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Charity First's Religious Program is a focused, competitively...n I package through Charity First's Religious Program?You can combine Property...

...gned to meet the unique needs of religious institutions. We understand that ch...This program is ideal for churches, religious institutions, and related proper...

...ialized Church Insurance program—Religious Institutions Advantage—designed to meet the unique needs of religious organizations and faith-based insti... be added based on the needs of the religious institution. Are schools or chil...

...es Ski and snowboard retail stores with on-site rental operations S...ntal shops—ski, snowboard and bicycle stores—with storefronts, demo fleets and limited on-...

... endorsements designed for donated goods and volunteer property Abuse and ...ts that operate food pantries, thrift stores, community outreach, case managem...

...er professional service firms. Religious: Churches and houses of worship (ex...o-story retail building with occupied storefronts and a small stockroom — this...

RPS NIPC offers a specialized Human Services Insurance Program designed to meet the unique needs of both non-profit and for-profit organizations. Backed by an admitted A.M. Best A+ XV rated carrier, Riverport Insurance (a W.R. Berkley Company), this program provides agents and brokers with a trusted market for a wide range of human services accounts. Ideal Accounts and Appetite This program is well-suited for organizations that provide social and community services, including: Youth Services – Center-based child care programs, Boys & Girls Clubs Recreational Programs – YMCAs, YWCAs Job Training Services – Programs such as Goodwill Industries Community Services – Animal shelters, humane societies Arts & Cultural Organizations – Museums and community arts programs Social Service Transportation – Senior citizen transport, handicapped transportation providers Residential Housing & Shelters – Examples include Ronald McDonald Houses Additional human services classes may be eligible upon review. You can rely on RPS NIPC's underwriting expertise to evaluate unique and emerging risks in this space. Coverage Highlights and Advantages The Human Services Insurance Program offers broad protection to address the complex exposures faced by service providers: Professional Liability General Liability Physical and Sexual Abuse Liability Automobile Liability – Owned, Hired, and Non-Owned Vehicles Management Liability – Including Directors & Officers (D&O) and Employment Practices Liability Insurance (EPLI) Property, Inland Marine, and Crime Excess Liability Whether your client operates a small youth center or a regional transportation service for seniors, this program offers a comprehensive solution tailored to their risks. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the class of business, size, and scope of operations. The underwriting team at RPS NIPC is available to review accounts across a wide range of human services sectors and can help you navigate more complex or non-standard submissions. Territories and Availability This program is available in most states, including but not limited to: AZ, AR, CA, CO, CT, FL, GA, HI, ID, IL, IA, KS, ME, MD, MI, MN, MO, MT, NE, NV, NM, NC, ND, OR, PA, SC, SD, TN, UT, VT, VA, WA, DC, and WI. Coverage is written on an admitted basis in most available states. Why Work With RPS NIPC? As a trusted Program Administrator, RPS NIPC brings deep experience in the human services sector. Their team understands the operational risks, regulatory environment, and insurance needs of social service organizations. With access to Riverport Insurance, a Berkley company, RPS NIPC delivers top-tier coverage and dependable claims handling. You’ll also benefit from a knowledgeable underwriting team that can help you place challenging accounts with confidence. If you have a client who runs a community-based arts program, or a multi-location child care center, this program can provide the comprehensive insurance solution they need, while offering you responsive service and underwriting support. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for non-profit and for-profit organizations in youth services, community services, job training, transportation, arts and culture, and residential shelters. Is this coverage available on an admitted basis?Yes, coverage is written through an admitted carrier, Riverport Insurance, in most available states. Which states is this program available in?The program is available in most states, including CA, FL, IL, NY, TX, and many others. Refer to the full list for details. What types of liability are included?Available coverages include general liability, professional liability, abuse liability, auto liability, management liability, property, crime, inland marine, and excess liability. Can I submit an unusual or non-standard human services risk?Yes, RPS NIPC can review additional human services classes on a case-by-case basis. Their underwriters are experienced in evaluating unique risks. Need help placing an account? Connect with a market specialist.

LET CMS PUT THE PIECES TOGETHER FOR YOU!!! CMS, LLC offers a comprehensive Pollution Liability Insurance program designed to meet the needs of agents and brokers placing environmental and pollution-related risks. Whether your client is a contractor, consultant, manufacturer, or distributor, we provide access to flexible, non-admitted solutions backed by multiple carriers. Overview of the Program From CMS Our Pollution Liability Insurance program includes General Liability, Contractors Pollution Liability, Professional Liability, and Environmental Impairment Liability. These coverages are available on a package or standalone basis, making it easy to tailor solutions to fit your client’s operations and exposures. Ideal Accounts and Appetite We target a wide range of businesses involved in environmental operations or with pollution-related risks, including: Environmental and abatement contractors and consultants General and trade contractors with pollution exposures Manufacturers and distributors seeking product, site, or contractor pollution coverage Environmental consultants (excluding disaster restoration contractors) For example, if you have a client who handles asbestos or mold remediation, or a manufacturer concerned about site contamination, we can help you place that business quickly and efficiently. Coverage Highlights and Advantages General Liability (GL): Designed for environmental contractors and those needing products pollution or site pollution coverage. Contractors Pollution Liability (CPL): Coverages include lead, asbestos, mold remediation, and pollution liability during transportation. Professional Liability (PL): Coverage for environmental consultants for errors and omissions, excluding disaster restoration operations. Environmental Impairment Liability (EIL): Available on request, tailored to site-specific exposures. Coverage Basis: Offered on either Occurrence or Claims-Made forms. Limits Available: Up to $10,000,000 per occurrence / $10,000,000 aggregate. Underwriting Notes and Minimum Premiums Minimum premiums start at $2,500 for a standard term or $4,000 for a two-year policy term. Submission requirements include a completed Acord application, program supplement, and current loss runs. Submissions can be emailed to [email protected] or [email protected], or faxed to (516)799-8602. Territories and Availability This program is available in the following states: New York (NY), New Jersey (NJ), Connecticut (CT), Pennsylvania (PA), and Florida (FL). All products are provided on a non-admitted basis, giving you the flexibility to serve hard-to-place risks. Why Work With CMS on This Business As a wholesale broker with access to a variety of environmental markets, CMS, LLC is positioned to support agents and brokers with fast, knowledgeable service. We understand the complexity of environmental exposures and can help you secure tailored solutions for your clients. Whether your client is a small contractor or a large manufacturer, we’ll help you put the right pieces together. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for environmental contractors, general and trade contractors with pollution exposures, environmental consultants, and manufacturers or distributors requiring pollution-related coverage. Is this program available on an admitted basis?No, all coverages are offered on a non-admitted basis through various carriers. Which states is this program available in?The Pollution Liability Insurance program is currently available in NY, NJ, CT, PA, and FL. What are the minimum premium requirements?Minimum premiums begin at $2,500 for a standard term and $4,000 for a two-year policy term. What documentation is needed to submit a risk?Submissions require a completed Acord application, a program-specific supplement, and current loss runs. Need help placing an account? Connect with a market specialist.