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...re activities such as white water rafting, kayaking, canoeing, hunting, fishin...ng outfitter and guide insurance - Rafting outfitter and guide insurance - ...

Since 1975, Leavitt Recreation & Hospitality Insurance has been a trusted source of insurance solutions for the camping and outdoor hospitality industry. We specialize in a surplus lines program — Campground and Park Insurance for Harder-to-insure risks — that gives agents access to markets designed for complex or elevated exposures. Overview of the Program From Leavitt Recreation & Hospitality Insurance As a Managing General Agency with decades of niche experience, Leavitt Recreation & Hospitality Insurance combines deep underwriting knowledge with strong carrier relationships to serve more than 1,200 camping resorts nationwide. Our surplus lines program helps you place campgrounds and parks that are difficult to place in the standard market due to high liability exposure, prior claims, or challenging locations. Ideal Accounts and Appetite This program is a good fit when you need a market for campgrounds, RV parks, and outdoor resorts that present elevated risk characteristics. Typical accounts include: Campgrounds with water features, zip lines, ropes courses, or other interactive activities RV parks or resorts with rental cabins, seasonal lodging, or long-term tenants Properties in coastal zones or areas exposed to high wind/hail or severe weather Operations with prior loss history, higher limits needs, or unusual recreational exposures We offer preferred terms and pricing for lower-risk locations and risk-managed operations, but the program is designed to accommodate more complex and harder-to-place risks through tailored underwriting. Coverage Highlights and Advantages Property coverage for buildings, contents, and equipment Auto coverage for owned vehicles, tow/service units and park maintenance vehicles General liability written with language and limits appropriate for recreational exposures Access to surplus lines coverages and endorsements not commonly available in admitted markets Responsive underwriting and efficient claims handling through experienced teams The program is underwritten by Penn America and is available on a non-admitted (surplus lines) basis. Underwriting Notes and Minimum Premiums Underwriters evaluate each submission for operations, exposure controls, and loss history. Submissions should include a completed application, a detailed description of operations, current loss runs, and any risk management procedures in place. Minimum premiums vary based on the size and complexity of the risk; provide full exposure details so we can identify an appropriate structure. Territories and Availability Our program writes business in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Please inquire for specific state availability and any state-specific requirements. Why Work With Leavitt Recreation & Hospitality Insurance Leavitt Recreation & Hospitality Insurance is the leading specialty MGA for campgrounds and camping resorts. Agents benefit from: Decades of industry-specific underwriting expertise Access to surplus lines capacity for difficult-to-place risks Dedicated service teams and experienced claims handling Competitive pricing for qualifying risks and flexible terms for complex accounts Examples of accounts you can place: a coastal RV resort with seasonal storms and prior hail claims that needs a tailored property program; or a campground adding a supervised ropes course and looking for combined liability and property solutions with customized endorsements. Contact us today at http://www.lrhinsurance.com to learn how we can help you place Campground and Park Insurance for Harder-to-insure risks. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for campgrounds, RV parks, and outdoor resorts with unique liability exposures, prior claims, or locations in coastal or severe-weather-prone areas. Is this program available on an admitted basis?No. This is a non-admitted surplus lines program, which allows us to consider and structure coverage for harder-to-insure risks. Can you write in coastal or wind/hail exposed territories?Yes. The program is designed to accommodate properties in challenging territories, including coastal zones and areas exposed to high wind or hail. What carrier backs this program?This program is underwritten by Penn America, a carrier experienced in surplus lines and specialty hospitality risks. What submission documents are needed?Provide a completed application, detailed description of operations, current loss runs, and any documented risk management or safety procedures to speed underwriting and placement. Need help placing an account? Connect with a market specialist.

