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Specialized Shuttle Vehicle Insurance Program from U.S. Risk Insurance Group U.S. Risk Insurance Group, Inc. offers a comprehensive insurance solution designed specifically for shuttle and people-mover operations. This program is backed by an A+ XV rated admitted carrier and is tailored to meet the unique liability and property exposures associated with commercial passenger transport. Whether your clients operate fixed-route transit buses or non-EMT passenger vehicles, this program delivers the coverage and support they need — and the underwriting expertise you expect. Ideal Accounts and Appetite This program is ideal for accounts with annual premiums of $75,000 or more and includes the following target classes: Shuttle and people-mover operations Fixed-route transit buses Non-emergency medical transport (non-EMT) vehicles You might have a client that operates a private airport shuttle service or a company providing employee transportation between facilities — both would be excellent fits. The program is designed for fleets with a strong operational history and a focus on safety and compliance. Coverage Highlights and Advantages This market offers a robust set of coverage features and benefits: Auto liability limits available up to $5 million Physical damage coverage included Very low deductible options Incidental General Liability can be written alongside auto coverage Competitive pricing and highly responsive claims handling Proactive loss control resources to help reduce future exposures Underwriting Notes and Submission Requirements A complete submission is required for underwriting consideration. Please include: Completed ACORD applications: 125, 127, 137 (and 126 if incidental GL is requested) Public Auto questionnaire Vehicle schedule with details: description, garaging location, usage, radius, passenger capacity, and cost new Five years of currently valued loss runs Current financial statement Driver list and current MVRs Minimum premiums vary based on account size and risk characteristics, but this program is generally suited for larger accounts with complex needs. Territories and Availability Coverage is available in all 50 states, including Washington D.C. U.S. Risk accesses a variety of markets to ensure broad national availability with flexibility to meet local regulatory and operational requirements. Why Work With U.S. Risk Insurance Group? As a leading excess and surplus lines broker, U.S. Risk has deep experience in the transportation sector. Our specialized shuttle vehicle insurance program is backed by strong carrier relationships and a service-oriented team that understands the unique challenges of this niche. From underwriting to loss control, we deliver responsive, knowledgeable support to help you close and retain accounts. Frequently Asked Questions What types of accounts are a good fit for this shuttle vehicle insurance program?Ideal accounts include shuttle and people-mover operations with annual premiums of $75,000 or more, such as fixed-route transit buses and non-EMT vehicles. Is incidental General Liability coverage available?Yes, incidental GL can be written in conjunction with the auto liability coverage for qualifying accounts. What are the submission requirements for this program?A complete submission includes ACORD forms, a Public Auto questionnaire, vehicle schedule, five years of loss runs, financials, and driver/MVR information. What carrier backs this program?The program is backed by an A+ XV rated admitted carrier, offering financial strength and claims reliability. Is this program available nationwide?Yes, this shuttle vehicle insurance program is available in all 50 states and Washington D.C. Need help placing an account? Connect with a market specialist.

