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...ng insurance through its focused StaffPak program. Built specifically for the ... submission. What carriers back the StaffPak program?U.S. Risk places StaffPak business through specialty market...

Staffing Errors and Omissions Insurance Staffing professionals face unique liability risks that go beyond general business exposures. When a client claims that a staffing agency or recruiter made a mistake—whether in placement, screening, or contractual obligations—it can lead to costly legal action. These lawsuits can name individuals as well as the company, putting personal assets at risk. Even if the claim is unfounded, defense costs can be significant. That’s why having tailored Errors and Omissions (E&O) coverage is critical for staffing agencies. Alexander J. Wayne & Associates, Inc. specializes in placing Staffing Errors and Omissions Insurance for agencies of all sizes. With access to over 40 markets, including “A” rated carriers from both domestic and London open markets, we can help brokers and agents find the right solution for hard-to-place staffing risks. Ideal Accounts and Appetite Our program is designed for a broad range of staffing operations across all 50 states. We can assist you in placing coverage for temporary staffing agencies, direct hire firms, executive search firms, and niche staffing providers. This includes, but is not limited to, industries such as healthcare, IT, administrative, industrial, and professional services. You might have a client who provides temporary medical staff to hospitals, or a firm that places IT contractors with financial institutions. These types of accounts can benefit from specialized E&O protection that anticipates the unique legal exposures of staffing services, especially when misplacement or negligent hiring claims arise. Coverage Highlights and Advantages Alexander J. Wayne & Associates offers robust policy features designed to address the nuanced liabilities staffing firms face: Limits available from $100,000 to $10,000,000 Separate excess limits available Minimum premiums as low as $800 for lower limit accounts First-dollar defense available Defense costs outside the limits of liability Full prior acts coverage Third-party discrimination coverage Defense for fee disputes Coverage tailored to specific occupations and staffing models Group or association programs available Quick turnaround on submissions Underwriting Notes and Minimum Premiums Our underwriting team understands the complexity of staffing operations and is experienced in evaluating diverse E&O exposures. We offer flexible options for both new ventures and established firms. Minimum premiums start at approximately $800 for qualifying lower-limit accounts, with scalable options for larger or more complex risks. Territories and Availability We are licensed and actively writing Staffing Errors and Omissions Insurance in all 50 states, including DC. Whether your client is based in California, Texas, New York, or anywhere else in the U.S., we can help you place their E&O coverage promptly and efficiently. Why Work With Alexander J. Wayne & Associates? With decades of experience and deep specialization in professional liability, Alexander J. Wayne & Associates brings real value to agents and brokers. Our extensive market access, underwriting expertise, and commitment to responsive service make us an ideal partner for your hard-to-place staffing accounts. We understand the industry’s evolving risks and can help you deliver tailored solutions that meet your clients’ specific needs. Contact one of our brokers today to learn more about how we can support your efforts in placing Staffing Errors and Omissions Insurance accounts. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for temporary staffing agencies, direct hire firms, executive search firms, and niche staffing providers serving industries like healthcare, IT, industrial, and professional services. Are start-up staffing firms eligible for coverage?Yes, we can consider new ventures depending on the type of staffing services offered and the risk profile. Each submission is reviewed individually by our underwriting team. Can you provide quotes in all 50 states?Yes, our program is available in all U.S. states and Washington, DC. We have access to both domestic and London open markets for broad geographical flexibility. What are the typical limits and premiums available?Limits range from $100,000 to $10,000,000, with minimum premiums starting around $800 for lower-limit policies. Higher limits and separate excess layers are also available. Do you offer customized coverage for different staffing specialties?Yes, we tailor coverage to fit the unique exposures of specific staffing segments, including full prior acts, third-party discrimination, and defense for fee disputes. Need help placing an account? Connect with a market specialist.