Search CompleteMarkets

...food & beverage operations, recreational activities, and property values c...is ideal for boutique hotels, luxury resorts, condo hotels, casino hotels, pri...

...ospitality chains Destination resorts and spa retreats Properties with...ram is ideal for hotels, motels, and resorts with standard operations, includi...

Outdoor Recreation and Hospitality We provide specialized solutions for the outdoor recreation and shooting sports industries, inc...ges RV Parks and Campgrounds Resorts Rod and Gun Clubs Paddle ...

..., offers a focused Sports & Recreation insurance program designed for agen...estions What types of Sports & Recreation accounts are a good fit for this...

DealerGuard - Auto Dealer's Open Lot For over 30 years, DealerGuard from Amwins Underwriting has provided open-lot physical damage coverage tailored to franchised and large independent auto dealers, associations, and finance company floorplans. The program pairs targeted underwriting with consultative service, loss-control support, and nationally recognized claims administration to protect inventory parked on dealer lots. Sweet spot Franchised auto dealers or large independent auto dealers Low demo/employee ratio (<10%) Low loss ratio (<30% current year; <40% prior three years) 5+ years in operation (franchised); 3+ years in operation (independent) Eligible risks - Franchised automobile dealers. Typical operations include sales of new and used vehicles, with incidental maintenance, service, and repair. Minimum account premium is $10,000. - Dealer Open Lot coverage may be written in conjunction with Manufacturer and Floorplan coverage. Ineligible risks - Auto (daily or weekly) rental operations - Boat dealers Coverage highlights Dealer's Open Lot Available for “non-floored only” accounts when required. Inventory protection can be extended to motorcycle and bus dealers. Parametric Parametric hail coverage is available for dealers in high-weather-risk zones where traditional terms can be difficult to secure. Other coverages available (separate policies) - Pollution and Underground Storage Tank Services & claims - Loss control and consultative services - Claims management provided by a nationally recognized third-party administrator - Dedicated, client-focused service team Underwriting notes & minimums Amwins Underwriting operates this program as a non-admitted market focused on larger dealer accounts. The program’s minimum account premium is $10,000. Underwriters look for stable operations, clean loss histories, and strong on-lot controls. Typical requirements include a completed DealerGuard application and currently valued loss runs (current year plus four prior years). Submission requirements - Completed DealerGuard application - Currently valued loss runs (current plus four prior years) - Franchised dealers: page one of the most recent month-end financial statement for each franchise/dealership - Non-franchised dealers: detailed inventory listing for all vehicles Please send submissions to: [email protected] Territory & carrier Available in: AL, AK, AZ, CA, CT, DE, FL, GA, ID, IL, IN, KY, LA, ME, MD, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NY, NC, ND, OH, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Carrier: Lexington. Program administered by Amwins Underwriting (MGA). Why place DealerGuard through Amwins Underwriting? Specialized underwriting for franchised and large independent dealers with decades of program experience. Integrated loss-control and claims services designed for large inventory exposures. Flexible options for non-floored risks, inventory types (including motorcycles and buses), and parametric solutions for hail-prone territories. Dedicated underwriting and service teams focused on dealer-floorplan and open-lot exposures. Example accounts that fit this program You represent a multi-franchise dealer group with consistent safety controls, a low demo-to-employee ratio, and a five-year operating history — ideal for DealerGuard placement. A large independent dealer with several satellite lots, clean loss runs, and a $12,000 account premium need — fits the program’s minimum and underwriting profile. When completing applications, please include the Date a Quote is Required and the Expiring and/or Target Premiums. Frequently Asked Questions What types of dealer accounts are a good fit for DealerGuard?DealerGuard is designed for franchised auto dealers and large independent dealers with stable operations, low demo/employee ratios, and strong loss histories. The program targets accounts with solid on-lot controls and multi-year operating experience. What are the submission and documentation requirements?Submit a completed DealerGuard application, currently valued loss runs (current plus four prior years), and financials or detailed inventory listings depending on whether the dealer is franchised or independent. Is there a minimum premium or territory restrictions?Yes. The program’s minimum account premium is $10,000. Coverage is available in the states listed above; confirm availability with underwriting for specific risks. Does the program handle claims and loss control?Yes. Amwins Underwriting pairs the DealerGuard program with loss control and consultative services and uses a nationally recognized third-party administrator for claims management. What is the parametric hail option and when is it used?The parametric offering provides a hail-triggered payout for dealers in high-weather-risk zones where traditional terms may be limited. It’s intended as an alternate solution for hail-prone portfolios. Need help placing an account? Connect with a market specialist.

Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds. Program overview Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities. Ideal accounts and appetite Municipalities (cities, towns, counties) Public schools and higher education institutions Special districts and service authorities Public housing authorities and municipal utilities Pools and joint powers authorities seeking programmatic solutions You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate. Coverage highlights and advantages Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers. Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise. Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states. Underwriting notes and placement considerations Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements. Territories and availability Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place public entity business with Amwins Underwriting Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures. (*We work with pools and individual public entities) Frequently Asked Questions What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp. Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting. What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable. Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements. Need help placing an account? Connect with a market specialist.

Workers' Compensation Solutions for Professional Employer Organizations Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, administers a dedicated workers’ compensation program for Professional Employer Organizations (PEOs). As a program administrator, Amwins Underwriting combines specialized underwriting, a client-facing portal, and broad capacity to help retail agents place complex PEO payroll portfolios. Overview of the Program This program is built for PEOs and the retail agents who serve them. It provides a full-service solution that emphasizes underwriting discipline for hazardous and mixed-class payrolls, operational transparency through a client portal, and nationwide capacity. You can learn more about program details on Amwins’ PEO product page: workers' compensation coverage for PEOs. Ideal Accounts and Appetite Target PEO clients and accounts with mixed-class payrolls across Hazard 1–8 and NCCI Hazard Grade A–F. Clients that require consolidated policy, payroll and claims reporting on a portal. Large or complex PEO aggregations where underwriting discipline and claims oversight are important. Agents who specialize in PEO business and can provide thorough payroll and loss history data. Coverage Highlights and Advantages Client Portal — secure access to policy details, client rosters, payroll submission, premium reporting and claims information to simplify administration and audit. Program administration by Amwins Underwriting — specialized PEO underwriting and policy servicing designed for multi-client payrolls. Flexible handling of mixed classes and higher-hazard exposures common to PEO portfolios. Partnering with specialty PEO retail agents — the program is structured to work with agents familiar with PEO operations and reporting. Underwriting Notes and Minimum Premium Amwins Underwriting evaluates submissions based on the PEO’s client mix, payroll detail by class, and loss history. The program typically requires comprehensive payroll and claims data at submission. The program’s stated minimum premium is $500,000, so it is positioned for larger PEO portfolios or aggregated business that can meet that threshold. Territories and Availability The program provides coverage nationwide and is available across all states and D.C. (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Why Work With Amwins Underwriting on PEO Workers’ Comp Specialized underwriting and servicing for PEO structures, not a one-size-fits-all approach. Operational transparency through a single client portal that centralizes payroll, premium and claims data. Dedicated to working with experienced PEO retail agents who can provide detailed submissions. Example scenarios You have a regional PEO with 200 client companies across retail, light manufacturing and service classes and mixed payroll reporting — this program supports consolidated reporting and focused underwriting. A national PEO seeking better claims visibility and a single source for payroll/audit services for a large blended account — the client portal and program administration help streamline those needs. Interested in seeing the portal or discussing a submission? Visit the program page to learn more: Visit our website. Frequently Asked Questions What types of PEO clients are a good fit for this program?PEOs with larger aggregated payrolls or portfolios that include mixed or higher-hazard classes (Hazard 1–8; NCCI Hazard Grade A–F) are a strong fit. The program is geared toward accounts that can meet the $500,000 minimum premium and provide detailed payroll and loss information. How should agents submit business to Amwins Underwriting?Submissions should come from retail agents experienced with PEOs and include client rosters, payroll by class, detailed loss runs, and any current billing or audit procedures. Amwins Underwriting expects thorough data to evaluate blended-class exposures effectively. What does the client portal provide?The portal gives agents and their PEO clients access to policy documents, client-level payroll reporting, premium and audit information, and claim tracking. It is designed to centralize administration for multi-client PEO policies. Are there common account characteristics that will be declined?Accounts with inadequate payroll detail, poor loss history without a credible remediation plan, or exposures outside the program’s target hazard grades are likely to be declined. Extremely high-risk or prohibited classes may not fit the program’s appetite. Need help placing an account? Connect with a market specialist.