https://completemarkets.com/company/Amwinsunderwriting/Animal-Clubs-Associations-Special-Events/
...er benefits
Competitive trail riding groups and endurance events
Collegiate riding and animal clubs
Vaulting and Eng...reed clubs, collegiate groups, trail-riding and sanctioned or non-sanctioned s...
https://completemarkets.com/company/kandkinsurance/Short-Term-Special-Event-Insurance/
https://completemarkets.com/company/kandkinsurance/resort-and-guest-ranch-insurance1/
...
- Horseback riding
- Fine Dining
...
https://completemarkets.com/company/eqgroup/Agribusiness-Equestrian-Farms-Outfitters-and-Guides-and-Recreation-Programs/
...ilored programs for horse owners, riding instructors, boarding and training fa...ing a youth camp that includes trail riding and supervised outdoor activities;...
https://completemarkets.com/company/kandkinsurance/Zoo-and-Aquarium-Insurance/
https://completemarkets.com/company/amerspec/Fairs
Fairs bring communities together for entertainment, commerce, and education. Whether the event showcases livestock, local produce, crafts, or includes rides and special attractions, fairs expose organizers to a broad range of risks—crowd injuries, vendor operations, animal-related claims, and third-party property damage. American Specialty Insurance & Risk Services offers a dedicated Fairs Insurance program with coverages and services designed specifically to manage those exposures for organizers, fair boards, and event managers.
Eligible Operations for Fairs Insurance
County Fairs
State Fairs
Agricultural Shows
Exhibitions
Special Events
Trade Shows
Livestock Shows
Festivals
Vendors/Exhibitors
Program Highlights for Fairs Insurance
“Excellent” or higher A.M. Best rated carrier
Admitted coverage in all available states
Custom program forms and rating for fair operations
Non-auditable policies where appropriate
24-hour claims response
Dedicated in-house underwriting and claims management
Risk management consultation and loss control support
Online agent resources and placement tools
Program Coverages for Fairs Insurance
General Liability
Participant Legal Liability
Volunteers as additional insureds
Contingent fireworks liability
Contingent ride liability
Excess/umbrella liability
Liquor liability
Automobile/garage operations
Property and equipment coverage
Crime and employee dishonesty
Employee benefits liability
Volunteer accident medical
Workers' compensation solutions where needed
Deductible / self-insured retention options
Why Choose American Specialty for Your Fairs Clients?
As a managing general underwriter with long-standing experience in events and entertainment, American Specialty provides a focused program built for fair organizers and event managers. Our in-house team handles underwriting, claims, risk management, and policy administration to give agents a single point of contact from submission through policy servicing. We use program-specific forms and rating so placement is efficient and tailored to this class of business.
Typical accounts we place include a multi-day agricultural exhibition with livestock competitions, carnival rides, and food vendors; a county fair with temporary vendors and live entertainment; or a regional trade show with indoor exhibits and contracted contractors. These operations often face mixed exposures—third-party injury, animal and participant liability, and vendor operations—and our program is structured to address them.
Policies are available on an admitted basis in all 50 states and the District of Columbia. Minimum premiums vary with event size, scope, and exposures. Whether you need one-time event coverage or annual policies for recurring fairs, our underwriting team can recommend appropriate limits and endorsements.
For full program details and agent resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program fits county and state fairs, agricultural shows, exhibitions, livestock events, festivals, trade shows, and the vendors/exhibitors who participate in them.
Is the coverage admitted in all states?Yes. Policies are offered on an admitted basis in all 50 states and the District of Columbia.
Can this program cover rides and fireworks?Yes. Contingent ride liability and contingent fireworks liability are available—coverage depends on underwriting review of ride operators and fireworks contractors.
Does the program provide coverage for volunteers?Yes. Volunteers can be added as additional insureds, and volunteer accident medical coverage is available as part of the program.
Who underwrites and manages the claims?American Specialty underwrites and manages claims, risk control, and policy administration in-house to give agents a single, consistent team for placement and servicing.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/amerspec/Fairs/
Fairs bring communities together for entertainment, commerce, and education. Whether the event showcases livestock, local produce, crafts, or includes rides and special attractions, fairs expose organizers to a broad range of risks—crowd injuries, vendor operations, animal-related claims, and third-party property damage. American Specialty Insurance & Risk Services offers a dedicated Fairs Insurance program with coverages and services designed specifically to manage those exposures for organizers, fair boards, and event managers.
Eligible Operations for Fairs Insurance
County Fairs
State Fairs
Agricultural Shows
Exhibitions
Special Events
Trade Shows
Livestock Shows
Festivals
Vendors/Exhibitors
Program Highlights for Fairs Insurance
“Excellent” or higher A.M. Best rated carrier
Admitted coverage in all available states
Custom program forms and rating for fair operations
Non-auditable policies where appropriate
24-hour claims response
Dedicated in-house underwriting and claims management
Risk management consultation and loss control support
Online agent resources and placement tools
Program Coverages for Fairs Insurance
General Liability
Participant Legal Liability
Volunteers as additional insureds
Contingent fireworks liability
Contingent ride liability
Excess/umbrella liability
Liquor liability
Automobile/garage operations
Property and equipment coverage
Crime and employee dishonesty
Employee benefits liability
Volunteer accident medical
Workers' compensation solutions where needed
Deductible / self-insured retention options
Why Choose American Specialty for Your Fairs Clients?
