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Special Events Insurance Program from AI Risk AI Risk brings specialized insurance solutions for a wide range of special events through our dedicated Special Events program. Designed for independent agents and brokers seeking dependable markets for short-term gatherings, this program offers flexible coverage for a broad array of public and private events. Whether your client is planning a one-day community fundraiser or a multi-day festival, AI Risk delivers coverage tailored to the unique risks that come with organizing special events. Our underwriting expertise and carrier partnership with AIG provide a stable, trusted option for placing this type of business. Ideal Accounts and Event Types This program is an excellent fit for a variety of lower-hazard events, including but not limited to: Arts and Craft Festivals Auctions and Fundraisers Dances and Proms Graduation Ceremonies Luncheons, Banquets, and Business Meetings Picnics and Outdoor Gatherings Receptions and Retirement Parties Seminars, Workshops, and Training Events You might have a client hosting a local craft fair with vendor booths and live music, or a school organizing a graduation ceremony with hundreds of attendees—both would be ideal candidates for this program. Coverage Highlights and Advantages AI Risk’s Special Events program is written on an "Occurrence" form, providing reliable protection for both event organizers and venue owners. Key features include: Limits of $1 million per occurrence / $2 million aggregate Covers bodily injury, property damage, and more Flexible term options for one-time or recurring events Carrier: AIG – a financially strong and recognized insurer Certificates of insurance can be requested as needed, including additional insured endorsements for venues or sponsors. Underwriting Notes and Minimum Premiums Minimum premium starts at $500. Events are reviewed on a case-by-case basis, and underwriting considerations may include attendance size, location, alcohol service, and security measures in place. We recommend contacting your AI Risk underwriter early in the planning process to ensure smooth quoting and binding. Territories and Availability This program is available in all 50 states and the District of Columbia. Whether your client is holding an event in California, Texas, New York, or anywhere in between, AI Risk has you covered. Why Work with AI Risk? As both a Managing General Agency and a carrier-backed program provider, AI Risk offers streamlined underwriting, responsive service, and access to top-tier markets. Our team understands the nuances of special events and is ready to help you place business quickly and accurately. We are committed to helping agents protect their clients’ events from the unexpected—so you can focus on growing your book with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for low- to moderate-risk events such as festivals, auctions, dances, corporate luncheons, and graduation ceremonies. Is this program available nationwide?Yes, AI Risk’s Special Events program is available in all 50 states and the District of Columbia. What is the minimum premium for this coverage?The minimum premium for this program starts at $500, with final pricing based on event specifics. Can recurring or multi-day events be covered?Yes, coverage can be tailored for single-day, multi-day, or recurring events, depending on underwriting approval. Which carrier backs this program?The Special Events program is backed by AIG, a well-established and financially strong insurer. Need help placing an account? Connect with a market specialist.

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Overview of the Program From Northern States Agency Northern States Agency, Inc. (NSA), a trusted Managing General Agency and Excess & Surplus Lines Broker, has been serving independent insurance agents since 1953. Located in St. Paul, Minnesota, NSA brings over 70 years of underwriting experience and market knowledge to help agents place standard and hard-to-place commercial risks. Whether you’re looking for traditional coverage or need options for unique exposures, NSA offers broad access to various carriers and a deep understanding of E&S markets. Ideal Accounts and Appetite NSA specializes in hard-to-place and unusual risks that may not qualify for standard markets. Their underwriting appetite includes a wide range of commercial operations, with particular strength in: Commercial Auto Fleets (10+ power units) Garage and Auto Dealer Operations Trucking and Transport Risks Businesses with Excess Auto Liability Needs Contractors and Small Manufacturers Professional Services with E&O or D&O Exposures For example, you might have a client with a regional delivery fleet or an auto service operation with unique liability exposures. NSA can provide tailored solutions for these accounts, even when standard carriers decline. Coverage Highlights and Advantages NSA offers access to a wide array of commercial coverages through both admitted and non-admitted markets, depending on the risk and state. Available coverages include: Commercial Auto Insurance Garage and Auto Dealer Liability Excess Auto and General Liability General Liability and Umbrella/Excess Liability Directors & Officers (D&O) Liability Employment Practices Liability Insurance (EPLI) Miscellaneous Professional Liability Errors & Omissions (E&O) Property and Inland Marine NSA leverages relationships with numerous carriers to help you secure the right coverage at competitive terms for your clients' specific needs. Underwriting Notes and Minimum Premiums NSA evaluates each submission on its own merits, focusing on the risk’s operational details and loss history. While minimum premiums vary by carrier and line of coverage, the program is well-suited for mid-sized and larger accounts, particularly those requiring fleet or excess liability solutions. Submissions with complete information and clear risk narratives will receive the most responsive service. Territories and Availability NSA works with thousands of independent agents across the upper Midwest, offering access to this program in: Minnesota Wisconsin Iowa South Dakota North Dakota Nebraska Michigan Illinois Nationwide availability is also offered for certain classes, including auto fleets with 10 or more power units and excess auto/general liability placements. Why Work With Northern States Agency? With decades of experience and a regional focus, NSA is a valuable partner for agents seeking reliable underwriting support and market access. Their team understands the complexities of E&S placements and is committed to providing timely responses, flexible solutions, and a collaborative approach. If you’re looking to grow your commercial book with hard-to-place or specialty risks, NSA can help you deliver results for your clients. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include commercial auto fleets, garage and dealer operations, risks needing excess liability, and professional service firms with E&O or D&O exposures. Which states is this program available in?This program is available in Minnesota, Wisconsin, Iowa, South Dakota, North Dakota, Nebraska, Michigan, and Illinois. Select coverages are also accessible nationwide. Can NSA place hard-to-insure or non-standard risks?Yes, NSA specializes in hard-to-place and non-standard commercial risks, especially those that fall outside of standard carrier appetite. What minimum premium should I expect?Minimum premiums vary by risk and carrier, but this program is best suited for mid-sized to larger accounts, especially those with fleet or excess liability needs. What carriers does NSA work with?NSA works with a variety of admitted and non-admitted carriers, allowing them to tailor coverage solutions to the specific needs of your clients. Need help placing an account? Connect with a market specialist.

