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Swimming Pool Dealers and Installers Insuranc...s program?This program is ideal for swimming pool contractors, dealers, instal...

...r or manages a multi-practitioner clinic, Colonial General offers market acces... fit. Multi-practitioner offices and clinics offering diagnostic services also...

Racquet Club Insurance Program from Colonial General Insurance Agency Colonial General Insurance Agency, Inc. offers a specialized Racquet Club Insurance program designed for private swim and racquet clubs that operate on a membership basis. Whether your clients host on-site activities or participate in off-site competitions, this program provides the comprehensive property and liability coverage they need. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has access to a range of markets (including some admitted options) to help you place business efficiently across several Western states. Ideal Accounts and Program Appetite This program is tailored for private racquet and swim clubs that offer organized recreational or competitive activities for members. Suitable accounts may include: Private tennis or racquetball clubs with indoor or outdoor courts Swim and racquet clubs with clubhouses, snack bars, or pro shops Facilities that host lessons, tournaments, or leagues on-site or off-site Clubs should be membership-based and primarily focused on racquet or swim-related activities. Facilities with ancillary amenities, such as gyms or snack bars, may also be considered if they are incidental to the club’s core operations. Coverage Highlights and Advantages Policy Highlights: Coverage is available on a mono-line or package basis, offering flexibility based on your client’s needs. Off-site competitions are included in the liability coverage, expanding the protection beyond the club’s premises. Commercial General Liability Coverage Includes: Primary liability limits up to $3,000,000 Occurrence / Aggregate Medical Payments – $5,000 limit Sexual/Physical Abuse – $25,000 per Claim / $50,000 Aggregate Limited Participant Coverage – $25,000 Occurrence / $50,000 Aggregate Excess/Umbrella limits available up to $25,000,000 No deductible required Property Coverage Options: Building, Contents, and Business Income Equipment Breakdown and Food Spoilage Computer Equipment and Outside Signs Accounts Receivable and Valuable Papers Replacement Cost or Actual Cash Value options Basic, Broad, or Special Form coverage types Crime Coverage Includes: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property (Inside the Premises) Theft and Robbery (Outside the Premises) Underwriting Notes Colonial General evaluates each account individually and can tailor coverage to meet the specific operations of the club. While no minimum premium is listed, pricing is market-competitive and aligned with the risk profile of each submission. The lack of a deductible on the liability portion adds value, especially for smaller clubs managing tight budgets. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General offers access to several carriers across both admitted and non-admitted markets where available. Why Work with Colonial General? With extensive experience in niche recreational risks, Colonial General offers agents and brokers a streamlined way to place racquet and swim club accounts. Their underwriting team understands the unique exposures associated with athletic facilities and provides responsive service and flexible solutions. Whether you’re placing a long-standing club in need of better coverage terms or helping a new facility get off the ground, Colonial General is a strong partner for these types of risks. Visit the Colonial General Insurance Agency, Inc. profile to learn more or start a submission today. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for private swim and racquet clubs that operate on a membership basis and offer organized recreational or competitive activities. Is coverage available for off-site competitions or tournaments?Yes, liability coverage includes off-site competitions, making it suitable for clubs that host or participate in events away from their primary location. Are both property and liability coverages available?Yes, coverages can be written on a mono-line or package basis, including property, general liability, and optional crime coverage. In which states is this program available?The program is currently offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Do accounts need to meet a minimum premium?There is no stated minimum premium, but pricing is based on the size, scope, and operations of the individual account. Need help placing an account? Connect with a market specialist.

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...l practitioners rather than large clinic or facility risks. Ideal Accounts a...n varied settings such as outpatient clinics, clients’ homes, and contract ass...

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...erations Healthcare offices and clinics Light manufacturing and distributi...onal law office or a growing medical clinic—both can benefit from E&O coverage...