As a managing general underwriter with long-standing experience in events and entertainment, American Specialty provides a focused program built for fair organizers and event managers. Our in-house team handles underwriting, claims, risk management, and policy administration to give agents a single point of contact from submission through policy servicing. We use program-specific forms and rating so placement is efficient and tailored to this class of business.
Typical accounts we place include a multi-day agricultural exhibition with livestock competitions, carnival rides, and food vendors; a county fair with temporary vendors and live entertainment; or a regional trade show with indoor exhibits and contracted contractors. These operations often face mixed exposures—third-party injury, animal and participant liability, and vendor operations—and our program is structured to address them.
Policies are available on an admitted basis in all 50 states and the District of Columbia. Minimum premiums vary with event size, scope, and exposures. Whether you need one-time event coverage or annual policies for recurring fairs, our underwriting team can recommend appropriate limits and endorsements.
For full program details and agent resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program fits county and state fairs, agricultural shows, exhibitions, livestock events, festivals, trade shows, and the vendors/exhibitors who participate in them.
Is the coverage admitted in all states?Yes. Policies are offered on an admitted basis in all 50 states and the District of Columbia.
Can this program cover rides and fireworks?Yes. Contingent ride liability and contingent fireworks liability are available—coverage depends on underwriting review of ride operators and fireworks contractors.
Does the program provide coverage for volunteers?Yes. Volunteers can be added as additional insureds, and volunteer accident medical coverage is available as part of the program.
Who underwrites and manages the claims?American Specialty underwrites and manages claims, risk control, and policy administration in-house to give agents a single, consistent team for placement and servicing.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/kandkinsurance/Campground-and-RV-Park-Insurance/
...ng trails
- Horseback riding
- Recreational
...
https://completemarkets.com/company/colonialgeneral/Entertainment-Insurance-/
Policy Highlights for Entertainment Insurance:
Colonial General Insurance Agency, Inc. offers a focused Entertainment Insurance program for local and regional performers and event entertainers. The program is designed for agents and brokers looking to place clients who regularly perform at private parties, community fairs, festivals, carnivals, exhibitions, and small theater productions. Typical insureds include DJs, bands, clowns, face painters, caricature artists, magicians, psychic entertainers, home party performers, theatrical casts, and novelty services such as singing or stripping telegrams. Coverage is flexible and can be tailored to the specific exposures of these small- to mid-sized entertainment operations.
Ideal Accounts and Appetite
This program targets community and regional entertainers and production teams rather than large touring acts or major theatrical productions. Typical accounts that fit the appetite include:
Musical performers (bands, solo acts, DJs)
Children’s entertainers (clowns, face painters, balloon artists)
Interactive artists (caricature artists, psychics, magicians)
Small theater companies and local productions
Singing or novelty telegram services and themed party entertainers
This program is not intended for large-scale productions, national touring acts, venues with professional rigging/amusement rides, or operations that require specialized excess-placement for complex theatrical stunts or large crowd management.
Coverage Highlights and Advantages
Commercial General Liability (CGL):
Primary limits available up to $3,000,000 Occurrence / Aggregate
Included coverages:
Sexual/Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate (higher limits available on request)
Medical Payments – $5,000
Blanket Additional Insured endorsement (useful for venues and event hosts)
Excess / Umbrella capacity up to $25,000,000 through partner carriers
No liability deductible required
Property and Business Property Options:
Basic, Broad, or Special Form wording available
Coverage for Building, Contents, Computer Equipment, and Business Income
Equipment Breakdown and Inland Marine for portable gear
Outside Signs, Valuable Papers, Accounts Receivable, and Theatrical Property options
Replacement Cost or Actual Cash Value valuations
Crime and Miscellaneous Coverages:
Inside-the-Premises theft of money and securities
Inside-the-Premises robbery or safe burglary of other property
Outside-the-Premises coverage for money and property in transit
Underwriting Notes and Minimum Premiums
Colonial General leverages multiple markets to accommodate a variety of underwriting approaches. Underwriting review is required for all submissions to ensure proper placement and rating. While minimum premiums vary by carrier and risk profile, the program is structured to be accessible to small entertainment businesses. Liability coverage typically carries no deductible, and higher abuse/assault limits can be requested and considered by underwriting.
Territories and Availability
This Entertainment Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Depending on the carrier and the insured’s profile, coverage may be written on an admitted or non-admitted basis.
Why Work With Colonial General Insurance Agency, Inc.?
