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Insurance for Security Guards Ryan Specialty National Programs offers a dedicated insurance solution for security guard operations across the country. Designed for retail agents and brokers, our exclusive Security Guard Insurance Program provides tailored coverage for both armed and unarmed personnel working in a range of environments. Whether your client is guarding industrial sites, patrolling neighborhoods, or fulfilling government contracts, we offer the underwriting expertise and market access you need to place this specialized business confidently. Ideal Accounts and Target Classes We focus on writing accounts for professional security guard services operating in a wide variety of sectors. Our target classes include: Armed and unarmed security guard firms Industrial facilities Educational and medical institutions Mid- to high-income residential housing Banks and financial institutions Office and commercial buildings Construction sites Patrol service providers Government contracts (county, state, and federal) If you're working with a client providing patrol services for gated communities or staffing guards at construction sites, this program is built to meet their needs. Coverage Highlights and Advantages Our program offers broad coverage designed to address the operational risks faced by security professionals. Available coverages include: General Liability & Professional Liability Errors & Omissions Endorsement Lost Key Coverage Care, Custody, and Control Coverage Personal Injury Protection Assault and Battery Coverage (subject to underwriting approval) Workers’ Compensation Available in most states Monoline option available Guaranteed cost programs Excess / Umbrella Liability In-house binding authority up to $10,000,000 Additional lines available include: Commercial Auto Crime Property Inland Marine Underwriting Notes and Minimum Premiums We offer competitive pricing with a minimum premium of $2,500 for General Liability. To submit an account, please include: Completed Supplemental Application ACORD Applications Five years of currently valued loss runs Each submission is reviewed by our experienced underwriting team, who specialize in the unique exposures of the security industry. Territories and Availability Our Security Guard Insurance Program is available nationwide, including all 50 states and the District of Columbia. Regardless of where your client operates, we can help you secure the appropriate coverage through our non-admitted markets. Why Work With Ryan Specialty National Programs? As a national program administrator with access to multiple carriers, Ryan Specialty National Programs brings deep industry knowledge and market access to your security guard accounts. Our team understands the nuances of this sector and is equipped to help you place both straightforward and complex risks efficiently. We offer responsive service, flexible underwriting, and strong carrier relationships to support your success. Ready to learn more? Contact us today to discuss how our Security Guard Insurance Program can help you grow your book of business. Frequently Asked Questions What types of accounts are a good fit for this program?Armed and unarmed security guard firms serving industrial, commercial, residential, and government sectors are ideal candidates. Is Workers’ Compensation available as a standalone policy?Yes, monoline Workers’ Compensation coverage is available in most states. What is the minimum premium for General Liability coverage?The minimum premium for General Liability is $2,500. Are government contracts eligible for coverage?Yes, we consider accounts servicing county, state, and federal contracts. What information is required to submit a quote?Submissions should include a completed supplemental application, ACORD forms, and five years of currently valued loss runs. Need help placing an account? Connect with a market specialist.

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BrownGuard® security professional insurance, developed by Brownyard Group over 50 years ago, provides specialized liability coverage tailored for the security guard industry. As one of the largest insurance providers in the U.S., Brownyard offers competitive pricing and comprehensive coverage for private security guard contractors, proprietary security guard contractors, governmental security contractors, executive protection contractors, and private security contractors for homeowners associations. BrownGuard® policies are backed by highly rated insurance carriers and are available through insurance agents and brokers at competitive premium rates.

The Mechanic Group provides solid electronic security insurance coverage at competitive rates. Serving the law enforcement community since 1989 has enabled The Mechanic Group to develop a complete electronic security insurance program for companies that install and monitor electronic security systems. Because we believe it should be simple for brokers to obtain quotations for their clients, we deliver quick and reliable responses to all quote requests. Electronic security insurance plan enhancements include the following: Comprehensive Coverage Endorsement Alarm Errors & Omissions Broad Form Property Damage Lost Key Coverage We deliver quick and reliable responses to all electronic security insurance quote requests, because we believe is should be simple to obtain quotations for your clients. Visit our website to learn more about our leading program for your private security, investigative, background screening and alarm installation and monitoring insureds.

The Mechanic Group was founded in 1989 and has grown into the leading provider of Private Security Guard Insurance in the United States. We specialize in all aspects of physical security insurance. We deliver insurance plans that include specialized broad form coverage endorsements that protect your Private Security Guard Insurance clients' businesses and their bottom lines. Our exclusive insurance programs utilize "A" or better A.M. Best rated insurers: Business Liability including Errors and Omissions Commercial Liability Policy Form Workers Compensation and Employers Liability Umbrella Fidelity Bond - Employee Dishonesty Employment Related Practices Property Surety Bonding Visit our website to learn more about our leading program for your private security, investigative, background screening and alarm installation and monitoring insureds.

