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Builders Risk – Commercial & Residential Halcyon Underwriters offers a competitive Builders Risk Insurance program designed to serve both commercial and residential construction projects. As a full-service wholesale broker, Halcyon gives agents and brokers access to a broad range of carriers and flexible coverage options to meet the evolving needs of your construction clients. Whether you’re placing a ground-up build, remodel, or installation job, Halcyon’s marketplace is built to help you find the right fit. Ideal Accounts and Appetite This program is ideal for contractors, developers, and property owners involved in new construction, renovations, or major remodels across a wide range of project types. Eligible risks include most single-structure residential and commercial projects. Examples include: A general contractor building a new office complex in Texas. A developer remodeling a multi-family property in Florida. An electrician installing systems in a retail center in California. Halcyon can accommodate both reporting and non-reporting forms, though most single-structure projects will qualify for non-reporting forms only. Coverage Highlights and Optional Endorsements Policies are written on a Special Form basis, offering comprehensive protection including off-premises coverage, transit, and theft of building materials. Optional coverages are available for commercial accounts and can be tailored to match your client's exposure: Soft Costs (Extra Expense) – Covers additional costs resulting from construction delays, including loan interest, taxes, legal and consulting fees, insurance premiums, and promotional expenses. Rental Income – Protects against the actual loss of net rental income sustained during a covered delay. Please specify desired coverage and values on the application. Contractor's Equipment – Special Form coverage for owned and newly acquired equipment, rental reimbursement, and debris removal. Installation Floater – Available for artisan subcontractors such as plumbers and electricians working on both commercial and residential projects. Computer/EDP – Includes coverage for data, media, extra expense, and in-transit exposures. Underwriting Notes and Minimum Premiums Minimum premium starts at $15,000. Submissions should include complete project details, scope of work, duration, and any optional coverages requested. Rental income and soft cost coverage must be clearly detailed on the application for quotation purposes. Territories and Availability This program is available in all 50 states plus Washington, DC. Halcyon Underwriters works with top-rated carriers including Ace, Allianz, Allied World, Alterra, Axis, Catlin, Chubb, CNA, Crum & Forster, Great American, Hartford, Lexington, Liberty Mutual, Markel, One Beacon, Travelers, and Zurich. Why Work With Halcyon Underwriters With access to a wide network of carriers and underwriting expertise across diverse classes of construction business, Halcyon Underwriters is a strong partner for agents and brokers. Their team provides responsive service, deep market knowledge, and the ability to tailor coverage to unique project needs. For more details on appetite and submission requirements, visit their CompleteMarkets profile or explore the program page at Halcyon Builders Risk Insurance. Contact us today to discuss your client's builders risk needs and learn how Halcyon Underwriters can support your placement efforts. Frequently Asked Questions What types of accounts are a good fit for this Builders Risk program?This program works well for residential and commercial new construction, renovations, and remodels. Eligible accounts include general contractors, developers, and artisan subcontractors like electricians and plumbers. Are both reporting and non-reporting forms available?Yes, Halcyon offers both forms. Most single-structure projects will qualify for non-reporting forms, while larger or phased projects may be eligible for reporting forms. What optional coverages can be added?Optional coverages include soft costs, rental income, contractor’s equipment, installation floaters, and Computer/EDP. These can be tailored to meet the specific exposures of commercial clients. What is the minimum premium for this program?The minimum premium typically starts at $15,000. Final pricing depends on project size, scope, and selected coverages. In which states is this program available?This Builders Risk program is available in all 50 states and Washington, DC through Halcyon Underwriters. Need help placing an account? Connect with a market specialist.

When it comes to builders risk insurance a hard hat isn’t just the only protection your client will need. US Assure is the answer! For over 35 years we have been the leaders in the Builders' Risk industry. We have designed an Installation Builders Risk Insurance program that provides carpenters, plumbers, commercial landscapers, electricians, and other providers with comprehensive coverage. We can provide your client with flexible policy options for installation projects of any value and size! Project Examples: • Asphalt and concrete • Cabinets • Cellular tower • Heating and air conditioning (HVAC) • Fencing • Parks and playgrounds • Pipeline • Plumbing • Roofing • Scoreboards • Sewer lines • Solar panels • Water treatment plant improvements Our Installation Builders’ Risk program has a wide variety of coverages for subcontractors and service providers and provides equipment and materials during installation. Valuable Program features: • Coverage for profit and labor • Protection for equipment or materials to be installed in the insured’s control, care or custody • Easy access with no minimum commitment • Extended coverage while in temporary storage and transit • Options to insure one or multiple projects in multiple states We rate, quote and can issue most policies within minutes; for single projects, online submissions and issuance is available online if the project is under $10 million. If you would like to learn more information about our Installation Builders’ Risk and what we can do for your client, then give us a call or send us an email for your fast turnaround quote. We look forward to hearing from you!