Search CompleteMarkets

...l Haulers/Distributors Fuel Refineries/Oil Riggs Gas Stations Oil ...

... and process facilities such as refineries, power plants, pipelines, chemical ...

...and gasoline between terminals, refineries, and retail sites. A waste manage...

...land, pipeline right-of-way, or refineries Construction drilling related to ...

...anufacturers and distributors Refineries and related industrial operations ...

At Sloan Mason Insurance Services, Inc., we specialize in tailored Marine General Liability Insurance for businesses operating in the maritime and waterfront sectors. As a wholesale broker with deep marine expertise, we provide agents and brokers with the underwriting guidance and market access needed to place hard-to-place and complex marine risks. Ideal Accounts and Appetite Our Marine General Liability program targets a broad range of maritime and waterfront operations where both land- and water-based exposures exist. We focus on accounts that require a nuanced understanding of marine liabilities and flexible placement options. Typical classes include: Diving contractors Dock and wharf construction Dredging contractors Labor contractors Marine construction contractors Painting and sandblasting contractors Shipyards Ship repair subcontractors Stevedores Wharfingers Terminal operators Examples of good fits: you might have a client that operates a small shipyard on the Gulf Coast, or a contractor who performs underwater welding and requires coverage for both wet and dry operations. These types of accounts are exactly what this program is built to address. Coverage Highlights and Advantages This program provides broad Marine General Liability protection designed for maritime operations exposed to third-party bodily injury and property damage. Key features include: Limits up to $1,000,000 per occurrence Coverage for third-party bodily injury and property damage Customizable endorsements tailored to specific marine operations Options to address both wet (watercraft/boarding) and dry (onshore/marine construction) exposures Policy wording and endorsements are selected with maritime exposures in mind so insureds receive coverage that aligns with operational realities on docks, vessels, and waterfront job sites. Underwriting Notes and Minimum Premiums We work with a range of admitted and non-admitted carriers to deliver flexible placement options. Underwriting is deliberate and risk-focused—especially for complex operations—and we welcome detailed submissions. Minimum premiums start at $15,000, depending on class of business, limits, and loss history. For faster review, provide a completed application, detailed operations descriptions, recent loss runs, and any safety or risk-control documentation available. Territories and Availability This Marine General Liability program is available in the following states: Alaska (AK) Arizona (AZ) California (CA) Florida (FL) Louisiana (LA) Mississippi (MS) Nevada (NV) New Jersey (NJ) Texas (TX) Some markets are available on an admitted basis depending on state and carrier; other placements may be non-admitted. We will help identify the best regulatory/placement option for each client. Why Work With Sloan Mason Insurance Services, Inc. Sloan Mason brings specialized marine underwriting knowledge and hands-on service to the wholesale market. We combine access to multiple carriers with practical experience evaluating marine risks, which helps you place accounts that many standard markets decline or struggle to price. Our approach emphasizes clear underwriting requirements, partnership with brokers on risk control, and tailored endorsements that reflect the insured’s operations. Whether placing a small stevedoring operation or a larger marine construction firm, we aim to streamline the placement process and produce durable, market-appropriate solutions. Let us help you place your clients’ Marine General Liability Insurance needs today! Frequently Asked Questions What types of accounts are a good fit for this Marine General Liability program?Ideal accounts include diving contractors, shipyards, marine construction firms, stevedores, terminal operators, and other maritime service providers with both wet and dry exposures. What is the minimum premium for this program?Minimum premiums generally start at $15,000, though the final premium depends on the class of business, limits requested, and loss history. Is this program available on an admitted basis?Some carrier options are admitted depending on the state and specific risk; we also place business on a non-admitted basis where appropriate. Which states is this program available in?This program is offered in AK, AZ, CA, FL, LA, MS, NV, NJ, and TX. What information is needed to submit a risk?Provide a completed application, a detailed description of operations, current loss runs, and any available safety/risk control documentation to expedite underwriting review. Need help placing an account? Connect with a market specialist.

