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Sports Events bring top athletic talent into the spotlight—whether for tournaments, exhibitions, all-star games, or championships. American Specialty Insurance & Risk Services is a national leader in providing tailored insurance solutions for these complex and high-exposure events. Program Coverages for Sports Events Insurance General Liability Participant Legal Liability Volunteers as Additional Insureds Contingent Fireworks Excess/Umbrella Liquor Liability Automobile Property Crime Employee Benefits Liability Participant Accident Medical Deductible/SIR Options Eligible Operations for Sports Events Insurance Tournaments Bowl Games Stadiums and Arenas Leagues and Associations Exhibitions and Promotions All-Star Games Championships Sports Commissions Program Highlights for Sports Events Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage available Program-specific rates and forms Policy is non-auditable 24-hour claims service In-house underwriting, claims, risk management, and policy administration Online resources and tools for agents Why Choose American Specialty for Sports Events Coverage? As a Managing General Underwriter (MGU) with deep specialization in sports and entertainment risks, American Specialty provides a robust solution for agents seeking coverage for high-profile and high-risk events. You gain access to underwriting expertise, responsive service, and a program built around the specific needs of sports event organizers. Whether you're working with a local youth sports league hosting a regional tournament or a large arena preparing for a national championship broadcast event, this program is designed to handle the exposure and complexity. The team at American Specialty understands the risks that come with crowds, athletes, volunteers, and the potential for property or participant injury—making them a knowledgeable partner in placing this business. Territories and Availability The Sports Events Insurance program is available in all 50 states plus the District of Columbia. Coverage is offered on an admitted basis where applicable, with carrier partners varying by account and location. Underwriting and Premium Information Minimum premiums vary depending on the size and scope of the event. American Specialty offers flexible deductible and SIR options to meet the needs of different clients. In-house underwriting allows for faster turnaround and a deep understanding of the nuances involved in event-based insurance risks. You might have a client who is organizing a regional all-star basketball tournament or a city preparing to host a fireworks-laden sports promotion—this program is built to address the liability and accident exposures that come with such events. To learn more or to begin the submission process, visit the program page or explore the American Specialty company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include sports tournaments, championships, bowl games, exhibitions, leagues, and stadium events. Both amateur and professional events are eligible. Is this program available nationwide?Yes, the Sports Events Insurance program is available in all 50 states and the District of Columbia. What coverages are included in the program?The program includes General Liability, Participant Accident Medical, Excess/Umbrella, Liquor Liability, Property, Crime, and more—tailored to meet the needs of sports event organizers. Are volunteers and participants covered?Yes, Participant Legal Liability is included, and volunteers can be named as Additional Insureds. Who underwrites and manages this program?American Specialty Insurance & Risk Services acts as the Managing General Underwriter, providing in-house underwriting, risk management, claims, and policy administration services. Need help placing an account? Connect with a market specialist.

Prime Insurance Company is a trusted carrier for specialty liability insurance, offering a tailored Repossession-Towing Insurance program designed specifically for towing and repossession operations. With over 30 years of experience in this niche, Prime helps insurance agents place complex or hard-to-insure risks with confidence. Repossession and towing businesses face unique risks that go well beyond standard auto or liability coverage. From damage during vehicle transport to property loss and employee-related liabilities, these operations require specialized underwriting. Prime’s underwriting team understands the nuances of the industry and can identify coverage gaps that often go unnoticed. Ideal Accounts and Appetite This program is built for a wide range of towing and repossession companies, including: Auto repossession agents and firms Towing operators with impound or storage lots Firms handling high-value or specialty vehicles Operations with guard dogs or on-site security personnel You might have a client who runs a 24/7 towing operation with multiple impound lots, or a repossession company that transports vehicles across state lines—both are strong fits for this program. Coverage Highlights and Advantages Prime provides broad and flexible coverage options, designed to manage the full range of exposures in repossession and towing operations. Available coverages include: • Primary Liability • Garage Keeper’s Legal Liability • Wrongful Repossession • Transportation Risk • Liability for Watchdogs Additional risks addressed may include: On-hook towing liability Assault and battery coverage Employee and security personnel liability Firearms and personal property liability Underwriting Notes and Minimum Premiums Prime specializes in hard-to-place and high-risk accounts, often stepping in when higher limits or custom solutions are needed. Minimum premiums vary by account, and coverage is available on a non-admitted basis in many states. Territories and Availability The Repossession-Towing Insurance program is available in most states, including but not limited to CA, TX, FL, NY, IL, and GA. Some admitted options may be available depending on the state and account. Please contact Prime for specific state availability. Why Work With Prime Insurance Company? Prime Insurance Company brings deep expertise, flexible underwriting, and a commitment to filling coverage gaps that others overlook. They are a reliable partner for agents seeking protection for complex towing and repossession risks. Whether you're placing a new venture, a distressed risk, or a seasoned operation requiring higher limits, Prime has the tools and experience to help you deliver. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for towing companies, vehicle repossession firms, and operations with impound lots, guard dogs, or security personnel. Can Prime write hard-to-place or high-risk towing businesses?Yes, Prime specializes in hard-to-place risks and offers flexible underwriting solutions for unique or high-exposure operations. What coverages are included in the Repossession-Towing Insurance program?Key coverages include Primary Liability, Garage Keeper’s Legal Liability, Wrongful Repossession, Transportation Risk, and Liability for Watchdogs. Is this program available in all states?No, availability varies by state. Prime offers this program in most U.S. states, but agents should confirm state eligibility before quoting. Does Prime offer admitted coverage?Some admitted options are available depending on the state. Most coverage is written on a non-admitted basis. Need help placing an account? Connect with a market specialist.

Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

Specialized Water Sports Insurance From Prime Insurance Company Water sports are exciting—but they come with unique risks that many standard carriers won’t underwrite. That’s where Prime Insurance Company steps in. As a program administrator offering access to multiple carriers, Prime delivers specialized, non-admitted coverage solutions for a wide range of water sports-related businesses and individuals across the U.S. Whether your client owns a watercraft rental business, operates a parasailing tour operation, or participates in high-risk activities like hydro flying, Prime can create a custom insurance solution tailored to their operations and risk profile. Ideal Accounts and Appetite This program is designed for individuals and companies involved in recreational and commercial water sports. Prime welcomes both standard and hard-to-place risks, including accounts that may have prior claims or higher-than-average exposures. Common classes include: Jet ski and personal watercraft rentals Boating and fishing tour operators Parasailing and wakeboarding businesses Kayak, canoe, and paddleboard rentals Water skiing and tubing operators Hydro flight and flyboarding activities Water sports equipment rental and sales If you have a client with a new operation or one that has been declined elsewhere due to the nature of their water-based activities, this program may be an excellent fit. Coverage Highlights and Advantages Prime Insurance Company takes a hands-on underwriting approach, allowing for flexible, tailored policies that meet the specific needs of each insured. Coverage features may include: General liability tailored to water sports operations Property coverage for equipment and facilities Participant accident and medical coverage Coverage for watercraft and rental operations Defense against liability claims from injuries or accidents Prime’s all-in-one policy design helps reduce gaps in coverage and streamline the insurance process for complex and high-risk accounts. Underwriting Notes Each application is individually underwritten, taking into account the applicant’s experience, safety protocols, and prior loss history. Prime specializes in accounts that may fall outside the appetite of standard markets, including those with past claims or high perceived risk. There is no stated minimum premium, allowing flexibility depending on the scope of operations and risk exposure. Territories and Availability This program is available in all 50 states plus Washington, DC. Whether your client is operating on the Gulf Coast, the Great Lakes, or a mountain lake in the Rockies, Prime has the ability to tailor coverage to meet local and regional needs. Why Work With Prime Insurance Company? As a trusted program administrator, Prime Insurance Company brings deep expertise in high-risk and specialty markets. Agents benefit from: Access to multiple non-admitted carriers Custom underwriting for complex risks Nationwide availability Responsive service and flexible policy design By partnering with Prime, you can place difficult-to-insure water sports accounts with confidence, knowing your clients are getting the coverage they truly need. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include watercraft rental businesses, parasailing operators, jet ski and wakeboard instructors, and other water sports-related operations—even those with prior claims or high-risk activities. Is prior loss history a dealbreaker?No. Prime specializes in underwriting tough risks, including accounts with prior claims or coverage lapses. Each submission is evaluated individually. What coverages are typically included?Policies can include general liability, property coverage, participant accident, and watercraft liability depending on the insured’s specific operations. Is this program available in all states?Yes, this water sports insurance program is available in all 50 states and Washington, DC. Do you offer coverage for hydro flying or flyboarding?Yes. Prime considers many high-risk water sports activities, including hydro flying, flyboarding, and similar operations. Need help placing an account? Connect with a market specialist.