As a Managing General Agency and Excess & Surplus Lines broker, Colonial General offers targeted expertise in niche commercial exposures such as local entertainment. The MGA provides access to multiple admitted and E&S carriers, experienced underwriting that understands performance-based risks, and flexible policy forms for property, liability, and crime exposures. Colonial General is positioned to help agents place hard-to-fit or small-scale entertainment accounts quickly and efficiently.
Example Accounts That Fit This Program
You may have a client who runs a two-person acoustic band performing at weddings and local festivals — they need GL, equipment inland marine, and optional abuse coverage for performers working with children.
An agency could place a children’s party entertainer who travels to private homes with face-painting supplies and portable props — the program supports property coverage for supplies and medical payments for minor injuries.
Frequently Asked Questions
What types of accounts are a good fit for this program?Local and regional entertainers such as DJs, clowns, bands, face painters, caricature artists, and small theater productions are a good fit.
Is coverage available on an admitted basis?Some markets within the program offer admitted placements; others may be non-admitted depending on the state and risk characteristics.
Can you get higher abuse limits?Yes. Higher limits for sexual/physical abuse coverage are available upon request and are subject to underwriting approval.
Which states do you write in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Do you require a deductible for liability?No. Liability coverage under this Entertainment program typically does not require a deductible.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/colonialgeneral/Swimming-Pool-Dealers-and-Installers-Insurance/
Swimming Pool Dealers and Installers Insurance Program
Colonial General Insurance Agency, Inc. administers a targeted insurance program for swimming pool dealers, installers, maintenance providers, and pool management firms. With access to multiple admitted and non-admitted markets, this program helps agents place both routine and harder-to-place pool-related accounts with competitive terms and responsive underwriting.
Ideal Accounts and Appetite
This program fits contractors and service providers that design, build, install, service, or manage swimming pools, spas, and other water features. Typical classes include:
Swimming pool builders and installers
Pool maintenance and service companies
Pool management firms (including lifeguard staffing and seasonal operations)
Retailers or dealers of pool equipment and supplies
The program can be tailored for small single-site service businesses up to larger contractors operating across multiple locations. Higher-hazard operations—such as full-scale waterparks, amusement rides, or facilities with extensive permanent attractions—typically require special review and may be outside standard appetite.
Coverage Highlights and Advantages
Commercial General Liability
Primary limits up to $3,000,000 occurrence / aggregate
$5,000 Medical Payments included
Chemical Applicator coverage included at policy limits
Excess / Umbrella capacity up to $25,000,000
Per-project aggregate options for contractors
Pool “Pop-Up” temporary event coverage with $50,000/$100,000 sub-limits (higher limits available)
Additional Insured endorsements and Waiver of Subrogation available
Maintenance & Management Enhancements
Lost key coverage — $25,000 liability limit
Sexual/physical abuse sub-limits — $25,000/$50,000 (higher limits available)
Errors & Omissions coverage — up to policy limits
Limited participant coverage — $25,000/$50,000 sub-limits
Property & Crime Options
Property available on Basic, Broad, or Special form — Building, Contents, and Business Income
Equipment breakdown available; Replacement Cost or Actual Cash Value
Crime coverage for theft of money/securities inside premises, robbery or safe burglary, and outside the premises
Underwriting Notes and Submission Guidance
Policies are available on a mono-line or package basis depending on exposures. Colonial General works directly with agents to evaluate operations, locations, subcontractor use, chemical-handling practices, staffing (including lifeguards), and safety procedures. Submission requirements vary by carrier; be prepared to provide loss runs, a description of services, safety/maintenance protocols, and details on any seasonal or event-based operations.
Some admitted markets are available in eligible states; non-admitted capacity is commonly used for more complex or higher-limit accounts.
Territories and Availability
This program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming.
Why Work With Colonial General Insurance Agency?
As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines niche underwriting expertise with broad market access. Agents benefit from:
Targeted solutions for pool contractors, service firms, and management companies
Access to both admitted and E&S markets when needed
Flexible limits and tailored endorsements for common pool risks
Responsive underwriting collaboration to place difficult or unique accounts
Example scenarios where this program is a good fit:
You have a seasonal pool service company that provides cleaning and chemical treatment for residential and small commercial pools and needs combined GL and E&O limits with participant coverage.
You represent a regional pool contractor bidding on multiple pool construction projects and need per-project aggregate limits plus qualified excess capacity.
Whether you are quoting a small maintenance company or a full-scale commercial contractor, Colonial General can help you find appropriate coverage and market access.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for swimming pool contractors, dealers, installers, maintenance companies, and pool management firms, including those that staff lifeguards.
Is this coverage available on an admitted basis?Some admitted markets are available depending on risk characteristics and location. Colonial General also offers non-admitted solutions for more complex or higher-risk accounts.
What are the primary liability limits available?Primary general liability limits are available up to $3,000,000 per occurrence and aggregate. Excess or umbrella limits can be placed up to $25,000,000.
Can I write property and liability together?Yes. Property and liability coverages can be written on a mono-line or package basis depending on the insured's needs and eligibility.
Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Need help placing an account? Connect with a market specialist.