 miles Ability to structure limits and deductibles to meet client budgets and risk tolerance Whether you are placing a single van or a small fleet, the program’s carrier panel and underwriting flexibility help you tailor a solution to the account’s needs. Underwriting Notes and Minimum Premiums Underwriting focuses on driver qualifications, vehicle use, and safety procedures. Colonial General reviews each submission individually and will consider factors such as driving records, training programs, vehicle maintenance, and supervision practices. Pricing and minimum premiums vary by carrier, state, and exposure; agents can expect competitive options across admitted and non-admitted markets where available. Territories and Availability This program is currently available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Admitted markets may be available in select states; Colonial General can confirm state-specific eligibility and market access on a submission-by-submission basis. Why Work With Colonial General? Colonial General combines niche auto underwriting expertise with a responsive, agent-focused approach. Their access to a variety of carriers—both admitted and non-admitted—gives you placement options when standard markets are limited. The MGA’s emphasis on transportation risks for child care providers means underwriters understand the exposures and can work with you to structure practical coverage and pricing. If you have a client who operates a licensed day care center and needs coverage for transport vehicles, Colonial General can help you find the right protection. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?Licensed commercial day care centers that use passenger vans to transport children are the primary target. In-home day care providers and private shuttle services that are not licensed day care centers are not eligible. What coverage limits are available?The program offers auto liability limits up to $1 million CSL and physical damage with deductible options ranging from $500 to $5,000, depending on the carrier and account profile. Is this program available in all states?No. Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Admitted markets may be offered in some states; Colonial General can advise based on the submission. Can I write coverage for a single van?Yes. The program accommodates single-vehicle risks as well as small fleets, provided the operation meets underwriting criteria. Are admitted markets available?Some admitted markets are available depending on the state and risk details. Colonial General also offers non-admitted options when admitted capacity is limited. Need help placing an account? Connect with a market specialist.

Policy Highlights for Local Trucking Insurance: Colonial General Insurance Agency, Inc. offers a Local and Intermediate Trucking Insurance program to help you place coverage for trucking clients operating within a 500-mile radius. Whether the account is for-hire or a private fleet, this program provides flexible, targeted solutions to mitigate common on-road and cargo exposures for local haulers. Ideal Accounts and Appetite This program targets small to mid-sized local and intermediate trucking operations, both for-hire and not-for-hire. Typical classes include general freight, refrigerated goods, and light construction materials. Good fits are short-haul delivery companies, regional freight carriers, and logistics providers focused on local supply chains. We can write single-unit operators and small fleets. Preferred accounts have clean loss histories, strong driver hiring and safety programs, and operations confined to the approved radius. This program is not intended for long-haul interstate trucking, hazardous materials carriers, or heavy specialized equipment transport. Example scenarios agents often place here: A regional refrigerated produce hauler operating entirely within a 300–400 mile radius with routine refrigerated-breakdown exposures. A short-haul delivery company moving general freight and light construction materials with one to five power units and documented safety policies. Coverage Highlights and Advantages Liability limits up to $1,000,000 Combined Single Limit (CSL). Physical damage with deductible options from $500 to $5,000. Motor truck cargo coverage included, with limits up to $100,000. Refrigerator breakdown coverage built into cargo protection where applicable. Radius of operation covered up to 500 miles. Package policy options available to consolidate liability, physical damage and cargo coverages for streamlined placement. These features make the program well suited to cover the most common risks for local haulers — liability exposures, vehicle damage, and cargo loss or spoilage — while allowing flexibility on deductibles and cargo limits to meet client needs. Underwriting Notes and Minimum Premiums Underwriting reviews focus on driving records, vehicle types, cargo hauled, radius of operation, and documented safety controls. Deductible flexibility and adjustable cargo limits help you balance price and protection. Submit complete loss runs and driver abstracts to speed decisioning. Please contact Colonial General for full underwriting guidelines, minimum premium thresholds, and specific documentation requirements. Our underwriting team aims for timely responses to help you place or bind accounts quickly. Territories and Availability This Local Trucking Insurance program is available in: AZ, CA, CO, ID, NV, NM, UT, and WY. Admitted markets are available in some states; Colonial General also places business with non-admitted carriers when required to meet an account’s needs. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General specializes in transportation risks and maintains relationships with multiple carriers to give you options for localized trucking operations. Our underwriting expertise in regional trucking exposures and responsive service helps you match your clients with competitive, tailored solutions. Bring Colonial General accounts that need: flexible cargo limits (including refrigerated breakdown), competitive liability and physical damage terms, or placement in admitted and non-admitted markets where appropriate. We can support new ventures and established operations seeking to expand or adjust coverage. Frequently Asked Questions What types of accounts are a good fit for this Local Trucking Insurance program?Ideal accounts are for-hire or not-for-hire local and regional trucking companies operating within a 500-mile radius — for example, general freight haulers, refrigerated carriers, and short-haul delivery operators. What is the maximum liability limit offered under this program?Liability coverage is available up to $1,000,000 Combined Single Limit (CSL). Is refrigerator breakdown coverage included in cargo insurance?Yes. Cargo coverage can include refrigerator breakdown protection where applicable, and cargo limits are available up to $100,000. Are both single-unit operators and small fleets eligible?Yes. The program accommodates single units and small fleets depending on underwriting criteria such as safety protocols and loss history. In which states is this program available?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY, with admitted options in some states and non-admitted placement when necessary. Need help placing an account? Connect with a market specialist.