We have a premier market for Bus accounts! U.S. Risk Insurance Group, Inc. offers access to an A+ XV-rated admitted carrier that can quote up to $5 million in auto liability limits, including physical damage coverage, with competitively low deductibles. Incidental general liability (GL) can also be written in conjunction with the bus coverage. This program is backed by strong claims management and loss control services, giving your insureds the protection and service they deserve. Overview of the Program From U.S. Risk Insurance Group U.S. Risk Insurance Group’s Bus Insurance program is designed for large people-mover operations, including fixed-route transit buses. Our carrier partner offers admitted paper with high limits and competitive pricing, making this a go-to solution for agents and brokers working with transit-focused accounts. The program is available in all 50 states and Washington, D.C., and is best suited for accounts with annual premiums of $75,000 or more. Ideal Accounts and Appetite We are currently targeting large bus accounts, specifically those that fall into the following categories: Fixed-route public transit operations Large people-mover fleets Urban and suburban shuttle services This program is ideal for clients operating in metropolitan or regional markets with significant passenger volume and consistent routing. For example, you might have a client running a city-wide transit system or a large shuttle fleet serving corporate campuses or airports—these are strong fits for our underwriting appetite. Coverage Highlights and Advantages Auto liability limits up to $5 million available Physical damage coverage included Low deductibles to reduce out-of-pocket exposure Optional incidental general liability coverage Access to top-tier claims and loss control services Underwriting Notes and Minimum Premiums To be considered for this program, submissions must meet our underwriting criteria and be complete. A full submission should include: ACORD forms 125, 127, 137 (and 126 if including incidental GL) A completed Public Auto questionnaire Vehicle schedule including use, garaging, radius, capacity, and cost new Five years of currently valued loss runs Current financial statements Current driver list and MVRs We are primarily seeking accounts with minimum premiums of $75,000, though this may vary based on risk characteristics and state. Territories and Availability This program is available in all 50 states and Washington, D.C., including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Why Work With U.S. Risk Insurance Group As an experienced excess and surplus lines broker, U.S. Risk Insurance Group provides agents and brokers with access to specialized markets and underwriting support for complex public auto risks. With our strong carrier relationships and focus on service, we help you deliver tailored solutions that meet the operational and compliance demands of your bus operator clients. Frequently Asked Questions What types of accounts are a good fit for this bus insurance program?We are targeting large people-mover operations, especially fixed-route public transit systems with premiums of $75,000 or more. Is the coverage written on admitted paper?Yes, we offer coverage through an A+ XV-rated admitted carrier. Can incidental general liability be added to the policy?Yes, incidental GL can be written in conjunction with the bus coverage when needed. What documents are required for a complete submission?Submissions must include ACORD forms, a Public Auto questionnaire, a full vehicle schedule, five years of loss runs, financials, and driver/MVR info. Is this program available nationwide?Yes, the program is available in all 50 states and the District of Columbia. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Cattle and Livestock Hauling Insurance program designed to protect the unique exposures faced by livestock haulers. Whether your client is an independent owner-operator or a fleet transporting cattle and other livestock across state lines, this program provides tailored cargo protection solutions to meet their needs. Ideal Accounts and Appetite This program is suitable for livestock haulers operating in the western United States who need cargo coverage for live animals during transit. Ideal accounts include: Independent livestock haulers with one or more trucks Farming or ranching operations that transport their own livestock Commercial carriers specializing in cattle, hogs, sheep, or other livestock Risks with established safety practices and clean loss history are preferred. We also look for haulers that understand the importance of animal welfare and proper handling during transport. Coverage Highlights and Advantages Our cattle and livestock hauling coverage includes several standout features that help protect your clients’ operations and assets: Straying Endorsement Included: Covers animals that stray or escape during transit. Unlimited Radius: No mileage restrictions on mono-line cargo policies, giving your clients the freedom to operate across long distances. Excess Cargo Coverage: We offer markets that can provide excess protection over primary cargo limits, up to $750,000. Refrigeration Breakdown: Cargo limits up to $100,000 include coverage for losses due to refrigeration equipment failure, a key concern in livestock transport. This program is flexible and can be customized based on your client's fleet size, type of livestock, and hauling distances. Underwriting Notes and Market Access As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides access to multiple markets, including both admitted and non-admitted options depending on the state and risk characteristics. Our underwriting approach is responsive and focused on helping you find the right solution for each account. We work with a variety of carriers and have the ability to place both primary and excess cargo risks. Submissions should include equipment details, cargo types, hauling routes, and prior loss experience when available. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Some markets are admitted depending on the state; others are written on a non-admitted basis. Why Work With Colonial General Colonial General Insurance Agency has deep expertise in transportation and cargo-related risks. Our team understands the unique challenges faced by livestock haulers and offers flexible, competitive coverage options to help you serve your clients more effectively. With access to a range of carriers and value-added endorsements, we are your go-to resource for placing livestock hauling business in the western region. Frequently Asked Questions What types of accounts are a good fit for this livestock hauling program?Independent haulers, ranchers transporting their own cattle, and commercial livestock carriers are all strong candidates for this program. Is there a mileage limit on cargo coverage?No, all mono-line cargo policies come with an unlimited radius, making this ideal for long-haul livestock transport. Does the program include coverage for straying animals?Yes, a straying endorsement is included to cover incidents where animals escape during transit. In which states is this program available?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Can Colonial General provide excess cargo coverage?Yes, we have markets that can write excess over primary cargo limits up to $750,000. Need help placing an account? Connect with a market specialist.