Sports Events bring top athletic talent into the spotlight—whether for tournaments, exhibitions, all-star games, or championships. American Specialty Insurance & Risk Services is a national leader in providing tailored insurance solutions for these complex and high-exposure events. Program Coverages for Sports Events Insurance General Liability Participant Legal Liability Volunteers as Additional Insureds Contingent Fireworks Excess/Umbrella Liquor Liability Automobile Property Crime Employee Benefits Liability Participant Accident Medical Deductible/SIR Options Eligible Operations for Sports Events Insurance Tournaments Bowl Games Stadiums and Arenas Leagues and Associations Exhibitions and Promotions All-Star Games Championships Sports Commissions Program Highlights for Sports Events Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage available Program-specific rates and forms Policy is non-auditable 24-hour claims service In-house underwriting, claims, risk management, and policy administration Online resources and tools for agents Why Choose American Specialty for Sports Events Coverage? As a Managing General Underwriter (MGU) with deep specialization in sports and entertainment risks, American Specialty provides a robust solution for agents seeking coverage for high-profile and high-risk events. You gain access to underwriting expertise, responsive service, and a program built around the specific needs of sports event organizers. Whether you're working with a local youth sports league hosting a regional tournament or a large arena preparing for a national championship broadcast event, this program is designed to handle the exposure and complexity. The team at American Specialty understands the risks that come with crowds, athletes, volunteers, and the potential for property or participant injury—making them a knowledgeable partner in placing this business. Territories and Availability The Sports Events Insurance program is available in all 50 states plus the District of Columbia. Coverage is offered on an admitted basis where applicable, with carrier partners varying by account and location. Underwriting and Premium Information Minimum premiums vary depending on the size and scope of the event. American Specialty offers flexible deductible and SIR options to meet the needs of different clients. In-house underwriting allows for faster turnaround and a deep understanding of the nuances involved in event-based insurance risks. You might have a client who is organizing a regional all-star basketball tournament or a city preparing to host a fireworks-laden sports promotion—this program is built to address the liability and accident exposures that come with such events. To learn more or to begin the submission process, visit the program page or explore the American Specialty company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include sports tournaments, championships, bowl games, exhibitions, leagues, and stadium events. Both amateur and professional events are eligible. Is this program available nationwide?Yes, the Sports Events Insurance program is available in all 50 states and the District of Columbia. What coverages are included in the program?The program includes General Liability, Participant Accident Medical, Excess/Umbrella, Liquor Liability, Property, Crime, and more—tailored to meet the needs of sports event organizers. Are volunteers and participants covered?Yes, Participant Legal Liability is included, and volunteers can be named as Additional Insureds. Who underwrites and manages this program?American Specialty Insurance & Risk Services acts as the Managing General Underwriter, providing in-house underwriting, risk management, claims, and policy administration services. Need help placing an account? Connect with a market specialist.

