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...e spaces awaiting new tenants Rental homes or apartments between leases ...vacancy period and will consider both short-term and longer-term vacancies. What are...

...e spaces awaiting new tenants Rental homes or apartments between leases ...vacancy period and will consider both short-term and longer-term vacancies. What are...

...ance product for their short-term rental properties — Airbnb, VRBO, or traditional vacation rentals? When it comes to Airbnb, VRBO and vacation rentals, Proper Insurance® offers a commercial-grade short-term rental policy designed specifically for the ...ms may require referral or additional terms. Which states are supported and ho...

...rking with: Primary, seasonal, rental, and vacant dwellings (DP-1 & DP-3) ...s for vacant properties?Yes. Vacant dwellings can be written for 3-, 6-, or 12-month terms, with prorated cancellation availa...

... Additional Living Expense Fair Rental Value Burglary, Vandalism & Malicio...r program is well-suited for vacant dwellings, including those temporarily uno...

... while keeping placement timelines short. Example scenarios where this program...on, quotes are returned quickly and policies with financial responsibility cer...

... and electrical infrastructure In short, if a client depends on equipment who...onial General will work with you to determine the best placement for each acco...

...available for vacant residential dwellings, while commercial buildings can be ...acing a temporary vacancy or a longer-term unoccupied property, you can rely o...

Continental Risk, a trusted Managing General Agency, offers a flexible Small Business program designed for a wide range of low- to moderate-risk accounts. With a minimum premium starting at $775, this facility is an efficient solution for agents and brokers placing Commercial General Liability for small business clients across nearly 200 eligible classes. Premises & Operations (OL&T): Continental Risk's program includes nearly 200 eligible business classes, making it a versatile option for agents with a diverse small-business book. Commonly written classes include: Agricultural land and operations Amusement centers and special events Clubs and social organizations Habitational exposures including apartments and condos Hotels and motels Landlord risks (LRO) Restaurants and food service operations Retail stores and shopping centers Truckers and transportation-adjacent businesses Vacant land and buildings Artisan Contractors: This facility also accommodates many artisan contractor classes. A majority of small trade contractors are eligible under this program, giving you the flexibility to place residential and light commercial contractor accounts with confidence. Program Highlights Minimum premium starting at $775 Non-admitted coverage placed with A-rated carriers Broad class appetite across numerous industries Quick quote turnaround and a responsive underwriting team Underwriting and Submission Info Submissions should include a completed application and any supporting documents (loss runs, supplemental applications, photos, etc.). Send submissions directly to [email protected] or call 866-699-2747 for more information and guidance on eligibility. Territories Covered This program is available in most states, including but not limited to: CA, TX, FL, NY, IL, GA, PA, and more—covering all 50 states and Washington D.C. For a full list of available states, visit our company profile. Why Work With Continental Risk Continental Risk specializes in providing market access for hard-to-place or underserved classes of business. Their underwriting team offers practical, flexible solutions and fast response times, so you can secure coverage for accounts that may be outside typical admitted-market appetite. Whether you're placing a vacant property, a retail store, or a small contractor, Continental Risk is positioned to help you complete the placement efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is geared toward small businesses such as retail stores, restaurants, vacant buildings, artisan contractors, habitational risks, and special event organizers. Is this program admitted or non-admitted?This is a non-admitted program, placed through A-rated carriers to provide flexible underwriting for a wide range of risks. What is the minimum premium for eligible small business accounts?The minimum premium for most accounts starts at $775, making the program cost-effective for smaller-exposure accounts. Are artisan contractors eligible under this program?Yes—most small trade contractor classes are eligible, including residential and light commercial trades. Underwriting will review class, payroll, and scope of work. In which states is this program available?The program is available in all U.S. states and Washington D.C., giving agents nationwide placement options. Need help placing an account? Connect with a market specialist.