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Social services industry workers compensation insurance can be one of the most challenging types of coverage to place in the standard market. Don R. Jensen & Company specializes in helping agents and brokers secure coverage for hard-to-place accounts in the social services sector, offering solutions starting at $10,000 in premium. Ideal Accounts and Appetite This program is designed for a wide range of social service organizations that typically face higher exposure risks and may not qualify for standard carriers. A sample of eligible classes includes: Substance Abuse Counseling Vocational Rehabilitation Centers Day Care Centers Crisis Centers Community Shelters Whether you're working with a non-profit crisis center or a residential addiction treatment facility, this program offers flexible solutions for complex underwriting risks. Coverage Highlights and Advantages Don R. Jensen & Company has access to a variety of carriers, allowing for customized workers' compensation solutions tailored to your client’s operations. Coverage is available on an admitted or non-admitted basis depending on the state and risk profile. This program helps your clients address employee injury risks, manage claims efficiently, and stay compliant with state requirements. Underwriting Requirements and Minimum Premiums To submit an account for consideration, please include the following: Completed Acord Application 3 Years of Currently Valued Loss Runs Experience Mod Worksheet Submissions can be sent to [email protected]. The minimum premium for this program is $10,000. Territories and Availability This workers compensation program is available in most U.S. states, including but not limited to California, Texas, Florida, Illinois, New York, and Pennsylvania. Please contact Don R. Jensen & Company for state-specific availability and appetite. Why Work With Don R. Jensen & Company As a wholesale broker with deep experience in the social services sector, Don R. Jensen & Company understands the unique risks and operational challenges these organizations face. With access to multiple markets and a commitment to responsive service, we help agents and brokers find competitive workers compensation solutions for their most difficult accounts. For more information about Don R. Jensen & Company and our workers compensation solutions for the social services industry, visit www.drjco.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for social service organizations such as substance abuse counselors, crisis centers, vocational rehab facilities, shelters, and day care centers. What is the minimum premium for coverage?The minimum premium for this program starts at $10,000. Accounts must meet this threshold to be considered. What submission materials are required?Submissions must include a completed Acord application, 3 years of currently valued loss runs, and an experience mod worksheet. Is this program available nationwide?The program is available in most U.S. states. Contact Don R. Jensen & Company to confirm availability in your client's state. What carriers are used for this program?Carrier selection varies based on the risk profile and location. Coverage may be placed with admitted or non-admitted markets as appropriate. Need help placing an account? Connect with a market specialist.

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