Search CompleteMarkets

...rom solo practitioners and seasonal tax preparers to small and mid-sized firms that perform audits, reviews, tax work, bookkeeping, or consulting. Whether your client handles tax-only engagements or provides full audi...pricing may be available for low-risk, tax-only operations. What is the applic...

...asses: small to mid-size CPA firms, tax preparers, bookkeepers and specialty a...markets — small to mid-size CPA firms, tax preparers, bookkeeping practices an...

...d Public Accountant, bookkeeper, or tax preparer, they face a broad range of p...CPAs, bookkeepers, payroll processors, tax preparers, and small-to-mid-sized a...

...nts placing accountants, CPA firms, tax preparers, and related professional pr... program?Small to mid-sized CPA firms, tax preparers, bookkeeping and payroll ...

...ms that provide typical accounting, tax, and advisory services. Target account... bookkeepers, and consultants offering tax, bookkeeping, payroll, and limited ...

Comprehensive Media Liability Solutions from Alexander J. Wayne & Associates Alexander J. Wayne & Associates, Inc. provides a dedicated Media Liability Insurance program designed for agents and brokers who need reliable placement options for media-related risks. As a wholesale broker with market access to all major U.S. carriers and Lloyd’s of London (domestic and London open market), we place both standard and hard-to-place media accounts across admitted and non-admitted markets. Ideal Accounts and Target Classes This program addresses the liability exposures that arise from creating, publishing, distributing, or promoting content. We routinely write coverage for: Advertisers and advertising agencies Authors and book publishers Magazine and newspaper publishers Multimedia and entertainment companies Radio, television, and cable broadcasters Film and video producers or distributors Public personalities and talent engaged in public appearances Good-fit examples: you might have a regional lifestyle magazine preparing a new issue, a podcast production company with growing listenership, or a digital content creator whose reach and monetization are expanding. Those accounts—especially when they involve original reporting, commentary, advertising, or third-party content—are a primary focus for this program. Coverage Highlights and Advantages We offer flexible policy forms (both Claims-Made and Occurrence) and a broad set of protections tailored to modern media exposures. Typical coverages include: Libel, slander, and defamation Invasion of privacy and misappropriation of likeness Copyright and trademark infringement Policy features agents can leverage: Unlimited defense costs in addition to the policy limits (available for most classes) Punitive damages coverage where permitted by law Primary limits up to $10,000,000, with excess placements up to $15,000,000 Underwriting Notes Our underwriters have deep experience with media exposures and will consider risks across a wide spectrum of complexity. We underwrite both admitted and non-admitted options, and can place accounts in domestic and London markets when file complexity or limits require it. When preparing submissions, include recent samples of content, editorial controls or review procedures, social media policies, and any prior claims history. Placement depends on the client’s content processes, distribution reach, advertising practices, and prior loss activity. Territories and Availability Media Liability is available in all 50 states and the District of Columbia. We can place business admitted or non-admitted depending on the class of business, state regulations, and the insured’s limit requirements. Why Work With Alexander J. Wayne & Associates? Agents and brokers choose Alexander J. Wayne & Associates for media liability because we combine specialty underwriting knowledge with wide market access. We routinely navigate hard-to-place risks by pairing experienced underwriters with U.S. carriers and Lloyd’s markets—helping you secure competitive terms and higher limits when needed. Contact us when you have media accounts that require tailored wording, higher limits, or London market capacity. Our team will help evaluate appetite, prepare a market-ready submission, and identify the right placement strategy. Frequently Asked Questions What types of accounts are a good fit for this Media Liability program?Ideal accounts include publishers, broadcasters, content creators, advertising agencies, authors, and media production companies—especially those with unique or hard-to-place exposures. Is this program available nationwide?Yes, Media Liability Insurance is available in all 50 states and Washington, DC. What coverage limits are available?Policy limits are available up to $10 million, with excess limits up to $15 million depending on the risk. Can I get coverage for claims involving defamation or copyright issues?Yes, the program includes coverage for defamation, libel, slander, copyright and trademark infringement, and related media liability exposures. Does the program offer both admitted and non-admitted options?Yes, we offer both admitted and non-admitted options depending on the risk class and state requirements. Need help placing an account? Connect with a market specialist.

