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https://completemarkets.com/company/Amwinsunderwriting/Public-Entity-Insurance-Program/
Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds.
Program overview
Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities.
Ideal accounts and appetite
Municipalities (cities, towns, counties)
Public schools and higher education institutions
Special districts and service authorities
Public housing authorities and municipal utilities
Pools and joint powers authorities seeking programmatic solutions
You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate.
Coverage highlights and advantages
Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers.
Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise.
Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states.
Underwriting notes and placement considerations
Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements.
Territories and availability
Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Why place public entity business with Amwins Underwriting
Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures.
(*We work with pools and individual public entities)
Frequently Asked Questions
What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp.
Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting.
What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable.
Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Lawyers-E-O/
LawGold, part of Amwins Program Underwriters, offers E&O insurance coverage for law firms with 1-40 attorneys.
Overview of the Program From Amwins Underwriting
Amwins Underwriting’s LawGold program provides professional liability (Lawyers E&O) designed specifically for small law firms and solo practitioners. The program is geared to firms that need tailored E&O protections, flexible optional enhancements, and access to admitted paper in many states. Coverage is issued through Amwins Program Underwriters and underwritten with an emphasis on straightforward risks and clean or minimal loss histories.
Ideal Accounts and Appetite
Solo attorneys and small law firms of 1–40 attorneys.
Clean or minimal prior loss history; some affirmative consideration for firms with limited, well-managed prior claims.
Solo attorneys or at least one partner should have been admitted to practice for at least two years.
Practices without extensive high-exposure specialties (e.g., mass torts, large transactional platforms, or frequent class actions) are the best fit.
Coverage Highlights and Advantages
Professional liability (errors & omissions) limits appropriate for small law firms.
Electronic media liability included to address risks from online communications and content.
Worldwide coverage available for professional services, subject to policy terms.
Predecessor firm coverage to protect newly merged or reorganized practices.
Optional coverages to broaden protection, including:
Separate limit for claims expenses
Client identity theft coverage
Broadcasters liability
Career coverage
Trustees liability coverage
Gramm-Leach Bliley Act (GLBA) coverage
Lateral hire coverage
Underwriting Notes
Underwriting focuses on the firm’s practice areas, claims history, attorney experience, and risk management controls. Expect underwriters to ask for:
Prior acts and loss history details
Resume or biography for principals/partners showing admission dates and experience
Information on firm procedures for conflicts, client intake, and data security when optional cyber/identity products are requested
Firms with significant or recurrent malpractice claims, high-volume transactional work, complex litigation exposures, or specialty practices outside the program’s appetite may be declined or referred to excess/non-program markets.
Territories and Admitted Status
The LawGold program is available in all U.S. states and Washington D.C. Amwins offers admitted coverage in select states. Admitted coverage is available in: AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV. Non-admitted or excess options may be available in other jurisdictions—confirm state placement options with Amwins underwriting.
Example Accounts That Fit This Program
A two-attorney family law firm with clean prior history seeking a policy that includes electronic media coverage and optional client identity theft protection.
A solo transactional attorney admitted for five years looking for admitted paper in their state and predecessor coverage after a recent firm name change.
Why Work With Amwins Underwriting on Lawyers E&O
Program-focused underwriting tailored for small law firms and solo practitioners.
Admitted paper in many states combined with optional enhancements that let you tailor protection to the client’s exposures.
Simple eligibility guidelines that help agents place straightforward risks quickly.
Access to Amwins’ broader distribution and program resources when accounts need placement support or endorsement tailoring.
For additional program details, application instructions, and submission requirements, refer to the LawGold product page: Click here for additional details about our LawGold program.
Frequently Asked Questions
What types of accounts are a good fit for LawGold?LawGold targets solo attorneys and law firms with 1–40 attorneys that have clean or minimal loss histories and at least one partner or solo attorney admitted for two or more years. Routine practice areas and firms without frequent high-exposure litigation are ideal.
Is admitted coverage available?Yes. Amwins offers admitted LawGold coverage in select states (including AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV). Availability varies by state—confirm with underwriting at submission.
What optional coverages can I add for a client?Options include a separate limit for claims expenses, client identity theft coverage, broadcasters liability, career coverage, trustees liability, GLBA coverage, and lateral hire coverage. Availability depends on underwriting and the client’s exposures.
What information does underwriting typically require?Underwriters generally request prior acts/loss history, resumes or admissions dates for principals, descriptions of practice areas, and details on firm risk controls—especially if optional cyber/identity protections are requested.
