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Comprehensive Maritime Insurance Solutions From National Trust Insurance Services, LLC National Trust Insurance Services, LLC is a Managing General Agency offering a focused Maritime Insurance program for agents and brokers placing marine business. Our program is designed to address the complex exposures faced by shipbuilders, marina operators, vessel owners, marine repair contractors, terminal operators and other marine-related businesses. We provide access to a range of coverages through multiple carriers and can place business on admitted paper in most states. We know maritime risks—from operations afloat to property and equipment ashore—and give you the underwriting flexibility and market access needed to place both routine and more complex marine accounts with confidence. Ideal Accounts and Appetite This program suits a wide range of marine operations, including: Shipbuilders and boatyards Commercial vessel owners and operators Marine contractors and repairers Terminal and dock operators Marinas and wharfingers Marine equipment rental providers Example fits: you might have a regional ship repair facility needing ship repairer’s liability plus hull and equipment protection, or a startup marine construction company requiring builders’ risk for vessels under construction and contractor liability coverage. Coverage Highlights and Advantages The National Trust Maritime program provides a broad suite of coverages to address both liability and property exposures. Typical options include: Marine liability Hull coverage for vessels Builders Risk for vessels under construction Protection & Indemnity (P&I) Ship Repairer's Liability Terminal Operator's Liability Wharfinger's Liability Pollution Liability Employers Liability and Workers Compensation USL&H (United States Longshore and Harbor Workers' Compensation Act) Property and Equipment Insurance These coverages can be combined to craft tailored packages that match your client’s operations and risk profile, including pollution and environmental liability where exposures exist. Underwriting Notes and Minimum Premiums Underwriting is handled with marine expertise and a practical approach to placement. Minimum premiums vary by carrier, state, and coverage selections; National Trust works with multiple markets to find the best fit for simple accounts and more complex risks. Provide full account details—operations, values, vessel experience, and loss history—for quicker guidance and more accurate terms. Territories and Availability The program is available in most admitted states and inland territories. We currently write in: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC If you are unsure whether a specific state or risk qualifies, contact the underwriting team for clarification. Why Work With National Trust Insurance Services, LLC? Partnering with National Trust gives you direct access to underwriters experienced in maritime accounts and to a network of carrier partners willing to consider a wide appetite of marine risks. We focus on responsiveness, practical underwriting, and placing accounts on admitted paper in most states where appropriate. Our goal is to streamline placement: provide detailed submissions up front and our team will work to identify markets, negotiate terms, and help you close business efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?Shipbuilders, boatyards, marine contractors, terminal operators, marinas, and commercial vessel owners are all typical fits for this program, depending on exposure and limits required. Is this program available on an admitted basis?Yes. National Trust places business on an admitted basis in most states where the carrier markets allow—availability depends on the specific risk and carrier appetite. Can I get coverage for USL&H and Workers Compensation under this program?Yes. Options for USL&H and workers’ compensation, along with employers liability, are available to address employee-related exposures common in maritime operations. What is the minimum premium for this program?Minimum premiums vary by carrier, state, and coverages selected. Submit account details to receive specific premium guidance. Do you offer coverage for pollution liability?Yes. Pollution liability is available to address environmental risks associated with marine operations, subject to underwriting review. Need help placing an account? Connect with a market specialist.

