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Policy Highlights: Colonial General Insurance Agency, Inc. offers a flexible Sports League Insurance program designed to meet the unique needs of amateur athletic organizations. Whether your client manages a seasonal youth soccer league, a community basketball program, or a nonprofit athletic camp, this program provides tailored protection for non-contact sports organizations operating in AZ, CA, CO, ID, NV, NM, UT, and WY. Ideal Accounts and Appetite This program is a strong fit for local and regional amateur sports organizations, camps, clinics, and leagues focused on non-contact sports. Target classes include: Youth and adult recreational leagues Seasonal sports camps and clinics Community-based athletic programs Eligible sports include, but are not limited to, archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis, and volleyball. Contact sports and high-risk athletic programs may be outside the program’s appetite. Reach out to Colonial General for underwriting clarification on fringe or high-risk activities. Coverage Highlights and Advantages Coverage is available on a mono-line or package basis, allowing you to customize protection based on your insured’s operations. Highlights include: Commercial General Liability Primary limits up to $3 million per occurrence/aggregate Excess or Umbrella limits up to $25 million Included coverages: Additional Interests Medical Payments Coverage – $5,000 limit Limited Participant Liability – $25,000 per occurrence / $50,000 aggregate Sexual and Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate No deductible Property Coverage Buildings, Contents, and Equipment Breakdown Business Income and Food Spoilage Accounts Receivable Basic, Broad, or Special Form options Replacement Cost or Actual Cash Value Crime Coverage Theft of Money and Securities inside the premises Robbery or Safe Burglary of Other Property Coverage for losses occurring outside the premises Underwriting Notes Colonial General works with various carriers to offer access to both admitted and non-admitted markets, depending on the risk and location. While minimum premiums are not listed, underwriting flexibility allows room for a variety of account sizes, especially in community-based and nonprofit markets. Submissions should include details such as the type of sport, number of participants, location, and duration of events or seasons. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents operating in these Western states can rely on Colonial General’s regional knowledge and market access to place coverage efficiently. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in placing niche programs for specialty markets. With access to a variety of carriers and a flexible underwriting approach, they support agents in tailoring solutions for sports leagues and camps that face unique liability and property exposures. Their in-depth knowledge of regional risks and responsive service model make them a trusted partner for placing amateur sports accounts. Whether you’re helping a local youth soccer league secure liability coverage or working with a nonprofit that runs seasonal cheerleading clinics, Colonial General can help you find the right protection for your client’s activities. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports leagues, camps, clinics, and community-based athletic organizations involved in non-contact sports such as soccer, baseball, cheerleading, and tennis. Are contact sports eligible for coverage?Generally, this program focuses on non-contact sports. Contact sports may be outside the standard appetite, but you can contact Colonial General for specific underwriting guidance. What states is this program available in?The Sports League Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Is liability coverage available as standalone or only as part of a package?Liability coverage is available on a standalone (mono-line) basis or as part of a package with property and crime coverages. What limits are available for general liability?Primary general liability limits are available up to $3 million per occurrence and aggregate, with excess or umbrella limits up to $25 million. Need help placing an account? Connect with a market specialist.

Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds. Program overview Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities. Ideal accounts and appetite Municipalities (cities, towns, counties) Public schools and higher education institutions Special districts and service authorities Public housing authorities and municipal utilities Pools and joint powers authorities seeking programmatic solutions You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate. Coverage highlights and advantages Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers. Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise. Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states. Underwriting notes and placement considerations Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements. Territories and availability Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place public entity business with Amwins Underwriting Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures. (*We work with pools and individual public entities) Frequently Asked Questions What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp. Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting. What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable. Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Sports Camp Insurance program designed for amateur sports operations, including camps, clinics, leagues, and training programs. This program is available on a mono-line or package basis and provides comprehensive Property and General Liability coverage tailored to the unique risks of non-contact sports activities. Ideal Accounts and Target Classes This program is ideal for amateur sports organizations and youth athletic programs that focus on non-contact sports. Eligible classes include but are not limited to: Archery Baseball and Softball Basketball Bowling Cheerleading Golf Flag Football Soccer Tennis Volleyball You might have a client who runs a regional summer soccer camp or a youth basketball league—these are exactly the types of operations that fit well within this program’s appetite. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3 million per occurrence and aggregate Excess or Umbrella limits available up to $25 million Included Coverages: Additional Interests Medical Payments—$5,000 limit Limited Participant Liability—$25,000 per occurrence / $50,000 aggregate Sexual and Physical Abuse Coverage—$25,000 per claim / $50,000 aggregate No deductible required Property Coverage Options: Building and Contents Business Income and Equipment Breakdown Food Spoilage Accounts Receivable Basic, Broad, or Special Form Replacement Cost or Actual Cash Value Crime Coverage Options: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property Losses Outside the Premises Underwriting Notes Colonial General works with a range of carriers and offers flexible underwriting for qualifying risks. While there is no published minimum premium, competitive pricing is available depending on the risk profile and coverage limits selected. This program is best suited for well-managed amateur programs that emphasize safety and maintain proper supervision protocols. Territories and Availability The Sports Camp Insurance program is available through Colonial General in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Some markets are admitted, while others are non-admitted, depending on the state and specific risk. Why Work With Colonial General Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in placing niche and hard-to-place risks. Their focus on regional underwriting and access to both admitted and non-admitted markets allows agents to confidently place amateur sports and camp-related risks. When you partner with Colonial General, you gain access to responsive underwriters, tailored program options, and a streamlined submission process. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for amateur, non-contact sports camps, clinics, and leagues—such as youth basketball camps, summer soccer clinics, and community cheerleading programs. Is participant liability coverage included?Yes, limited participant liability coverage is included at $25,000 per occurrence and $50,000 aggregate. Are both property and liability coverages available?Yes, you can place Property and Liability coverage as a package or on a mono-line basis, depending on your client's needs. What states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Is this an admitted program?Some admitted markets are available, depending on the state and risk class. Colonial General also works with non-admitted carriers where appropriate. Need help placing an account? Connect with a market specialist.

In today’s competitive and evolving marketplace, your clients in the dietary supplement industry need more than just basic insurance—they need specialized solutions that understand their products, risks, and regulatory challenges. Citadel Insurance Services offers a tailored insurance program for dietary supplement businesses under the NutraPAC platform, designed to help agents and brokers confidently place complex accounts in this niche sector. Overview of the Program From Citadel Insurance Services The NutraPAC Dietary Supplement Insurance Business program is crafted for companies that manufacture, distribute, or sell dietary and herbal supplements, natural products, and related health and wellness items. With years of experience in this space, Citadel’s dedicated team provides deep product knowledge, flexible underwriting, and access to global insurance markets to deliver comprehensive protection for your clients. Ideal Accounts and Appetite This program is ideal for: Dietary supplement manufacturers and distributors Herbal and botanical product companies Vitamins, minerals, and nutraceutical producers Sport and energy drink brands Protein and meal replacement product makers Health and beauty supplement providers Animal supplement manufacturers and distributors Ingredient suppliers and contract manufacturers Bedroom performance product companies You might have a client who manufactures a line of herbal supplements sold in retail and online channels, or a sports nutrition startup launching a new protein drink. These types of accounts are a strong fit for the NutraPAC program. Coverage Highlights and Advantages NutraPAC offers a robust list of coverage enhancements designed to address the unique exposures of the supplement industry: Claims-made coverage (not claims-made and reported) Voluntary product withdrawal coverage Defense costs outside policy limits Proposition 65 defense Multimedia and advertising liability Blanket vendors coverage and waiver of subrogation Coverage for clinical trials and worldwide sales Network security and consumer privacy liability Pollution liability and formulators/consultants inclusion Occurrence-based Premises/Operations coverage Additional options include deductible aggregates, dual deductibles, vertically assigned limits, and Manufacturer’s E&O, giving you the flexibility to tailor coverage to your client’s operational model. Underwriting Notes and Minimum Premiums Citadel evaluates each submission based on the insured’s operations, distribution channels, claims history, and product profile. While minimum premiums vary depending on the risk, the program is structured to offer competitive pricing for well-managed accounts with clean loss histories. Territories and Availability This program is offered on a non-admitted basis and is available in 50 states and Washington, DC. Whether your client operates locally or distributes nationally or internationally, the NutraPAC platform provides the flexibility to support complex and growing supplement businesses. Why Work With Citadel Insurance Services As a wholesale broker with deep expertise in the nutraceutical and supplement industries, Citadel Insurance Services brings more than just access to markets. You gain a partner with the tools, insights, and underwriting support to help you win and retain accounts in this competitive space. From customizable forms to responsive service and global reach, Citadel delivers the resources you need to be more productive and profitable. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include manufacturers, distributors, and sellers of dietary supplements, vitamins, herbal products, sports drinks, and related health and beauty items. Is this program available in all states?Yes, the program is available in all 50 states and Washington, DC, on a non-admitted basis. Does the program include coverage for product recalls?Yes, voluntary product withdrawal coverage is available as an enhancement under the NutraPAC program. Can the program cover contract manufacturers and ingredient suppliers?Yes, coverage is available for contract manufacturers, ingredient suppliers, and formulators/consultants involved in the supplement industry. What sets Citadel apart in this niche?Citadel brings specialized underwriting knowledge, broad market access, and flexible coverage options tailored to the supplement and nutraceutical sector. Need help placing an account? Connect with a market specialist.