How should I submit a deal or get more information?Submit via your usual Amwins placement channels or contact the Amwins Underwriting team for guidance on eligibility, admitted availability by state, and submission checklists.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Workers-Compensation-Recycling/
Workers' Compensation Coverage for ReMA Members
Amwins Program Underwriters' (APU) AmeriComp Recycling insurance program has partnered with APU’s RecycleGuard program — the only property & casualty insurance program sponsored by ReMA — to provide a dedicated workers’ compensation solution for ReMA members. This program is designed for agents who need a market with deep scrap-industry knowledge, tailored underwriting, and broad territorial availability.
Overview of the Program From Amwins Underwriting
The Amwins Program Underwriters Recycling workers’ compensation program offers specialty underwriting and market access for established recycling operations. The program combines AmeriComp’s WC capabilities with RecycleGuard’s recycling expertise to help you place complex recycling accounts that may not fit standard WC markets.
Ideal Accounts and Appetite
This program targets established ReMA members with demonstrated industry operations and loss control practices. Typical accounts that fit the appetite include:
Metal recyclers — iron & steel and non-ferrous facilities
Paper, plastics, glass, textile, and electronics recycling operations
Collection centers, shredding operations, and automobile dismantlers
Clients with consolidated yard operations, employee training programs, and basic safety controls
Accounts that are less likely to fit include brand-new operations without industry experience, entities with uncontrolled chemical processing exposures, or businesses with very high incident frequency and poor safety programs.
Coverage Highlights and Advantages
Program specifically tailored to scrap and recycling exposures — underwriters understand site operations, common loss scenarios, and loss-control best practices.
Available access to admitted markets in the territories shown below; program has relationships with A.M. Best rated "A" capacity.
Flexible limits available to match larger payrolls and multiple locations (limits vary by account).
Designed for agents who need a disciplined, consistent underwriting approach for recycling risks.
Underwriting Notes and Minimum Premiums
Eligibility: Established ReMA members only.
Minimum premium: $15,000 — the program is positioned for mid-to-larger accounts rather than small, high-volume retail placements.
Limits: Various — underwriters will tailor limits to payroll, operations, and loss history.
Carrier relationships include QBE; program capacity is supported by A.M. Best rated "A" markets.
Territories and Availability
Admitted availability in all states listed below. The program is available in:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Why Work With Amwins Underwriting on Recycling Workers’ Compensation
Specialized underwriting for recycling — reduces friction on submissions that require industry expertise.
Partnership with RecycleGuard and ReMA provides credibility and a focused placement channel for members.
Appropriate for agents with established recycling clients who need admitted, A-rated capacity and tailored WC programs.
Example Account Scenarios
You have a metropolitan metal recycling yard with 40 employees, documented safety programs, and steady payroll — this program can provide admitted A-rated WC capacity with tailored limits.
A client operates a mid-sized electronics recycling facility with specialized processing lines and a formal training program; the program’s underwriting team can evaluate operations and structure appropriate coverage terms.
For best results, submit complete applications with loss runs, descriptions of operations, details on safety and training programs, and any relevant certificates of compliance. Underwriters will evaluate on operational controls, loss history, and payroll detail.
Frequently Asked Questions
What types of recycling accounts are a good fit for this program?Established ReMA members in metal (iron, steel, non-ferrous), paper, plastics, glass, textiles, electronics, collection centers, shredders, and automobile dismantling operations are the primary targets. The program prefers businesses with documented safety programs and known operating histories.
What is the minimum premium and typical underwriting threshold?The program’s minimum premium is $15,000, making it best suited to mid-sized and larger recycling operations rather than small or start-up businesses.
Which states and admitted options are available?The program is available in the states listed above and is positioned for admitted placements in those territories. Confirm state availability on submission as filings and capacity can vary.
What materials should I include with a submission?Include current loss runs, a detailed operations description, payroll by class code, safety and training program documentation, and any regulatory compliance records. Complete submissions speed underwriting decisions.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Workers-Compensation-Transportation/
Workers' Compensation Solution for the Transportation Industry
Overview — Amwins Underwriting: Workers' Compensation - Transportation
Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator. The ASCS Trucking Program offers a consolidated solution that can cover a motor carrier’s full work-related injury exposure for employees and independent contractors. The program combines fleet workers’ compensation, occupational accident, contingent liability and corporate workers’ compensation into a single, streamlined placement. Coverage is provided through an A- XI rated carrier, with claims handled by industry specialists experienced in transportation losses.
