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Comprehensive Snow Plow Insurance Solutions from Prime Insurance Company Snow plowing operations carry elevated and specific risks: heavy equipment working on public roads and private property, variable weather and surface conditions, and intensive seasonal schedules. Prime Insurance Company offers a Snow Plow Insurance program designed for snow removal contractors, landscaping firms that provide winter services, municipal subcontractors, and fleet operators with plow-equipped vehicles. Our goal is to give agents a dependable market for hard-to-place winter service risks. Demand for snow removal, salting, and deicing services has grown across the U.S., and many standard carriers either exclude this work or price it out of range. Prime focuses on these niche exposures and provides flexible, all-in-one solutions that balance protection with competitive pricing. Ideal Accounts and Appetite This program is a strong fit for: Commercial and residential snow removal contractors Municipal plow operators and subcontractors Landscaping companies that add seasonal snow services Small to mid-size fleet operators with snow plow attachments We underwrite a wide range of accounts — from single-truck operations to multi-vehicle fleets. Prime will also consider submissions with prior claims or challenging loss histories; each account is evaluated on its own merits. Coverage Highlights and Advantages Prime’s Snow Plow Insurance program offers broad coverages tailored to the exposures of winter service businesses, including: General Liability Property Damage Bodily Injury Personal Injury Policies are customized to match operations, routes, and contract obligations. We work with agents to identify gaps — for example, operations that require higher limits for municipal contracts or additional protections for subcontracted work. Underwriting Notes and Minimum Premiums Prime accepts submissions regardless of prior claims; high-frequency or severe losses do not automatically eliminate an account. Underwriting focuses on operational controls, training, maintenance practices, and contract wording. Common items that can improve placement prospects include driver hiring standards, vehicle maintenance logs, clear route plans, and written subcontractor agreements. Minimum premiums vary by state, exposure, and coverages requested. For specific quote guidelines and minimum premium information, please contact Prime’s underwriting team. Territories and Availability This program is available in most U.S. states, including high-snowfall regions. Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted Status: Most Available States Why Work With Prime Insurance Company? As a wholesale broker with a strong appetite for specialty and hard-to-place risks, Prime Insurance Company provides: Customized coverage for seasonal and year-round snow plow operations A willingness to underwrite accounts with prior claims or nonstandard operations Direct access to underwriting for fast, practical quote responses Ongoing support through binding and policy servicing Example accounts that typically place well here: a landscaping contractor that switches to snow removal in winter and needs short-term added liability protection; or a municipal subcontractor with multiple plow-equipped trucks seeking higher limits and flexible terms. In both cases, Prime works with agents to structure coverages that match contract requirements and operational realities. Visit our Prime Insurance Company profile to learn more, or go directly to the Snow Plow Insurance program page to get started. Frequently Asked Questions What types of accounts are a good fit for this Snow Plow Insurance program?Prime is a good market for snow removal companies, landscaping businesses that offer winter services, municipal contractors, and operators with single trucks or fleets. We underwrite both new ventures and established firms. Can you write accounts with prior claims or loss history?Yes. Prime specializes in tougher risks and will consider accounts with previous claims. Each submission is reviewed on its own merits, and we work with agents to find practical solutions. Do you offer coverage in states with high snowfall?Yes. The program is available in most U.S. states, including high-snowfall regions such as the Northeast, Midwest, and Mountain states. See the full state list above. What coverages are included in the Snow Plow Insurance program?Standard offerings include General Liability, Property Damage, Bodily Injury, and Personal Injury. Policies are tailored to the insured’s operations and contract needs. Is there a minimum premium requirement?Minimum premiums vary by state, exposure, and coverage. Contact Prime’s underwriting team for specific minimums and quote guidelines. Need help placing an account? Connect with a market specialist.