The American Equity Underwriters, Inc. (AEU) is the program administrator for the American Longshore Mutual Association, Ltd. (ALMA), which is authorized by the Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers' Compensation Act. ALMA's unique structure as a group self-insurance fund gives us the freedom to be more creative in our underwriting, customizing programs for optimal results. Coverages: United States Longshore and Harbor Workers' Compensation Act Defense Base Act Outer Continental Shelf Lands Act Non-Appropriated Fund and Instrumentalities Act Companion State Act Program in conjunction with the above coverages Target Classes: A minimum of 10% of the company's payroll must be USL&H exposure (unless incidental-only) Ship Builders Stevedores Terminal Operators Barge Repairers Marine Construction Ship Repairers Steamship Agents Luxury Yacht Builders Coal Docks Offshore Industries The below preferred classes may also have USL&H (possibly incidental-only) exposure: Heating and A/C Contractors Engine Repair Fire Extinguisher Servicing Sheet Metal Work Architects and Engineers Refrigeration Repair Pest Control Carpentry Electricians Welders Painters Wallboard Installation Communications Repair Crane Installations and Repair Concrete/Cement Work Plans Include: First Dollar Coverage Loss Sensitive Rating Plans Excess Over qualified Self-Insurance Incidental Coverage Deductible Limits: Federal Acts: Statutory Employer's Liability: $1,000,000

Comprehensive Boat Repair Insurance Program from Continental Marine Continental Marine Insurance Services, a division of Continental Risk, offers a specialized Boat Repair insurance program designed to protect marine artisans working on small commercial and private pleasure watercraft. This package policy is tailored for businesses performing repairs, installations, and maintenance at marinas, boatyards, or other locations not owned by the insured. With access to multiple admitted markets, Continental Marine delivers flexible coverage options to meet the unique exposures of marine contractors. Ideal Accounts for This Program This program is an excellent fit for small to mid-size marine businesses with annual gross receipts up to $1,000,000. Target classes include: Electronics installation and repair Fiberglass and hull repair Canvas, sails, and upholstery services Engine repairs and mechanical services Boat detailing, including underwater cleaning by divers Custom carpentry and woodworking Marine painting services Whether your client is a mobile repair technician working dockside or a small shop handling fiberglass restoration, this program is structured to address their operational risks. Coverage Highlights and Advantages Continental Marine’s Boat Repair program offers a combined policy package that includes both Shiprepairers Legal Liability and General Liability. Additional coverages available by endorsement include: Bailee Coverage: Protects your client when they are responsible for others’ property while ashore. Protection and Indemnity (P&I): For clients who operate customer vessels during testing or repair. Tools and Equipment: Covers owned gear and tools used in the course of work. Transit: Protects gear and materials while in transit to and from the job site. Policy limits are available up to $1,000,000 single limit, with flexible options based on the type of work performed. This allows brokers to tailor solutions based on the client’s scope of operations and risk profile. Underwriting Notes and Minimum Premiums Premiums are determined by the nature and extent of the services provided, with a minimum premium starting at $1,500. The program is most competitive for businesses focused on repair and light installation work, particularly when operations are performed at third-party marinas or yards. Accounts with heavy manufacturing or commercial vessel work may fall outside the target appetite. States Where This Program Is Available This boat repair insurance program is available in all 50 states and the District of Columbia, including coastal and inland marine regions. Whether your client operates in Florida, California, New York, or any other state, Continental Marine has the market access to help you place the risk. Why Work With Continental Marine Insurance Services? As a wholesale broker with deep marine insurance expertise, Continental Marine Insurance Services brings value through tailored underwriting, market access, and responsive service. Their experience in placing specialty marine artisan risks means you can count on knowledgeable support and fast turnaround for your clients’ coverage needs. Whether you’re placing a one-person mobile repair business or a growing marine service shop, Continental Marine offers a go-to market solution for boat repair risks. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for marine contractors that service or repair small commercial and private pleasure boats, including operations like electronics repair, detailing, engine service, and painting. Are operations at marinas or third-party yards eligible?Yes, this program is specifically designed for businesses that work at marinas or boatyards not owned by the insured. What is the minimum premium for this program?The minimum premium starts at $1,500, with final pricing based on the type and scope of work performed. Is Protection and Indemnity (P&I) coverage included?P&I coverage is available as an optional endorsement for clients who operate customer vessels during repair or testing. Which states is this program available in?This program is available in all U.S. states and the District of Columbia. Need help placing an account? Connect with a market specialist.

