Search CompleteMarkets

...er benefits Competitive trail riding groups and endurance events Collegiate riding and animal clubs Vaulting and Eng...reed clubs, collegiate groups, trail-riding and sanctioned or non-sanctioned s...

... - Horseback riding - Fine Dining ...

The short term special event insurance program is designed for organizers of short term special events that meet the following criteria: - Total attendance is 12,000 or less - Maximum number of consecutive event days is 10 not including set-up or tear-down - Event is head at a single location (except for weddings - coverage can be extended to include the rehearsal, ceremony, and reception as a single event) - Event must take place in the United States Eligible Operations for Short Special Term Event Insurance: (Including but not limited to) - After-prom party insurance school-sponsored event only) - Pageant insurance - Party insurance - Auction insurance - Quinceanera insurance - Award presentation insurance - Recital insurance - Banquet insurance (dance, music) - Bazaar insurance - Religious event insurance - Car/Motorcycle/RV/Boat - Reunion insurance show insurance - School band or drill team (static display only) competition insurance - Concert insurance - School carnival insurance - Charity event insurance (no rides/inflatables) - Concert insurance - Show insurance (animals-arena (call for approval) setting only, art, baby, craft, etc.) - Convention insurance - Debut or debutant - Social gathering/reception insurance ball insurance - Speaking engagement insurance - Festival insurance - Theatrical performance insurance - Flea market insurance - Wedding activity insurance - Graduation ceremony insurance (rehearsal, ceremony or reception) - Job fair insurance - Lecture insurance - Meeting insurance - Walking tour insurance (garden, holiday, parage of homes, historical sites)-single location parties Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense - No Charge for Certificates of Insurance - Host Liquor Liability Included Liquor Liability - Primary (not available in AK, DC, HI, IA, MI) Increased Medical Expense (optional and not available online) K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and leisure industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.eventinsurance-kk.com New! A Walk/Run Program designed specifically for competitive or non-competitive events. Please visit www.WalkRunInsurance-kk.com to apply online. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Every year the experienced team at K&K is hard at work insuring the world’s fun. K&K handles the coverages so your clients can concentrate on making the impossible and the amazing come to life. For zoos, aquariums and much more, innovative property and casualty coverages from K&K are just the ticket. Eligible Operations for Zoo Insurance and Aquarium Insurance: - Walk-through zoo insurance - Drive-through zoo insurance - Animal sanctuary insurance (open to public) - Aquarium insurance Coverages Available & Program Highlights: General Liability - Written on an Admitted Basis - Broadened Coverage Form - Volunteer Accident- Accident Medical Coverage for Zoo Volunteers - Volunteers as Additional Insureds - Liquor Liability - Employee Benefits Liability Directors and Officers Including Employment Practices Liability Property - Equipment Breakdown Included - Emergency Vacating Expenses Covered up to $25,000, Crisis Response Coverage-$25,000, Full Building Ordinance "A" Coverage Inland Marine Commercial Auto - Owned Auto - Non-owned/Hired Auto Crime Excess Liability Workers’ Compensation Sexual Abuse & Molestation Event Cancellation & Non-appearance Common Associated Exposures: - Animal rides - Kiddie rides - Day camps - Play areas - Food and beverage - Special event liability for concessions promotions, etc. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Swimming Pool Dealers and Installers Insurance Program Colonial General Insurance Agency, Inc. administers a targeted insurance program for swimming pool dealers, installers, maintenance providers, and pool management firms. With access to multiple admitted and non-admitted markets, this program helps agents place both routine and harder-to-place pool-related accounts with competitive terms and responsive underwriting. Ideal Accounts and Appetite This program fits contractors and service providers that design, build, install, service, or manage swimming pools, spas, and other water features. Typical classes include: Swimming pool builders and installers Pool maintenance and service companies Pool management firms (including lifeguard staffing and seasonal operations) Retailers or dealers of pool equipment and supplies The program can be tailored for small single-site service businesses up to larger contractors operating across multiple locations. Higher-hazard operations—such as full-scale waterparks, amusement rides, or facilities with extensive permanent attractions—typically require special review and may be outside standard appetite. Coverage Highlights and Advantages Commercial General Liability Primary limits up to $3,000,000 occurrence / aggregate $5,000 Medical Payments included Chemical Applicator coverage included at policy limits Excess / Umbrella capacity up to $25,000,000 Per-project aggregate options for contractors Pool “Pop-Up” temporary event coverage with $50,000/$100,000 sub-limits (higher limits available) Additional Insured endorsements and Waiver of Subrogation available Maintenance & Management Enhancements Lost key coverage — $25,000 liability limit Sexual/physical abuse sub-limits — $25,000/$50,000 (higher limits available) Errors & Omissions coverage — up to policy limits Limited participant coverage — $25,000/$50,000 sub-limits Property & Crime Options Property available on Basic, Broad, or Special form — Building, Contents, and Business Income Equipment breakdown available; Replacement Cost or Actual Cash Value Crime coverage for theft of money/securities inside premises, robbery or safe burglary, and outside the premises Underwriting Notes and Submission Guidance Policies are available on a mono-line or package basis depending on exposures. Colonial General works directly with agents to evaluate operations, locations, subcontractor use, chemical-handling practices, staffing (including lifeguards), and safety procedures. Submission requirements vary by carrier; be prepared to provide loss runs, a description of services, safety/maintenance protocols, and details on any seasonal or event-based operations. Some admitted markets are available in eligible states; non-admitted capacity is commonly used for more complex or higher-limit accounts. Territories and Availability This program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Why Work With Colonial General Insurance Agency? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines niche underwriting expertise with broad market access. Agents benefit from: Targeted solutions for pool contractors, service firms, and management companies Access to both admitted and E&S markets when needed Flexible limits and tailored endorsements for common pool risks Responsive underwriting collaboration to place difficult or unique accounts Example scenarios where this program is a good fit: You have a seasonal pool service company that provides cleaning and chemical treatment for residential and small commercial pools and needs combined GL and E&O limits with participant coverage. You represent a regional pool contractor bidding on multiple pool construction projects and need per-project aggregate limits plus qualified excess capacity. Whether you are quoting a small maintenance company or a full-scale commercial contractor, Colonial General can help you find appropriate coverage and market access. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for swimming pool contractors, dealers, installers, maintenance companies, and pool management firms, including those that staff lifeguards. Is this coverage available on an admitted basis?Some admitted markets are available depending on risk characteristics and location. Colonial General also offers non-admitted solutions for more complex or higher-risk accounts. What are the primary liability limits available?Primary general liability limits are available up to $3,000,000 per occurrence and aggregate. Excess or umbrella limits can be placed up to $25,000,000. Can I write property and liability together?Yes. Property and liability coverages can be written on a mono-line or package basis depending on the insured's needs and eligibility. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

