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Veracity Insurance Solutions, LLC offers an agent-focused Contractors General Liability Insurance program designed to meet the varied needs of contractors nationwide. As a Managing General Agency and Excess & Surplus Lines Broker, Veracity gives agents and brokers access to both admitted and non-admitted markets so you can place tailored solutions that fit your clients’ coverage needs and budgets. Whether you represent a new startup or an established contractor expanding operations, Veracity’s underwriting flexibility and market access help you place business efficiently and competitively. Our team specializes in contractor exposures and works with producers to structure terms that reflect each insured’s operations and risk profile. Ideal Accounts and Appetite This program fits a broad range of contracting businesses, from general contractors to specialty trades. We welcome new ventures and non-standard risks, and we can develop terms for accounts with additional exposures. Typical accounts include: Start-up residential contractors needing a low minimum premium and flexible coverage terms Established HVAC contractors expanding into multiple states and requiring higher umbrella limits Veracity can also craft solutions for more complex or unusual risks, including operations with pollution liability concerns or inland marine exposures. Coverage Highlights and Advantages Veracity’s program places business with "A" rated carriers and offers a range of features useful to agents and insureds: Nationwide availability (all 50 states and D.C.) Wide range of eligible contractor classes Low minimum premiums and deductible options for smaller contractors Occurrence and claims-made forms available Higher liability and umbrella limits where needed Both admitted and non-admitted paper, depending on state and risk Complementary lines are available to help you place a complete program: Pollution Liability, Business Owners Policy (BOP), Property and Inland Marine, E&O, D&O and more—so you can coordinate multiple exposures through a single wholesaler relationship. Underwriting Notes and Minimum Premiums Minimum premiums and final terms vary by class, location, and scope of work. Veracity’s underwriting team partners with producers to evaluate operations, recommend appropriate limits and endorsements, and tailor pricing to the account’s size and risk profile. Territories and Availability This contractors program is available in all 50 states and Washington, D.C. — if your client operates in multiple jurisdictions, Veracity’s licensing and carrier relationships support multi-state placements. Why Work With Veracity Insurance Solutions? Veracity combines deep contractor-market expertise with responsive service and broad market access. As an MGA and E&S broker, we solve placement challenges by offering flexibility in paper, access to multiple carriers, and underwriting that understands trade-specific exposures. We focus on long-term broker relationships and practical solutions that help you win and retain accounts. Example scenarios you might place through this program: A startup residential contractor needing basic general liability with a low minimum premium while they build payroll and revenue. An established mechanical contractor seeking higher umbrella limits and a coordinated placement for pollution and inland marine exposures as they expand into new states. To learn more or submit a risk, contact us at [email protected] or call 1-866-395-1308. Frequently Asked Questions What types of contractor classes does this program cover?The program covers a wide range of contractor types, including general contractors, electricians, plumbers, HVAC specialists, landscapers, and many other trades. Is this program available for new ventures?Yes. Veracity welcomes new ventures and offers flexible coverage options and low minimums designed to support start-up contractors. Are higher liability limits available?Yes. Higher liability and umbrella limits are available to meet the needs of larger or more complex accounts. Can this program be written on either admitted or non-admitted paper?Yes. Depending on the risk and state regulations, coverage can be placed through admitted or non-admitted carriers. Which states is this program available in?This program is available in all 50 states and Washington, D.C., providing nationwide access for your contractor clients. Need help placing an account? Connect with a market specialist.

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