Cyber Security Insurance Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a Cyber Security Insurance program designed for agents and brokers who need competitive placement options for clients with growing cyber liability exposures. Through access to top-rated carriers and broad nationwide availability, the program can deliver both first- and third-party coverage options tailored to businesses of many sizes and industries. Ideal Accounts and Target Industries This program is appropriate for virtually any business that uses email, internet access, or stores electronic records containing sensitive customer or employee information. If your client relies on digital systems to run operations or transact with customers, they likely have cyber liability that merits coverage. Target classes include, but are not limited to: Professional service firms (legal, accounting, consulting) Retailers and e-commerce businesses Healthcare providers and medical offices Educational institutions Financial services firms Manufacturers with connected systems Example: You might have a mid-sized law firm that stores confidential client files electronically and communicates with clients by email. That type of account typically fits well because of the heightened ransomware and data-breach exposure. Coverage Highlights and Advantages Policies are designed to address a broad spectrum of digital threats and are available on an admitted or non-admitted basis depending on the state and carrier. First Party Protection Loss of Digital Assets coverage Non-physical Business Interruption and Extra Expense Cyber Extortion and Ransomware response Cyber Terrorism coverage Security Event response costs (forensics, notification, crisis management) Third Party Protection Network Security & Privacy Liability Employee Privacy Liability Electronic Media Liability Underwriting Notes Deductibles typically start at $2,500 and can be customized to match an insured’s tolerance and risk profile. Our underwriting team evaluates cyber controls, incident history, third-party service dependencies, and regulatory exposure to tailor terms and limits. The program is flexible and can accommodate small businesses seeking basic protection as well as larger organizations requiring layered or higher-limit solutions. Territories and Availability This Cyber Security Insurance program is available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI. Coverage may be offered on an admitted or non-admitted basis depending on jurisdiction and carrier appetite. Why Work with First Choice Insurance Intermediaries, Inc.? As a wholesale broker focused on niche and emerging risks, First Choice Insurance Intermediaries, Inc. gives agents and brokers access to responsive underwriting, a broad set of carrier options, and practical placement solutions. Our team understands how cyber threats are evolving and works to match exposures with appropriate policy language and incident response resources. Whether you need a standalone cyber policy or want to add cyber coverage to a package, First Choice can help you structure terms and find markets that meet the insured’s needs. Frequently Asked Questions What types of accounts are a good fit for this program?Businesses that use email, store customer or employee data, or rely on internet-connected systems are strong candidates. Typical fits include professional services, healthcare, retail/e-commerce, education, and financial services. Is this coverage available nationwide?The program is available in most states listed above, including major markets such as CA, TX, NY, and FL. Availability and whether a policy is admitted or non-admitted depend on the state and carrier. What are the deductible options?Deductibles start at $2,500 and can be adjusted based on the insured’s size, controls, and claim history. Can I get a quote for a small business?Yes. The program supports small and mid-sized risks as well as larger accounts. The underwriting team can suggest limits and endorsements appropriate to the client’s exposure. What makes First Choice a strong partner for cyber liability placements?First Choice provides experienced underwriters, access to competitive carriers, and a responsive placement process—helping you find solutions for routine and complex cyber exposures. Need help placing an account? Connect with a market specialist.

The Mechanic Group offers a Workers Compensation Insurance Program underwritten by a highly rated A.M. Best Carrier to Security Guard, Private Investigation, Intelligence, Electronic Security, Alarm Installation and Monitoring, Background Screening and Security Consulting insureds. PLAN ENHANCEMENTS Retrospective rating and large deductible programs, which allow larger firms to take advantage of limited self insurance products. Guaranteed cost, including up-front discounts and deviations. Blanket "All States" coverage except monopolistic states. BILLING Direct bill (12 equal installments) with no finance charge is available. Monthly "Pay as You Go" program based on monthly payroll amounts. RISK MANAGEMENT Claims monitoring by our in-house team Carrier sponsored Managed Care and Drug Free workplace (not available in all states) Comprehensive library of videotape safety programs. For more information on our Workers Compensation Insurance program or any other product we offer please give us a call 800.735.8383!

The Mechanic Group offers Commercial Liability Including E&O Insuranceto Security Guard, Private Investigation, intelligence, Electronic Security, Alarm Installation and Monitoring, Background Screening and Security Consulting insured. Below you will find more details about what we offer. COMMERCIAL LIABILITY INCLUDING ERRORS AND OMISSIONS Program underwritten by an A+ Rated A.M. Best carrier. Liability coverage includes the United States, Puerto Rico and Canada. ERRORS & OMISSIONS Broadest E&O coverage form in the industry No Bodily Injury, Property Damage or Personal Injury necessary for coverage to trigger. Third Party EPLI – Guard detains an individual based on ethnic appearance and is later sued. ASSAULT & BATTERY Covers the vicarious liability created by the intentional acts of an employee regardless of the use of force (reasonable or physical). BROAD FORM PROPERTY DAMAGE (CARE, CUSTODY & CONTROL) Covers property damage in your client's care, custody and control. THEFT EXTENSION Theft or property loss is included in the definition of property damage. (Note: theft or alleged theft committed by the named insurer or its employees is not covered. Separate Fidelity coverage can be obtained by The Mechanic Group at low rates.) BLANKET ADDITIONAL INSURED Automatically included at no charge. When required by contract or issued by a certificate of insurance. CONTRACTUAL PERSONAL INJURY Extends Contractual Liability coverage to include Personal Injury. EMERGENCY MEDICAL SERVICES EXTENSION Coverage for negligent or failure to render first-aid treatment. LOST KEY COVERAGE Replacement of locks and keys for guard's negligence. MOBILE EQUIPMENT EXTENSION Coverage for "off-road" security vehicles. OPTIONAL COVERAGES Per Project Aggregate Waiver of Subrogation Employee Benefit Liability Stop-Gap Coverage Hired Car/Non-Owned Auto Liability Cut-Through to Admitted Paper Special Additional Insured Endorsement SUBMISSION REQUIREMENTS Mechanic Group Application Five-Year Currently Valued Loss-Runs For more information on our Commercial Liability Including E&O Insurance program or any other product we offer please give us a call 800.735.8383!