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When your clients are transporting goods from manufacturer to market, cargo insurance is essential to protect their financial interests. Burns & Wilcox Ltd. offers a flexible Cargo Insurance program that helps cover loss or damage to freight in transit—whether by land, sea, or air. This program also helps limit your commercial clients’ exposure to liability from the shipment of goods, offering protection from loading to unloading. - Flexible limits available to accommodate a wide range of operations - Both package and monoline policies available - Coverage extensions for refrigeration and mechanical breakdown - Protection during loading and unloading operations - Coverage for rigging exposures - Interstate and intrastate filings available for motor carriers - Nationwide availability across all 50 states and Washington, D.C. - Specialized coverage for household goods movers Which type of clients should have an inland marine/cargo insurance policy? And, what does it cover? Any motor carrier that transports freight from point A to point B should purchase an inland marine/cargo policy. It covers losses to cargo while in the care, custody and control of a carrier, subject to the limitations of the specific policy. What are common challenges associated with inland marine/cargo insurance policies? Transporting or shipping cargo can be a particularly daunting task. Many unforeseen perils place the goods being transported at high risk for loss. Recently, claims related to theft of target commodities and other fraud-related losses have been on the rise, which has generated significant loss ratio problems in the inland marine/cargo marketplace. What information is most important for agents to gather when helping a client select an inland marine/cargo policy?

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