Ideal accounts and target classes
Trucking operations—predominantly long-haul fleets, including auto transport, moving & storage, flatbed haulers, and refuse haulers
Couriers and delivery services, including last-mile carriers that work with major platforms
Bus companies (passenger transit and charter operations)
Insureds in business for at least three years with an established safety program and full-time safety director
Coverage highlights and advantages
Single-program approach: places multiple related exposures (employee WC, occupational accident, contingent liability, corporate WC) together for consistent handling and policy terms
Specialized claims handling through transportation-focused adjusters and teams
Capacity with an A- XI rated carrier backing the program
Flexible structure to address both employee and contractor exposures typical in transportation operations
Underwriting notes and minimum premium
The program generally targets established transportation operations with documented safety controls and satisfactory Department of Transportation (DOT) ratings. Minimum premium is $50,000; there is no stated maximum premium. Typical factors underwriters will review include loss history, driver hiring and monitoring practices, hours of service compliance, and whether a dedicated safety director is in place.
Excluded operations: hazardous exposures such as gas hauling, explosives, liquid chemicals, or anhydrous ammonia are not accepted.
Territories and availability
This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI. It is positioned as a non-admitted placement (wholesale MGA capacity) to give broader flexibility where appropriate.
Why place transportation accounts with Amwins Underwriting
Underwriting expertise focused on specialty transportation risks and complex contractor/employee exposures
Program structure that reduces the need to stack separate policies across multiple carriers
Claims handled by specialists who understand transportation industry loss patterns, which can improve recovery and control costs
Responsive wholesale support for agents placing larger or complex transportation risks
Example accounts that frequently fit
A regional long-haul trucking fleet with a dedicated safety director, three years in business, and a satisfactory DOT rating seeking a single program to cover employee and contractor injuries.
A last-mile courier operation with mixed employee and independent-contractor drivers looking to consolidate occupational accident and contingent liability exposures into one placement.
Interested in more detail? Visit the program page on the Amwins site: https://www.amwins.com/products/workers-compensation---transportation.
Frequently Asked Questions
What types of transportation accounts are a good fit for this program?Accounts that typically fit are established motor carriers and delivery operations with at least three years in business, a satisfactory DOT rating, and a full-time safety director. Long-haul trucking, flatbed and auto transport, moving & storage, refuse haulers, couriers/delivery services, and bus companies are core targets.
Does the program cover independent contractors as well as employees?Yes. The program is designed to address both employee workers’ compensation and occupational accident coverage for independent contractors, along with contingent liability and corporate workers’ compensation components, all within one placement.
What are the key underwriting requirements agents should prepare for?Underwriters will request at minimum: three years of loss history, DOT safety records, evidence of a safety program (including a full-time safety director), driver hiring and monitoring procedures, and details on operations to confirm no excluded hazardous exposures.
What is the minimum premium and how is territory handled?Minimum premium for the program is $50,000. The program is available in the states listed on this storefront and is written through an admitted A- XI rated carrier as part of the Amwins underwriting platform; placement is typically handled on a wholesale/MGA basis to provide flexibility for larger or complex risks.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Professional-Employer-Organizations-Workers-Comp/
Workers' Compensation Solutions for Professional Employer Organizations
Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, administers a dedicated workers’ compensation program for Professional Employer Organizations (PEOs). As a program administrator, Amwins Underwriting combines specialized underwriting, a client-facing portal, and broad capacity to help retail agents place complex PEO payroll portfolios.
Overview of the Program
This program is built for PEOs and the retail agents who serve them. It provides a full-service solution that emphasizes underwriting discipline for hazardous and mixed-class payrolls, operational transparency through a client portal, and nationwide capacity. You can learn more about program details on Amwins’ PEO product page: workers' compensation coverage for PEOs.
Ideal Accounts and Appetite
Target PEO clients and accounts with mixed-class payrolls across Hazard 1–8 and NCCI Hazard Grade A–F.
Clients that require consolidated policy, payroll and claims reporting on a portal.
Large or complex PEO aggregations where underwriting discipline and claims oversight are important.
Agents who specialize in PEO business and can provide thorough payroll and loss history data.
Coverage Highlights and Advantages
Client Portal — secure access to policy details, client rosters, payroll submission, premium reporting and claims information to simplify administration and audit.
Program administration by Amwins Underwriting — specialized PEO underwriting and policy servicing designed for multi-client payrolls.