Comprehensive Snow Plow Insurance Solutions from Prime Insurance Company Snow plowing operations carry elevated and specific risks: heavy equipment working on public roads and private property, variable weather and surface conditions, and intensive seasonal schedules. Prime Insurance Company offers a Snow Plow Insurance program designed for snow removal contractors, landscaping firms that provide winter services, municipal subcontractors, and fleet operators with plow-equipped vehicles. Our goal is to give agents a dependable market for hard-to-place winter service risks. Demand for snow removal, salting, and deicing services has grown across the U.S., and many standard carriers either exclude this work or price it out of range. Prime focuses on these niche exposures and provides flexible, all-in-one solutions that balance protection with competitive pricing. Ideal Accounts and Appetite This program is a strong fit for: Commercial and residential snow removal contractors Municipal plow operators and subcontractors Landscaping companies that add seasonal snow services Small to mid-size fleet operators with snow plow attachments We underwrite a wide range of accounts — from single-truck operations to multi-vehicle fleets. Prime will also consider submissions with prior claims or challenging loss histories; each account is evaluated on its own merits. Coverage Highlights and Advantages Prime’s Snow Plow Insurance program offers broad coverages tailored to the exposures of winter service businesses, including: General Liability Property Damage Bodily Injury Personal Injury Policies are customized to match operations, routes, and contract obligations. We work with agents to identify gaps — for example, operations that require higher limits for municipal contracts or additional protections for subcontracted work. Underwriting Notes and Minimum Premiums Prime accepts submissions regardless of prior claims; high-frequency or severe losses do not automatically eliminate an account. Underwriting focuses on operational controls, training, maintenance practices, and contract wording. Common items that can improve placement prospects include driver hiring standards, vehicle maintenance logs, clear route plans, and written subcontractor agreements. Minimum premiums vary by state, exposure, and coverages requested. For specific quote guidelines and minimum premium information, please contact Prime’s underwriting team. Territories and Availability This program is available in most U.S. states, including high-snowfall regions. Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted Status: Most Available States Why Work With Prime Insurance Company? As a wholesale broker with a strong appetite for specialty and hard-to-place risks, Prime Insurance Company provides: Customized coverage for seasonal and year-round snow plow operations A willingness to underwrite accounts with prior claims or nonstandard operations Direct access to underwriting for fast, practical quote responses Ongoing support through binding and policy servicing Example accounts that typically place well here: a landscaping contractor that switches to snow removal in winter and needs short-term added liability protection; or a municipal subcontractor with multiple plow-equipped trucks seeking higher limits and flexible terms. In both cases, Prime works with agents to structure coverages that match contract requirements and operational realities. Visit our Prime Insurance Company profile to learn more, or go directly to the Snow Plow Insurance program page to get started. Frequently Asked Questions What types of accounts are a good fit for this Snow Plow Insurance program?Prime is a good market for snow removal companies, landscaping businesses that offer winter services, municipal contractors, and operators with single trucks or fleets. We underwrite both new ventures and established firms. Can you write accounts with prior claims or loss history?Yes. Prime specializes in tougher risks and will consider accounts with previous claims. Each submission is reviewed on its own merits, and we work with agents to find practical solutions. Do you offer coverage in states with high snowfall?Yes. The program is available in most U.S. states, including high-snowfall regions such as the Northeast, Midwest, and Mountain states. See the full state list above. What coverages are included in the Snow Plow Insurance program?Standard offerings include General Liability, Property Damage, Bodily Injury, and Personal Injury. Policies are tailored to the insured’s operations and contract needs. Is there a minimum premium requirement?Minimum premiums vary by state, exposure, and coverage. Contact Prime’s underwriting team for specific minimums and quote guidelines. Need help placing an account? Connect with a market specialist.