...Devices, Automotive Parts, Toys, Sporting Goods, and Raw Materials. Underwriting Fle...

McGowan Excess & Casualty Accident & Health Insurance Accident & Health Insurance Solutions for a Wide Range of Group Activities McGowan Excess & Casualty offers a focused Accident & Health Insurance program designed to meet the needs of groups that run structured activities where accidental injury is a primary exposure. This program is built for agents and brokers who place coverage for clients such as youth sports leagues, schools, camps, fitness and activity centers, and one-day or multi-day events. Policies are underwritten with access to carriers rated A- / VII or better, providing market stability for higher-risk group operations. Ideal Accounts and Eligible Classes This program is suited to a wide variety of organizations and group activities where participants face physical risk. Target classes include: • Club & Intramural Teams • Clinics & Leagues • Special Events (1 Day or Longer) • K-12 Schools • Day Care, Nursery Schools, and Pre-Schools • Intercollegiate Athletic Programs – Exclusive Access to an "A" Rated Carrier • Camps – Sports & Non-Sports • Before & After Care Programs • Religious Groups • Fitness Clubs • Dance Studios • Martial Arts Facilities • Volunteer Groups If you represent clients who operate summer camps, youth sports organizations, or large community events, McGowan’s program offers coverage options that help those insureds meet their duty of care and address participant injury exposures. Coverage Highlights and Special Features The program provides customizable Accident & Health features designed for group exposures, including: Accidental Death & Dismemberment limits from $2,500 to $50,000 Accident Medical Expense limits from $5,000 to $100,000 Deductible options ranging from $0 to $10,000 Dental coverage included within medical expense limits Excess coverage options to layer limits as needed Additional casualty and ancillary coverages are available on request to create broader protection packages: General Liability Hired and Non-Owned Auto Liability Sexual Abuse / Molestation coverage McGowan also places Commercial Umbrella and Follow Form Excess Liability products to complement core Accident & Health limits for accounts with higher liability exposures. Underwriting Considerations Underwriters generally require an underlying carrier with an A- / VII rating or better. Exceptions for certain Employer Liability carriers may be considered on a case-by-case basis. Minimum premium requirements vary by class and exposure; McGowan’s underwriting team will work with you to evaluate each risk and determine appropriate terms. Available Nationwide This program is available in all U.S. states and Washington, D.C. Territories served include: AL, AK, AZ, CA, CO, CT, DE, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With McGowan Excess & Casualty? As a Managing General Underwriter, McGowan Excess & Casualty brings deep accident and health underwriting expertise plus exclusive market access. Agents benefit from responsive underwriting, flexible coverage structures, and a broad appetite for accounts involving minors, volunteers, and physical activity. The program is designed to be carrier-stable and practical for producers placing group activity risks. Example account scenarios: You might have a client that runs a seasonal youth soccer league seeking accident medical limits and AD&D coverage for participants and volunteers during practices and games. Or a K-12 school district that needs short-term accident medical coverage for extracurricular athletic programs and field trips, with the option to add excess layers. What types of accounts are a good fit for this Accident & Health program?Accounts that manage structured group activities with participant exposure — youth sports teams, camps, schools, day care programs, and special events — are all good fits, subject to underwriting review. Is general liability included in the program?General liability is not included by default but can be added upon request to create a combined package with Accident & Health coverage. Are one-day events eligible for coverage?Yes. One-day and multi-day special events are eligible, subject to underwriting and event details such as attendance, activities, and risk controls. Can I write business in any state?Yes. McGowan’s Accident & Health program is available across all U.S. states and Washington, D.C. What is the financial rating of the carriers used?The program places business with carriers rated A- / VII or better; exceptions for certain Employer Liability carriers are considered on a case-by-case basis. Need help placing an account? Connect with a market specialist.