For Special Event Insurance from small gatherings to world-class celebrations, K&K Insurance covers special events of all sizes. Through years of experience, we’ve found that tailored coverages designed to fit your event provide the best insurance coverage. For smaller events, our risk purchasing group program protects clients without unnecessary coverages that larger special events require. For events of all sizes, turn to K&K for superior insurance protection. Our Special Events Insurance is offered to the following classes but are not limited to: Art Displays Banquets Bazaars Charity Events Concerts Conventions Craft Displays Graduations Lectures Meetings Pageants Proms Religious Assemblies Reunions Seminars Shows Social Gatherings Trade Shows Weddings & receptions Coverages Available & Program Highlights: General Liability - Written on an Admitted Basis - Broadened Coverage Form - Non-auditable Policy - No Bodily Injury Deductible - Legal Liability to Participants - Volunteer Accident-Accident Medical Coverage for Volunteers - Volunteers as Additional Insureds - Contingent Ride Liability - Fireworks Liability - Liquor Liability - Motorsports Liability - Vendor/Exhibitor Coverage - Employee Benefits Liability Directors and officers Including Employment Practices Liability Property - Emergency Vacating Expenses Covered up to $25,000, Crisis Response Coverage-$25,000, Full Building Ordinance "A" Coverage Inland Marine Commercial Auto - Owned Auto - Nonowned/Hired Auto Excess Liability Event Cancellation & Non-appearance If your client is looking for Special Events Insurance then our program has the right solution! Please give us a call today to learn more about our program and what we have to offer. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Policy Highlights: Motorcycle dealerships and repair shops face distinct liability and property exposures that require specialized insurance solutions. Colonial General Insurance Agency, Inc. offers a Motorcycle Sales and Repair Insurance program built for the motorcycle industry — from new and used dealers to custom shops and full-service repair facilities. Through access to multiple admitted and surplus markets, this program gives agents flexible options to match each client’s operations and risk profile. Ideal Accounts and Appetite This program is designed for independent agents placing accounts such as: Motorcycle dealerships (new and used) Repair, maintenance, and service shops Custom bike builders and specialty fabrication shops Shops that sell or install parts, accessories, apparel, or provide towing Combined operations — for example, a dealership with an attached service bay and a retail accessories section — are a strong fit. You might have a client who runs a small dealership that also offers on-site customization and towing; this program can consolidate those exposures under one policy. Coverage Highlights and Advantages Colonial General’s Motorcycle Sales and Repair Insurance provides broad commercial garage solutions tailored to the industry. Key features include: Garage Liability: Limits up to $1,000,000 per occurrence Aggregate Liability: Up to $3,000,000 Medical Payments: $5,000 Garage Keepers: Available on a primary basis with specified causes of loss Dealers Physical Damage for inventory and customer vehicles False Pretense coverage Fire Legal Liability In-Transit Coverage: For towing and transport operations Broadened Coverage Endorsements to address common industry exposures Property Coverage: Available for buildings, contents, and business personal property Extension of Liability: Can include related operations such as parts, clothing, or accessory sales These options help protect clients from real-world risks like theft, fire, liability from test rides or repairs, and damage while vehicles are in your care, custody, or control. Underwriting Notes Colonial General works with multiple carriers and can place business in admitted or non-admitted markets depending on the risk and state. Appetite and pricing depend on factors such as operation type (sales-only vs. sales plus service), prior loss history, tow/transit exposure, and the value and type of motorcycles handled. Underwriters look for clear risk controls: secured storage, keys and test-ride procedures, employee training, and documented service practices. Large inventories, extensive custom fabrication, chronic prior losses, or uncommon high-horsepower specialty bikes may require additional review or placement in surplus markets. Colonial General’s underwriting team will advise on submission requirements and potential red flags to streamline placement. Territories and Availability This Motorcycle Sales and Repair Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Terms and carrier availability may vary by state. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General specializes in niche commercial risks and garage exposures. Agents benefit from: Access to multiple admitted and non-admitted markets Underwriting expertise focused on motorcycle dealerships and repair operations Support through quoting, submission, and binding to secure competitive terms Flexible coverage structures to consolidate sales, service, and retail exposures If you need help placing an account or want guidance on submission details, connect with a market specialist. What types of accounts are a good fit for this program? This program is ideal for motorcycle dealerships, repair shops, custom builders, and businesses that offer related services like towing or accessories sales. Can the program cover both sales and repair operations under one policy? Yes. The program is designed to cover combined operations such as dealerships with attached service bays or retail sections under a single policy package. Is Garage Keepers coverage offered on a primary basis? Yes. Garage Keepers coverage is available on a primary basis with specified causes of loss, subject to carrier terms. Which states is this program available in? The Motorcycle Sales and Repair Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Do you offer admitted and non-admitted options? Yes. Colonial General has access to both admitted and non-admitted carriers and will recommend the best placement based on the client's operations and state of domicile. Need help placing an account? Connect with a market specialist.