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Overview of the Program Our Marine Builders Risk Insurance program is designed for agents placing coverage for vessels under construction, refit, or undergoing pre-delivery operations. As a Managing General Agency and Excess & Surplus Lines broker, we provide flexible placements for single-vessel projects or ongoing builder operations. The policy can be tailored to cover the hull, materials, equipment and related property from the start of construction through final delivery to the client. Ideal Accounts and Appetite Recreational and commercial vessels of all types, including yachts, workboats, fishing vessels, ferries, and specialty craft New construction projects by boatbuilders and shipyards—single contracts or programmatic builder's portfolios Refits, extensive repairs, and conversions where physical loss or damage exposure during construction or transit is the primary concern Accounts that require Protection & Indemnity cover for sea trials, demonstrations, and delivery movements We typically write risks with substantial values—policy limits start at $5,000,000 and up. The program can accommodate complex hull values and multi-year builder operations when underwriting information is complete. Coverage Highlights and Advantages Builders Risk Clauses that cover materials, equipment, and the vessel during construction, dockside storage, and while afloat where specified Protection & Indemnity coverage available for sea trials, demonstration runs, and delivery transits when required by the builder or purchaser Flexible placement options through admitted and non-admitted markets to match client needs and state requirements Access to multiple carriers (varies by submission) through our E&S relationships—enabling coverage for hard-to-place exposures Claims handling and loss control guidance geared to marine construction exposures Underwriting Notes and Minimum Premiums To quote effectively, provide complete construction specifications, hull plans, builder’s risk values, intended launch and delivery dates, description of sea trials or transit exposures, and information on yard operations and subcontractors. The program generally requires high-quality loss history and detailed schedule of values for complex or high-limit placements. Minimum premium: $25,000. Final premium and terms depend on vessel value, scope of work, transit exposures, and the selected carrier appetite. Appetite Restrictions (Typical) Preferred: professional yards and builders with documented procedures, experienced crews, and formal risk controls May be declined or require special terms for speculative construction without detailed plans, certain military contracts, or vessels expected to operate in high-risk war/piracy zones unless specifically negotiated High-hazard operations (e.g., heavy excavation adjacent to hull, unapproved design changes, or undocumented subcontractor work) will require tailored underwriting and may increase pricing or exclusions Territories and Availability Available across a broad footprint: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. We place business in both admitted and non-admitted markets as required—please advise your preferred placement and any state-specific compliance needs when submitting. Why Work With Us on Marine Builders Risk Specialized marine underwriting and E&S distribution that understands vessel construction and delivery exposures Flexible solutions for single-project risks or ongoing builder portfolios Access to varying carriers and terms—we can often place difficult or high-limit accounts other markets avoid Responsive submission intake and underwriting guidance to shorten quote cycles Please contact us today for more information on our Marine Builders Risk program! Frequently Asked Questions What types of accounts are a good fit for this Marine Builders Risk program?The program is best for boatyards, shipbuilders and owners building or refitting recreational and commercial vessels who need coverage for hull, materials and related property during construction, sea trials, and delivery. We write single-vessel contracts and builder’s ongoing operations with sufficient underwriting detail. Does the policy include Protection & Indemnity for sea trials and delivery?Yes. Protection & Indemnity for sea trials, demonstrations and delivery movements can be included when requested. Provide details about the planned trial area, crew, pilotage and route so the underwriter can evaluate transit liability exposures. What minimum documentation is required with a submission?At minimum, provide a schedule of values or estimated hull value, construction timeline, scope of work, location of building/launch, loss history, and details on subcontractors and yard controls. More complex or high-limit risks will require plans and additional technical data. What is the minimum premium and how are limits handled?The program’s minimum premium is $25,000. Policy limits typically start at $5,000,000 and are adjusted to match the vessel value and project exposure. Final premium is determined by vessel type, value, transit exposure, and carrier selection. Are you able to place risks in admitted markets?Yes. We work with admitted and non-admitted carriers across multiple markets. Tell us the preferred jurisdiction and any admitted requirement up front so we can target the appropriate carrier options. Need help placing an account? Connect with a market specialist.

USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions. In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations, Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally. USG's corporate office is located in Tampa, Florida; and our flagship office is located in Canonsburg, Pennsylvania. Ocean Cargo P&I Hull Boat Dealers Marinas Piers & Docks Charterers Legal Liability Wharfingers Legal Liability Vessel Pollution Vessel Builders Risk Spill Responders Ship Repairers/Manufacturers