Flexible handling of mixed classes and higher-hazard exposures common to PEO portfolios.
Partnering with specialty PEO retail agents — the program is structured to work with agents familiar with PEO operations and reporting.
Underwriting Notes and Minimum Premium
Amwins Underwriting evaluates submissions based on the PEO’s client mix, payroll detail by class, and loss history. The program typically requires comprehensive payroll and claims data at submission. The program’s stated minimum premium is $500,000, so it is positioned for larger PEO portfolios or aggregated business that can meet that threshold.
Territories and Availability
The program provides coverage nationwide and is available across all states and D.C. (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY).
Why Work With Amwins Underwriting on PEO Workers’ Comp
Specialized underwriting and servicing for PEO structures, not a one-size-fits-all approach.
Operational transparency through a single client portal that centralizes payroll, premium and claims data.
Dedicated to working with experienced PEO retail agents who can provide detailed submissions.
Example scenarios
You have a regional PEO with 200 client companies across retail, light manufacturing and service classes and mixed payroll reporting — this program supports consolidated reporting and focused underwriting.
A national PEO seeking better claims visibility and a single source for payroll/audit services for a large blended account — the client portal and program administration help streamline those needs.
Interested in seeing the portal or discussing a submission? Visit the program page to learn more: Visit our website.
Frequently Asked Questions
What types of PEO clients are a good fit for this program?PEOs with larger aggregated payrolls or portfolios that include mixed or higher-hazard classes (Hazard 1–8; NCCI Hazard Grade A–F) are a strong fit. The program is geared toward accounts that can meet the $500,000 minimum premium and provide detailed payroll and loss information.
How should agents submit business to Amwins Underwriting?Submissions should come from retail agents experienced with PEOs and include client rosters, payroll by class, detailed loss runs, and any current billing or audit procedures. Amwins Underwriting expects thorough data to evaluate blended-class exposures effectively.
What does the client portal provide?The portal gives agents and their PEO clients access to policy documents, client-level payroll reporting, premium and audit information, and claim tracking. It is designed to centralize administration for multi-client PEO policies.
Are there common account characteristics that will be declined?Accounts with inadequate payroll detail, poor loss history without a credible remediation plan, or exposures outside the program’s target hazard grades are likely to be declined. Extremely high-risk or prohibited classes may not fit the program’s appetite.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/DealerGuard-Dealers-Open-Lot/
https://completemarkets.com/company/colonialgeneral/Sports-League-Insurance/
Policy Highlights:
Colonial General Insurance Agency, Inc. offers a flexible Sports League Insurance program designed to meet the unique needs of amateur athletic organizations. Whether your client manages a seasonal youth soccer league, a community basketball program, or a nonprofit athletic camp, this program provides tailored protection for non-contact sports organizations operating in AZ, CA, CO, ID, NV, NM, UT, and WY.
Ideal Accounts and Appetite
This program is a strong fit for local and regional amateur sports organizations, camps, clinics, and leagues focused on non-contact sports. Target classes include:
Youth and adult recreational leagues
Seasonal sports camps and clinics
Community-based athletic programs
Eligible sports include, but are not limited to, archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis, and volleyball.
Contact sports and high-risk athletic programs may be outside the program’s appetite. Reach out to Colonial General for underwriting clarification on fringe or high-risk activities.
Coverage Highlights and Advantages
Coverage is available on a mono-line or package basis, allowing you to customize protection based on your insured’s operations. Highlights include:
Commercial General Liability
Primary limits up to $3 million per occurrence/aggregate
Excess or Umbrella limits up to $25 million
Included coverages:
Additional Interests
Medical Payments Coverage – $5,000 limit
Limited Participant Liability – $25,000 per occurrence / $50,000 aggregate
Sexual and Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate
No deductible
Property Coverage
Buildings, Contents, and Equipment Breakdown
Business Income and Food Spoilage
Accounts Receivable
Basic, Broad, or Special Form options
Replacement Cost or Actual Cash Value
Crime Coverage
Theft of Money and Securities inside the premises
Robbery or Safe Burglary of Other Property
Coverage for losses occurring outside the premises
Underwriting Notes
Colonial General works with various carriers to offer access to both admitted and non-admitted markets, depending on the risk and location. While minimum premiums are not listed, underwriting flexibility allows room for a variety of account sizes, especially in community-based and nonprofit markets.
Submissions should include details such as the type of sport, number of participants, location, and duration of events or seasons.
