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Swimming Pool Maintenance Insurance Program f...ing them to place complex or unique swimming pool service exposures. Need he...

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Racquet Club Insurance Program from Colonial General Insurance Agency Colonial General Insurance Agency, Inc. offers a specialized Racquet Club Insurance program designed for private swim and racquet clubs that operate on a membership basis. Whether your clients host on-site activities or participate in off-site competitions, this program provides the comprehensive property and liability coverage they need. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has access to a range of markets (including some admitted options) to help you place business efficiently across several Western states. Ideal Accounts and Program Appetite This program is tailored for private racquet and swim clubs that offer organized recreational or competitive activities for members. Suitable accounts may include: Private tennis or racquetball clubs with indoor or outdoor courts Swim and racquet clubs with clubhouses, snack bars, or pro shops Facilities that host lessons, tournaments, or leagues on-site or off-site Clubs should be membership-based and primarily focused on racquet or swim-related activities. Facilities with ancillary amenities, such as gyms or snack bars, may also be considered if they are incidental to the club’s core operations. Coverage Highlights and Advantages Policy Highlights: Coverage is available on a mono-line or package basis, offering flexibility based on your client’s needs. Off-site competitions are included in the liability coverage, expanding the protection beyond the club’s premises. Commercial General Liability Coverage Includes: Primary liability limits up to $3,000,000 Occurrence / Aggregate Medical Payments – $5,000 limit Sexual/Physical Abuse – $25,000 per Claim / $50,000 Aggregate Limited Participant Coverage – $25,000 Occurrence / $50,000 Aggregate Excess/Umbrella limits available up to $25,000,000 No deductible required Property Coverage Options: Building, Contents, and Business Income Equipment Breakdown and Food Spoilage Computer Equipment and Outside Signs Accounts Receivable and Valuable Papers Replacement Cost or Actual Cash Value options Basic, Broad, or Special Form coverage types Crime Coverage Includes: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property (Inside the Premises) Theft and Robbery (Outside the Premises) Underwriting Notes Colonial General evaluates each account individually and can tailor coverage to meet the specific operations of the club. While no minimum premium is listed, pricing is market-competitive and aligned with the risk profile of each submission. The lack of a deductible on the liability portion adds value, especially for smaller clubs managing tight budgets. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General offers access to several carriers across both admitted and non-admitted markets where available. Why Work with Colonial General? With extensive experience in niche recreational risks, Colonial General offers agents and brokers a streamlined way to place racquet and swim club accounts. Their underwriting team understands the unique exposures associated with athletic facilities and provides responsive service and flexible solutions. Whether you’re placing a long-standing club in need of better coverage terms or helping a new facility get off the ground, Colonial General is a strong partner for these types of risks. Visit the Colonial General Insurance Agency, Inc. profile to learn more or start a submission today. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for private swim and racquet clubs that operate on a membership basis and offer organized recreational or competitive activities. Is coverage available for off-site competitions or tournaments?Yes, liability coverage includes off-site competitions, making it suitable for clubs that host or participate in events away from their primary location. Are both property and liability coverages available?Yes, coverages can be written on a mono-line or package basis, including property, general liability, and optional crime coverage. In which states is this program available?The program is currently offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Do accounts need to meet a minimum premium?There is no stated minimum premium, but pricing is based on the size, scope, and operations of the individual account. Need help placing an account? Connect with a market specialist.

Policy Highlights: Farm equipment repair shops carry specialized risks that require tailored insurance solutions. Colonial General Insurance Agency, Inc. offers a dedicated Farm Equipment Repair Shop Insurance program through its commercial garage department, specifically designed to address the exposures faced by businesses involved in the repair and sales of agricultural equipment. Overview of the Program From Colonial General Colonial General is a Managing General Agency and Excess & Surplus Lines Broker with access to multiple markets, offering flexible and competitive solutions for farm equipment repair operations. This program provides comprehensive commercial garage coverage to help protect your clients from liability, property damage, and equipment-related risks commonly associated with this niche industry. Ideal Accounts and Appetite This program is ideal for businesses that specialize in the repair, maintenance, and sale of farm equipment. Target accounts include: Independent farm equipment repair shops Small to mid-sized agricultural equipment dealers with onsite service facilities Mobile repair units servicing farm machinery Note: Non-motorized equipment operations are not eligible for this program. Coverage Highlights and Advantages Colonial General’s Farm Equipment Repair Shop Insurance program includes broad protection to meet the unique needs of this class of business. Coverage highlights include: Garage Liability Limits up to $1,000,000 per accident $3,000,000 General Liability Aggregate $5,000 Medical Payments Broadened Coverage Endorsements Dealers Physical Damage False Pretense Coverage Fire Legal Liability Garagekeepers Coverage on a Primary Basis with Specified Causes of Loss In-Transit Coverage for Towing Operations Optional Property Coverage available Underwriting Notes and Minimum Premiums Colonial General underwrites each account based on business operations, loss history, and location. While minimum premium information is not specified, agents can expect competitive pricing through access to both admitted and non-admitted markets, depending on the risk profile. Accounts involving mobile service or on-site repairs with appropriate safety measures in place are typically strong fits. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General With decades of experience in niche commercial programs, Colonial General provides agents with access to tailored coverage options for hard-to-place risks. The commercial garage team understands the operational nuances of farm equipment repair shops and offers responsive service, customized underwriting, and access to a range of carriers to help you place business confidently. Whether your client runs a rural repair shop servicing tractors or a regional dealership with multiple service bays, Colonial General has the tools and expertise to support your placement needs. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts are farm equipment repair shops and agricultural equipment dealers that offer repair and maintenance services. Mobile service providers may also qualify. Is coverage available for non-motorized equipment repair?No, this program does not provide coverage for non-motorized equipment operations. Can I access admitted and non-admitted markets through this program?Yes, Colonial General offers access to both admitted and non-admitted markets depending on the specific risk and location. What is included in the Garagekeepers Coverage?The program offers Garagekeepers Coverage on a primary basis with specified causes of loss to protect your client's customers’ vehicles while in their care. In which states is this program available?This program is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

