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Ice rinks offer more than just a surface for skating—they’re hubs for community engagement, recreation, and competition. American Specialty Insurance & Risk Services understands the unique risks associated with operating an ice rink and offers a dedicated Ice Rinks Insurance program tailored to the specific exposures of these facilities. Eligible Operations for Ice Rinks Insurance Ice Skating Rinks Figure Skating Facilities Special Events on Ice Sports Complexes with Ice Activities Adult and Youth Hockey Leagues Civic Centers with Ice Arenas Ice Hockey Tournaments Exhibitions and Ice Shows Program Highlights for Ice Rinks Insurance “Excellent” or Higher A.M. Best Rated Carrier Admitted Coverage Available Program-Specific Forms and Rates Non-Auditable Policy Options 24-Hour Claims Service In-House Underwriting and Claims Management Dedicated Risk Management Support Streamlined Policy Administration Online Resources and Risk Tools Comprehensive Coverage Options General Liability Participant Legal Liability Excess/Umbrella Liability Liquor Liability Commercial Auto Property Coverage Crime Insurance Employee Benefits Liability Participant Accident Medical Catastrophic Medical Coverage Workers Compensation Flexible Deductible and SIR Options Program Overview This program is designed to address the operational risks of ice skating facilities, whether they host competitive events, public skating sessions, or youth and adult leagues. You might have a client who operates a community rink used by local schools and hockey clubs, or a private facility that hosts birthday parties, figure skating exhibitions, and seasonal events. American Specialty’s Ice Rinks Insurance program is built to handle these types of exposures with tailored policies and comprehensive coverage. Underwriting and Minimum Premiums Minimum premiums vary based on the size, scope, and operations of the facility. The underwriting process is managed entirely in-house by American Specialty, allowing for faster turnaround and consistent decision-making. The team is experienced in evaluating ice rink risks and can work with you to structure coverage that fits your client's needs. Territories and Availability The Ice Rinks Insurance program is available in all 50 states plus Washington, D.C., providing broad access for agents and brokers nationwide. This is an admitted program, offering confidence and dependability for your insureds. Why Work With American Specialty? As a Managing General Underwriter with a deep focus on niche sports and recreation risks, American Specialty brings decades of experience and proprietary program development to the table. With in-house underwriting, claims handling, and risk management, they offer a full-service solution that makes it easier for you to place and manage complex risks. Their Ice Rinks Insurance program is a trusted solution for agents seeking stable markets and responsive service for skating-related accounts. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include public or private ice skating rinks, hockey arenas, figure skating venues, and civic centers with seasonal or year-round ice facilities. Both youth and adult leagues are eligible. Is this program available in all states?Yes, the Ice Rinks Insurance program is available in all 50 states and Washington, D.C. Does this program offer admitted coverage?Yes, the program is offered on an admitted basis, providing added security and regulatory compliance. Who underwrites and manages the policies?All underwriting, claims, and policy administration are handled in-house by American Specialty, offering consistent service and streamlined processing. What is the minimum premium for this program?Minimum premiums vary depending on the type and size of the operation. Contact American Specialty for specific underwriting details. Need help placing an account? Connect with a market specialist.