Territories and Availability
This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents operating in these Western states can rely on Colonial General’s regional knowledge and market access to place coverage efficiently.
Why Work With Colonial General Insurance Agency, Inc.?
As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in placing niche programs for specialty markets. With access to a variety of carriers and a flexible underwriting approach, they support agents in tailoring solutions for sports leagues and camps that face unique liability and property exposures. Their in-depth knowledge of regional risks and responsive service model make them a trusted partner for placing amateur sports accounts.
Whether you’re helping a local youth soccer league secure liability coverage or working with a nonprofit that runs seasonal cheerleading clinics, Colonial General can help you find the right protection for your client’s activities.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for amateur sports leagues, camps, clinics, and community-based athletic organizations involved in non-contact sports such as soccer, baseball, cheerleading, and tennis.
Are contact sports eligible for coverage?Generally, this program focuses on non-contact sports. Contact sports may be outside the standard appetite, but you can contact Colonial General for specific underwriting guidance.
What states is this program available in?The Sports League Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming.
Is liability coverage available as standalone or only as part of a package?Liability coverage is available on a standalone (mono-line) basis or as part of a package with property and crime coverages.
What limits are available for general liability?Primary general liability limits are available up to $3 million per occurrence and aggregate, with excess or umbrella limits up to $25 million.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/sloanmason/General-Products-Liability/
...lastics
Printing Presses
Sporting Goods (excluding football helmets and tramp...including amusement devices, consumer goods, medical equipment, and specialty ...
https://completemarkets.com/company/colonialgeneral/Sports-Camp-Insurance/
Policy Highlights:
Colonial General Insurance Agency, Inc. offers a specialized Sports Camp Insurance program designed for amateur sports operations, including camps, clinics, leagues, and training programs. This program is available on a mono-line or package basis and provides comprehensive Property and General Liability coverage tailored to the unique risks of non-contact sports activities.
Ideal Accounts and Target Classes
This program is ideal for amateur sports organizations and youth athletic programs that focus on non-contact sports. Eligible classes include but are not limited to:
Archery
Baseball and Softball
Basketball
Bowling
Cheerleading
Golf
Flag Football
Soccer
Tennis
Volleyball
You might have a client who runs a regional summer soccer camp or a youth basketball league—these are exactly the types of operations that fit well within this program’s appetite.
Coverage Highlights and Advantages
Commercial General Liability Coverage:
Primary limits up to $3 million per occurrence and aggregate
Excess or Umbrella limits available up to $25 million
Included Coverages:
Additional Interests
Medical Payments—$5,000 limit
Limited Participant Liability—$25,000 per occurrence / $50,000 aggregate
Sexual and Physical Abuse Coverage—$25,000 per claim / $50,000 aggregate
No deductible required
Property Coverage Options:
Building and Contents
Business Income and Equipment Breakdown
Food Spoilage
Accounts Receivable
Basic, Broad, or Special Form
Replacement Cost or Actual Cash Value
Crime Coverage Options:
Theft of Money and Securities (Inside the Premises)
Robbery or Safe Burglary of Other Property
Losses Outside the Premises
Underwriting Notes
Colonial General works with a range of carriers and offers flexible underwriting for qualifying risks. While there is no published minimum premium, competitive pricing is available depending on the risk profile and coverage limits selected. This program is best suited for well-managed amateur programs that emphasize safety and maintain proper supervision protocols.
Territories and Availability
The Sports Camp Insurance program is available through Colonial General in the following states:
Arizona
California
Colorado
Idaho
Nevada
New Mexico
Utah
Wyoming
Some markets are admitted, while others are non-admitted, depending on the state and specific risk.
Why Work With Colonial General
Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in placing niche and hard-to-place risks. Their focus on regional underwriting and access to both admitted and non-admitted markets allows agents to confidently place amateur sports and camp-related risks. When you partner with Colonial General, you gain access to responsive underwriters, tailored program options, and a streamlined submission process.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is designed for amateur, non-contact sports camps, clinics, and leagues—such as youth basketball camps, summer soccer clinics, and community cheerleading programs.
Is participant liability coverage included?Yes, limited participant liability coverage is included at $25,000 per occurrence and $50,000 aggregate.
Are both property and liability coverages available?Yes, you can place Property and Liability coverage as a package or on a mono-line basis, depending on your client's needs.
What states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Is this an admitted program?Some admitted markets are available, depending on the state and risk class. Colonial General also works with non-admitted carriers where appropriate.
Need help placing an account? Connect with a market specialist.