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Overview — Roundstone Livery Program Roundstone’s Livery program is an admitted commercial auto liability solution designed for limousines, black car services and the taxi industry. The program bundles core transportation exposures — automotive liability and physical damage — with complementary coverages agents often need for these classes: general liability, garage liability, garagekeeper’s legal liability, excess/umbrella liability and property coverage. Offered through Roundstone’s admitted, captive platform, this program is positioned for agents placing chauffeured and for-hire passenger transportation risks across the country. Ideal Accounts and Appetite Chauffeured black car and limousine fleets (small to mid-sized operations) Traditional taxi operators and medallion fleets Operators that also maintain a repair or dispatch facility and need garage/garagekeeper protections Accounts seeking admitted paper with coordinated auto and liability limits Roundstone typically looks for operations with documented driver hiring and training practices, reasonable vehicle age and maintenance programs, and stable loss histories. Risks with routine business-to-business contracts, airport service routes, and scheduled chauffeured work often fit well. High-hazard uses — such as emergency medical transport, heavy-duty hauling, or operations that handle hazardous materials — are not primary targets for this program. Coverage Highlights and Advantages Automotive Liability: Primary coverage for third-party bodily injury and property damage arising from for-hire passenger operations. Physical Damage: Comprehensive and collision options to protect fleet vehicles, with flexible deductible choices. General Liability: On-premises and operations coverage to complement auto liability for passenger exposures. Garage & Garagekeeper’s Legal Liability: Designed for livery operators who perform vehicle servicing, maintenance or store customer vehicles. Excess/Umbrella: Additional limits over the primary auto and general liability layers for catastrophic losses. Property Coverage: Covers physical assets such as dispatch offices, maintenance shops and business personal property. The integrated package reduces gaps between auto and premises exposures and simplifies billing and policy administration by keeping coverages within a single admitted program. Underwriting Notes Submit current loss runs (typically 3–5 years), driver lists with MVRs, vehicle schedules and an explanation of operations/dispatching. Underwriters evaluate fleet size, vehicle age, driver screening and training, hours of operation, and primary service routes (e.g., airport vs. local street service). Remedial requirements may include driver safety programs, telematics installation, or specific maintenance documentation for certain accounts. Because this program is admitted and carrier-appointed in all available states, paperwork and endorsements will follow admitted market rules for each jurisdiction. Territories and Availability Roundstone’s Livery program is available in all listed states and the District of Columbia: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage is placed on admitted paper with carriers appointed to write in those states. Why Work With Roundstone on Livery Business? Specialized program underwriting focused on chauffeured and taxi-class exposures. Admitted solutions across a broad territory simplify compliance and claims handling for agents and insureds. Ability to combine auto, liability and garage exposures in a single submission — reducing gaps and administrative complexity. Responsive underwriting for renewal discussions and loss mitigation recommendations tailored to livery operations. Example scenarios: You might have a 12-vehicle black car fleet that needs coordinated auto liability, physical damage and an umbrella for airport contracts. Or a six-vehicle taxi operator that also maintains a small shop and needs garagekeeper and property coverage — both could be submitted to Roundstone’s Livery program for review. Frequently Asked Questions What types of accounts are a good fit for the Roundstone Livery program?Chauffeured black car and limousine fleets, taxi operators and small-to-mid-size for-hire passenger services that have documented driver screening, routine maintenance programs and relatively stable loss histories. What submission materials does Roundstone require?Typical items include 3–5 years of loss runs, a current vehicle schedule, driver list with MVRs, description of operations/dispatch practices, and details on any on-site maintenance or storage facilities. Is this offered on admitted paper in my state?Yes. The Livery program is offered on admitted carriers and is available in the states and District of Columbia listed in the storefront. Coverage and endorsements will follow admitted market rules for each jurisdiction. How does the program handle garage and garagekeeper exposures?The program can include garage liability and garagekeeper’s legal liability when the insured operates a shop, performs maintenance, or stores customer vehicles. Underwriters will review the scope of shop operations and may request specific controls or limits based on exposure. Need help placing an account? Connect with a market specialist.