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Fairs offer communities a unique opportunity to gather for entertainment, commerce, and education. Whether showcasing livestock, local produce, crafts, or hosting rides and special events, these gatherings involve a wide range of participants and exposures. American Specialty Insurance & Risk Services understands the complex risks associated with fairs and has designed a specialized insurance program that addresses these challenges with tailored coverages and services. Eligible Operations for Fairs Insurance County Fairs State Fairs Agricultural Shows Exhibitions Special Events Trade Shows Livestock Shows Festivals Vendors/Exhibitors Program Highlights for Fairs Insurance “Excellent” or higher A.M. Best Rated Carrier Admitted Coverage in All Available States Custom Program Forms and Rates Non-Auditable Policies 24-Hour Claims Service Dedicated In-House Underwriting & Claims Management Risk Management Consultation Online Agent Resources and Tools Program Coverages for Fairs Insurance General Liability Participant Legal Liability Volunteers as Additional Insureds Contingent Fireworks Liability Contingent Ride Liability Excess/Umbrella Liability Liquor Liability Automobile Property Crime Employee Benefits Liability Volunteer Accident Medical Workers Compensation Deductible/SIR Options Why Choose American Specialty for Your Fairs Clients? As a Managing General Underwriter with a long-standing reputation in the event and entertainment spaces, American Specialty offers a deep understanding of the unique exposures associated with fairs and similar events. Our in-house team handles underwriting, claims, risk management, and policy administration, giving agents a streamlined experience from submission to resolution. With program-specific forms and rating, we provide solutions that are designed—not adapted—for this class of business. You might have a client organizing a multi-day agricultural exhibition that includes livestock competitions, carnival rides, and food vendors. Or perhaps a regional trade show that includes indoor exhibits and live entertainment. These types of operations are exactly the risks we’re built to handle. Policies are available on an admitted basis across all 50 states and the District of Columbia. Minimum premiums vary depending on the size and scope of the event. Whether you're placing a one-time fair or looking for annual coverage for recurring events, we can help you find the right fit. For more information about our fairs insurance program and to access resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for county and state fairs, agricultural shows, exhibitions, livestock events, festivals, and vendors/exhibitors involved in such gatherings. Is the coverage admitted in all states?Yes, the program offers admitted coverage in all 50 states and the District of Columbia. Can this program cover rides and fireworks?Yes, contingent ride liability and contingent fireworks liability are available as part of the program coverages. Does the program provide coverage for volunteers?Yes, volunteers can be named as additional insureds, and volunteer accident medical coverage is also available. Who underwrites and manages the claims?American Specialty handles underwriting, claims, risk management, and policy administration in-house for a streamlined experience. Need help placing an account? Connect with a market specialist.

Overview — AFC Insurance Inc. Not-For-Profit Housing Facilities Insurance AFC Insurance Inc. offers a targeted Health & Human Services program for not-for-profit housing facilities. This program is designed for transitional and low-income housing providers that combine affordable housing with an active social service component — for example, counseling, case management, job-readiness or other programs that help residents move from temporary to permanent housing. Ideal Accounts and Appetite You can use this program to place not-for-profit providers focused on temporary-to-affordable housing and low-income housing programs. Typical fits include: Transitional housing programs with documented social services (case management, counseling, re-entry support) Small to medium low-income housing projects operated by 501(c)(3) organizations Programs that operate residential units plus program vans or staff vehicles used in support services Accounts that lack a social service component, operate as licensed medical or skilled nursing facilities, or present unusually high liability exposures may not fit. Submit unusual or complex risks for review — appetite and terms vary by carrier. Coverage Highlights Property coverage for buildings, contents and tenant improvements (limits and forms vary by carrier) Auto coverage for owned or program vehicles used to transport residents or staff (symbol and usage restrictions apply) Program Administrator placement through a variety of carrier partners — admitted or non-admitted availability depends on state and carrier Underwriting Notes and Documentation Underwriters will want to see evidence of the social service component and operational controls. Typical submission requirements include: Statement of operations describing resident eligibility, length of stay and program services Loss runs for current carrier (if any) Copies of lease or occupancy agreements and residential rules Driver lists and vehicle use policies for auto exposures Safety, screening and eviction procedures Minimum premiums and specific terms vary by carrier and state; AFC Insurance Inc. will confirm minimum premium requirements on submission. Territories and Availability Coverage is available in most states; capacity and admitted status vary by carrier. This program is available in the following jurisdictions: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Place This Business With AFC Insurance Inc.? As a program administrator focused on Health & Human Services risks, AFC Insurance Inc. provides access to multiple carrier markets and underwriting expertise for not-for-profit housing operators. You’ll benefit from a tailored appetite for transitional and supportive housing, flexible placement options (property and auto), and underwriting that understands the operational nuances of social service programs. Example Accounts Small nonprofit with a 20-unit transitional housing program offering counseling and job support — needs property coverage and a program van on a single policy. Community housing agency operating multiple low-income buildings with on-site case management — needs building and contents protection, plus limited auto coverage for staff transport. If you have a potential submission that fits the classes above, prepare the program description and basic loss information and submit for quotation — carrier availability and terms will be confirmed on review. Frequently Asked Questions What types of accounts are a good fit for this program?Not-for-profit organizations that operate transitional or low-income housing with an active social service component (counseling, case management, job readiness, re-entry programs). The program focuses on housing providers rather than licensed medical or skilled nursing facilities. What coverages are available through AFC Insurance Inc.?Property and auto coverage are the primary offerings for this program. Limits, forms and endorsements depend on the carrier selected and the state of placement. Are there specific underwriting requirements I should include with submissions?Yes. Provide a description of program operations, resident screening and stay limits, loss runs, lease or occupancy agreements, and vehicle use policies if auto is requested. These items speed underwriting and improve placement prospects. How does admitted vs. non-admitted placement work for this program?Admitted status varies by carrier and state. AFC Insurance Inc. works with multiple markets, so placement as admitted or non-admitted depends on the risk profile and state regulations. The program is available in most states listed above. Need help placing an account? Connect with a market specialist.

