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Every year the experienced team at K&K is hard at work insuring the world’s fun. K&K handles the coverages so your clients can concentrate on making the impossible and the amazing come to life. For zoos, aquariums and much more, innovative property and casualty coverages from K&K are just the ticket. Eligible Operations for Zoo Insurance and Aquarium Insurance: - Walk-through zoo insurance - Drive-through zoo insurance - Animal sanctuary insurance (open to public) - Aquarium insurance Coverages Available & Program Highlights: General Liability - Written on an Admitted Basis - Broadened Coverage Form - Volunteer Accident- Accident Medical Coverage for Zoo Volunteers - Volunteers as Additional Insureds - Liquor Liability - Employee Benefits Liability Directors and Officers Including Employment Practices Liability Property - Equipment Breakdown Included - Emergency Vacating Expenses Covered up to $25,000, Crisis Response Coverage-$25,000, Full Building Ordinance "A" Coverage Inland Marine Commercial Auto - Owned Auto - Non-owned/Hired Auto Crime Excess Liability Workers’ Compensation Sexual Abuse & Molestation Event Cancellation & Non-appearance Common Associated Exposures: - Animal rides - Kiddie rides - Day camps - Play areas - Food and beverage - Special event liability for concessions promotions, etc. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Catastrophic accident medical insurance solutions for colleges and universities insuring their student athletes participating in intercollegiate athletic programs. Coverage can extend to college club and intramural programs. Eligible Operations for College Athletic Catastrophic Accident Medical Insurance: - Intercollegiate (NCAA/NJCAA/NAIA) athletic programs - Collegiate clubs and intramural sports programs Coverages Available & Program Highlights: Excess Accident Medical - Up to $5,000,000 Policy limit - Minimum Deductible is $25,000 - Expanded Medical coverage - Coverage for HMO/PPO denials - Coverage for pre-existing conditions - Cat Cash Benefit option up to $500,000 - 10 Year Benefit Period (Lifetime Benefit Period option available) Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The short term special event insurance program is designed for organizers of short term special events that meet the following criteria: - Total attendance is 12,000 or less - Maximum number of consecutive event days is 10 not including set-up or tear-down - Event is head at a single location (except for weddings - coverage can be extended to include the rehearsal, ceremony, and reception as a single event) - Event must take place in the United States Eligible Operations for Short Special Term Event Insurance: (Including but not limited to) - After-prom party insurance school-sponsored event only) - Pageant insurance - Party insurance - Auction insurance - Quinceanera insurance - Award presentation insurance - Recital insurance - Banquet insurance (dance, music) - Bazaar insurance - Religious event insurance - Car/Motorcycle/RV/Boat - Reunion insurance show insurance - School band or drill team (static display only) competition insurance - Concert insurance - School carnival insurance - Charity event insurance (no rides/inflatables) - Concert insurance - Show insurance (animals-arena (call for approval) setting only, art, baby, craft, etc.) - Convention insurance - Debut or debutant - Social gathering/reception insurance ball insurance - Speaking engagement insurance - Festival insurance - Theatrical performance insurance - Flea market insurance - Wedding activity insurance - Graduation ceremony insurance (rehearsal, ceremony or reception) - Job fair insurance - Lecture insurance - Meeting insurance - Walking tour insurance (garden, holiday, parage of homes, historical sites)-single location parties Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense - No Charge for Certificates of Insurance - Host Liquor Liability Included Liquor Liability - Primary (not available in AK, DC, HI, IA, MI) Increased Medical Expense (optional and not available online) K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and leisure industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.eventinsurance-kk.com New! A Walk/Run Program designed specifically for competitive or non-competitive events. Please visit www.WalkRunInsurance-kk.com to apply online. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K Insurance Group offers fitness instructor insurance designed to defend and indemnify instructors for alleged negligence resulting in bodily injury and property damage while performing their duties. Must be an instructor who directly supervises an individual or group in sports, fitness, dance or martial arts-related activities. Eligible Operations for Instructor Insurance: Fitness Instructors and Personal Trainers: - Acro dance instructor insurance - Hoop fitness instructor insurance - Acrobatic/partner yoga insurance - Aerial/anti-gravity/suspended yoga instructor insurance (certified - Personal training instructor insurance - Pilates instructor insurance instructors only) - Aerobic instructor insurance - Qigong instructor insurance - Spinning instructor insurance - Aquatic exercise instructor insurance - Cardio kickboxing instructor - Strength instructor insurance - Tai Chi instructor insurance insurance - Children's fitness instructor insurance - Exercise instructor insurance - Tumbling instructor