Snowmobiles offer exhilarating outdoor experiences, but they also come with serious risks—including accidents, injuries, and liability claims. Whether your client operates a snowmobile rental business, leads guided tours, or teaches snowmobile operation, ensuring they have the right insurance protection is essential. Prime Insurance Company, through XINSURANCE, provides a flexible and customized Snowmobile Insurance program designed to address the unique liabilities associated with snowmobile operations. This program is available on a non-admitted basis in all 50 states plus DC, giving you wide-reaching market access with underwriting flexibility. Ideal Accounts and Appetite This program is tailored for both individual operators and commercial snowmobile businesses, including: • Snowmobile rental companies • Guided snowmobile tour providers • Snowmobile instructors and trainers • Outdoor adventure operators that include snowmobiles in their offerings • Seasonal businesses operating in winter resort areas If you have a client who offers snowmobile rentals at a ski resort or runs backcountry snowmobile tours, this program is built to help you place that business—even if the risk is viewed as challenging due to prior losses or complex exposures. Coverage Highlights and Advantages XINSURANCE specializes in high-risk and hard-to-place accounts. The Snowmobile Insurance program includes a range of coverages that can be tailored to your client’s needs: • Excess Medical • Professional Liability • Inland Marine • Physical Damage • Commercial General Liability • Alleged Assault and Battery Liability • Alleged Sexual Abuse and Molestation Liability • Premises Liability Coverage is available regardless of claims history or business size. Each policy is custom-built to match the specific exposures and operations of your client. Underwriting Notes This is a non-admitted program written through Evolution Insurance Brokers, LC (EIB), operating under the XINSURANCE brand. There is no standard minimum premium listed, allowing underwriting flexibility based on risk size, operations, and claims history. Policies are crafted after a thorough review of the insured’s operations, making this program ideal for unique, non-standard, or high-risk accounts that may not fit traditional markets. Territories and Availability Prime Insurance Company offers this program nationwide, including all 50 states and Washington, DC. Whether your client operates in snowy mountain regions, rural backcountry, or seasonal resort towns, this program is accessible and adaptable to varying geographic needs. Why Work With Prime Insurance Company? XINSURANCE, powered by Prime Insurance Company, has deep experience insuring high-risk recreational and outdoor activities. Their hands-on underwriting approach allows for customized solutions where others may decline coverage. You'll benefit from: • Broad underwriting appetite • Customized, scenario-based coverage • Ability to write accounts with prior losses • Access to specialty liability coverages not typically available in standard markets If you're struggling to place snowmobile-related risks or need a partner who can handle tough accounts, Prime Insurance Company delivers solutions that go beyond standard offerings. We are here to help all snowmobile operations and can answer any questions you and your client may have. Reach out to us today! DISCLAIMER: XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus line insurance brokerage. XINSURANCE is a DBA of EIB, which is domiciled in and has its principal place of business in Sandy, Utah (NPN 5464658). The licensed brokers for EIB are: Rick J. Lindsey (all states except CA) (NPN 91653) & Mike Fennell (only CA) (NPN 1435429). Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for snowmobile rental operators, guided tour providers, instructors, and other commercial snowmobile businesses—especially those considered high-risk or hard-to-place. Can I place accounts with prior claims or losses?Yes. Prime Insurance Company reviews each submission individually and is willing to consider accounts with prior loss history, provided there is a clear understanding of the operations and risk management practices. Is this program available in all states?Yes. The Snowmobile Insurance program is available on a non-admitted basis in all 50 states and Washington, DC. What coverages are available under this program?Available coverages include General Liability, Physical Damage, Inland Marine, Professional Liability, Excess Medical, Alleged Assault and Battery, Alleged Sexual Abuse and Molestation, and more. How are premiums determined?Premiums are based on a variety of factors including business size, operations, safety protocols, and claims history. Submissions are reviewed individually to determine appropriate pricing. Need help placing an account? Connect with a market specialist.

Customized Insurance Solutions for Nursing Home Facilities At XINSURANCE, powered by Evolution Insurance Brokers, we understand the unique risks and regulatory challenges faced by nursing home facilities. Our tailored insurance program—offered by Prime Insurance Company—is designed to help agents and brokers secure comprehensive, flexible coverage for clients in the long-term care and senior living sectors. With 24/7 claims support and a client-first underwriting approach, we’re here to be your strategic partner in protecting healthcare operations of all sizes. Ideal Accounts and Appetite We specialize in hard-to-place or non-standard risks, including facilities with prior claims, high liability exposures, or unique operations. The Nursing Home Facilities program is ideal for: • Skilled nursing facilities • Long-term care operations • Assisted living with complex care needs • Facilities hosting special events or providing transportation You might have a client who operates multiple locations or offers specialized memory care services—this program can help address their evolving exposure needs. Coverage Highlights and Advantages This program offers broad, customizable coverage options. Whether your client is a single-location facility or a multi-state operator, you’ll have access to flexible terms and limits. Coverages Can Include: • Special Events • Commercial General Liability • Property Coverage • Commercial Auto (available in most states) *Not available in NY • Individual Liability • Alleged Sexual Abuse • Alleged Molestation Liability • Alleged Assault and Battery Liability • Professional Liability • Directors and Officers Liability Program Highlights: • Premium Financing • Flexible limits, premiums, and coverage customization • Risk Management Support • All-in-One Policy Solutions • Direct Market Access • Responsive Underwriting • 24/7 Claims Reporting and Support Underwriting Notes and Minimum Premiums Our