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Tool manufacturers face distinct workers co..., which accommodates many smaller manufacturing operations seeking E&S solutio...

...ntract manufacturers and precision tooling operations. Built on ISO-based form... in the metalworking and plastics manufacturing industries. Need help placin...

...ng Metal Goods Manufacturing Tool and Equipment Manufacturers Wire Go...of metal goods, electrical equipment, tools, food products, and similar operat...

Program Highlights: Novatae Risk Group offers a General Liability insurance program specifically designed for manufacturers and distributors of building materials and construction-related products. Whether your client manufactures or distributes products used in residential or commercial construction, this program provides tailored coverage to help protect against third-party claims arising from their operations, products, or premises. Contractor licensing is not a requirement to qualify, making this program accessible to a broad range of eligible businesses. With flexible underwriting and access to multiple carriers, Novatae can help you secure competitive terms for your clients in this niche space. Eligible Classes Include: Appliance Distributors and Manufacturers Building Material Distributors Door and Window Manufacturers Electrical Equipment Distributors and Manufacturers Heating and Air Conditioning Equipment Locksmiths Lumberyards Manufacturers Metal Goods Dealers Paint Manufacturers Plumbing Suppliers Wood Products Manufacturers And Many More . . . . Coverage Highlights and Advantages: This program provides General Liability coverage designed to address the risk exposures common to manufacturers and distributors in the building materials sector. Coverage includes premises liability, products and completed operations, and can help protect against bodily injury or property damage claims related to the insured’s products or day-to-day operations. The program can accommodate a wide range of operations, from small family-run distributors to regional manufacturers supplying specialty construction components. Underwriting Notes and Minimum Premiums: Minimum premiums vary depending on the class of business, size of operation, and risk characteristics. Novatae works with a variety of carriers to provide flexible solutions tailored to each submission. Submissions with clear product descriptions, safety protocols, and loss history will be reviewed promptly. Territories and Availability: This program is currently available in California, Nevada, and Texas. Most placements will be on a non-admitted basis, depending on the carrier and risk profile. Novatae’s team is well-versed in navigating E&S markets and helping you find competitive options for your hard-to-place or niche clients. Why Work With Novatae Risk Group: As a leading Managing General Underwriter and Excess & Surplus Lines Broker, Novatae brings deep expertise in niche markets and specialty industries. Their team understands the unique liability exposures faced by manufacturers and distributors and offers responsive service, underwriting insight, and access to a broad network of carriers. Whether you're placing a straightforward account or a more complex risk, Novatae is a reliable partner for your wholesale insurance needs. You might have a client who manufactures HVAC components for residential construction, or a distributor that supplies electrical fixtures to contractors across Texas—both would be strong candidates for this program. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of building materials and construction-related products, including HVAC equipment, plumbing supplies, electrical components, and wood or metal goods. Is a contractor’s license required to qualify for this program?No, contractor licensing is not required. The program is focused on product manufacturers and distributors, not contractors performing on-site construction work. In which states is this program available?The program is currently available in California, Nevada, and Texas. What is the minimum premium for this program?Minimum premiums vary based on the class of business and risk profile. Contact Novatae for specific underwriting guidelines. What carriers does Novatae work with for this program?Novatae partners with a variety of carriers. Carrier selection depends on the risk characteristics and state availability. Need help placing an account? Connect with a market specialist.

...ers Compensation Insurance for manufacturing operations can be especially comp...ertise in niche and hard-to-place manufacturing risks. We combine underwriter ...

Manufacturing operations carry a distinct set o...w ventures?Yes. We accept startup manufacturing businesses and new ventures, e...

...of these industries and offers the tools, responsiveness, and market access to...

...tional bundled services such as HR tools and payroll processing With POWC, la...ligible for this program?Yes. New manufacturing ventures can be eligible if th...

... Manufacturing Machine Shops and Tool Makers Pharmaceuticals, Surgical Goods, and Paint Manufacturing Textile Manufacturers and Tailo...stories. We target a broad set of manufacturing classes including food process...

...ments (paint matching, keys, power-tool repair, lumber cutting, special orders...hout large-scale fueling or heavy manufacturing on-site. Which coverages can I...