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Policy Highlights for Swimming Pool Management Insurance: Colonia...eeds. Are higher limits available for Pool “Pop-Up” or Abuse coverage?Yes, whi...

...l General Insurance Agency, Inc. Swimming Pool Contractors Insurance Colonial ...certification/training records for management accounts. These items help under...

...dential and commercial property management activities Spousal coverage inclu...

... shared amenities, professional management, and minimal claims history — a goo...eted construction and professional management are ideal. Is ne...

...job-site controls, or poor risk management typically do not meet appetite. Co...

...t administration, provided risk management practices are in place. Generally ...onsultancies with established risk management practices. Extremely large desig...

...tal equipment, laundry facilities, pools, or playgrounds—may be eligible. Unde...arkets when necessary. Are risks with pools or playgrounds eligible?Yes—these ...

Program Highlights for Vacant Dwelling Insurance: Managing vacant dwelling insurance can be a challenge, especially when traditional markets decline or non-renew policies. At Colonial General Insurance Agency, Inc., we make it easier for agents and brokers to find flexible, reliable solutions. Our Vacant Dwelling Insurance program is designed for properties that are temporarily unoccupied, undergoing renovation, or in transition between tenants or owners. Ideal Accounts and Appetite We specialize in placing coverage for dwellings that fall outside the standard market appetite. Our program is an excellent fit for: 1-4 family residential properties Vacant or unoccupied homes Dwellings undergoing renovations Homes with prior cancellations or non-renewals Properties with low or high insured values Builders risk exposures You might have a client with a recently inherited home that’s currently unoccupied, or a homeowner preparing to renovate a property before moving in. These are ideal fits for our program. Coverage Highlights and Advantages We offer flexible policy terms and a variety of coverage options to meet your insureds’ needs: Fire Extended Coverage Vandalism and Malicious Mischief Special Form—DP-3 Premises Liability Option Mono-line Premises Liability available Policies can be tailored with annual terms or shorter durations—3, 6, or 9 months—depending on the situation. Deductible options are also available to help manage premium and exposure. Underwriting Notes and Minimum Premiums We work with a range of carriers and underwriting partners, allowing us to consider a broad spectrum of risks. Whether your client has a clean history or a challenging risk profile, we can help find a solution. Our markets include both admitted and non-admitted options, depending on the risk and state. Territories and Availability This program is available in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in hard-to-place residential property risks. We understand the nuances of vacant property exposures and offer flexible, responsive service to help you place business quickly. Our strong carrier relationships and regional focus allow us to craft solutions where others may not. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for 1-4 family dwellings that are vacant or unoccupied, under renovation, or have been cancelled or non-renewed by standard markets. Can you write short-term policies?Yes, we offer flexible terms including 3-, 6-, 9-month, and annual policies to accommodate different vacancy timelines. Do you offer liability coverage for vacant properties?Yes, we provide premises liability options, including mono-line liability if property coverage is placed elsewhere. Are properties under renovation eligible?Yes, properties undergoing renovations are eligible and can be written under this program, subject to underwriting. Which states is this program available in?The Vacant Dwelling Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a flexible Sports League Insurance program designed to meet the unique needs of amateur athletic organizations. Whether your client manages a seasonal youth soccer league, a community basketball program, or a nonprofit athletic camp, this program provides tailored protection for non-contact sports organizations operating in AZ, CA, CO, ID, NV, NM, UT, and WY. Ideal Accounts and Appetite This program is a strong fit for local and regional amateur sports organizations, camps, clinics, and leagues focused on non-contact sports. Target classes include: Youth and adult recreational leagues Seasonal sports camps and clinics Community-based athletic programs Eligible sports include, but are not limited to, archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis, and volleyball. Contact sports and high-risk athletic programs may be outside the program’s appetite. Reach out to Colonial General for underwriting clarification on fringe or high-risk activities. Coverage Highlights and Advantages Coverage is available on a mono-line or package basis, allowing you to customize protection based on your insured’s operations. Highlights include: Commercial General Liability Primary limits up to $3 million per occurrence/aggregate Excess or Umbrella limits up to $25 million Included coverages: Additional Interests Medical Payments Coverage – $5,000 limit Limited Participant Liability – $25,000 per occurrence / $50,000 aggregate Sexual and Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate No deductible Property Coverage Buildings, Contents, and Equipment Breakdown Business Income and Food Spoilage Accounts Receivable Basic, Broad, or Special Form options Replacement Cost or Actual Cash Value Crime Coverage Theft of Money and Securities inside the premises Robbery or Safe Burglary of Other Property Coverage for losses occurring outside the premises Underwriting Notes Colonial General works with various carriers to offer access to both admitted and non-admitted markets, depending on the risk and location. While minimum premiums are not listed, underwriting flexibility allows room for a variety of account sizes, especially in community-based and nonprofit markets. Submissions should include details such as the type of sport, number of participants, location, and duration of events or seasons. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents operating in these Western states can rely on Colonial General’s regional knowledge and market access to place coverage efficiently. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in placing niche programs for specialty markets. With access to a variety of carriers and a flexible underwriting approach, they support agents in tailoring solutions for sports leagues and camps that face unique liability and property exposures. Their in-depth knowledge of regional risks and responsive service model make them a trusted partner for placing amateur sports accounts. Whether you’re helping a local youth soccer league secure liability coverage or working with a nonprofit that runs seasonal cheerleading clinics, Colonial General can help you find the right protection for your client’s activities. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports leagues, camps, clinics, and community-based athletic organizations involved in non-contact sports such as soccer, baseball, cheerleading, and tennis. Are contact sports eligible for coverage?Generally, this program focuses on non-contact sports. Contact sports may be outside the standard appetite, but you can contact Colonial General for specific underwriting guidance. What states is this program available in?The Sports League Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Is liability coverage available as standalone or only as part of a package?Liability coverage is available on a standalone (mono-line) basis or as part of a package with property and crime coverages. What limits are available for general liability?Primary general liability limits are available up to $3 million per occurrence and aggregate, with excess or umbrella limits up to $25 million. Need help placing an account? Connect with a market specialist.