Event Liability Insurance requires experienced underwriting to ensure comprehensive and tailored protection. Veracity Insurance Solutions, LLC brings over 30 years of expertise in the niche market of special event and sports liability coverage. As a trusted Managing General Agency and Excess & Surplus Lines Broker, we help agents and brokers across the country place coverage for a wide range of public and private events. Overview of the Program From Veracity Insurance Solutions Our Sports & Special Events Liability Insurance program is designed to meet the unique risks associated with hosting public gatherings, athletic competitions, and other high-exposure events. Whether your client is organizing a one-day wedding reception or a multi-day sporting tournament, we can help you secure the right coverage quickly and efficiently. Ideal Accounts and Appetite We provide coverage for a broad spectrum of special events, including but not limited to: Sporting events and tournaments (youth, amateur, and semi-pro) Weddings and receptions Festivals, fairs, and parades Conventions, expos, and trade shows Concerts and live performances Community and charity events If you have a client planning a new or recurring event with public attendance or athletic participation, we can likely accommodate their needs. We also have the flexibility to consider new or unique event types that may fall outside standard carrier guidelines. Coverage Highlights and Advantages Low minimum premiums – competitive pricing for single or multi-day events Low deductibles to keep out-of-pocket exposure manageable Occurrence and claims-made forms available Access to both admitted and non-admitted carriers Umbrella/excess liability limits available when higher protection is needed Coverage available for new or first-time events We also offer complementary coverages including BOP, Property & Inland Marine, E&O, D&O, and Pollution Liability, allowing agents to package solutions for clients with broader needs. Underwriting Notes and Minimum Premiums Minimum premiums vary based on event type, size, and duration, but we are known for offering low minimums to help agents win competitive business. Our underwriting team works closely with agents to assess each submission and craft appropriate coverage terms, even for non-standard risks. Territories and Availability Veracity Insurance Solutions writes Sports & Special Events Liability Insurance in all 50 states, including DC. Whether your client is hosting a local gathering in Iowa or a major festival in California, we can help you place the right coverage efficiently. Why Work With Veracity Insurance Solutions With decades of experience and a strong focus on niche liability markets, Veracity Insurance Solutions is a valuable partner for agents and brokers seeking reliable event liability markets. We offer fast turnaround, competitive pricing, and the ability to place both straightforward and hard-to-place risks. Our access to multiple carriers ensures that we can match your clients with the best available options. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for sports tournaments, weddings, festivals, trade shows, and other public or private events that require liability coverage. Can you provide coverage for first-time or one-time events?Yes, we can write coverage for new or one-time events, including those with no prior insurance history. Are both admitted and non-admitted carriers available?Yes, we offer access to both admitted and non-admitted carriers, depending on the risk and state requirements. What is the typical turnaround time for quotes?Most straightforward submissions can be quoted quickly, often within 24–48 hours, depending on the complexity of the event. Do you offer additional coverages beyond event liability?Yes, we can also provide BOP, Property & Inland Marine, E&O, D&O, and Pollution Liability coverage when needed. Need help placing an account? Connect with a market specialist.

With FASTCOV.com, powered by American Specialty Insurance & Risk Services, independent agents can quickly secure insurance coverage for short-term special events, sports, and recreation activities. This easy-to-use online platform allows you to quote, bind, and issue coverage in just minutes—perfect for time-sensitive risks and clients who need fast, efficient solutions. FastCov.com Programs Short-Term Special Events Vendors & Exhibitors Teams & Leagues Camps & Clinics Sports Tournaments & Events Youth Baseball Gymnastics Facilities Baseball Training Facilities FastCov.com Offers General Liability, Accident Medical, and Inland Marine Insurance "A" Rated Carriers and Admitted Coverage Instant Quotes 24/7 Online Convenience Easy Purchase Process Affordable, Quality Insurance Options Certificates Available in Minutes No Charge for Certificates FASTCOV.com coverage is made available through The American Specialty Sports & Entertainment Purchasing Group , administered by American Specialty Insurance & Risk Services, Inc.—a trusted name in insurance, risk management, and claims services for the sports and entertainment sectors. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for short-term sports and recreational events, including youth sports teams, leagues, camps, clinics, tournaments, vendor booths, and training facilities. Can I get a quote and bind coverage instantly?Yes, the FASTCOV.com platform allows agents to quote, bind, and issue certificates online in just minutes, 24/7. Is the coverage admitted and backed by rated carriers?Yes, coverage is admitted in all available states and written through "A" rated carriers to ensure financial strength and compliance. Are there any minimum premium requirements?Minimum premiums vary depending on the type and duration of the event or activity. The platform is designed to accommodate a broad range of budgets. In which states is this program available?This program is available in all 50 states and Washington, DC, making it accessible to agents nationwide. Need help placing an account? Connect with a market specialist.

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