Search CompleteMarkets

...our clients operate a full-scale recycling center or manage off-site collectio...iche commercial programs, including recycling and material recovery operations...

Overview — RecycleGuard: Recycling Operations (Amwins Underwriting) Fo...essors, paper and plastic reclaimers, glass recyclers and auto dismantlers—are...

...tories, and testing facilities Recycling centers and waste management operat...roperty owners, medical facilities, recycling centers, petroleum distributors,...

Garage Liability & Garagekeepers Insurance Program Overview from Ck Specialty Insurance Ck Specialty Insurance Associates, Inc. offers a comprehensive Garage Liability & Garagekeepers Insurance program tailored for a wide range of automotive-related businesses. As a trusted, family-owned MGA and Surplus Lines Broker based in the Western U.S., Ck Specialty provides brokers and agents access to multiple A-rated markets, with in-house binding authority and strategic brokerage options to meet your clients’ unique needs. This program is available in Arizona, Nevada, and Oregon, and is written on a non-admitted basis through strong carrier partnerships. Ideal Accounts and Risk Appetite This program is built to serve a wide array of garage and automotive operations. Whether your client is a small repair shop or a large truck dealership, Ck Specialty is ready to help you place the business. Ideal accounts include, but are not limited to: Service and Repair Shops Tire Shops (including used tire sellers) Used Auto Dealers Valet Parking Services Auto Dismantlers and Salvage Yards Body and Paint Shops Heavy Truck Dealers and Repair Operations Mobile Auto Repair Services Oil & Lube Shops Auto Storage and Impound Yards Classic and Antique Auto Restoration Roadside Assistance Providers Car Wash Facilities You might have a client running a mobile repair service out of Phoenix or a growing used car dealership in Las Vegas—this program is designed to cover those types of risks efficiently and competitively. Coverage Highlights and Advantages Comprehensive protection is available for a variety of exposures commonly found in the garage and automotive industry. Coverages offered include: Garage Liability Garagekeepers Coverage (Direct Primary or Legal Liability) Dealers Open Lot General Liability Excess Liability Property Employment Practices Liability Pollution Liability Inland Marine With multiple A-rated carriers and flexible underwriting, Ck Specialty can tailor coverage to match your clients' operational risks and industry exposures. Underwriting and Minimum Premiums The program offers a competitive minimum premium starting at $750, making it accessible for smaller operations while still scalable for larger accounts. In-house binding authority helps expedite the quoting and binding process, and when needed, brokerage markets can be accessed for more complex risks. Territories and Availability This program is currently available in the following states: Arizona (AZ) Nevada (NV) Oregon (OR) Agents operating in these states can leverage Ck Specialty’s expertise and market access to confidently quote and place these accounts. Why Partner with Ck Specialty Insurance As a Western-based, family-operated MGA and Surplus Lines Broker, Ck Specialty Insurance is committed to helping retail brokers succeed. With access to multiple A-rated carriers, a broad appetite for garage-related risks, and a focus on responsive service, Ck Specialty is a reliable partner for hard-to-place and standard accounts alike. Their in-house authority streamlines the process while providing the flexibility needed in today’s competitive insurance marketplace. Ck Specialty Insurance: Opening market doors…for you. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for service and repair shops, used auto dealers, mobile mechanics, tire shops, car washes, and heavy truck repair businesses, among others. Is this program available on an admitted basis?No, this program is written on a non-admitted basis through A-rated carriers. What is the minimum premium for this program?The minimum premium starts at $750, making it accessible for small to mid-sized operations. What states is the program available in?This program is currently available in Arizona, Nevada, and Oregon. Can I access this program if I have a complex or unusual account?Yes, Ck Specialty has both in-house binding authority and access to brokerage markets for more complex or non-standard risks. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Window Tinting Insurance program designed to meet the unique needs of window tinting shops and related automotive service providers. With decades of experience in the niche commercial auto industry, Colonial General provides independent agents and brokers with the tools and market access needed to place quality business for their insureds at competitive rates. Ideal Accounts and Appetite This program is ideal for small to mid-size window tinting businesses that may also engage in related services such as auto detailing, paint protection film installation, and vinyl wrapping. Accounts with a physical garage location, mobile operations, or towing services may also be eligible, depending on underwriting. Colonial General has flexibility to consider new ventures and start-ups as long as the risk characteristics fall within guidelines. Examples of good fits include: A window tinting shop with two service bays and light retail sales. A mobile tinting operation serving dealerships and private clients within a metro area. Coverage Highlights and Advantages Colonial General’s Window Tinting Insurance program offers robust protection through Commercial Garage Coverage, tailored for the exposures tinting businesses face. Key coverages include: Garage Liability Limits up to $1,000,000 per accident $3,000,000 General Liability Aggregate $5,000 Medical Payments Broadened Coverage endorsements Dealers Physical Damage False Pretense Coverage Fire Legal Liability Garage Keepers Coverage on a primary basis with specified causes of loss In-Transit Coverage for towing operations Optional Property Coverage These coverages help protect your clients from third-party liability claims, damage to customers’ vehicles in their care, and exposures related to physical damage, theft, or misrepresentation. Underwriting Notes and Minimum Premiums The program is available through both admitted and non-admitted markets, depending on the risk profile and state. Underwriting flexibility allows Colonial General to evaluate a wide range of operations, with minimum premium requirements varying based on carrier and coverage selected. Submissions should include a completed garage liability application, loss runs (if applicable), and vehicle schedules for the most efficient processing. Territories and Availability Colonial General offers this Window Tinting Insurance program in the following Western states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Availability of admitted or non-admitted options may vary by state. Reach out to Colonial General for state-specific guidelines and eligibility. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings strong carrier relationships and specialized program knowledge to support independent agents. Their experienced underwriting team understands the nuances of auto service operations, helping you match the right coverage to your client’s business. With a commitment to responsive service and competitive products, Colonial General is a trusted partner for placing hard-to-place or niche commercial auto risks. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for window tinting shops, mobile tinting services, and related automotive accessory businesses with or without physical garage locations. Is Garage Keepers Coverage included?Yes, Garage Keepers Coverage is available on a primary basis with specified causes of loss. Are start-up businesses eligible?Yes, Colonial General may consider new ventures depending on the overall risk profile and underwriting criteria. Which states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are both admitted and non-admitted options available?Yes, Colonial General has access to both admitted and non-admitted markets, depending on the state and specific risk. Need help placing an account? Connect with a market specialist.