LIMOUSINE INSURANCE FROM PROTRANS, INC. Since 1997, ProTrans, Inc. has been a trusted provider of specialized limo insurance solutions across the United States. As a premier transportation-focused wholesale broker and program manager, our expertise and carrier access make us a go-to market for agents and brokers looking to place limousine and car service accounts. Overview of the Program From VAIL and ProTrans Through our partnership with VAIL (Value Added Insurance Lines), ProTrans offers exclusive limousine insurance programs tailored to meet the complex needs of commercial operators—from single-vehicle car services to national fleet operators. Whether your client operates in a major metro area or a smaller regional market, we have the flexibility and coverage breadth to help you secure the right protection at a competitive price. Ideal Accounts and Appetite ProTrans' limo insurance program is designed for a wide range of transportation businesses, including: Traditional limousine services Luxury black car services Executive shuttle and private hire vehicles Fleet operators with multiple vehicles across states Both employee-operated and independent contractor models are eligible, and we can accommodate accounts with varying risk profiles. Coverage Highlights and Advantages Our limo insurance solutions are comprehensive and flexible enough to meet the demands of today’s transportation industry. Key program features include: All-inclusive coverage options on a regional and national basis Bonding for employees and independent operators available up to $5 million Workers’ Compensation Insurance tailored for the transportation sector Occupational Disease and Accident Insurance We understand the unique exposures faced by limo operators—passenger liability, driver safety, and vehicle protection—and have designed our offerings to address those needs head-on. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on account size, geography, and risk characteristics. Our experienced underwriters evaluate each submission individually to ensure optimal coverage and pricing. We are especially competitive in both hard and soft market cycles. Territories and Availability This program is available in nearly every U.S. state, including DC. We currently write business in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With VAIL and ProTrans? When you partner with VAIL and ProTrans, you gain access to one of the nation’s most established and specialized transportation insurance programs. Our dedicated service, industry knowledge, and commitment to agent success make us a preferred market for limousine risks. Whether you're placing a startup black car business in New York or a large multi-state fleet, we have the underwriting expertise and market access to help you close the deal. Contact ProTrans today to learn more about our exclusive limousine insurance solutions. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for limousine services, black car operators, executive shuttles, and multi-vehicle fleets operating locally or nationally. Is this program available in all states?Yes, the program is available in most U.S. states, including DC. Please contact us to confirm availability in specific states. Do you offer coverage for independent contractors?Yes, we offer bonding and coverage solutions for both employee drivers and independent operators. What is the minimum premium required?Minimum premiums vary by account size, location, and risk profile. Our underwriting team evaluates each case individually. Can you handle accounts with more than one vehicle?Absolutely. We are equipped to handle single-vehicle accounts as well as large fleets with comprehensive national coverage. Need help placing an account? Connect with a market specialist.

Allied American Underwriters (AAU) is a specialty product provider and commercial lines program manager. Currently, there are five divisions: Workers Compensation, Programs, Environmental, Personal Lines, and Bonds. AAU can consider standard workers' comp, hazardous workers' comp, staffing workers' comp, USL&H workers' comp, and large account workers' comp. Programs consist of Commercial Storage Tanks, Dealers Storage Tanks, Dance Schools, Educational Institutions, Non-Profit and Human Services, Religious Institutions, Security and Alarm, Special Events, and Youth & Adult Team Sports. AAU takes great pride in playing an integral part in the growth of your agency to develop a book of business together. AAU is a division of USG Insurance Services, Inc., a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. AAU's flagship office is located in Canonsburg, Pennsylvania. Targeted Classes Include: Beer Gardens/Beer Tents Concerts/Musical Performances Festivals Parties Sporting Events Motor Vehicle Events Car Shows Conventions/Trade Shows/Exhibits Fund Raisers Parades Picnics Weddings/Receptions Other Miscellaneous Events Coverages: Casualty Liquor Liability Volunteers, Temporary or Leased Workers, and Committee Members Food & Beverage Product Liability Medical Payments Damage to Rented Premises Property Owner can be Included as Additional Insured Inland Marine