underwriting team focuses on identifying coverage gaps, exclusions, and tailoring solutions to fit each client’s specific operations. While there is no set minimum premium listed, pricing is assessed based on risk characteristics, size, and coverage needs. Accounts of any size are welcome for review. Territories and Availability The Nursing Home Facilities program is available in all 50 states and Washington, D.C., except for specific limitations on auto coverage in New York. As a non-admitted solution through an excess and surplus lines broker, this program is ideal for clients who may not qualify for standard markets. Why Work With Prime Insurance Company and XINSURANCE Prime Insurance Company, through its XINSURANCE platform, offers a high-touch, flexible approach to non-admitted risks. With direct access to underwriters, in-house claims expertise, and a willingness to write tough or unique accounts, you gain a reliable partner when placing difficult healthcare facility risks. Whether you’re working with a new venture, a facility with a claims history, or a client needing specialized coverages, this program offers the tools you need to succeed. *Please Note: XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus line insurance brokerage. XINSURANCE is a DBA of EIB, which is domiciled in and has its principal place of business in Sandy, Utah. This insurance product is offered by an unlicensed surplus lines insurer. The licensed brokers for EIB are: Rick J. Lindsey (except in CA) (NPN 91653) & Mike Fennell (Only CA) (NPN 1435429) Frequently Asked Questions What types of accounts are a good fit for this Nursing Home Facilities program?This program is ideal for skilled nursing facilities, long-term care operations, and assisted living centers—especially those with higher risks, prior claims, or unique service offerings. Can I customize coverage options for my client?Yes, coverage, limits, and premiums can all be tailored to meet your client’s specific needs. The program is designed for flexibility. Is this program available in all states?Yes, it is available in all 50 states plus D.C., although commercial auto coverage is not available in New York. What makes this program different from standard admitted markets?This is a non-admitted solution through an excess and surplus lines broker, allowing more flexibility in underwriting and broader coverage options for hard-to-place risks. How do I get started with a quote?You can contact the underwriting team directly through the company profile or storefront page to request a free, customized quote. Need help placing an account? Connect with a market specialist.

Many agents and brokers ask—“Why should my client carry special event insurance?” At most special events across the country, injuries and accidents are common, and lawsuits frequently follow. Whether it’s bodily injury to a guest, property damage to a rented venue, or general negligence, liability exposures can be significant. Without proper coverage, your client could be held personally responsible for costly claims that threaten their financial well-being. Overview of the Special Event Insurance Program From Prime Insurance Company Prime Insurance Company offers a comprehensive Special Event Insurance program designed to protect your clients from the unexpected. With an all-in-one policy approach, Prime provides flexible solutions tailored to a wide range of event types and risk levels. Whether your client is organizing a one-day wedding or a multi-day festival, this program delivers broad protection and peace of mind. Ideal Accounts and Appetite This program is an excellent fit for: Weddings and Receptions Sporting Events and Tournaments Concerts and Music Festivals Trade Shows and Expos Religious or Cultural Celebrations Private Parties, Banquets, and Baby Showers Community Fairs and Showcases The program is designed to accommodate both individuals and organizations hosting public or private events. Risks with complex liability exposures—such as alcohol service, crowd control, or high foot traffic—can be considered. Example: You may have a client hosting a large outdoor concert in a public park. With third-party vendors, a liquor license, and thousands of attendees, this account would benefit from Prime’s comprehensive event liability package. Coverage Highlights and Advantages Prime Insurance Company offers broad and flexible protection, including: General Liability (including Spectator Liability) Property Damage to Rented Premises Event Cancellation Insurance Liquor Liability Umbrella/Excess Liability Professional Liability (as needed) Bodily Injury Personal and Advertising Injury Medical Expense Coverage This all-in-one approach ensures that organizers, venues, vendors, and participants are protected under one policy, helping agents reduce gaps in coverage and streamline the quoting process. Underwriting Notes and Minimum Premiums Prime is known for its flexible underwriting and ability to consider unique or hard-to-place risks. While minimum premiums vary by event type and exposure, Prime works directly with agents to craft custom solutions. Risks with prior claims, last-minute submissions, or unusual exposures will be considered on a case-by-case basis. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. Prime writes in both urban and rural areas and can handle events in challenging venues or jurisdictions. Why Work With Prime Insurance Company? As a carrier with a strong reputation for underwriting difficult risks, Prime Insurance Company offers agents a responsive, solution-oriented partner for special event business. Their deep experience with unique liability exposures, direct carrier authority, and ability to turn quotes quickly makes them an ideal resource for brokers looking to place event-related coverage with confidence. To learn more or discuss your client’s needs, please reach out to Prime Insurance Company directly by phone or email. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clients organizing weddings, concerts, sporting events, banquets, festivals, religious celebrations, and other private or public gatherings. Can Prime Insurance cover events that serve alcohol?Yes, liquor liability coverage is available for events where alcohol is served or sold, subject to underwriting approval. Is this coverage available in all states?Yes, Prime Insurance Company offers this program in all 50 states and Washington, D.C. What if my client has had previous claims or a last-minute event?Prime is known for flexible underwriting and will consider accounts with prior claims or short lead times on a case-by-case basis. Does the policy cover event cancellation?Yes, cancellation insurance is available and can be included in the overall event insurance package. Need help placing an account? Connect with a market specialist.

