https://completemarkets.com/company/kandkinsurance/Outfitter-and-Guide-Insurance-Large-Operations/
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https://completemarkets.com/company/lrhinsurance/Campground-and-Park-Program-for-Harder-to-insure-risks/
Since 1975, Leavitt Recreation & Hospitality Insurance has been a trusted source of insurance solutions for the camping and outdoor hospitality industry. We specialize in a surplus lines program — Campground and Park Insurance for Harder-to-insure risks — that gives agents access to markets designed for complex or elevated exposures.
Overview of the Program From Leavitt Recreation & Hospitality Insurance
As a Managing General Agency with decades of niche experience, Leavitt Recreation & Hospitality Insurance combines deep underwriting knowledge with strong carrier relationships to serve more than 1,200 camping resorts nationwide. Our surplus lines program helps you place campgrounds and parks that are difficult to place in the standard market due to high liability exposure, prior claims, or challenging locations.
Ideal Accounts and Appetite
This program is a good fit when you need a market for campgrounds, RV parks, and outdoor resorts that present elevated risk characteristics. Typical accounts include:
Campgrounds with water features, zip lines, ropes courses, or other interactive activities
RV parks or resorts with rental cabins, seasonal lodging, or long-term tenants
Properties in coastal zones or areas exposed to high wind/hail or severe weather
Operations with prior loss history, higher limits needs, or unusual recreational exposures
We offer preferred terms and pricing for lower-risk locations and risk-managed operations, but the program is designed to accommodate more complex and harder-to-place risks through tailored underwriting.
Coverage Highlights and Advantages
Property coverage for buildings, contents, and equipment
Auto coverage for owned vehicles, tow/service units and park maintenance vehicles
General liability written with language and limits appropriate for recreational exposures
Access to surplus lines coverages and endorsements not commonly available in admitted markets
Responsive underwriting and efficient claims handling through experienced teams
The program is underwritten by Penn America and is available on a non-admitted (surplus lines) basis.
Underwriting Notes and Minimum Premiums
Underwriters evaluate each submission for operations, exposure controls, and loss history. Submissions should include a completed application, a detailed description of operations, current loss runs, and any risk management procedures in place. Minimum premiums vary based on the size and complexity of the risk; provide full exposure details so we can identify an appropriate structure.
Territories and Availability
Our program writes business in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Please inquire for specific state availability and any state-specific requirements.
Why Work With Leavitt Recreation & Hospitality Insurance
Leavitt Recreation & Hospitality Insurance is the leading specialty MGA for campgrounds and camping resorts. Agents benefit from:
Decades of industry-specific underwriting expertise
Access to surplus lines capacity for difficult-to-place risks
Dedicated service teams and experienced claims handling
Competitive pricing for qualifying risks and flexible terms for complex accounts
Examples of accounts you can place: a coastal RV resort with seasonal storms and prior hail claims that needs a tailored property program; or a campground adding a supervised ropes course and looking for combined liability and property solutions with customized endorsements.
Contact us today at http://www.lrhinsurance.com to learn how we can help you place Campground and Park Insurance for Harder-to-insure risks.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for campgrounds, RV parks, and outdoor resorts with unique liability exposures, prior claims, or locations in coastal or severe-weather-prone areas.
Is this program available on an admitted basis?No. This is a non-admitted surplus lines program, which allows us to consider and structure coverage for harder-to-insure risks.
Can you write in coastal or wind/hail exposed territories?Yes. The program is designed to accommodate properties in challenging territories, including coastal zones and areas exposed to high wind or hail.
What carrier backs this program?This program is underwritten by Penn America, a carrier experienced in surplus lines and specialty hospitality risks.
What submission documents are needed?Provide a completed application, detailed description of operations, current loss runs, and any documented risk management or safety procedures to speed underwriting and placement.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/globalmarineinsurance/Commercial-Marine-Insurance/
Commercial Marine Insurance Program from Global Marine Insurance Agency
Global Marine Insurance Agency offers a focused Commercial Marine Insurance program that helps independent agents place a wide range of commercial marine risks. With access to top-rated carriers — including ACE, AIG, American Reliable, Geico, Markel American, Progressive, and Travelers — we deliver tailored coverage options for businesses that operate on the water. Our markets are positioned to cover accounts from small charter operations to full-service rental fleets.
Ideal Accounts and Appetite
We work with agents to place many commercial marine classes, including:
Boat & Personal Watercraft (PWC) Rentals
Guide Boats and Six-Pack Charters
Bareboat and Inspected Vessel Charters
Commercial Fishing Boats
Sailing Schools and Instructional Programs
Boat Clubs and Membership-Based Marine Services
Miscellaneous Marine Operations:
Real estate boats used for property tours
Work boats (support, utility, and service vessels)
Client entertainment vessels
Environmental and research vessels
Accounts that fit best have documented safety practices, clear operating procedures, and appropriate crew qualifications. We typically decline accounts with poor maintenance history, unclear operating controls, or high-frequency, high-exposure chartering outside safety guidelines.
Coverage Highlights and Advantages
Our program provides core marine coverages that agents commonly need to protect commercial operators:
Hull coverage for physical damage to vessels
Protection & Indemnity (P&I) liability for passenger, crew, and third-party claims
Excess liability options to extend limits for large exposures
These coverages address exposures such as collision and allision, passenger injury, third-party property damage, and pollution liability. Our underwriters understand marine operations and will work with you to structure limits, deductibles, and endorsements appropriate to each risk.