... offers a specialized Beverage Manufacturing Insurance program designed for ag... the right fit for their beverage manufacturing clients—even those with unique...

American Specialty is proud to be the only IAAPA-endorsed insurance provider for amusement parks. We specialize in the risks that come with operating rides, attractions, inflatables, and special events. The Amusement Parks Insurance program packages underwriting, claims, and risk management expertise into market-ready solutions that help agents place and retain complex entertainment accounts with confidence. Eligible Operations for Amusement Parks Insurance Mechanical Rides Family Entertainment Centers (FECs) Ice Skating Rinks Midways and Fairgrounds Special Events and Festivals Exhibitions / Expositions Theme Parks (permanent & seasonal) Laser Tag Arenas Tourist Attractions and Scenic Rides Program Highlights for Amusement Parks Insurance A.M. Best “Excellent” or higher carriers Admitted paper where applicable Program-specific forms and rates Non-auditable policy options 24-hour claims service In-house underwriting, claims, risk management and policy administration Online resources and tools for agents Program Coverages for Amusement Parks Insurance General Liability Contingent Fireworks Liability Excess / Umbrella Liquor Liability Commercial Auto Property (including attraction equipment) Crime Employee Benefits Liability Workers’ Compensation Deductible / SIR options Why Choose American Specialty As a Managing General Underwriter with decades of experience in the amusement and entertainment industries, American Specialty offers a specialized approach to underwriting, claims handling, and risk control. Our team understands the operational, mechanical, and spectator risks these accounts present and structures coverages that address both common and complex exposures. We support agents with market access plus technical guidance to place and maintain profitable accounts. Territories and Availability This program is available in all 50 states and Washington, D.C. Admitted coverage is offered where applicable through A.M. Best “Excellent” rated carriers. We can underwrite accounts across urban and rural markets, including seasonal operations in high-tourism states. Underwriting Notes and Minimum Premiums Minimum premiums vary by operation type, size, and exposures. Submissions should include current loss runs, equipment inspection/maintenance documentation, and an operations description. Our in-house underwriters provide quick reviews and will advise on minimums, deductible/SIR options, and attachment points for excess placements. Ideal Accounts and Appetite We are actively seeking: Permanent and traveling amusement parks and midways Indoor and outdoor family entertainment centers with multiple attractions Tourist attractions, scenic and seasonal rides Ice rinks, laser tag arenas, and similar indoor attractions Special events and festivals that include rides, inflatables, or fireworks Accounts with disciplined maintenance programs, documented ride/attraction inspections, and trained staff receive the most favorable terms. We can consider a wide range of risks but typically decline unlicensed ride operations, accounts without maintenance records, or operations involving permanently installed high-speed thrill rides lacking manufacturer documentation. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include amusement parks, family entertainment centers, laser tag arenas, ice rinks, and seasonal events that feature rides, inflatables, or attractions. Is this program available nationwide?Yes. The Amusement Parks Insurance program is available in all 50 states and Washington, D.C. What coverages are included in the program?Coverages can include General Liability, Property, Workers’ Compensation, Liquor Liability, Auto, Excess/Umbrella, Crime, and other specialty endorsements tailored to amusement operations. What is the minimum premium for this program?Minimum premiums depend on the operation type and risk profile. Contact our underwriting team for pricing guidance and expected minimums for your submission. Why work with American Specialty?American Specialty is the only IAAPA-endorsed provider in this space. We provide in-house underwriting, claims handling, and risk management with deep amusement industry expertise to help you place and retain these accounts. Need help placing an account? Connect with a market specialist.