Comprehensive Insurance for Health and Fitness Centers American Specialty Insurance & Risk Services offers a robust Health and Fitness Centers Insurance Program designed to help agents and brokers place business for a broad range of fitness-related operations. With in-house underwriting, claims, and risk management services, this program delivers convenience, speed, and reliable protection for your clients in the health and fitness industry. Ideal Accounts and Target Classes This program is a strong fit for a wide range of fitness and wellness operations, including but not limited to: Traditional fitness centers and gyms Yoga, Pilates, and barre studios Martial arts facilities Personal training studios Dance studios and aerobics centers Whether your client runs a single-location gym or a multi-state franchise, this program is built to accommodate different operational sizes and risk profiles. You might have a client who offers group fitness classes, personal training, and childcare services — this program can help you address their complex exposures with tailored coverage options. Coverage Highlights and Program Advantages American Specialty’s Health and Fitness Centers Insurance Program is underwritten with program-specific forms and rates, helping agents deliver targeted solutions their clients can count on. Key features include: Admitted Coverage in all available states A.M. Best “Excellent” or higher-rated carriers Non-auditable policies for simplified administration 24-hour claims service for timely response and resolution In-house underwriting, claims, and policy administration for centralized service Online resources and tools to support quoting and client servicing Available Coverages General Liability Abuse and Molestation Volunteers as Additional Insureds Liquor Liability (when applicable) Contingent and Primary Ride Liability Contingent Fireworks Excess/Umbrella Coverage Property and Crime Automobile Liability Employee Benefits Liability Volunteer Accident Medical Deductible and SIR Options Underwriting Considerations and Premiums Minimum premiums vary depending on the specific operation, location, and risks involved. American Specialty brings deep underwriting experience in the fitness and recreation sector, helping agents find solutions for both standard and more complex accounts. In-house underwriting ensures faster turnaround and more accurate risk assessments. Territory and Availability This program is available in all 50 states plus Washington, D.C., with admitted coverage. States include but are not limited to CA, FL, NY, TX, IL, and PA. Whether your clients are located in urban centers or suburban communities, this program offers nationwide flexibility. Why Work With American Specialty Insurance & Risk Services As a Managing General Underwriter with decades of experience in niche markets, American Specialty delivers unmatched service, underwriting expertise, and risk management insight to help agents succeed. The company’s in-house capabilities — from policy administration to claims handling — mean fewer delays and better control over the entire insurance process. When you work with American Specialty, you gain a strategic partner who understands the unique challenges of the fitness industry and helps you deliver reliable solutions to your clients. Learn more on the American Specialty Insurance & Risk Services company profile or visit the program page directly. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gyms, fitness centers, yoga studios, martial arts facilities, and similar health and wellness operations. Is this program available in all states?Yes, the Health and Fitness Centers Insurance Program is admitted and available in all 50 states and Washington, D.C. What coverages are included in the program?Available coverages include General Liability, Property, Abuse and Molestation, Umbrella, Liquor Liability, Crime, Automobile, and more. Are policies auditable?No, policies under this program are non-auditable, making administration easier for agents and insureds. Who underwrites and manages the claims?All underwriting, claims management, and policy administration are handled in-house by American Specialty Insurance & Risk Services. Need help placing an account? Connect with a market specialist.

...uch as boating, hiking, horseback riding, and the use of dogs and firearms — a...boating, dog handling, and horseback riding. Is this program available in my s...

...rounds Resorts Rod and Gun Clubs Paddle Boards – Guided tours and ...