Comprehensive Cargo Insurance Solutions from Ashley General Agency Ashley General Agency offers a focused Cargo Insurance program for motor carriers and trucking companies that transport property. Designed for agents placing Texas risks, this program protects against loss or damage to cargo while in transit or under the insured’s care, custody, or control. We provide flexible coverages for small fleets and larger operations and can tailor terms for perishable freight, livestock, and other specialty loads. Ideal Accounts and Appetite This program is an excellent market for experienced motor carriers based in Texas. Target risks include: Trucking companies transporting general freight Refrigerated carriers hauling perishable goods Livestock haulers requiring specialized coverage Fleet operations with clean loss histories New ventures with at least three years’ prior experience in the same line of business and no reported losses Submissions should show consistent operating practices and sound risk management. Accounts with complex multi-state exposures, significant prior cargo losses, or operations outside Texas are less likely to qualify. Coverage Highlights and Advantages This Cargo Insurance program includes core protections and several valuable extensions that address common transit exposures: Sue and Labor: Pays reasonable expenses to prevent or reduce further cargo damage after a covered loss. Freight Charges: Reimburses lost freight revenue when cargo is not delivered because of a covered loss. Debris Removal: Covers expenses to remove cargo debris after an incident. Refrigeration Breakdown: Protects against spoilage or damage from mechanical failure of refrigerated units. Owners’ Goods: Provides coverage for property owned by the carrier while transported in their own vehicles. Livestock: Specialized protection for live animals, including coverage for death or injury in transit. Underwriting Notes and Minimum Premiums To submit, provide a completed application and a minimum of three years of loss history. New ventures may be considered only if they have at least three years’ prior experience in the same type of operations and a clean loss record. The program’s minimum premium is $500, which makes it accessible for smaller or emerging trucking operations with strong risk profiles. Territories and Availability This Cargo Insurance program is available exclusively in Texas and is placed on a non-admitted basis with top-rated markets, including Essex, Great American, and Underwriters at Lloyd’s. The non-admitted placement allows Ashley General Agency to offer flexibility for unique or hard-to-place risks within the state. Why Work With Ashley General Agency? As a Managing General Agency focused on transportation, Ashley General Agency combines responsive underwriting with hands-on service. Agents benefit from our specialization in trucking risks, quick decision-making, and access to strong non-admitted carriers. We work with you to structure terms that meet contractual requirements and operational realities. Example scenarios where this program fits well: A Texas refrigerated carrier hauling regional produce that needs refrigeration breakdown coverage and freight charge protection. A small livestock hauler with a clean five-year loss record seeking specialized transit coverage for animal mortality and injury. If you have a trucking client in Texas—especially one requiring perishable goods coverage or livestock protection—we are a market worth submitting to. To discuss a submission or to get a quote, call us at 936-585-6442. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for experienced motor carriers and trucking companies in Texas, particularly those hauling general freight, refrigerated goods, or livestock. Can new ventures qualify for this program?Yes. New ventures must show at least three years’ experience in similar operations and have a clean loss history to be considered. Is this program available outside of Texas?No. This Cargo Insurance program is currently limited to risks based in Texas. What carriers are involved in this program?Coverage is written through non-admitted carriers, including Essex, Great American, and Underwriters at Lloyd’s. What is the minimum premium for this program?The minimum premium starts at $500, subject to the operation type and risk profile. Need help placing an account? Connect with a market specialist.

