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Comprehensive Maritime Insurance Solutions From National Trust Insurance Services, LLC National Trust Insurance Services, LLC is a trusted Managing General Agency offering a robust Maritime Insurance program tailored to the unique needs of insureds in the marine industry. Whether your clients are shipbuilders, marina operators, vessel owners, or marine repair contractors, our program provides access to a wide range of coverages through various carriers in most admitted states. We understand the complexity of maritime exposures and provide agents and brokers with the tools to place this specialized business confidently. With flexible underwriting and a broad appetite, our program is designed to support your clients' operations both afloat and ashore. Ideal Accounts and Appetite This program is ideal for a variety of maritime-related operations, including but not limited to: Shipbuilders and boatyards Commercial vessel owners and operators Marine contractors and repairers Terminal and dock operators Marinas and wharfingers Marine equipment rental providers For example, you may have a client operating a regional ship repair facility or a startup marine construction company—both are strong candidates for this program. Coverage Highlights and Advantages Our Maritime Insurance program offers a full spectrum of essential coverages to address both liability and property exposures: Marine Hull coverage for vessels Builders Risk for vessels under construction Protection & Indemnity (P&I) Ship Repairer's Liability Terminal Operator's Liability Wharfinger's Liability Pollution Liability Employers Liability and Workers Compensation USL&H (United States Longshore and Harbor Workers' Compensation Act) Property and Equipment Insurance This comprehensive suite allows you to tailor coverage packages that align precisely with your clients’ operations and risk profiles. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the risk characteristics and coverage selections. We work with a variety of carriers, allowing us to offer flexible solutions for both straightforward and complex marine accounts. Our underwriting team understands the maritime space and will work with you to find the right fit for your clients’ needs. Territories and Availability This program is available in most states, including coastal and inland territories. We currently write in: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC If you're unsure whether your client's risk qualifies in a specific state, our team is ready to assist. Why Work With National Trust Insurance Services, LLC? By partnering with National Trust Insurance Services, LLC, you gain access to deep expertise in the maritime sector, responsive underwriting, and a broad network of carrier partners. Our team is committed to helping agents and brokers secure competitive, comprehensive coverage for their marine accounts—whether it's a small boat repair shop or a large terminal operator. We aim to make your placement process smooth and efficient, with knowledgeable staff who understand the maritime landscape inside and out. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include shipbuilders, boatyards, marine contractors, terminal operators, and vessel owners needing comprehensive marine insurance solutions. Is this program available on an admitted basis?Yes, the program is available on an admitted basis in most states, depending on the specific risk and carrier. Can I get coverage for USL&H and Workers Compensation under this program?Yes, the program offers options for USL&H and Workers Compensation, along with Employers Liability, to ensure complete employee-related protection. What is the minimum premium for this program?Minimum premiums vary based on the account and coverage needs. Contact us with your account details for more specific guidance. Do you offer coverage for pollution liability?Yes, Pollution Liability is available as part of the program to address environmental exposure risks common in marine operations. Need help placing an account? Connect with a market specialist.

The American Equity Underwriters, Inc. (AEU) is the program administrator for the American Longshore Mutual Association, Ltd. (ALMA), which is authorized by the Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers' Compensation Act. ALMA's unique structure as a group self-insurance fund gives us the freedom to be more creative in our underwriting, customizing programs for optimal results. Coverages: United States Longshore and Harbor Workers' Compensation Act Defense Base Act Outer Continental Shelf Lands Act Non-Appropriated Fund and Instrumentalities Act Companion State Act Program in conjunction with the above coverages Target Classes: A minimum of 10% of the company's payroll must be USL&H exposure (unless incidental-only) Ship Builders Stevedores Terminal Operators Barge Repairers Marine Construction Ship Repairers Steamship Agents Luxury Yacht Builders Coal Docks Offshore Industries The below preferred classes may also have USL&H (possibly incidental-only) exposure: Heating and A/C Contractors Engine Repair Fire Extinguisher Servicing Sheet Metal Work Architects and Engineers Refrigeration Repair Pest Control Carpentry Electricians Welders Painters Wallboard Installation Communications Repair Crane Installations and Repair Concrete/Cement Work Plans Include: First Dollar Coverage Loss Sensitive Rating Plans Excess Over qualified Self-Insurance Incidental Coverage Deductible Limits: Federal Acts: Statutory Employer's Liability: $1,000,000

USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions. In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations, Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally. USG's corporate office is located in Tampa, Florida; and our flagship office is located in Canonsburg, Pennsylvania. Ocean Cargo P&I Hull Boat Dealers Marinas Piers & Docks Charterers Legal Liability Wharfingers Legal Liability Vessel Pollution Vessel Builders Risk Spill Responders Ship Repairers/Manufacturers

Overview of the Program Our Marine Builders Risk Insurance program is designed for agents placing coverage for vessels under construction, refit, or undergoing pre-delivery operations. As a Managing General Agency and Excess & Surplus Lines broker, we provide flexible placements for single-vessel projects or ongoing builder operations. The policy can be tailored to cover the hull, materials, equipment and related property from the start of construction through final delivery to the client. Ideal Accounts and Appetite Recreational and commercial vessels of all types, including yachts, workboats, fishing vessels, ferries, and specialty craft New construction projects by boatbuilders and shipyards—single contracts or programmatic builder's portfolios Refits, extensive repairs, and conversions where physical loss or damage exposure during construction or transit is the primary concern Accounts that require Protection & Indemnity cover for sea trials, demonstrations, and delivery movements We typically write risks with substantial values—policy limits start at $5,000,000 and up. The program can accommodate complex hull values and multi-year builder operations when underwriting information is complete. Coverage Highlights and Advantages Builders Risk Clauses that cover materials, equipment, and the vessel during construction, dockside storage, and while afloat where specified Protection & Indemnity coverage available for sea trials, demonstration runs, and delivery transits when required by the builder or purchaser Flexible placement options through admitted and non-admitted markets to match client needs and state requirements Access to multiple carriers (varies by submission) through our E&S relationships—enabling coverage for hard-to-place exposures Claims handling and loss control guidance geared to marine construction exposures Underwriting Notes and Minimum Premiums To quote effectively, provide complete construction specifications, hull plans, builder’s risk values, intended launch and delivery dates, description of sea trials or transit exposures, and information on yard operations and subcontractors. The program generally requires high-quality loss history and detailed schedule of values for complex or high-limit placements. Minimum premium: $25,000. Final premium and terms depend on vessel value, scope of work, transit exposures, and the selected carrier appetite. Appetite Restrictions (Typical) Preferred: professional yards and builders with documented procedures, experienced crews, and formal risk controls May be declined or require special terms for speculative construction without detailed plans, certain military contracts, or vessels expected to operate in high-risk war/piracy zones unless specifically negotiated High-hazard operations (e.g., heavy excavation adjacent to hull, unapproved design changes, or undocumented subcontractor work) will require tailored underwriting and may increase pricing or exclusions Territories and Availability Available across a broad footprint: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. We place business in both admitted and non-admitted markets as required—please advise your preferred placement and any state-specific compliance needs when submitting. Why Work With Us on Marine Builders Risk Specialized marine underwriting and E&S distribution that understands vessel construction and delivery exposures Flexible solutions for single-project risks or ongoing builder portfolios Access to varying carriers and terms—we can often place difficult or high-limit accounts other markets avoid Responsive submission intake and underwriting guidance to shorten quote cycles Please contact us today for more information on our Marine Builders Risk program! Frequently Asked Questions What types of accounts are a good fit for this Marine Builders Risk program?The program is best for boatyards, shipbuilders and owners building or refitting recreational and commercial vessels who need coverage for hull, materials and related property during construction, sea trials, and delivery. We write single-vessel contracts and builder’s ongoing operations with sufficient underwriting detail. Does the policy include Protection & Indemnity for sea trials and delivery?Yes. Protection & Indemnity for sea trials, demonstrations and delivery movements can be included when requested. Provide details about the planned trial area, crew, pilotage and route so the underwriter can evaluate transit liability exposures. What minimum documentation is required with a submission?At minimum, provide a schedule of values or estimated hull value, construction timeline, scope of work, location of building/launch, loss history, and details on subcontractors and yard controls. More complex or high-limit risks will require plans and additional technical data. What is the minimum premium and how are limits handled?The program’s minimum premium is $25,000. Policy limits typically start at $5,000,000 and are adjusted to match the vessel value and project exposure. Final premium is determined by vessel type, value, transit exposure, and carrier selection. Are you able to place risks in admitted markets?Yes. We work with admitted and non-admitted carriers across multiple markets. Tell us the preferred jurisdiction and any admitted requirement up front so we can target the appropriate carrier options. Need help placing an account? Connect with a market specialist.