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...places a specialized On Land Boat Storage Insurance program for commercial storage yards, repair shops, dealerships, an...rogram available in?The On Land Boat Storage Insurance program is available in...

Insurance coverage for Underground Storage Tanks is becoming increasingly diffi...tors with underground or aboveground storage tanks. Can older tanks still qual...

Insurance coverage for Underground Storage Tanks is becoming increasingly diffi...tors with underground or aboveground storage tanks. Can older tanks still qual...

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Each year, Americans generate over 254 million tons of trash. With only about 120,000 waste collection workers across the country, the waste hauling industry faces significant operational and safety challenges. From physical injuries to environmental exposures, waste haulers operate in one of the most hazardous professions in the U.S. Prime Insurance Company understands the complex risks associated with this essential industry. That’s why we’ve developed a specialized Waste Haulers Insurance program tailored for agents and brokers looking to place tough environmental and transportation-related accounts. Whether your client operates a small local trash pickup service or a multi-state sanitation fleet, we’re here to provide comprehensive coverage solutions. Ideal Accounts and Target Classes Prime Insurance works with a wide range of waste management operations, including: Landfills Refuse Haulers Transfer Stations Trash Hauling Operations Sanitation Contractors Carting Companies Medical Waste Haulers Portable Toilet Services Recycling Operations Septic Service Companies Solid Waste Haulers If you have clients providing waste transportation, sanitation, or environmental cleanup services, this program is built for them. Operations with high auto exposure, environmental risk, or a history of losses may still qualify. Coverage Highlights Our Waste Haulers Insurance package is designed to address the real-world exposures these businesses face every day. We offer: Umbrella Coverage Auto Liability – including pollution *Not available in NY General Liability Environmental Impairment Liability Auto Physical Damage From slip-and-fall injuries to hazardous material spills, this coverage helps protect businesses from costly lawsuits, regulatory actions, and vehicle-related losses. Underwriting and Program Details Our underwriting team evaluates each account on a case-by-case basis, allowing us to consider challenging risks that may not qualify elsewhere. We offer custom rates and flexible coverage structuring to meet your client’s specific needs. Minimum premium information is available upon submission or inquiry. Territories and Admitted Status Waste Haulers Insurance from Prime Insurance is available in all 50 states, including Washington D.C. Auto liability coverage with pollution is not available in New York. Please contact us for state-specific availability and underwriting guidelines. Why Work With Prime Insurance Company? As a direct carrier with experience in high-risk and niche markets, Prime Insurance brings underwriting flexibility and industry knowledge to the table. We’re not just another market—we’re a problem solver. Our team understands the unique exposures waste haulers face and delivers customized insurance solutions that help you close business others can’t. Whether you’re working with a startup sanitation company or a seasoned hauler with past claims, we’ll help you find the right coverage fit. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in waste haulers, including landfill operators, trash pickup services, recycling businesses, and medical waste transporters. Accounts with complex auto and environmental risks are welcome. Is this program available nationwide?Yes, the program is available in all 50 states and Washington D.C. However, auto liability coverage with pollution is not available in New York. Can you consider risks with prior losses or challenging histories?Yes, we evaluate each submission individually and can consider accounts with claims history or other underwriting challenges. What coverages are included in the policy?Key coverages include general liability, auto liability, auto physical damage, environmental impairment liability, and umbrella coverage. How do I get a quote for my client?You can submit an application or reach out directly to our team to discuss your client’s needs. Customized quotes and rates are available based on the account specifics. Need help placing an account? Connect with a market specialist.

Commercial trucking is changing rapidly—labor shortages, emerging autonomous-driving technologies, and increasingly severe weather are reshaping risk profiles. At the same time, many large carriers are reducing capacity in the commercial auto space, leaving agents with fewer options for hard-to-place trucking risks. Overview Prime Insurance Company brings nearly 30 years of focused experience in commercial trucking insurance. Our Commercial Trucking Insurance program is designed for agents who need flexible, underwriting-driven solutions for fleets and independent operators alike. We underwrite tougher risks others may decline and work with agents to structure coverages that match a client’s actual operations. Ideal Accounts and Appetite Our appetite covers a broad cross-section of commercial auto classes. We write single-vehicle operators up to large fleets and are particularly effective for accounts that have trouble finding coverage in the standard market. Target classes include: Long-haul trucking Business commercial auto (company fleets and delivery vehicles) Taxi cabs and rideshare vehicles School and airport buses Black car and limousine services Auto fleets and new-venture operators We also consider non-traditional operations, distressed risks, and accounts with prior losses or limited operating history. If a client was declined elsewhere because of their operating history, new DOT number, or unique vehicle use, bring the account to us for review. Coverage Highlights and Advantages Prime offers a broad suite of coverages that can be combined to meet your client’s exposures. Available options include: Auto Liability Auto Physical Damage Motor Truck Cargo Drive Away Coverage Terminal Operations Hired & Non-Owned Auto (HNOA) Commercial Truck Coverage New Operators Coverage Excess Liability Coverage This flexibility helps agents put together compliant programs that address liability, physical damage, cargo exposure, and operations at terminals or yards. Underwriting Notes and Minimum Premiums We evaluate risks on an individual basis and are open to new ventures and accounts with prior claims. Underwriting focuses on the nature of operations, driver hiring and safety programs, maintenance practices, and loss history. Minimum premiums vary by class and state; our underwriting team will work with you to align coverage and budget. Territories and Availability Prime’s Commercial Trucking Insurance program is available in nearly every U.S. state. Currently offered in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Some coverages may be available on an admitted basis in select states. Why Work With Prime Insurance Company? Prime is a carrier that focuses on underwriting solutions for commercial auto risks that are outside the standard appetite. Our strengths for agents include: A specialty focus on trucking and commercial auto with nearly three decades of experience Willingness to consider new ventures, higher-risk operations, and accounts with prior losses Responsive underwriting and quick turnarounds to help close placements Flexible coverage packages that can be tailored to each client’s fleet and exposures Example scenarios that fit our program: You have a small fleet of long-haul trucks with a recent loss history and a new DOT number—Prime will review the overall risk and consider tailored terms. A client operates a mixed-use fleet (shuttles, delivery vans, and a few limousines) and needs a single program to cover liability, physical damage, and hired/non-owned exposures—our package options can be combined to fit. To discuss a specific account or learn more about Prime’s Commercial Trucking Insurance program, visit our company profile or go directly to our program page. Frequently Asked Questions What types of accounts are a good fit for this program?We’re a strong fit for long-haul trucking, taxi and rideshare services, airport and school buses, black car and limousine services, and other commercial auto operations—including new ventures and hard-to-place risks. Is this program available for new trucking businesses?Yes. We offer coverage for new operators and new ventures, including those with limited operating history or prior claims. Can I offer coverage for hired or non-owned vehicles?Yes. Hired & Non-Owned Auto coverage is available as part of our program options. Which states are eligible for this program?The program is available in most U.S. states (see the territories list above). Some coverages may be offered on an admitted basis depending on the state and risk. Does Prime Insurance Company write excess coverage for trucking risks?Yes. Excess liability is available and can be added where appropriate for the account. Need help placing an account? Connect with a market specialist.

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