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Policy Highlights: We have the products and carriers to insure loggers, lumber haulers, log haulers, chip haulers, and similar timber transportation operations. Overview — Colonial General Insurance Agency, Inc. Log & Lumber Hauling Program Colonial General Insurance Agency, Inc. offers a targeted program for log and lumber hauling risks through a mix of admitted and excess & surplus markets. The program is designed for agents who need flexible coverages for timber and lumber transportation accounts, with options for liability, cargo, and physical damage. Carrier availability varies by state and risk characteristics; some admitted markets are available where appropriate. Ideal Accounts and Appetite Owner-operators and small-to-medium trucking firms that transport logs, roundwood, cut lumber, chips, and related forest products. Regional haulers operating primarily in the Mountain West and Southwest — particularly AZ, CA, CO, ID, NV, NM, UT, and WY. Fleets with routine radius operations (local and regional), including drive-away or short-haul deliveries up to program radius limits. Preferred risks: documented maintenance programs, current driver records, and limited recent loss history. Accounts with strong safety and loss-control practices receive priority. Coverage Highlights and Advantages Liability coverage available up to $1,000,000 CSL. Cargo coverage available with limits up to $100,000 (refrigeration breakdown included where applicable). Physical damage available with deductible options commonly ranging from $500 to $5,000. Radius options up to 500 miles — helpful for regional log and lumber movements. Access to both admitted and non-admitted markets through Colonial General’s MGA and E&S brokerage relationships, giving flexibility for difficult-to-place risks. Underwriting Notes and Typical Restrictions Underwriting focuses on operation type, vehicle condition, driver qualifications, and loss history. Risks that typically fit this program include timber contractors hauling logs or finished lumber on stake beds and chip haulers moving wood byproducts. Accounts that may require enhanced placement or be declined include those with frequent recent losses, poor maintenance records, unauthorized drivers, or exposures outside available cargo limits. Radius and cargo limits are important constraints — long transcontinental moves beyond the program’s radius or high-value specialized loads that exceed the $100,000 cargo limit may need alternative placement. Submission Guidance Faster quoting is possible when submissions include: Current vehicle schedule with VINs and model years Driver roster and recent MVRs Three to five years of loss runs Details on freight types, average cargo values, and typical haul radius Maintenance program description and any periodic inspection reports Colonial General underwriters can advise on specific documentation needed depending on the carrier being considered. Territories and Admitted Status This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Carrier and admitted availability vary by state and by individual account; Colonial General works with both admitted markets (where offered) and E&S markets to place accounts that need broader flexibility. Why Work with Colonial General Insurance Agency, Inc.? Specialized appetite for log and lumber hauling with access to multiple markets. MGA and E&S brokerage capabilities allow placement of a broad range of risks, including harder-to-place regional haulers. Underwriting familiarity with timber-industry exposures and practical coverage options for cargo, liability, and physical damage. Responsive submissions and pragmatic underwriting focused on workable coverage and realistic limits for the timber transportation sector. Example accounts that fit this program A family-owned logging contractor operating three stake-bed log trucks hauling within a 300-mile radius with strong maintenance records and no recent losses. A regional lumber distributor running multiple straight trucks and trailers moving finished lumber between sawmills and retailers within the program states, seeking combined liability, cargo, and physical damage limits. Frequently Asked Questions What types of accounts are a good fit for Colonial General’s Log and Lumber Hauling program?Owner-operators and small-to-mid-size fleets that transport logs, lumber, chips, or related forest products, especially those operating regionally in AZ, CA, CO, ID, NV, NM, UT, and WY with documented maintenance and clean driver records. What cargo and liability limits are available?The program offers cargo limits up to $100,000 (refrigeration breakdown included where applicable) and liability up to $1,000,000 CSL. Higher limits may require referral to alternate markets. Is coverage admitted or non-admitted?Carrier availability varies. Colonial General places business in both admitted and E&S markets depending on the state, the carrier appetite, and the individual account characteristics. What documentation speeds up underwriting and quoting?Provide a current vehicle schedule, driver roster and MVRs, three to five years of loss runs, descriptions of cargo and typical haul radii, and maintenance program details to obtain the quickest, most accurate quotes. Need help placing an account? Connect with a market specialist.