Comprehensive Insurance Solutions for Oil and Gas Contractors Sloan Mason Insurance Services, Inc. offers specialized access to a new facility backed by various 'A'-rated carriers, providing tailored Oil and Gas Contractors Insurance solutions. This program is designed to support contractors and lease operators in the energy sector, including those with up to 20% offshore exposure. With competitive terms and deep underwriting expertise, Sloan Mason is a trusted wholesale partner for agents and brokers seeking solid placement options in this complex and high-risk industry. Ideal Accounts and Target Classes This program is ideal for a wide range of oil and gas service providers. Whether your client is performing onshore lease operations or involved in offshore support, Sloan Mason’s markets can accommodate varied risk profiles. Target classes include: Geophysical Exploration Oil or Gas Lease Work by Contractors Oil or Gas Lease Operators Instrument Logging or Survey Work Acidizing or Cementing Services Cleaning or Swabbing Operations Perforating and Shooting Specialty Tool Operation by Contractors Recovery, Perforating, or Installation of Casing Minimum premiums vary by carrier, starting at $2,500, depending on class and exposure. Coverage Highlights and Available Endorsements This program offers broad coverage options to help insureds manage the unique exposures of the oil and gas industry. Available coverages and enhancements may include: Blanket Additional Insured and Waiver of Subrogation In REM Coverage Gulf of Mexico Operations Non-Owned Watercraft Liability Pollution Coverage (Time Element and Full Pollution, depending on carrier) These options provide flexibility to tailor policies for each client's operational footprint and risk level. Underwriting Requirements To receive a full underwriting review and the most competitive quote, agents should be prepared to submit the following documentation: 5-year payroll history 5 years of currently valued loss runs by line (within 120 days of requested effective date) ACORD applications for each line of coverage requested Completed supplemental applications You can download the required Oil and Gas Contractors Data Sheet to streamline the submission process. Program Availability This offering is available in most states across the U.S., including key energy-producing regions such as Texas, Louisiana, Oklahoma, and Pennsylvania. Sloan Mason works with both admitted and non-admitted markets, depending on the state and risk profile, to ensure flexibility and competitive pricing. Why Partner With Sloan Mason Insurance? As a wholesale broker with deep specialization in oil and gas risks, Sloan Mason brings decades of experience and market access to agents and brokers nationwide. Their ability to secure terms from top-rated carriers and understand the nuances of energy accounts makes them a valuable partner for challenging placements. Whether you’re placing a small contractor performing swabbing services or a larger operator with offshore exposure, Sloan Mason is equipped to help you navigate coverage options and underwriting requirements efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for oil and gas contractors and lease operators performing services such as geophysical exploration, cementing, casing installation, and offshore work up to 20% exposure. Are offshore operations eligible for coverage?Yes, accounts with up to 20% offshore exposure can be considered, depending on underwriting and carrier guidelines. What is the minimum premium for this program?Minimum premium varies by carrier, with starting points typically around $2,500, depending on the class of business and exposures. What documentation is needed to get a quote?Agents should provide 5-year payroll history, 5 years of loss runs (valued within 120 days), ACORD forms, and the applicable supplemental applications. Which states is this program available in?This program is available in most U.S. states, including major oil and gas regions like TX, OK, LA, and PA. Need help placing an account? Connect with a market specialist.

Overview of the Program From Sloan Mason Insurance Services, Inc. Sloan Mason Insurance Services, Inc. provides access to a competitive program for Electric Cooperatives, Cogeneration and Power Generation facilities, and contractors who service these industries. As a wholesale broker, Sloan Mason places business with a panel of various A-rated carriers and offers both admitted and non-admitted solutions where available. The program is designed for agents and brokers who need specialized underwriting capacity for generation risks, pollution exposures, and contractor services tied to power operations. Ideal Accounts and Appetite Rural and regional electric cooperatives that operate distribution and generation assets Cogeneration and combined heat-and-power (CHP) plants serving industrial or institutional sites Independent power producers and merchant generating facilities (non-nuclear) Contractors and service providers to the power sector (O&M contractors, electrical contractors, turbomachinery service providers) Facilities with onsite fuel storage, transformers/substations, switchgear, and associated pollution exposures Accounts with routine maintenance programs, formal loss control practices, and complete loss history are the best fit. High-hazard operations (for example, nuclear generation) are typically outside this appetite—please consult Sloan Mason underwriting for borderline risks. Coverage Highlights and Advantages Primary General Liability and Contractors Pollution coverages tailored for generation operations Commercial Auto for fleets serving generation and contracting operations Excess/Umbrella layers to provide broader limits above primary liability Property and Equipment Breakdown (available through select panel carriers) Business Income and Extra Expense for generation interruption scenarios Access to A-rated admitted markets where possible, with non-admitted capacity in most markets when needed Underwriters in the program understand the operational exposures unique to power generation and contracting, allowing for placement that reflects industry practice and risk management controls. Underwriting Notes and Minimum Premiums To obtain a full underwriting review and the best possible quote for Electric Cooperatives, Cogeneration and Power Generation Insurance, Sloan Mason requests the following: 5-year payroll history 5-year, currently valued carrier-issued loss runs (valuation date within 90 days of requested effective date) Completed ACORD applications and any program supplementals Minimum premiums (typical program thresholds) include: $15,000 for General Liability and Pollution $5,000 for Auto $7,500 for Umbrella Liability Actual premiums and retentions will vary by carrier, state, and individual account exposures. Territories and Availability This program is available in most U.S. states. States where coverage is commonly placed include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted options are available in many jurisdictions; non-admitted capacity is used where necessary to secure appropriate terms. Why Work With Sloan Mason on This Business Wholesale broker access to multiple A-rated markets, increasing placement flexibility Underwriting familiarity with generation, pollution, and contractor exposures Competitive program structure designed for complex energy sector risks Practical submission requirements to speed quoting and binding Example scenarios: You might have a rural electric cooperative seeking combined GL and pollution limits for a small diesel peaking plant and distribution operations, or a cogeneration plant at a manufacturing facility that needs property, equipment breakdown, and business income coverage after a recent equipment retrofit. Both are representative risks this program targets. Frequently Asked Questions What types of accounts are a good fit for this Sloan Mason program?Accounts that fit well include electric cooperatives, cogeneration and CHP plants, independent power producers (non-nuclear), and contractors who provide operations, maintenance, and electrical services to generation facilities. Best fits have formal maintenance programs and documented loss histories. What submission materials are required to get a meaningful quote?Sloan Mason asks for a 5-year payroll history, 5-year currently valued carrier loss runs (valuation within 90 days), and completed ACORD applications with any relevant supplementals. These items allow underwriters to assess operations and pricing accurately. Are admitted markets available through this program?Yes. Sloan Mason works with admitted A-rated carriers where available and uses non-admitted capacity in most markets when necessary. Availability depends on state regulations and each account’s exposures. What are the typical minimum premiums I should expect?Typical program minimums are shown as a guideline: $15,000 for General Liability and Pollution, $5,000 for Auto, and $7,500 for Umbrella Liability. Final premium requirements depend on the carrier and the specific account. Need help placing an account? Connect with a market specialist.

