Search CompleteMarkets

...ypical fits include: Primary residences valued at $500,000 or more Luxur..., valuable collections, or multiple residences. Can I write just the homeowner...

High School Athletic Associations Insurance Program High school athletic associations set standards for safety, competition and fairness across scholastic sports. American Specialty Insurance & Risk Services offers a tailored insurance program for these organizations — combining admitted capacity, program-specific forms, and underwriting expertise to help agents place complex scholastic-athletics risks. Ideal Accounts and Eligible Operations This program is written for organizations and events governed by high school athletic associations. Typical, eligible operations include: State and regional athletic associations Seasonal and statewide tournaments Fundraisers, banquets and all-star games Scholastic competitions and intramural programs School clubs and coach/official activities Owned or managed stadiums, arenas, and event venues If you represent a state association, an event organizer, or a school district that runs multi-day tournaments, this program is designed to match those exposures. Coverage Highlights and Advantages American Specialty provides access to admitted coverage in all available states through carriers rated “Excellent” or higher by A.M. Best. Core program advantages for agents include: Admitted coverage in all 50 states + DC — simplifies placement and compliance Program-specific forms and rating built for scholastic athletics Non-auditable policy options for easier administration 24-hour claims service and dedicated, in-house claims team Underwriting and risk management support targeted to sports exposures Optional coverages to match common exposures (see list below) These features help reduce friction at bind and renewal, and provide consistent handling for seasonally heavy exposures. Program Coverages Available coverages and extensions include: General Liability Participant Legal Liability Volunteers named as Additional Insureds Sexual Abuse and Molestation Excess / Umbrella Liability Liquor Liability for events and fundraisers Automobile Liability Property and Inland Marine for owned/leased venues Crime Coverage Employee Benefits Liability Participant Accident Medical and Catastrophic Medical Workers’ Compensation (where available) Deductible / SIR options to suit different risk tolerances Underwriting Notes and Minimum Premiums Programs are underwritten in-house by American Specialty’s sports and recreation team, enabling fast turnarounds and case-specific terms. Minimum premiums vary by account size, operations, and limits; discuss specifics with underwriting for accurate indications. Common underwriting considerations include: Scope and frequency of events (single event vs. ongoing season) Venue ownership and maintenance practices Use of volunteers and officials, background screening procedures Medical and emergency response plans History of sexual abuse/molestation or participant claims Territories and Availability This program is available on an admitted basis in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Why Work With American Specialty Insurance & Risk Services As a Managing General Underwriter focused on sports and recreation, American Specialty combines deep underwriting expertise with in-house claims, risk management, and policy administration. That centralized service model helps agents place accounts faster and manage renewals more predictably. You might use this program when: You have a state association that needs admitted GL and participant liability limits for a full season of events. One of your school district clients runs a regional tournament at an owned stadium and needs property, auto and liquor liability packaged together. For complex schedules, multi-state tournaments, or associations that host high-exposure events, American Specialty offers tailored terms and collaborative underwriting to help close the business. Frequently Asked Questions What types of accounts are a good fit for this program?State high school athletic associations, event organizers, facilities that host scholastic sports, and school districts running tournaments are ideal candidates. Is this program available in all states?Yes — American Specialty offers this program on an admitted basis in all 50 states and the District of Columbia. What coverages can I package for an association?Common packages include general liability, participant accident medical, sexual abuse/molestation, property, crime, auto, excess/umbrella, and liquor liability for events. Does American Specialty handle claims and endorsements in-house?Yes — underwriting, claims, and policy administration are managed in-house to provide faster, consistent service throughout the policy term. Need help placing an account? Connect with a market specialist.

...rivate vacation homes and second residences Single-family houses, condos, ...g villas, condos, and single-family residences. Is the MexiHome PLUS Program a...