Policy Highlights: Smart taxi fleet owners and independent operators turn to Colonial General Insurance Agency, Inc. for tailored taxi service placements. As an experienced Managing General Agency and Excess & Surplus Lines broker, Colonial General provides access to multiple markets, responsive underwriting, and flexible coverages designed for transportation risks. Overview of the Program From Colonial General The Taxi Service Insurance program is built for independent agents and brokers placing taxi fleets, single owner-operators, and non-emergency transport services. Colonial General combines market access with transportation underwriting expertise to help you meet state requirements and your clients’ operational needs. Ideal Accounts and Appetite This program is a good fit for: Taxi fleets with multiple vehicles Single-vehicle owner-operators Urban, suburban, and rural taxi operations Operators working within a 500-mile radius We consider both standard taxi operations and accounts with unique exposures. Typical fits include mid-sized metro fleets with modest loss histories and independent drivers with clean records. Examples you might submit: a 10-vehicle city fleet seeking primary liability and physical damage, or a single owner-operator running local routes who needs state-compliant limits and a flexible deductible. Coverage Highlights and Advantages Colonial General offers adaptable coverages to match state rules and client needs: Liability coverage: Up to $1,000,000 CSL Physical damage: Available with deductibles from $500 to $5,000 Radius of operation: Options up to 500 miles State minimums: Coverage available to meet required state limits Excess limits: Submissions above state minimums can be reviewed for placement Underwriting Notes and Minimum Premiums Underwriting focuses on vehicle type, radius of operation, driver experience, and loss history. Minimum premiums vary by market and the risk profile; Colonial General works with agents to identify the most appropriate markets and competitive options. Accounts needing limits above state minimums will receive individualized review and placement efforts. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Some markets are admitted while others may be non-admitted depending on state rules and the specific risk. Contact Colonial General for guidance on placement options and state eligibility. Why Work With Colonial General? Colonial General brings deep transportation underwriting knowledge and strong carrier relationships. As an MGA and E&S broker, they offer quick turnaround, flexible terms, and multiple market access — useful when standard carriers decline or when an account needs tailored limits or deductibles. Their team is experienced placing both small owner-operators and larger taxi fleets. If you need placement assistance or have a challenging taxi risk, Colonial General can evaluate alternatives across admitted and non-admitted markets and advise on the most viable submission strategy. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for taxi fleets, independent drivers, and transport services operating within a 500-mile radius in the available states. Can I submit a risk that requires coverage above the state minimum limits?Yes. Submissions that exceed state minimums will be reviewed on a case-by-case basis and may be placed with appropriate markets. What deductible options are available for physical damage coverage?Deductible options typically range from $500 to $5,000, depending on the specific risk and market availability. Is this program available in my state?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability can vary by market and risk characteristics. What is the process for submitting a risk?Provide the insured's details—vehicle count, radius of operation, driver experience, and loss history—and Colonial General will guide you through the submission and quoting process. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers targeted coverage solutions for water truck operations through its Water Truck Insurance program. This program is designed for both "for hire" and "not for hire" operations and pairs flexible liability limits with optional physical damage protection and territory choices to fit common contractor and municipal hauling exposures. Overview of the Program From Colonial General This program is underwritten and placed by Colonial General as a Managing General Agency and Excess & Surplus lines broker. It provides agents with access to multiple markets (carriers vary) and can be positioned as admitted in some states or placed non-admitted where necessary. The program focuses on water trucks used for dust control, construction compaction, landscaping, agricultural use, and municipal or utility support. Coverage Highlights For hire and not for hire operations accepted. Liability limits up to $1,000,000 