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Program Coverage ISG is a proven leader for insurance solutions serving the construction industry, with a specific focus on general liability and builders risk products which are supported by industry-leading coverage, risk management protection and construction quality assurance. ISG’s general liability & builders risk products are tailored for new, residential construction risks including single-family homes, townhomes, and condominium construction. Residential Lines of Business/Risk Appetite General Liability Annual, renewable Practice Policies Targets GC’s and homebuilders working new, residential construction Can accommodate limited remodel & commercial construction operations Unable to write trade contractors and pure home remodeling operations Admitted in AL, AZ, FL, GA, OR, UT, and WA. Non-Admitted paper available in all other states, excluding AK, NY and HI Policy Form: ISO & Company Specific with limited exceptions Policy Limits: Up to $15M total available including underlying Defense Treatment: Admitted is Outside / Non-Admitted Inside or Outside depending on risk characteristics & location Subsidence Coverage for homes built during policy period No tract home exclusion No Faulty Work Exclusion or CG 2294 Non-admitted practice policies can include extended products-completed operations through the applicable state statute. General Liability Project-Specific & Wrap Policies Terms up to 36 months and including Extended Products-Completed Operations Coverage Policy Form: ISO & Company Specific Policy Limits: Up to $15M total available Retentions up to $1M Pay-As-You-Sell Options available No limitation on tract home builders Cannot write in New York, Alaska or Hawaii Appetite includes new construction of: Single-Family Homes Fee-Simple Townhomes/Multi-family Condominiums Mixed-Use (Commercial on 1st floor and Residential above) Single-Family “For-Rent” Up to 8-stories and $35M in cost per building Limited Remodel / Renovation Exposure Acceptable Builders Risk New Single-Family, Multi-Family & Commercial Structures Available on a nationwide basis, excluding: AK, HI, and NY (5 boroughs) Remodel / Renovation coverage available for non-structural work Single-Shot policy limits up to $10M per structure / per occurrence Reporting & Blanket policy limits up to $3M per structure / $20M Per Occurrence Flood & Earthquake/Sinkhole available in most areas Coastal Florida Wind Coverage Available up to $3M per structure. Multiple Products: Standard Blanket New Starts Reporting Single-Shot Modified Blanket – This is unique to ISG. Premium is charged only for the number of months it takes to build and sell each structure. Claims Handling Dedicated partnership and pro-active communication with Network Adjusters for over 18 years providing high quality claims management and customized claims solutions committed to the construction industry. Additional Coverages Townhomes, single family homes, duplexes, multi-family, condominiums New construction townhome builders Residential multifamily general contractors New construction insurance Residential builders risk construction insurance for homeowners Residential construction insurance for general contractors General Liability for residential general contractors building NEW New construction insurance and job safety Contractors and Construction Nationwide residential general liability policies Wrap up policies Project specific policies Supported excess limits Tract family homes Mixed use Fee-simple multi family Comprehensive risk management solutions Broad insurance based general liability policy Single shot policies Blanket builders risk reporting policies Nationwide builders risk policies Non structural renos including existing Contact: Stephen Harrell,SVP [email protected] (770) 380-5861 Ellen Goldstein, Director of Marketing & Sales [email protected] (770) 401-1077