High School Athletic Associations Insurance Program High School Athletic Associations serve as the cornerstone of organized school sports, setting standards for safety, competition, and fair play. American Specialty Insurance & Risk Services offers a dedicated insurance program tailored for these associations, providing comprehensive coverages and expert support to help you protect your clients involved in scholastic athletics. Ideal Accounts and Eligible Operations This program is designed specifically for organizations and events governed by high school athletic associations. Eligible operations include: State Athletic Associations Fundraising Events Regional and Statewide Tournaments Scholastic Competitions School Clubs and Intramural Sports All-Star Games Special Events and Banquets Coaches and Officials Activities Owned or Managed Stadiums and Arenas Whether your client is managing a state-level organization or hosting a seasonal tournament, this program is built to address the unique exposures they face. Coverage Highlights and Advantages American Specialty provides access to a robust suite of coverages through a carrier rated “Excellent” or higher by A.M. Best. Key program features include: Admitted Coverage in All Available States Program-Specific Forms and Rates Non-Auditable Policies 24-Hour Claims Service Dedicated In-House Underwriting and Claims Teams Risk Management Support and Online Tools This program offers the flexibility and depth of protection your athletic association clients need to operate with confidence and continuity. Program Coverages Coverage options available through this program include: General Liability Participant Legal Liability Volunteers as Additional Insureds Sexual Abuse and Molestation Excess/Umbrella Liability Liquor Liability Automobile Liability Property Coverage Crime Coverage Employee Benefits Liability Participant Accident Medical Catastrophic Medical Workers’ Compensation Deductible/SIR Options Underwriting and Minimum Premiums Minimum premiums vary depending on the size and scope of the insured's operations. The program is underwritten in-house, allowing for fast turnaround and expert decision-making. Agents can expect collaborative underwriting support to help place both straightforward and complex risks. Available States This program is available on an admitted basis in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Why Work With American Specialty As a Managing General Underwriter with deep expertise in sports and recreation risks, American Specialty delivers tailored coverage solutions backed by exceptional service. Their in-house underwriting, claims, risk management, and policy administration teams ensure consistent, responsive support from submission to renewal. If you have a client that oversees multiple interscholastic tournaments or owns a facility used for high school events, this program offers the specialized protection and flexibility they need. Frequently Asked Questions What types of accounts are a good fit for this program?State high school athletic associations, event organizers, and facilities hosting scholastic sports or competitions are ideal candidates. Is this program available in all states?Yes, the program is available on an admitted basis in all 50 states and the District of Columbia. What types of coverages are included?Coverages include general liability, participant accident medical, sexual abuse/molestation, property, crime, auto, workers’ comp, and more. Does the program allow for events like fundraisers or all-star games?Yes, the program includes coverage for various special events such as fundraisers, all-star games, and banquets. Who underwrites and manages the policy?American Specialty handles all underwriting, claims, and administration in-house for faster and more consistent service. Need help placing an account? Connect with a market specialist.