Sloan Mason Insurance Services, Inc. specializes in placing complex Workers Compensation and Longshore Insurance accounts. With deep industry knowledge and access to multiple top-rated markets, our team supports agents and brokers in securing coverage for businesses involved in maritime-related operations and other unique longshore exposures. Ideal Accounts and Appetite This program is designed for employers with annual workers' compensation premiums ranging from $5,000 to $100,000 and includes accounts with at least 1% USL&H payroll (excluding sales and clerical). We work with a wide range of industries where longshore exposure is present, including but not limited to: Shipbuilding, repair, and maintenance Maritime equipment servicing Stevedoring and freight handling Marine terminals and grain milling operations Offshore oil and gas service providers Marine construction contractors Government contractors with maritime exposure Artisan contractors performing USL&H work New ventures are considered—contact us for criteria. If you have a client launching a ship repair business or a contractor taking on government dockside projects, we can help you find the right coverage solution. Coverage Highlights and Advantages Comprehensive Workers Compensation and Longshore Insurance coverage Guaranteed Cost Policy form Coverage available in up to five states per account Optional enhancements available upon request, including: OCSLA (Outer Continental Shelf Lands Act) coverage Blanket Waiver of Subrogation Blanket Alternate Employer endorsement Expert Services and Claims Support Integrated underwriting and longshore-focused loss control specialists Maritime claims experts located in dedicated USL&H claims offices Flexible and diverse payment plans available to qualifying accounts Direct billing to the insured for convenience Submission Requirements To submit a risk for consideration, please provide the following: Completed and signed ACORD application Currently valued loss runs for the past three years Current NCCI Experience Modification Worksheet For additional program details, please review our Longshore and Harbor Workers' Compensation Act Programs Data Sheet. Territories and Availability This program is available in all 50 states plus Washington, D.C. We represent both admitted and non-admitted markets, depending on the state and risk profile. Our carrier partners include American Equity, Chartis, SeaBright, and Zurich. Why Work With Sloan Mason Insurance Services With a strong focus on maritime and longshore exposures, Sloan Mason Insurance Services offers niche expertise that helps agents place hard-to-insure accounts. As a managing general agency with access to multiple markets and specialized underwriting and claims resources, we are your go-to partner for complex workers compensation risks involving USL&H exposure. Frequently Asked Questions What types of accounts are a good fit for this program?We target accounts with USL&H exposure, such as shipbuilders, stevedores, marine construction companies, and offshore oil and gas service providers. Artisan contractors and new ventures are also considered. What is the minimum premium required?We consider accounts with premiums starting at $5,000. The final premium varies depending on the risk profile and scope of USL&H exposure. Can new ventures be submitted?Yes, we accept new ventures that meet our underwriting guidelines. Please contact us for specific criteria. What documents are required for submission?A completed and signed ACORD application, three years of currently valued loss runs, and a current NCCI Experience Mod Worksheet are required. In how many states can coverage be written per account?We can write coverage in up to five states per account, depending on the risk and carrier availability. Need help placing an account? Connect with a market specialist.