As an independent agent serving fitness professionals, you understand the unique risks your clients face. Whether they’re leading a bootcamp, teaching yoga, or offering personal training sessions, fitness instructors work closely with clients in physically demanding environments—where the potential for injury, liability claims, and property damage is high. That’s where Prime Insurance Company steps in. Our Fitness Instructors Insurance program is designed to provide robust liability protection across a wide range of fitness disciplines. With coverage available in all 50 states and Washington, DC, this program is an ideal solution for agents looking to place business for independent instructors, small fitness studios, or mobile trainers. Ideal Accounts and Target Classes This program is suitable for individual fitness instructors or small training businesses operating across a variety of disciplines. Whether your client teaches in-person, virtually, or at multiple locations, Prime Insurance Company helps safeguard them from common legal exposures. Target Classes Include: Cardio Kickboxing Personal Training Pilates Tai Chi Yoga Zumba Acro Dance Fitness Bootcamp Spinning Aerobics Aquatic Exercise Tumbling +Many More Even when instructors follow proper safety guidelines and training protocols, they can still be held liable when something goes wrong. Statistics show that over 970,000 fitness-related injuries were treated in U.S. hospitals between 1990 and 2007. Don’t let your clients go unprotected. Coverage Highlights and Advantages The program offers tailored coverage designed specifically for the fitness industry. Whether your client is working one-on-one or leading group sessions, Prime Insurance Company provides critical protection against the most common exposures. Coverages Offered: Legal Liability Professional Liability Medical Expense Bodily Injury Property Damage Personal Injuries Abuse, Molestation, and Sexual Misconduct This makes the program especially attractive for instructors working with minors, seniors, or vulnerable populations, where allegations of misconduct can carry severe consequences—even if unfounded. Underwriting and Program Notes Prime Insurance Company offers flexible options for fitness professionals of all experience levels. Whether you’re working with a new instructor launching their first business or a seasoned trainer expanding into new markets, our underwriters can assess and respond quickly to submissions. Coverage is available in all 50 states and Washington, DC. Submissions are reviewed on a case-by-case basis, and Prime aims to provide fast turnarounds and competitive solutions for both standard and higher-risk classes. Why Work With Prime Insurance Company As a direct carrier, Prime Insurance Company has the authority and flexibility to tailor coverage to fit your client’s individual needs. We specialize in niche liability markets and provide an all-in-one insurance solution for fitness professionals. Agents benefit from responsive underwriting, broad appetite, and the ability to place both straightforward and challenging risks under one roof. If you have a client who runs a community Zumba class, operates a mobile personal training business, or teaches aquatic fitness at a local gym, Prime Insurance Company can help you deliver the coverage they need—with speed and expertise. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for independent fitness instructors, personal trainers, and small group class leaders across a wide range of disciplines, including yoga, Pilates, bootcamps, and more. Is coverage available nationwide?Yes, the Fitness Instructors Insurance program is available in all 50 states and Washington, DC. What are the key coverages included?The program includes legal liability, professional liability, medical expense, bodily injury, property damage, personal injury, and abuse/molestation coverage. Can I place business for instructors who work virtually or at multiple locations?Yes, Prime Insurance Company can accommodate fitness professionals who offer services online or across various locations. How quickly can I get a quote?Prime Insurance Company offers a streamlined submission process for fast quotes. Reach out to their underwriting team to get started. Need help placing an account? Connect with a market specialist.