Underwriting Notes and Minimum Premiums
There are no sign-up fees or production quotas to access our markets. Most accounts start at a minimum premium of $1,000, which makes the program practical for small- and mid-sized marine businesses. Underwriting is handled on a case-by-case basis; provide maintenance records, safety policies, crew qualifications, and any loss history for the quickest review. You can submit risks through our agent quoting portal at www.quotecommand.com for fast turnaround.
Territories and Availability
This Commercial Marine Insurance program is available nationwide — all 50 states and the District of Columbia. Whether a client operates on the Great Lakes, the Gulf Coast, offshore waters, or inland waterways, we have markets familiar with regional exposures and regulatory nuances.
Why Work With Global Marine Insurance Agency?
As a marine-focused general agency, Global Marine Insurance Agency combines deep underwriting expertise with strong carrier relationships to help you place specialized and standard marine accounts. We emphasize quick responses, practical coverage solutions, and straightforward submission requirements. Our sales and underwriting teams are available to assist with complex risks and to help you identify the best market fit.
If you have questions or need help placing a risk, call us at 800-748-0224 or visit www.globalmarineinsurance.com. Let us help you write that account!
Frequently Asked Questions
What types of accounts are a good fit for this program?We specialize in commercial marine risks such as boat and PWC rentals, charter vessels, sailing schools, commercial fishing boats, and boat clubs.
Is there a minimum premium requirement?Most accounts start at a minimum premium of $1,000; the final minimum can vary based on the risk profile and coverage needs.
Do I need to meet production quotas to access this program?No. There are no minimum production requirements or sign-up fees to use our marine insurance markets.
Is this program available in all states?Yes. We offer commercial marine insurance coverage in all 50 states and Washington, DC.
How do I get a quote for my client?Submit a quote through our agent portal at www.quotecommand.com, or contact our sales team directly for assistance with submissions.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/jmwilson/Watercraft-Insurance/
The Personal Lines team at J.M. Wilson provides both personal and commercial watercraft insurance solutions. With access to multiple markets—admitted and non-admitted—we help you place coverage for a wide range of boats and marine-related exposures. Contact our experienced underwriters for a quick quote or coverage indication.
Ideal Accounts and Appetite
J.M. Wilson offers flexible coverage options for an extensive range of personal and commercial watercraft. Whether your client is a recreational boater, seasonal charter operator, or marine service provider, our markets and underwriting teams can tailor solutions to meet those needs.
Personal Watercraft Classes Include:
Runabouts
Fishing boats
Cruisers
Pontoons / Tritoons
Sailboats
Houseboats / Liveaboards
Inflatables
Wave runners
Manual crafts
Hovercrafts
Airboats
High-performance vee and catamarans
Homemade / Kit boats
Mini (Sport) boats
Storage and transit risks
Yachts and seasoned yachts
Commercial Watercraft Opportunities:
Owner/operator risks—commercial fishing, artisans, weed removal, storage, and real estate tours
Rental operations—sailboats, kayaks, canoes, pedal boats, water bikes, ski boats, powerboats, houseboats
Passenger-carrying operations—captained and bareboat charters, professional anglers, boat clubs, site inspections
Coverage Highlights and Advantages
Personal Watercraft Features:
Eligibility for craft with speeds up to 120 mph
Three settlement options available
Diminishing deductible for craft with speeds = 65 mph
Broad navigational territory
No layup restrictions
Optional coverages for primary fishing equipment and boat lifts
Discount Opportunities:
Multi-unit policies
Experienced operators
Use of safety equipment
Diesel fuel usage
Outboard propulsion systems
Primary operators aged 40 and older
Commercial Watercraft Coverage Options:
Hull coverage up to $1 million
Agreed value on most vessels
Personal property and towing
Watercraft and watersport liability
Medical payments
Pollution liability
Crew liability (for charter boats)
Uninsured boater coverage
Note: Not all coverage options are available for every risk.
Underwriting Notes and Minimum Premiums
Most quotes are available by phone and placed with A-rated markets. Our underwriters work with you to provide fast indications when you have the client’s information ready. Minimum premiums vary by risk and coverages selected—please contact underwriting for state- and risk-specific minimums.
Territories and Availability
This program is available to agents and brokers in the following states: IA, IL, IN, KY, MI, MN, MO, OH, PA, TN, and WI.
Why Work With J.M. Wilson
As a Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson provides access to a broad mix of admitted and non-admitted markets. Our team specializes in marine risks and will work with you to place both standard and hard-to-place accounts. We focus on quick turnaround, pragmatic underwriting, and tailored coverage terms for operators, owners, and commercial marine businesses.
Examples of accounts you can place through this program:
A family-owned freshwater cruiser used for weekend recreation and seasonal storage, seeking agreed-value hull coverage and uninsured boater protection.
A small charter operator running captained weekend tours and requiring crew liability, pollution coverage, and higher hull limits.
For more information, visit our website: www.jmwilson.com
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for both personal and commercial watercraft, including fishing boats, pontoons, charters, rental operations, and high-performance vessels.
Are high-speed watercraft eligible for coverage?Yes, personal watercraft with speeds up to 120 mph are eligible, with diminishing deductible features available for craft with speeds = 65 mph.
Is this program available on an admitted or non-admitted basis?J.M. Wilson represents carriers that offer both admitted and non-admitted options, depending on the specific risk and location.
Can I get a quote over the phone?Yes, most quotes are available by phone. If you have your client's information ready, our underwriters can provide a quick indication.
Which states is this program available in?The program is available in IA, IL, IN, KY, MI, MN, MO, OH, PA, TN, and WI.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/kandkinsurance/outfitters-and-guides-limited-operations-insurance/
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