Let the experts at Entertainment Pro Insurance help you place Faulty Stock and Camera Insurance for your production clients. Comprehensive Camera Insurance Program for Entertainment Professionals Entertainment Pro Insurance provides a specialized Camera Insurance program designed for film, television, music and live-event professionals. As a wholesale broker focused on entertainment risks, we help agents access markets and structure policies that protect high-value camera equipment, raw and exposed media, and post-production assets from unexpected loss. Ideal Accounts and Appetite This program is a fit for a wide range of entertainment accounts, including: Motion picture and television production companies Commercial and independent filmmakers Theatrical and live event producers Broadcast and music production teams Videographers and content creators If your client relies on high-value camera bodies, lenses, film/tape stock or unique recorded media, this program is intended to meet those needs. Typical placements include single-project policies, short-term shoots, and annual equipment packages depending on underwriting. Coverage Highlights and Advantages The Faulty Stock, Camera, and Processing coverage addresses exposures unique to production and media handling. Key coverages include: Loss, damage or destruction of raw film, tape stock and digital media Protection for exposed film — developed or undeveloped — and recorded videotape Coverage for soundtracks, audio tapes and recorded audio Loss from fogging, defective materials, processing errors or faulty equipment Accidental erasure or damage during editing, development or post-production These features are geared to protect content that is often irreplaceable and to address the chain-of-custody risks common in production workflows. Underwriting Notes and Minimum Premiums Entertainment Pro Insurance works with multiple carriers across available markets (admitted and non-admitted where appropriate), giving you flexibility when placing accounts. Minimum premiums vary by carrier and depend on factors such as total equipment values, type and length of production, on-location exposures, and the nature of the media being recorded or processed. Example accounts that often place well: An independent filmmaker renting high-end camera packages for a two-week shoot who needs coverage for camera bodies, lenses and exposed film. A broadcast crew covering live events needing short-term protection for videotape, audio recorders and on-site processing risk. For complex or high-value schedules, provide detailed equipment lists, production schedules, and any transit or storage arrangements to optimize market placement. Territories and Availability This Camera Insurance program is available nationwide, including all 50 states and Washington, DC, with placement capability in key production hubs such as California, New York, Georgia and Florida. See our company profile for state-specific market availability. Why Work With Entertainment Pro Insurance? As a wholesale broker specializing in entertainment, Entertainment Pro Insurance offers agents targeted access to niche markets and tailored policy language. Our underwriters understand production timelines, equipment schedules, and the value of recorded media — which helps deliver faster turnarounds and coverage terms that general markets may not offer. For more information about Faulty Stock and Camera Insurance or to discuss a submission, contact Entertainment Pro Insurance today. Motion Picture, Television, Theatrical, Music, Broadcasting and Special Events Frequently Asked Questions What types of accounts are a good fit for this Camera Insurance program?This program is ideal for film and television production companies, live event organizers, music producers, and independent filmmakers who rely on camera and media equipment for their work. What does the Faulty Stock coverage include?It includes coverage for loss or damage to raw or exposed film, recorded media, and sound equipment due to fogging, faulty materials, camera malfunction, bad processing, or accidental erasure. Is this program available in all states?Yes, Entertainment Pro Insurance offers this program in all 50 states and Washington, DC, through multiple markets. Can I get coverage for a single project or short-term production?Yes. Short-term productions and single-project policies are available depending on underwriting criteria. Contact Entertainment Pro Insurance to discuss your client’s specific needs and schedule. What information is needed to get a quote?You’ll typically need equipment descriptions and values, production type and schedule, locations, and details on film/tape handling or post-production processes. Entertainment Pro’s team can guide you through the submission checklist. Need help placing an account? Connect with a market specialist.