Policy Highlights for Martial Arts Studio Insurance: Colonial General Insurance Agency, Inc. offers a specialized insurance program tailored for martial arts studios, including those offering training in boxing and wrestling (amateur only). Whether your client operates a small neighborhood dojo or a multi-discipline martial arts center, this program provides flexible coverage options designed to meet the unique risks associated with martial arts instruction and operations. Coverage is available on a monoline or package basis, allowing you to customize policies to fit your client’s specific needs. Ideal Accounts and Appetite This program is ideal for amateur-level martial arts training facilities, including those offering: Traditional martial arts (e.g., karate, taekwondo, judo) Boxing and wrestling classes (amateur only) Mixed martial arts schools with a focus on amateur instruction Self-defense and fitness-based martial arts programs Typical clients include small to mid-sized studios with a focus on instruction, not professional competition. Facilities with clean loss histories and a commitment to student safety are preferred. Coverage Highlights and Advantages Commercial General Liability Primary Limits up to $3,000,000 Occurrence / Aggregate Hired and Non-owned Auto coverage Excess or Umbrella Limits available up to $25,000,000 Included Coverages: Errors and Omissions Coverage Part Sexual and Physical Abuse Coverage – $50,000 per claim / $100,000 aggregate Medical Payments – $5,000 Limit Additional Interests – Blanket basis No deductible required Property Coverage Building and Business Personal Property Business Income and Extra Expense Computer Equipment Equipment Breakdown Outside Signs Accounts Receivable Valuable Papers Replacement Cost or Actual Cash Value (ACV) Basic, Broad, or Special Form Crime Coverage Inside the Premises – Theft of Money and Securities Inside the Premises – Robbery or Safe Burglary of Other Property Outside the Premises Underwriting Notes This program is available through various carriers, and Colonial General can tailor solutions based on individual account characteristics. While there is no published minimum premium, submissions should include complete applications and detailed risk information to ensure accurate quoting. The program is designed for amateur-level operations only — professional fighting schools or facilities hosting sanctioned competitions are not eligible. Territories and Availability Colonial General’s Martial Arts Studio Insurance program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Some markets may be admitted depending on the state and specific exposure type. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General Insurance Agency, Inc. brings deep expertise and market access tailored to niche classes like martial arts facilities. Their underwriting team understands the unique exposures of training studios and offers responsive service, competitive pricing, and flexible coverage structures. Whether you're working with a startup dojo or an established multi-location studio, Colonial General offers solutions to help you protect your client’s business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for amateur-level martial arts studios, including those offering boxing, wrestling, karate, and self-defense training. Competitive or professional-level operations are not eligible. Is coverage available for both liability and property?Yes, coverage is available on a monoline or package basis and includes general liability, property, and crime coverage options. Which states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are there any coverage limits for abuse or misconduct claims?Yes, Sexual and Physical Abuse coverage is included with a $50,000 per claim and $100,000 aggregate limit. Is there a deductible for liability coverage?No, there is no deductible required for the general liability portion of this program. Need help placing an account? Connect with a market specialist.