Policy Highlights for Optometrist Insurance: Colonial General Insurance Agency, Inc. provides a dedicated Optometrist Insurance program to help agents and brokers place tailored coverage for optometry professionals. Whether your client is a solo practitioner or manages a multi-practitioner clinic, Colonial General offers market access and underwriting solutions to address the clinical and operational exposures common to modern optometry practices. Ideal Accounts and Appetite This program is designed for licensed optometrists and optometry practices that need combined professional and business coverages. Ideal accounts include: Independent optometrists in private practice Multi-practitioner clinics with diagnostic and treatment equipment Practices offering contact lens fittings, vision therapy, and pre/post-operative care Colonial General favors accounts with documented procedures, good recordkeeping and clean claims histories. Practices outside the typical scope of primary optometry care (for example, high-risk surgical centers performing complex ophthalmic surgeries) may require referral to a specialist market. Coverage Highlights and Advantages The Optometrist Insurance program combines professional and commercial coverages to protect both clinical exposures and day-to-day operations. Notable components include: Professional Liability: Defense and indemnity for alleged malpractice arising from optometric services. General Liability: Premises and third-party liability for bodily injury and property damage. Business Property: Coverage for office contents, furniture and diagnostic/treatment equipment. Hired & Non-Owned Auto: Liability for business use of employee personal or rented vehicles. Employment Practices Liability: Defense for claims alleging wrongful employment practices. Business Income & Extra Expense: Help maintaining cash flow during a covered interruption. Equipment Breakdown: Repair or replacement of essential diagnostic and treatment equipment. Worker’s Compensation: Competitive programs to meet state requirements and protect employees. Available limits, endorsements and pricing will vary by carrier and the specific risk characteristics of each practice. Underwriting Notes and Market Access Colonial General places optometry business in both admitted and non-admitted markets as appropriate for the state and account profile. The MGA’s carrier relationships allow flexibility — admitted capacity is available where offered by markets; E&S placement is an option for more complex or higher-exposure accounts. Key factors underwriters evaluate include claims history, types of services offered (e.g., diagnostic vs. surgical), total gross receipts, staff training, and equipment inventories. Complete submissions with loss runs, office protocols and equipment schedules typically receive faster review and placement. Territories and Availability This program is available to licensed agents and brokers placing business in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Specific coverages and admitted options may vary by state and carrier, so confirm availability on a per-submission basis. Why Work With Colonial General As a Managing General Agency and E&S lines broker, Colonial General combines deep knowledge of healthcare exposures with broad market access to help you place optometry risks efficiently. The team focuses on responsive underwriting, pragmatic coverage solutions, and matching each submission with the most appropriate market. Example scenarios where this program fits well: You have a solo optometrist who needs professional liability, office property and equipment breakdown coverage for a new digital retinal camera. You represent a multi-doctor clinic expanding to a second location that requires combined GL, PL, business income and workers’ compensation placement. From start-ups to established practices, Colonial General supports agents with underwriting guidance and access to admitted and non-admitted solutions tailored to optometry operations. Frequently Asked Questions What types of accounts are a good fit for this program?Independent optometrists and small to mid-sized optometry practices with clean loss histories are an excellent fit. Multi-practitioner offices and clinics offering diagnostic services also qualify. What coverages are included in the Optometrist Insurance Program?The program includes Professional Liability, General Liability, Business Property, Employment Practices Liability, Equipment Breakdown, Business Income, and more. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Is this an admitted or non-admitted program?Colonial General offers access to both admitted and non-admitted markets, depending on the risk and state. What carriers does Colonial General work with for this program?Carrier availability varies. Colonial General matches each submission with an appropriate market based on underwriting guidelines and coverage needs. Need help placing an account? Connect with a market specialist.