Allied American Underwriters (AAU) is a specialty product provider and commercial lines program manager. Currently, there are five divisions: Workers Compensation, Programs, Environmental, Personal Lines, and Bonds. AAU can consider standard workers' comp, hazardous workers' comp, staffing workers' comp, USL&H workers' comp, and large account workers' comp. Programs consist of Commercial Storage Tanks, Dealers Storage Tanks, Dance Schools, Educational Institutions, Non-Profit and Human Services, Religious Institutions, Security and Alarm, Special Events, and Youth & Adult Team Sports. AAU takes great pride in playing an integral part in the growth of your agency to develop a book of business together. AAU is a division of USG Insurance Services, Inc., a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. AAU's flagship office is located in Canonsburg, Pennsylvania. Targeted Classes Include: Beer Gardens/Beer Tents Concerts/Musical Performances Festivals Parties Sporting Events Motor Vehicle Events Car Shows Conventions/Trade Shows/Exhibits Fund Raisers Parades Picnics Weddings/Receptions Other Miscellaneous Events Coverages: Casualty Liquor Liability Volunteers, Temporary or Leased Workers, and Committee Members Food & Beverage Product Liability Medical Payments Damage to Rented Premises Property Owner can be Included as Additional Insured Inland Marine

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Policy Highlights for Limousine Insurance: Colonial General Insurance Agency, Inc. offers a flexible Limousine Insurance program designed specifically to help agents and brokers place livery and chauffeur-driven transportation accounts. Backed by deep regional market knowledge and responsive underwriting, our team helps you secure tailored coverage, competitive terms, and solutions for both routine and complex operations. Ideal Accounts and Appetite This program targets licensed, commercially insured limousine operations including private executive transportation, special-event limos, airport transfer providers, and corporate chauffeur services. We work with small stretch-limo operators as well as larger fleets of luxury sedans and SUVs. Preferred submissions have consistent business operations, properly maintained vehicles, and clean driving records. New ventures may be considered on a case-by-case basis when driver training, vehicle maintenance, and safety procedures are clearly documented. Example scenarios that often fit well: A regional airport transfer operator with a mixed fleet of sedans and SUVs seeking liability and physical damage limits tailored to multi-zone operations. A small executive limousine company operating stretch limos for events and corporate accounts requiring higher liability limits based on seating capacity. Coverage Highlights and Advantages Colonial General's Limousine Insurance program offers customizable coverages to meet state and federal requirements and the specific exposures of chauffeur-driven transportation: Liability limits available up to $1,000,000 CSL Coverage to meet state/federal requirements by seating capacity — total limits up to $1.5 million Physical damage coverage with deductibles from $500 to $5,000 Radius options up to 500 miles to accommodate regional operations Cargo coverage up to $100,000, including refrigerated goods in transit Policies can be structured to reduce gaps between commercial auto, cargo, and hired/non-owned exposures so your clients operate with clearer protection and manageable risk transfer. Underwriting Notes and Minimum Premiums We place business across admitted and non-admitted markets depending on carrier availability and state rules. Underwriting focuses on driver qualifications, vehicle condition and maintenance records, loss history, and operational controls such as scheduling and dispatch procedures. Minimum premium requirements vary by carrier and risk characteristics. For a specific account, contact our underwriting team with a complete submission so we can evaluate markets and provide prompt proposals. Territories and Availability This program is currently available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Our regional focus gives us practical knowledge of state-level regulatory expectations and common exposures across the Western U.S. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides access to multiple admitted and E&S carriers and experienced underwriters who specialize in specialty transportation risks. We emphasize fast, transparent communications and practical placement strategies so you can close business with confidence. Whether you're submitting a straightforward airport transfer account or a specialized event-limo operation with unique exposures, our team can help identify appropriate markets, structure coverage, and deliver timely quotes. If you need assistance placing limousine business in the Western U.S., Colonial General's market specialists are available to review submissions and recommend solutions. Frequently Asked Questions What types of accounts are a good fit for this limousine insurance program?Licensed limousine services offering private, executive, event-based transportation, airport transfers, and corporate chauffeur services are a good fit. We handle small and mid-size fleets as well as specialized high-capacity vehicles when appropriate controls are in place. Are new ventures eligible for coverage?Yes. New ventures are considered on an individual basis. Successful submissions typically include driver hiring and training records, vehicle maintenance plans, and a clear operations plan. What is the maximum liability limit available?Liability limits are available up to $1,000,000 CSL, and total limits can be placed up to $1.5 million when required by seating capacity or regulatory mandates. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Do you offer both admitted and non-admitted options?Yes. We can place accounts in admitted or non-admitted markets depending on carrier appetite, state rules, and the specific risk profile. Need help placing an account? Connect with a market specialist.