At Global Marine Insurance, boats and yachts are our sole focus. We specialize exclusively in marine insurance and provide tailored coverage solutions for a wide range of vessels, from small boats and cruisers to sailboats, sport fishers, motor yachts, and luxury yachts. Whether your client uses their vessel for weekend getaways, full-time cruising, or tournament fishing, we can customize a policy that fits their lifestyle and risk exposure. As a general agency licensed in all 50 states, we partner with top-rated carriers including ACE, AIG, American Reliable, Geico, Markel, Progressive, and Travelers. All of our markets are A-rated or better, giving you access to quality coverage options for both admitted and non-admitted placements depending on the specific risk and state requirements. Ideal Accounts and Appetite Our program is designed for a variety of personal and commercial marine risks. Ideal accounts include: Recreational boat owners with vessels valued at $25,000 and up High-value yachts and performance boats Liveaboard vessels or boats used seasonally in multiple states Clients requiring specialized navigation territories (e.g., Bahamas, Gulf Coast, Great Lakes) You might have a client who just purchased a $300,000 motor yacht and plans to cruise from Florida to the Carolinas seasonally—our program is built for exactly that type of risk. Coverage Highlights and Advantages Coverage is tailored to each boat and lifestyle, with options that may include: Agreed value or actual cash value hull coverage Liability protection including pollution and wreck removal Personal effects and emergency towing Uninsured/underinsured boater protection Flexible navigation limits and lay-up options We understand the nuances of marine insurance and help agents navigate the underwriting process swiftly and efficiently. Underwriting Notes and Minimum Premiums The minimum premium starts at $100, making this program accessible for entry-level boat owners while still offering robust solutions for high-value yacht portfolios. There are no sign-up fees and no minimum production requirements for agents. Appointment forms are available through our agent portal at www.quotecommand.com. We're here to help you write and retain marine business with confidence. Territories and Availability We are licensed and actively writing in all 50 states, including coastal and inland markets. Whether your client is based in Florida, California, the Great Lakes region, or anywhere in between, we have a solution that fits. Why Work With Global Marine Insurance With decades of marine-only experience, Global Marine Insurance offers unmatched expertise in this niche. Our dedicated team understands the unique risks your boat and yacht clients face and has the carrier relationships to deliver competitive, reliable solutions. From quoting to servicing, we make it easy for agents to grow and support their marine insurance book. If you have any questions or would like to speak with a member of our sales team, call us toll-free at (800) 748-0224 or visit us online at globalmarineinsurance.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for personal and commercial clients with recreational boats, cruisers, sailboats, sport fishers, motor yachts, and luxury yachts. High-value vessels and clients with complex navigation needs are also a great fit. Is there a minimum premium requirement?Yes, the minimum premium starts at $100, making it accessible for smaller boats while still supporting larger vessels with more complex coverage needs. Do I need to meet production requirements to access this program?No, there are no minimum production requirements or sign-up fees to work with Global Marine Insurance. Which states is this program available in?The program is available in all 50 states, including coastal regions, inland waterways, and Great Lakes territories. What carriers does Global Marine Insurance work with?We offer access to A-rated carriers including ACE, AIG, American Reliable, Geico, Markel, Progressive, and Travelers. Need help placing an account? Connect with a market specialist.

The Personal Lines team at J.M. Wilson provides both personal and commercial watercraft insurance solutions. With access to multiple markets—admitted and non-admitted—we help you place coverage for a wide range of boats and marine-related exposures. Contact our experienced underwriters for a quick quote or coverage indication. Ideal Accounts and Appetite J.M. Wilson offers flexible coverage options for an extensive range of personal and commercial watercraft. Whether your client is a recreational boater, seasonal charter operator, or marine service provider, our markets and underwriting teams can tailor solutions to meet those needs. Personal Watercraft Classes Include: Runabouts Fishing boats Cruisers Pontoons / Tritoons Sailboats Houseboats / Liveaboards Inflatables Wave runners Manual crafts Hovercrafts Airboats High-performance vee and catamarans Homemade / Kit boats Mini (Sport) boats Storage and transit risks Yachts and seasoned yachts Commercial Watercraft Opportunities: Owner/operator risks—commercial fishing, artisans, weed removal, storage, and real estate tours Rental operations—sailboats, kayaks, canoes, pedal boats, water bikes, ski boats, powerboats, houseboats Passenger-carrying operations—captained and bareboat charters, professional anglers, boat clubs, site inspections Coverage Highlights and Advantages Personal Watercraft Features: Eligibility for craft with speeds up to 120 mph Three settlement options available Diminishing deductible for craft with speeds = 65 mph Broad navigational territory No layup restrictions Optional coverages for primary fishing equipment and boat lifts Discount Opportunities: Multi-unit policies Experienced operators Use of safety equipment Diesel fuel usage Outboard propulsion systems Primary operators aged 40 and older Commercial Watercraft Coverage Options: Hull coverage up to $1 million Agreed value on most vessels Personal property and towing Watercraft and watersport liability Medical payments Pollution liability Crew liability (for charter boats) Uninsured boater coverage Note: Not all coverage options are available for every risk. Underwriting Notes and Minimum Premiums Most quotes are available by phone and placed with A-rated markets. Our underwriters work with you to provide fast indications when you have the client’s information ready. Minimum premiums vary by risk and coverages selected—please contact underwriting for state- and risk-specific minimums. Territories and Availability This program is available to agents and brokers in the following states: IA, IL, IN, KY, MI, MN, MO, OH, PA, TN, and WI. Why Work With J.M. Wilson As a Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson provides access to a broad mix of admitted and non-admitted markets. Our team specializes in marine risks and will work with you to place both standard and hard-to-place accounts. We focus on quick turnaround, pragmatic underwriting, and tailored coverage terms for operators, owners, and commercial marine businesses. Examples of accounts you can place through this program: A family-owned freshwater cruiser used for weekend recreation and seasonal storage, seeking agreed-value hull coverage and uninsured boater protection. A small charter operator running captained weekend tours and requiring crew liability, pollution coverage, and higher hull limits. For more information, visit our website: www.jmwilson.com Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for both personal and commercial watercraft, including fishing boats, pontoons, charters, rental operations, and high-performance vessels. Are high-speed watercraft eligible for coverage?Yes, personal watercraft with speeds up to 120 mph are eligible, with diminishing deductible features available for craft with speeds = 65 mph. Is this program available on an admitted or non-admitted basis?J.M. Wilson represents carriers that offer both admitted and non-admitted options, depending on the specific risk and location. Can I get a quote over the phone?Yes, most quotes are available by phone. If you have your client's information ready, our underwriters can provide a quick indication. Which states is this program available in?The program is available in IA, IL, IN, KY, MI, MN, MO, OH, PA, TN, and WI. Need help placing an account? Connect with a market specialist.