American Specialty offers a focused Motorsports Race Teams Insurance program built for the unique exposures of teams, schools, tracks and event organizers. Whether your client runs a professional race team, operates a driving school, stores vehicles off-track, or produces motorsports events, American Specialty can tailor admitted solutions and program-specific forms to match their operations. Eligible Operations for Motorsports Race Teams Insurance Professional Race Teams Off-Track Storage Driving Schools Owners & Sponsors Events & Promoters Facilities & Track Operators Racing Associations Sanctioning Bodies Independent Car Clubs Program Highlights for Motorsports Race Teams Insurance Admitted coverage backed by carriers rated “Excellent” or higher by A.M. Best Program-specific forms and rates tailored to motorsports risks Non-auditable policy options for simpler premium handling 24-hour claims service with in-house claims management In-house underwriting, risk management and policy administration Online resources and tools to support placement and servicing Program Coverages for Motorsports Race Teams Insurance General Liability (including Participant Legal Liability) Excess / Umbrella Liquor Liability for events and venues Automobile (scheduled and non-owned exposures) Property (buildings, contents, and equipment) Crime and employee dishonesty Employee Benefits Liability Participant Accident Medical and Catastrophic Medical Workers’ Compensation (where required) Deductible / SIR options to fit account needs Why Work With American Specialty As a Managing General Underwriter with deep motorsports expertise, American Specialty combines program-focused underwriting with full in-house service. Underwriting, claims handling, policy administration and risk management are managed internally to give you faster responses, consistent decisioning and clear placement guidance. You can place accounts ranging from regional race teams with multiple vehicles and part-time drivers to driving schools that operate at several tracks during a season. Event organizers and sanctioning bodies also fit well when exposures are clearly defined and operations are managed with formal procedures. Territories and Availability This program offers admitted coverage and is available in all 50 states and Washington, DC. Available markets vary by state and account characteristics; minimum premiums are determined per submission. Frequently Asked Questions What types of accounts are a good fit for this program?Good fits include professional race teams, driving schools, event organizers, sanctioning bodies, track operators and independent car clubs that have documented safety controls and experienced management of motorsports activities. Is coverage available nationwide?Yes. The program is available in all 50 states and Washington, DC, with admitted coverage offered in eligible jurisdictions. Can you cover participant liability and accident medical?Yes. The program includes Participant Legal Liability, Participant Accident Medical, and Catastrophic Medical options designed for on-track exposures. What carrier strength supports this program?Coverage is placed with carriers rated “Excellent” or higher by A.M. Best. Specific carrier availability varies by state and account. Who handles underwriting and claims?American Specialty handles core functions in-house — underwriting, claims, policy administration and risk management — for a streamlined placement and servicing experience. Need help placing an account? Connect with a market specialist.

Stadiums and Arenas Insurance Solutions from American Specialty American Specialty Insurance & Risk Services is a leading Managing General Underwriter (MGU) with deep expertise in insuring sports, entertainment, and leisure venues. Our Stadiums and Arenas Insurance program is specifically designed to meet the unique risks and operational challenges faced by large public venues. Whether your client manages a concert arena, civic center, or multipurpose facility, we offer tailored solutions with comprehensive coverage and responsive service. Ideal Accounts and Eligible Operations This program is built for a wide range of venue types and event operations, including: Stadiums and Arenas Civic Centers and Auditoriums Coliseums and Convention Centers Performing Arts Centers Multi-Purpose Facilities Concert and Event Promoters If you have clients managing high-traffic venues or hosting large-scale events, this program is a strong fit. For example, an agent placing business for a regional coliseum that hosts concerts, sporting events, and trade shows would find a reliable market through American Specialty. Coverage Highlights and Program Advantages Our program is backed by an A.M. Best “Excellent” or higher rated carrier and offers admitted coverage across all available states. We provide: General Liability and Excess/Umbrella Participant Legal Liability Liquor Liability Automobile and Property Crime and Employee Benefits Liability Tenant User Liability Workers Compensation Volunteers as Additional Insureds Deductible/SIR Options We offer program-specific forms and rating, non-auditable policies, and 24-hour claims service. All underwriting, claims management, risk management, and policy administration are handled in-house, ensuring fast and knowledgeable service. Online tools and resources are also available for agent convenience. Underwriting Considerations and Minimum Premiums Minimum premiums vary based on account size, exposure type, and coverage selected. Our underwriting team works closely with agents to evaluate each account individually and provide competitive, customized terms. Target accounts typically include venues with a well-documented risk management strategy, solid maintenance procedures, and experienced staff. Territories and Admitted Status This program is available on an admitted basis in all 50 states and DC, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With American Specialty American Specialty brings deep industry knowledge and dedicated support to every submission. With in-house underwriting, claims, and risk management, our team is equipped to handle complex venue risks efficiently and effectively. We understand the nuances of public assembly exposures and are committed to helping agents place high-quality, specialized coverage for their clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for stadiums, arenas, civic centers, coliseums, convention centers, performing arts venues, and event promoters with significant public exposure and risk management practices in place. Is the program available in all states?Yes, the Stadiums and Arenas Insurance program is offered on an admitted basis in all 50 states and the District of Columbia. Are policies subject to audits?No, this program offers non-auditable policies, which can simplify administration and budgeting for your clients. What carrier supports this program?The program is backed by a carrier rated “Excellent” or higher by A.M. Best. Specific carriers may vary depending on the account and location. Can volunteers be included as insureds?Yes, the program includes options to add volunteers as additional insureds, which is crucial for venues relying on volunteer support. Need help placing an account? Connect with a market specialist.

