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CGL, Contractors Pollution Liability (CPL), and Professional Liability tailored for Environmental Consultants and Environmental Testing Laboratories. Specialty program designed specifically for Environmental Consultants Insurance. Claims-made coverage for liabilities arising from acts, errors, or omissions in the course of providing professional services. Can be written as a standalone policy or combined with General Liability under a single limit. Minimum premium starts at $2,500 for Environmental Consultants Insurance. Limits available up to $10 million. Overview of the Program From Environmental Insurance Agency Environmental Insurance Agency offers a focused Environmental Consultants Insurance program built for the liability exposures faced by environmental professionals. As an Excess & Surplus Lines broker, we deliver market access to leading E&S carriers — including AIG, Liberty, Lloyds of London, Zurich, XL and others — so you can place difficult or unique risks that admitted markets often decline. The program is structured to support agents and brokers placing coverage for consultants, testing labs, remediation contractors, and related service providers. Ideal Accounts and Appetite This program fits a wide range of environmental service providers, including: Environmental consultants and engineers Environmental testing and analytical laboratories Site assessment and remediation contractors Hazardous material and asbestos abatement consultants Typical fits: a small consulting firm performing Phase I and II site assessments, or a regional analytical lab conducting soil and water testing. We also consider more complex accounts — multi-state operations, projects with higher limits, or contractors performing remediation — provided full underwriting information and loss history are available. Coverage Highlights and Advantages Flexible package options: Commercial General Liability (CGL), Contractors Pollution Liability (CPL), and Professional Liability available as bundled or standalone coverages Claims-made professional liability that responds to errors, omissions, contamination events, and related bodily injury or property damage claims Policy limits up to $10 million to support larger or higher-exposure accounts Underwriting adaptable for small boutique firms through larger regional operations The program helps insureds manage exposures from site contamination, inaccurate reporting, testing errors, and regulatory compliance issues. Bundled coverage can simplify placement and reduce gaps between professional and pollution exposures. Underwriting Notes and Minimum Premiums Minimum premium for this program starts at $2,500. Underwriters will evaluate the scope of services, types of projects, geographic reach, safety controls, and past loss history. For more complex or remediation-heavy accounts, detailed proposals, contracts, client lists, and loss runs will speed placement and improve terms. Territories and Availability This Environmental Consultants Insurance program is available across the U.S. with admitted options in select states and non-admitted placements where needed. We currently offer coverage in all 50 states plus DC. Admitted availability varies by state; when admitted placement is required, let us know the state early so we can confirm options. Why Work With Environmental Insurance Agency Environmental Insurance Agency specializes in environmental exposures and places business through a broad E&S distribution network. Our strengths include direct access to top carriers for environmental risks, experienced underwriting that understands technical operations, and flexible solutions for combined or standalone professional and pollution exposures. We work with brokers to structure competitive terms and to navigate multi-state or higher-limit placements. Example scenarios you can place through this program: A two-person environmental consulting firm that performs Phase I/II assessments and needs combined Professional Liability and CPL with a $1M–$3M limit. A regional remediation contractor seeking $5M–$10M limits for multi-state cleanup operations, with project-level CPL and excess capacity. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for environmental consultants, testing labs, site remediation firms, and hazardous material inspectors. Can this coverage be combined with General Liability?Yes. The policy can be written as a standalone or combined with General Liability under a single limit to reduce gaps between professional and liability exposures. What is the minimum premium for this program?The minimum premium starts at $2,500, depending on the size and scope of the insured’s operations. Is this program available in all states?We offer coverage across the U.S., including admitted options in select states and non-admitted placements where needed. We currently place business in all 50 states plus DC. Which carriers are used for this program?We work with leading E&S carriers such as AIG, Liberty, Lloyds of London, Zurich, XL, and others through our brokerage platform to secure capacity and tailored terms. Need help placing an account? Connect with a market specialist.

...es Recycling haulers and mixed solid waste carriers Hazardous material...and maintenance programs and standard solid waste operations are best suited. What l...

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