Policy Highlights for Truckers Insurance: Colonial General Insurance Agency, Inc. offers a Truckers Insurance program tailored for trucking operations and express delivery companies. Whether your client runs a single truck or a multi-vehicle fleet, with or without warehouse exposure, Colonial General can place coverage as a monoline or as part of a package to meet transportation and property needs. Ideal Accounts and Appetite This program is best for independent owner-operators, small to mid-sized fleet owners, and regional express delivery businesses. Colonial General will consider accounts with associated warehousing, refrigerated transport, and mixed cargo types. The program is especially useful for risks that do not cleanly fit standard market appetites or that need specialized liability, property, or warehouse legal liability terms. You might have a client who operates a regional express shipping company with a small warehouse in Utah, or an owner of refrigerated trucks servicing the Southwest — both are strong candidates for placement through this program. Coverage Highlights and Advantages Commercial General Liability Coverage available for truckers insurance: • Primary limits up to $3,000,000 per occurrence and aggregate • $5,000 Medical Payments Coverage — included • Additional Interests — $100 each • Excess or Umbrella limits available up to $25,000,000 Crime Coverage available: • Inside the Premises — Theft of Money and Securities • Inside the Premises — Robbery or Safe Burglary of Other Property • Outside the Premises Property Coverage available: • Accounts Receivable • Basic, Broad, or Special Forms • Building and Contents • Business Income and Equipment Breakdown • Computer Equipment and Food Spoilage • Outside Signs • Replacement Cost or ACV valuation • Valuable Papers • Warehouse Legal Liability — up to $50,000 Underwriting Notes Colonial General places Truckers Insurance on admitted or non-admitted paper depending on the carrier appetite and state. The MGA works with multiple carriers to provide flexible underwriting and placement options. Minimum premiums and specific terms vary by market and risk characteristics; discuss details with a Colonial General market specialist when submitting. Territories and Availability This Truckers Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General’s regional underwriting expertise in these Western states helps when placing accounts with localized exposures or state-specific requirements. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General has targeted experience placing transportation and warehouse-related risks. Agents benefit from: access to multiple carriers, underwriting flexibility for non-standard accounts, and program terms that can include both liability and property solutions. If you have transportation business that’s hard to place in the admitted market, Colonial General is positioned to help find capacity and structure coverage. Frequently Asked Questions What types of accounts are a good fit for this Truckers Insurance program?This program is ideal for small to mid-sized trucking companies, independent owner-operators, express delivery firms, and accounts that include warehousing or refrigerated transport exposures. Can I submit risks with warehousing and refrigeration exposures?Yes. Colonial General will consider accounts with on-site warehousing and refrigerated transport, subject to details of operations, values, and loss-control measures. Is this program available on an admitted basis?Some markets are available on an admitted basis while others may be placed non-admitted. Availability depends on the state, carrier, and risk profile. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What limits are available under the liability coverage?Primary general liability limits are available up to $3,000,000 per occurrence/aggregate, and excess or umbrella limits can be placed up to $25,000,000 depending on the carrier. Need help placing an account? Connect with a market specialist.

Policy Highlights for Christmas Tree Lots Insurance: Colonial General Insurance Agency, Inc. offers a tailored Christmas Tree Lots Insurance program designed to help agents place seasonal accounts with confidence. Whether your client operates a single temporary lot or manages multiple holiday locations, this program provides essential property and liability coverages suited for the unique risks associated with Christmas tree sales operations. Ideal Accounts and Appetite This program is an excellent fit for: Seasonal Christmas tree lot operators with temporary or semi-permanent setups Vendors operating in leased lots, parking areas, or retail spaces Operations requiring short-term coverage during the holiday season Common exposures such as customer slip-and-falls, theft of inventory, and weather-related property damage can be addressed. Accounts with clean loss history and organized risk management practices are preferred. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 Occurrence and Aggregate $5,000 Medical Payments included Excess or Umbrella limits available up to $25,000,000 No deductible required Crime Coverage: Inside the Premises – Theft of Money and Securities Robbery or Safe Burglary of Other Property Outside the Premises coverage Property Coverage Options: Basic, Broad, or Special Form Building and Contents Business Income and Equipment Breakdown Computer Equipment and Inland Marine Food Spoilage and Outside Signs Accounts Receivable and Valuable Papers Replacement Cost or Actual Cash Value This comprehensive set of coverages allows agents to present fully packaged solutions to seasonal clients, with flexible options to meet different risk profiles. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on risk characteristics, location, and coverage selections. Colonial General evaluates each submission individually and offers flexible underwriting for seasonal operations. Agents should be prepared to provide details on operating hours, security measures, and prior claims, if any. Territories and Availability This program is available in the following Western states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Some admitted markets are available, depending on the state and account profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep experience in placing niche seasonal risks. Their team understands the short duration and unique exposures of Christmas tree lots and works with a variety of carriers to find the right fit. With responsive service and access to both admitted and non-admitted markets, Colonial General is a valuable resource for agents looking to write seasonal tree lot business quickly and effectively. Contact Colonial General Insurance Agency, Inc. today to learn more about how you can place your Christmas Tree Lots Insurance accounts with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for seasonal Christmas tree lot operators, particularly those with temporary setups in parking lots, retail areas, or leased spaces during the holiday season. Is this program available in all states?No, the program is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are both property and liability coverages available?Yes, agents can access property and liability coverage on a mono-line or package basis depending on the client's needs. What documentation is needed for underwriting?Basic information such as location details, operating dates, security measures, and prior loss history will help expedite underwriting. Can I get coverage for theft or burglary?Yes, the program includes crime coverage options for theft of money, securities, and property both inside and outside the premises. Need help placing an account? Connect with a market specialist.