Insurance for Students, Sports & Leisure Activities Overview — Accident Medical Insurance from Amwins Underwriting (SMIC) SMIC, part of Amwins Underwriting, offers specialty Accident Medical, Student Accident and related liability programs for schools, sports organizations, special events and other leisure activities. With underwriting authority across all 50 states and access to A-rated carriers, SMIC delivers flexible, programmatic solutions that can be placed on a voluntary or mandatory basis, for single events or ongoing seasonal and annual operations. Industries and Account Types K-12 Education (public, private, charter, religious, preschool) Colleges & Universities Sports & Recreation (youth and adult leagues, clubs, tournaments) Public Entities Nonprofits and Religious Organizations Special Events, Fundraisers and Concerts Coverage Highlights Student Accident — Voluntary or mandatory student accident policies for K-12 activities, including athletics; common limits start at $25,000. Catastrophic Accident — Excess catastrophic benefits that supplement basic student accident coverage. Typical structures include 10-year or lifetime benefit periods and catastrophic cash options. With a common deductible of $25,000, limits can range from $1 million to $6 million. Accident Medical — Pays medical expenses resulting from accidental injury to participants, coaches, officials and volunteers during sports, camps, mission trips and similar activities. Typical limits for most programs range from $5,000 to $100,000. General Liability — Bodily injury, personal injury, property damage and optional participant legal liability for events, fundraisers, leagues and associations. TULIP (Tenant/User Liability Insurance Program) — Short-term, event-specific liability coverage with online issuance to reduce administrative burden for facility users and owners. Contingency Products — Coverage for cancellation & abandonment, non-appearance, prize indemnity, over-redemption, weather cancellation, transmission failure, ticket protection and related exposures. Inbound International Health Insurance — Comprehensive health coverage solutions for international students, visiting scholars and exchange program participants; available on mandatory or tight-waiver bases with flexible benefit designs. Why this program helps your clients These programs are designed to reduce the financial and reputational risk that arises when a participant is injured, an event is cancelled, or an organization is faced with third-party liability arising from athletic or recreational activities. SMIC’s specialty focus means underwriters understand the operational differences between a one-day tournament, a school district’s athletic program, and a year-round club—so quotes and policy forms reflect real exposures. Typical Appetite and Fit Good fit: K-12 and higher education student accident programs, youth and amateur sports leagues, seasonal camps, mission trips, nonprofit events, and single special events. Not a fit: High-risk professional sports, accounts requiring specialized workers’ compensation solutions, or exposures outside organized program structures without clear oversight. Underwriting Notes and Minimums SMIC offers tailored underwriting for single events through multi-year program placements. Common underwriting requirements include participant rosters, activity descriptions, supervision and safety protocols, and claims history when available. The program typically carries a minimum premium starting at $200. Territories and Availability SMIC has underwriting authority in all 50 states and Washington, D.C., and the program is available broadly across the United States. Because some coverages are admitted or non-admitted depending on the state and product structure, submit bind requests early so underwriters can advise on placement options and any state-specific requirements. How agents use this market As an MGA within the Amwins Underwriting family, SMIC gives agents access to dedicated specialty capacity and program forms for accident and event risks. You can use this market to place single events (concerts, tournaments, fundraisers) or programmatic accounts for schools, athletic associations and nonprofits. Example scenarios: You have a school district that needs a mandatory student accident plan for fall athletics with catastrophic excess—this program can combine a primary student accident policy with a catastrophic excess layer. A community recreation department needs short-term liability and accident coverage for an annual festival with multiple vendors and volunteer staff—TULIP and short-term accident limits can be issued to simplify administration. Click here to learn more about our offerings! Frequently Asked Questions What types of accounts are a good fit for SMIC’s Accident Medical program?Accounts that involve organized activities—K-12 and college student programs, youth and amateur sports leagues, camps, mission trips, nonprofit events and short-term special events—are the best fit. The program is built for participant accident exposures and related liability risks. What are the common limits and coverages I can quote?Typical accident medical limits range from $5,000 to $100,000 for primary accident medical coverage. Student accident plans commonly start at $25,000, and catastrophic excess limits typically range from $1 million up to $6 million depending on structure and deductible. What information does underwriting usually require?Underwriters typically request a description of the activity, participant counts/rosters, supervision and safety protocols, prior loss history and whether coverage is voluntary or mandatory. For events, details about attendance, vendors, and venue agreements help determine liability exposure. How do I submit a quote request and what is the minimum premium?Submit detailed account information to Amwins Underwriting/SMIC via your usual broker channels. The program’s minimum premium is generally $200; final pricing depends on exposure, limits, deductible structure and whether the placement is event-specific or programmatic. Need help placing an account? Connect with a market specialist.

...ipalities, healthcare systems, manufacturing operations, transportation and lo...clude municipalities, healthcare, manufacturing, and transportation. What is t...