insurance (floor only, no gymnastic apparatus) - Yoga instructor insurance - Fitness bootcamp instructor insurance - GYROTONIC® instructor insurance - Zumba® stroller based instructor insurance Yoga Instructor: - Acrobatic/Partner yoga - Iyengar yoga insurance - Aerial/anti-gravity/suspended yoga insurance (certified instructors only) - Jivamukti yoga insurance - Kripaula yoga insurance - Kundalini yoga insurance - Ananda yoga insurance - Anusara yoga insurance - Mysore yoga insurance - Power yoga insurancc - Ashtanga yoga insurance - Dharma yoga insurance - Prenatal & Postnatal yoga insurance - Forrest yoga insurance - Hatha yoga insurance - Hatha Flow yoga insurance - Hot yoga insurance - Restorative yoga insurance - Sivanada yoga insurance - Vinyasa yoga insurance - Yin yoga insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Professional Liability - Medical Expense (other than participants) - Bodily Injury to Participants - Damage to Premises Rented to You K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following sites: www.fitnessinsurance-kk.com – fitness instructors Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The amateur sport team, league and association insurance program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported to K&K Insurance, covered operations consist of scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, playoffs and tournaments in which you participate or host. Coverage is also provided for registrations, meetings, concession stand operations, parades (in which you participate), picnics, award banquets and ceremonies and incidental fundraising activities involving the sale of products, coupons, raffle tickets and services, such as: car washes, bake sales and coin drops, for those sports and age groups reported to K&K. Eligible Operations for Amateur Sports Insurance: (Including but not limited to) - Baseball team insurance - Basketball team insurance - Cheerleading team insurance - Football team insurance - Hockey team insurance - Lacrosse team insurance - Soccer team insurance - Softball team insurance - Swimming team insurance - Volleyball team insurance Coverages Available & Program Highlights: General Liability (subject to specific sport) - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Hired Auto and Employers’ Nonownership Liability (not provided while in Hawaii) - Professional Liability - Legal Liability to Participants - Medical Payments for Participants - No Charge for Certificates of Insurance Equipment and Contents - Inland Marine (optional) Directors’ and Officers’ Liability including Employment Practices Liability (optional) Hosted Tournament Coverage (optional) Premises Liability for Sports Fields (optional) Sexual Abuse Liability (optional) Note: For sports organizations with more complex coverage needs contact our Sports unit K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.sportsinsurance-kk.com Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

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No other organization has the knowledge and experience that allows K&K to provide superior coverage for world-renowned racing organizations as well as local tracks, teams and drivers. K&K Insurance has provided motorsports insurance to the industry since 1952 and is still the leader in the industry today. A wide range of products are available to protect motorsports facilities and/or event promoters. From liability and participant accident coverages to property and commercial auto coverages, K&K has it covered. Programs are available to cover facility operators, specialty event promoters and sanctioning organizations. Eligible Operations for Motorsport Facility Insurance and Motorsport Event Insurance: - Boat race insurance - Demolition derby insurance - Drag race insurance - Motorcycle racing insurance - Oval track racing insurance - Racing associations insurance - Road course insurance - Snowmobile competitions insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Separate limits for Bodily Injury to Participants - Expanded Bodily Injury definition - Personal and Advertising Injury definition expanded - Official Vehicle Physical Damage - Motorsports Errors and Omissions - Fireworks Liability - Host Liquor Liability - Cyber Risk ($25,000 sublimit) - Customized motorsports policy language - Additional insureds (including officials, car owners, drivers, pit crews, sponsors, persons or organizations operating, managing, sanctioning, sponsoring, or providing the premises for competitive covered programs) Participant Accident Coverage - Accidental Death and Dismemberment Benefit - Accident Medical Benefits (available on Excess or Primary Basis) - Limits up to $1,000,000 - Temporary Total Disability-Weekly Accident Income Benefit - Volunteer- Accident Medical Coverage for Motorsport Volunteers Property Crime Inland Marine Commercial Auto Liquor Liability Excess Liability Event Cancellation Workers' Compensation Additional Products: - Contingency/Prize - High Limit Disability Indemnity - Employment Practices Liability - Products Liability Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The dance school insurance program has been designed for U.S.-based dance schools and other organizationsn specializing in the instruction of performance and social dance. Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising our of its operations Eligible Operations for Dance School Insurance: - Aero dance school insurance - Irish school insurance - Ballet school insurance - Jazz school insurance - Ballroom dancing school insurance - Latin school insurance - Belly dancing school insurance - Modern school insurance - Clogging school insurance - Salsa school insurance - Contemporary school insurance - Scottish school insurance - Country western school insurance - Square school insurance - Cultural/ethnic school insurance - Swing school insurance - Flamenco school insurance - Tango school insurance - Folk school insurance - Tap school insurance - Hawaiian school insurance - Hip Hop school insurance - Tumbling insurance (floor only, no gymnastic apparatus) - ZUMBA® insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Professional Liability - Medical Payments for Participants - Premises Liability - Hired Auto and Employers’ Nonownership Liability (not available in IL, LA, UT, VT and WI - Bodily Injury to Participant - Broadening Endorsement - Damage to Customers' Goods, Medical Personnel Non-registered Member Activity Coverage (Optional) Equipment and Contents - Inland Marine (optional) - not available in all states Abuse, Molestation, or Exploitation Defense Reimbursement Coverage (optional) Sexual Abuse or Sexual Molestation Liability (optional) K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.danceinsurance-kk.com Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Our Gymnastics Schools and Clubs program has been designed for U.S.-based gymnastics schools/clubs specializing in the instruction of gymnastics, tumbling, cheerleading/dance and related programs. Coverage provided includes important liability protection for the school/club including its employees and volunteers, for liability claims arising out of its operations. Eligible Operations: - Artistic gymnastic insurance - Cheerleading* insurance - Competitive gymnastic insurance - Group gymnastic insurance - Mobile gymnastic program insurance - "Mommy & Me", "Me & My Pal", Parent-tot" insurance - Ninja Zone® - Pre-school gymnastic insurance - Recreational gymnastic insurance - Rhythmic gymnastic insurance - Sports acrobatic insurance (USAG sanctioned) - Trampoline insurance (instruction/training, classes/programs only) - Tumble bus insurance - Tumbling insurance *Note: For cheer-only facilities. Please visit gymnasticsinsurace-kk.com for a specialized application or by contacting us at 1.800.648.6406. Coverages & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Complete Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Hired Auto and Employers' Nonownership Liability (not provided in IL, LA, UT, VT & WI) - Professional Liability - Bodily Injury to Participants - Medical Payments for Participants - Premises Liability Included Optional Coverages - Ancillary instructional or learning programs - On-site Birthday Party Coverage - Equipment and Contents - Inland Marine - Abuse, Molestation, or Exploitation Defense Reimbursement Coverage - Meets, Competitions and Events - Parkour, Ninja, Free-running, Extreme tumbling, indoor obstacle courses coverage - Excess Liability - Directors and Officers Liability including Employment Practices Liability for Non for profits - Sexual Abuse or Sexual Molestation Liability - On-site Inflatable amusement devices - Open gym, parents night out, special events - Camps and clinics - Swimming pools For more information submitting Gymnastics Schools and Clubs applications to learn more about what we can offer your client please reach out to one of our experts by giving us a call or sending us an email! Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The health and fitness – exercise, circuit, personal training studio program is designed for U.S.-based owners and operators of exercise studios and circuit training facilities that offer personal/individual training and exercise in scheduled fitness/exercise programs that are under the direct supervision of a fitness professional such as a personal trainer or exercise instructor or in a structured/sequential order for an individual. Coverage provided includes important liability protection for the studio/facility, including its employees for liability claims arising out of the operations of the studio/facility at a designated location. Note: coverage does not extend to independent contractors unless the optional coverage available with this program is purchased. Additional insurance programs may be available for facilities not eligible for this program, or those requiring additional coverage needs. Contact K&K to help place your risk. Eligible Operations for Health and Fitness - Exercise Studio Insurance, Circuit Studio Insurance and Personal Training Studio Insurance: U.S. based exercise studios or circuit training facilities with 3,000 square feet or less of leased or owned space per location. Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Hired Auto Liability and Non-Owned Auto Liability (not available in IL, LA, UT, VT and WI) - Professional Liability - Bodily Injury to Participants - Premises Liability Included Optional Coverages Equipment and Contents - Inland Marine Liability for Independent Contractors (non-employees) Abuse, Molestation, or Exploitation Defense Reimbursement Coverage Sexual Abuse or Sexual Molestation Liability K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following sites: www.fitnessinsurance-kk.com – small fitness and exercise facilities and instructors Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864