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Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds. Program overview Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities. Ideal accounts and appetite Municipalities (cities, towns, counties) Public schools and higher education institutions Special districts and service authorities Public housing authorities and municipal utilities Pools and joint powers authorities seeking programmatic solutions You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate. Coverage highlights and advantages Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers. Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise. Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states. Underwriting notes and placement considerations Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements. Territories and availability Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place public entity business with Amwins Underwriting Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures. (*We work with pools and individual public entities) Frequently Asked Questions What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp. Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting. What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable. Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements. Need help placing an account? Connect with a market specialist.

Environmental Underwriting Solutions (EUS) offers a focused Energy, Oil & Gas Insurance program designed for agents placing businesses that operate in exploration, production and related services. Available in most U.S. states, this program gives you access to specialized coverages — including pollution and professional liability — and flexible capacity to help place difficult-to-insure energy accounts with confidence. Program Features: - ISO Commercial General Liability (CGL) - Proprietary Contractors Pollution Liability - Proprietary Professional Liability - Proprietary Site Pollution Liability - ISO-Based Follow Form Excess Liability (supported and unsupported) - Flexible capacity and stacking options - Primary limits up to $2M/$4M/$4M - Follow Form Excess limits up to $10M (includes Pollution and Professional Liability) Ideal Accounts and Target Classes: - Manufacturers and distributors serving the energy sector - Alternative fuels and renewable energy operations - Oil field consultants, completion, workover and well service providers - Roustabouts, lease crews, logging and mud companies - Reclamation, remediation and disposal well facilities - Waste-to-energy and anaerobic digestion projects - Instrumentation, control and cathodic protection services - Safety, industrial hygiene and communications vendors - Grading, site preparation and other contractors serving energy sites Coverage Highlights and Advantages: EUS combines admitted ISO forms with proprietary pollution and professional liability wording to create broader solutions for energy risks. The program supports mixed placements — primary GL, contractors pollution, site pollution and professional liability — with follow form excess limits available on both supported and unsupported bases. Flexible attachment points and capacity make it easier to build layered structures on complex accounts. Limits and Deductibles: - Limits available up to $12,000,000 - Deductibles starting at $0 (risk-dependent) - Minimum premiums start at $4,000 Underwriting Appetite & Typical Restrictions: EUS targets energy-related operations with pollution and professional exposures that are often challenging for standard markets. Typical fits include contractors with limited pollution history, consultants providing engineering or well services, and facilities handling waste-to-energy or renewable fuels. Accounts with ongoing significant contamination, recent large loss history, or operations outside the listed target classes may require additional review or be outside appetite. Territory and Availability: This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Environmental Underwriting Solutions: As a wholesale broker, EUS pairs deep pollution and energy underwriting experience with access to multiple markets. They provide tailored forms, responsive underwriting and flexible placement structures that help you close accounts other markets decline. EUS is positioned to support both admitted and non-admitted solutions where appropriate. Example placements: You might have a client that operates a disposal well facility and needs layered coverage for site-specific pollution and general liability, or a startup producing renewable fuels that requires contractors pollution plus professional liability. EUS can help you structure those placements and navigate market appetite. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for energy-related businesses such as oil field consultants, alternative fuel producers, mud companies, remediation contractors, and contractors supporting production and well services. What coverages are included in the Energy, Oil & Gas program?Coverage options include Commercial General Liability, Contractors Pollution Liability, Professional Liability, Site Pollution Liability, and Follow Form Excess coverage. What are the coverage limits and minimum premiums?Limits can be placed up to $12 million, with minimum premiums starting around $4,000. Deductible options begin as low as $0, subject to underwriting review. Is this program available in all states?The program is available in most U.S. states, including key energy-producing states like TX, OK, ND, and PA. See the territory list above for full availability. Can I place unsupported excess coverage through this program?Yes. Follow Form Excess coverage is available on both supported and unsupported bases and can include pollution and professional liability where appropriate. Need help placing an account? Connect with a market specialist.

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