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...ickups with 5th wheel connections Tow trucks Eligible Classes Include: Auto ha... risks, including auto haulers, dump trucks, fuel haulers, contractor vehicles...

... Flatbed haulers Wreckers and tow truck services Contractors and art...ntermediate truckers, including dump trucks, flatbeds, wreckers, and artisan c...

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Overview of the Trucking Insurance Program from Southern Insurance Underwriters, Inc. Southern Insurance Underwriters, Inc. (SIU) offers a dedicated Trucking Insurance program built for agents who need a reliable market for long-haul, intermediate and local trucking accounts. Backed by more than 80 years of commercial transportation underwriting experience, SIU delivers coast-to-coast capacity through a panel of markets with competitive pricing and rapid turn-around on quotes and submissions. Ideal Accounts and Appetite This program is designed for small-to-mid fleets up to larger single-owner operations. Typical fit includes: Number of units: 1 to 200 Operations: long-haul, intermediate and local delivery Radius: mixed radius rating (0–300 miles, 301–600 miles, 600+ miles) Acceptable commodities: Dry van freight Refrigerated freight (frozen only; no “iced” meat) Flatbed freight Agricultural commodities (fertilizer accepted provided ammonium nitrate content is =33%) Non-hazardous liquids transported in baffled tankers Accounts outside these parameters, high-hazard commodities, or specialized hauls may not fit; please refer submission guidelines or contact SIU for acceptance criteria. Coverage Highlights and Advantages SIU’s Trucking Insurance program pairs targeted underwriting with flexible coverage options common to commercial auto programs: tailored auto liability, physical damage, cargo protection, and ancillary liability extensions as available. Key advantages for agents include: Competitive rates through multiple carrier relationships (carriers vary by risk) Fast quote turn-around to help you win submissions Underwriting that understands transportation exposures — from owner-operators to small fleets Ability to place mixed radius accounts with tiered rating for varying route profiles Underwriting Notes and Minimum Premiums Underwriters evaluate units, radius, commodity, vehicle age, loss history and driver records. Important underwriting points: Unit count accepted: 1–200 Radius classes: 0–300, 301–600, 600+ (mixed radius rating supported) Commodity restrictions: no iced meat; fertilizer limits; only non-hazardous liquids in baffled tankers Carriers and admitted status: Most available markets — admitted or non-admitted capacity varies by state and risk Minimum premium: varies by carrier and state; provide full details on submission to determine applicable minimums Territories and Availability This SIU Trucking Insurance program is available in AL, FL, GA and SC. Coverage availability and admitted/non-admitted placement options depend on the specific carrier selected for the risk, so please confirm market availability when you submit. Why Work With Southern Insurance Underwriters, Inc. on Trucking Insurance SIU is a managing general agency with deep roots in transportation underwriting. Agents benefit from SIU’s experience, flexible market access, and quick response on quotes and endorsements. Whether you’re placing a single-truck operation or a 100+ unit fleet that runs regional or national lanes, SIU provides practical solutions and responsive underwriting to help you place business and retain clients. Example accounts that fit well A 25-truck refrigerated dry-van fleet running 300–600 mile regional lanes carrying frozen foods (no iced meat). An owner-operator flatbed carrier that hauls building materials within a 0–300 mile local radius. SIU provides streamlined submissions and prompt quotes. Prepare loss runs, vehicle/unit lists, driver MVRs, and commodity details to expedite underwriting review. Frequently Asked Questions What size and types of trucking accounts are a good fit for SIU’s Trucking Insurance program?The program is best for single-truck owner/operators up to fleets of about 200 units. It fits long-haul, intermediate and local operations hauling dry van, refrigerated (frozen only), flatbed, certain agricultural commodities, and non-hazardous liquids in baffled tankers. How quickly can I expect a quote from SIU?SIU emphasizes fast turn-around on quotes and submissions. Actual timing depends on completeness of the submission and complexity of the risk; providing loss runs, unit details and driver records up front speeds the process. Which states are eligible for placement under this program?This storefront covers AL, FL, GA and SC. Available carriers and whether the placement is admitted or non-admitted will vary by state and by individual risk. What specific underwriting restrictions should I tell clients about before submitting?Key restrictions include commodity limits (no “iced” meat; fertilizer restricted by ammonium nitrate content) and acceptance criteria for tankers (non-hazardous liquids only, baffled tanks). Also confirm radius and unit counts against the mixed radius rating structure. Need help placing an account? Connect with a market specialist.

...oes not exceed 6 inches. Light-duty towing operations can be placed when suppo...ments for specialty operations such as towing, alternative fuel services, or v...

...ients operate banquet halls, food trucks, ice cream trucks, or provide on-site catering for wedd... ideal for catering businesses, food trucks, ice cream trucks, and event venues providing food s...

...ses Whether your client is a small-town ATV repair shop or a multi-line recre... it suitable for businesses that offer towing or pick-up/drop-off services. Is...

...Utah, or an owner of refrigerated trucks servicing the Southwest — both are st...