... above Clients with multiple residences, including seasonal and secondary ...program?Yes, seasonal and secondary residences are eligible, particularly thro...

Insurance Programs of America offers a nationwide Senior Living Insurance Program built for facilities that serve residents aged 55 and older. Marketed as SeniorLivingPro, the program delivers tailored property, liability and income solutions for independent senior housing, subsidized senior housing and age-restricted communities. Coverage is available in most states, with some county-level restrictions in designated Tier 1 and Tier 2 areas. Ideal Accounts and Appetite Age-restricted communities for residents 55 and older Both for-profit and non-profit senior living facilities Properties with or without emergency call systems Facilities offering subsidized rents, including Section 8, 202, 236, and LIHTC housing Multi-story buildings, including those not fully sprinklered This program is best suited for independent senior living communities, affordable senior housing and similar properties where on-site medical care is not the primary service. Accounts with active property management, routine resident screening, and basic life-safety systems are preferred. Risks requiring on-site skilled nursing or assisted living services should be reviewed with underwriting prior to submission. Coverage Highlights and Advantages SeniorLivingPro is placed with top-rated markets, including Lloyd’s of London and other carriers rated "A+ VX" by A.M. Best. Coverage is written on ISO forms and enhanced with limits and options targeted to senior housing exposures: Broad property coverage extensions with available increased limits Boiler and machinery (equipment breakdown) options Limited flood and earthquake coverage available where applicable Business income coverage that can address loss of Low Income Housing Tax Credits (LIHTC) Underwriting Notes and Submission Requirements To accelerate underwriting and obtain competitive terms, provide complete submissions that include: Completed ACORD applications Three years of loss history / loss runs IPOA SeniorLivingPro supplemental application Minimum premium typically starts at $10,000. Submit packages to [email protected] for initial review; include building age, construction type, occupancy mix, protection/sprinkler details and management practices to improve turn times. Territories and Availability SeniorLivingPro is available in most U.S. states. Current territories include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Some county- and tier-level restrictions apply in Tier 1 and Tier 2 areas; availability and admitted/non-admitted status vary by state. The program is written on both admitted and non-admitted paper depending on the jurisdiction. Why Work With Insurance Programs of America? As a Managing General Underwriter and Excess & Surplus Lines Broker, Insurance Programs of America (IPOA) specializes in niche real estate and community-based risks. IPOA provides agents with access to multiple high-quality markets, focused underwriting for senior housing exposures, and program wording tailored to the operational realities of age-restricted communities. IPOA’s underwriting approach balances risk characteristics—construction, fire protection, management controls and subsidy programs—so agents can place a broad range of senior living accounts that may not fit standard admitted market appetite. Example scenarios where SeniorLivingPro fits well: You represent a three-story LIHTC senior housing property that is partially sprinklered and has no on-site medical services — SeniorLivingPro can provide property and business income limits designed for that risk profile. An independent senior living complex with mixed for-profit and non-profit units, routine tenant screening and emergency response systems — the program can offer tailored liability and equipment breakdown options. Frequently Asked Questions What types of accounts are a good fit for this program?Facilities serving residents aged 55 and older, including independent senior living, subsidized senior housing and age-restricted communities without on-site healthcare services. Are non-sprinklered or partially sprinklered buildings eligible?Yes. Multi-story buildings that are not fully sprinklered can qualify; underwriting will evaluate construction, fire protection and loss history to determine terms. Is the program available in all states?The program is available in most states listed above, but certain Tier 1 and Tier 2 counties may be restricted. Availability and admitted status depend on the state and carrier. What is the minimum premium for this program?Minimum premium typically starts at $10,000, though final pricing depends on risk characteristics, limits and location. What information is required for a submission?Provide completed ACORD applications, three years of loss runs and the IPOA SeniorLivingPro supplemental application. Include property details, occupancy mix and any subsidy program documentation to speed underwriting. Need help placing an account? Connect with a market specialist.