...counting services • Bookkeeping and tax preparers • Consultants (marketing, ma...uch as consultants, graphic designers, tax preparers, beauty product sellers, ...

...ies Bonds Mortgage Broker Bonds Tax Bonds License & Permit Bonds F...

...start as low as $1,000 plus fee and tax, depending on exposure and state filin...low as $1,000 plus applicable fees and tax; final pricing is determined at quo...

Comprehensive E&O Insurance for Real Estate Professionals from The Herbert H. Landy Insurance Agency, Inc. The Herbert H. Landy Insurance Agency, Inc. offers a focused Errors & Omissions (E&O) insurance program designed for real estate professionals. Built for agents, brokers and firms operating in residential and commercial markets, this program is underwritten by Great American Insurance Company and Great American Assurance Company—both admitted carriers with broad national capacity—delivering admitted paper and strong financial backing. Ideal Accounts and Eligible Professionals This Real Estate E&O program fits a wide range of real estate service providers: Real estate firms of varying sizes Independent real estate agents and brokers, including independent contractors Property management companies Real estate appraisers (residential and commercial) Real estate auctioneers If you place accounts that manage property portfolios, perform appraisals, or operate as independent practitioners, this program is designed to cover those professional exposures. Coverage Features and Advantages The program includes a robust set of enhancements and optional coverages that address common E&O exposures for real estate professionals: Drone usage bodily injury and property damage coverage* Fraudulently Induced Fund Transfer coverage — up to $25,000* Sellers Shield™ deductible waiver (where available)* $0 deductible option for applicants using the Real Estate Express Application* Public Relations Crisis coverage — $15,000 per incident / $30,000 per policy period Disciplinary Actions — up to $50,000 per policy period Subpoena Assistance — $25,000 per policy period Fair Housing Discrimination — $500,000 included, higher limits available Open house and lockbox coverage — full policy limits for bodily injury and property damage Unlimited claim expenses (except in NY & CA) Optional coverages for mortgage brokers, construction/development exposures, business brokers, and EPLI Unlimited extended reporting period for retirees, death, or disability Confidential legal hotline included *Available in most states with effective dates of 11/1/17 or later, pending state approval. Flexible Underwriting and Application Options Landy provides flexible underwriting and a streamlined Real Estate Express Application to speed placement. Financing is available with no credit check required, and a two-year policy option may be offered for qualifying accounts to lock in premium and reinstate limits — a useful feature for agents placing long-term programs. Territories and Admitted Availability This program is available in most U.S. states on an admitted basis where the carriers are licensed. Available territories include: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Policies are written on an admitted basis in the states where the carriers are admitted. Why Work with The Herbert H. Landy Insurance Agency, Inc.? As a Managing General Agency with decades of professional liability experience, Landy combines underwriting expertise with responsive service. Agents benefit from: Access to admitted carriers with national capacity Underwriting that understands common real estate exposures (appraisals, property management, open houses, etc.) Streamlined applications and optional financed payments to ease placement Policy features tailored to real estate workflows, including open house and lockbox protections Example scenarios that fit well: You have a solo agent who lists residential properties and wants a low-deductible admitted policy with PR crisis support and subpoena assistance. You represent a mid-sized property management firm that needs E&O protection, fair housing limits, and optional EPLI for employee exposures. Frequently Asked Questions What types of accounts are a good fit for this E&O program?This program is ideal for real estate agents, brokers (including independent contractors), appraisers, property managers, and real estate auctioneers. Both solo professionals and firms are eligible. Are there deductible options available?Yes. Multiple deductible options are offered, including a $0 deductible for applicants using the Real Estate Express Application, subject to underwriting approval. Is coverage available in all states?The program is available in most U.S. states (listed above) and is written on an admitted basis where the carriers are licensed. Does the policy include coverage for property damage during open houses?Yes. The policy includes full limits for bodily injury and property damage related to open house and lockbox incidents. What carriers back this E&O program?The program is underwritten by Great American Insurance Company and Great American Assurance Company, both admitted insurers with nationwide capacity. Need help placing an account? Connect with a market specialist.