Combined Single Limit (CSL). Physical damage coverage available with deductible choices typically ranging from $500 to $5,000. Radius options available up to 500 miles to accommodate regional hauling operations. Carrier availability varies by account and state — Colonial General uses multiple markets to place risk. Ideal Accounts and Appetite This program suits a range of small- to mid-sized commercial accounts that operate water trucks as their primary or supporting equipment. Typical good-fit classes include: Construction contractors providing dust control and compaction services. Aggregate and paving companies that use water trucks on- and off-site. Municipal agencies or public works departments with municipal water truck fleets. Landscape and irrigation contractors operating water-bearing trucks for dust suppression or watering jobs. Accounts with professional, experienced drivers, documented maintenance programs, and moderate annual mileage are preferred. High-risk operations (e.g., longhaul interstate tanker operations, oilfield fluid hauling, or those with significant lapse in maintenance records) may be declined or submitted to specialized markets only. Underwriting Notes and Submission Guidance When preparing submissions, include the following to improve placement chances: Current driver MVRs and company driving policy. Vehicle schedule with year, make, model, GVW, and serial numbers. Hours of operation, typical radius, and primary use of the water truck (dust control, hauling potable water, etc.). Loss history for the past 3–5 years and details on any significant claims. Details on safety, training, and maintenance programs. If you are unsure about minimum premiums or any program thresholds, note that minimum premium levels and specific terms vary by carrier — please contact Colonial General to confirm current minimums and available deductibles for the target state. Territories and Availability Available in: AZ, CA, CO, ID, NV, NM, UT, WY. Because admitted availability is limited in some states, Colonial General will place eligible accounts on admitted paper where markets permit and on E&S in other jurisdictions. Confirm admitted vs. non-admitted options on a per-submission basis. Why Work With Colonial General on Water Truck Accounts Specialized underwriting experience placing water truck and construction support fleets. Access to multiple carriers and E&S capacity to find solutions for tougher risks. Flexible liability limits and physical damage options that align with contractor needs. Responsive submission review and underwriting guidance to help you prepare a complete file. Example scenarios: You have a local paving contractor running two water trucks for dust control and compaction within a 150-mile radius. This program can provide liability up to $1,000,000 CSL and physical damage with a deductible that fits the client’s budget. A municipal public works department wants coverage for a small fleet of water trucks used seasonally. Colonial General can evaluate admitted options where available or place appropriate E&S coverage to meet the entity’s needs. Next Steps for Agents Prepare a complete submission with vehicle and driver details, loss history, and usage information. Colonial General underwriters will review for appetite and advise on admitted vs. non-admitted options and any available deductible choices. For current carrier availability and exact program terms, submit via your usual broker channel or contact Colonial General directly to discuss the account. Frequently Asked Questions What types of water truck operations are a good fit for this program?Construction contractors, paving and aggregate companies, municipal public works, and landscape contractors using water trucks for dust control, compaction, and similar local hauling tasks are typically a good fit. Longhaul tanker operations or oilfield fluid hauling are generally outside the appetite. What liability and physical damage options are available?The program offers liability limits up to $1,000,000 CSL and physical damage with deductible options usually ranging from $500 to $5,000. Exact limits and deductibles depend on the carrier selected for the account. Are admitted policies available?Some admitted markets are available depending on the state and account characteristics. Where admitted placement is not available, Colonial General can place coverage through Excess & Surplus lines markets. Confirm admitted availability on each submission. What information should I include with a submission to speed placement?Provide vehicle schedules, driver MVRs, a clear description of operations and typical radius, maintenance and safety program details, and loss history for the last 3–5 years. Complete submissions result in faster and more competitive placement. Need help placing an account? Connect with a market specialist.