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...Medical Vehicle Limousines Black/Town Cars Airport Shuttles Transportation Hi...

A package insurance solution for tow-truck operators Available on an admitted & non-admitted basis Trinity Underwriting Managers — part of the Amwins Underwriting division — offers a focused, one-stop Towing Insurance Program for professional, for-hire tow companies. This program is designed for tow operators that also perform approved ancillary operations such as auto repair, body work, salvage, storage, and fuel sales. Distribution is handled through a select group of retail brokers; use this market when your clients need a tailored towing package rather than a general commercial auto placement. Ideal accounts and appetite Established professional, for-hire tow companies that operate approved ancillary businesses (auto repair, body shop, salvage, storage, gas sales, etc.). Small and large fleets — single-truck operators up to multi-unit fleet accounts. Accounts with AAA contracts or police rotations will be considered when underwriting supports those exposures. Not a fit: New ventures or operations without an established operating history. Coverage highlights and program strengths Auto liability — up to $1,000,000 General liability — up to $1,000,000 Physical damage — up to $500,000 On-hook / cargo — up to $500,000 Garagekeepers — available on a legal liability or direct primary basis Excess limits available to enhance primary limits where needed This program consolidates the primary towing exposures into a single package, simplifying placement and billing while addressing common gaps between auto liability, on-hook/cargo, physical damage and garagekeepers coverage. Underwriting notes & minimum premium Underwriting focuses on demonstrated operations, loss history, vehicle mix, and the scope of ancillary services. The program accepts both admitted and non-admitted placements to provide flexibility across jurisdictions. Minimum premium: Varies by state and coverages — consult underwriting for state-specific minimums and eligibility requirements. Common factors underwriters review: Years in business and operating history (new ventures typically declined) Driver hiring, training and MVR controls Vehicle types (rotators, wreckers, flatbeds) and values Nature and limits of ancillary operations (repair, storage, salvage) Territories and availability The program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placements may be admitted or non-admitted depending on state rules and carrier appetite. Why place towing business with Amwins Underwriting / Trinity Underwriting Managers Niche underwriting expertise in towing operations and related garage exposures. Single-stop package options that combine auto liability, physical damage, on-hook/cargo and garagekeepers coverage. Flexibility to consider a wide range of fleet sizes and ancillary operations. Access to admitted and non-admitted capacity where appropriate. Example scenarios that fit this program You have a 12-truck towing fleet that also operates a small repair shop and offers short-term vehicle storage — the program can bundle auto liability, on-hook/cargo and garagekeepers coverages with appropriate limits and excess capacity. An established single-operator wrecker under a police rotation wants combined physical damage and on-hook coverage with excess limits available — this program can be evaluated for admitted or non-admitted placement based on state availability and underwriting. Interested in learning more? Please visit our website. Frequently Asked Questions What types of towing accounts are a good fit for this program?Established, for-hire tow companies that operate approved ancillary businesses (repair, body shop, salvage, storage, fuel sales) and fleets of varying sizes. Accounts with proven operations and acceptable loss history are preferred; new ventures are typically not eligible. Are admitted policies available?Yes. The program offers admitted and non-admitted placements depending on the state and underwriting assessment. Availability by state should be confirmed with underwriting. What coverages and limits can I request?The program can include auto liability and general liability (up to $1M), physical damage and on-hook/cargo (up to $500K), garagekeepers (legal liability or direct primary), and excess limits where needed. Exact limits depend on underwriting and carrier availability. How do I submit an account for consideration?Submit full loss runs, vehicle schedules, details of ancillary operations, driver hiring and safety programs, and any contract exposures (AAA, police rotation). Underwriting will evaluate operations, vehicle mix and loss history to determine eligibility and pricing. Need help placing an account? Connect with a market specialist.