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... solutions for all their Contract Binding Insurance needs. With team-based und...the minimum premium for the Contract Binding Insurance program?The minimum pre...

LANDSCAPE GARDENING LIABILITY INSURANCE For NC and VA MORE THAN 30 YEARS INSURING CONTRACTORS We are your go-to market for all contractors, whether BIG or SMALL! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. provides targeted General Liability solutions for landscape gardening and lawn care contractors across North Carolina, Virginia and the District of Columbia. With more than 30 years placing contractor business, we combine niche underwriting expertise and access to flexible non-admitted markets to help you place accounts that need tailored limits and endorsements. Ideal Accounts and Appetite This program is designed for a broad range of landscape and grounds-maintenance operations, including: Landscape gardeners and full-service landscapers Lawn care and grass-mowing services Tree pruning, trimming, dusting and spraying Stump grinding and light site cleanup Residential and commercial maintenance contractors Typical fits are contractors performing routine lawn and landscape services, seasonal crews, and firms that need higher limits or specific policy features not available in standard admitted markets. Accounts with heavy excavation, major tree removal, or extensive subcontracted heavy civil work generally fall outside this appetite. Coverage Highlights and Advantages The program centers on comprehensive General Liability with options and endorsements that align with contractor exposures: General Liability limits available up to $5,000,000 Occurrence-form coverage Excess liability available to increase limits Property Enhancement form options Equipment and tools coverage via property floaters Additional Insured endorsements, primary wording and waiver of subrogation available Per-project aggregate limits offered where required by contract Damage to premises rented to you (up to $100,000) and Medical Payments (up to $5,000) Underwriting Notes and Minimum Premiums Underwriting focuses on the specific operations, claims history, contract exposures and equipment values. We place business with reputable non-admitted carriers to offer greater flexibility on limits and endorsements. While the program offers competitive minimums for qualifying accounts, final pricing depends on the insured’s operations, payroll/subcontractor usage, past losses and requested coverages. Territories and Availability This program is available to agents writing business in North Carolina (NC), Virginia (VA) and the District of Columbia (DC). Policies are placed through non-admitted carriers where appropriate; please confirm state availability and any local licensing requirements when submitting. Why Work With Agents Insurance Markets, Inc. As a Managing General Agency specializing in contractor classes, Agents Insurance Markets, Inc. pairs experienced underwriting with fast, practical service. We help agents place accounts that need flexible wording, higher limits, or equipment protection not always available in admitted markets. Our team supports quick turnaround on submissions and can assist with policy language for owner or venue additional insured requests and per-project aggregates. Example Accounts That Fit This Program A small commercial landscaping contractor that maintains office campus grounds, uses light tractors and hires seasonal crews, and needs a $2M general liability limit with additional insured wording for the property owner. A solo lawn care operator who carries mowers, a chipper and trailer equipment and wants scheduled equipment coverage plus general liability on an occurrence basis. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits landscape gardeners, lawn care and mowing services, tree pruning and stump grinding contractors, and both residential and commercial landscapers operating in NC, VA and DC—especially when higher limits or specific endorsements are needed. Is this program available for new landscaping businesses?Yes. We consider both new ventures and established companies. Each submission is evaluated on operations, experience, equipment and exposures. What are the key coverage options included in this program?Key options include General Liability up to $5 million, Property Enhancement forms, Equipment Floaters, Additional Insured endorsements, Waiver of Subrogation, per-project aggregates and excess liability. Can I write both residential and commercial landscaping risks?Yes. The program accepts both residential and commercial landscaping accounts provided they meet underwriting guidelines for operations and exposures. What carriers do you work with for this program?We place business with various reputable non-admitted carriers to provide flexibility in limits and policy wording tailored to your client’s needs. Need help placing an account? Connect with a market specialist.

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PEST CONTROL INSURANCE For NC and VA We are your go-to market for all pest control businesses, whether BIG or SMALL! Specialized Pest Control Insurance Solutions Agents Insurance Markets, Inc. (AIM) offers a focused Pest Control Insurance program written for businesses operating in North Carolina and Virginia (also available in Washington, D.C.). This program addresses the unique liability and property exposures common to pest control operations and is placed on a non-admitted basis with experienced markets, including Western World Insurance Company. Ideal Accounts and Target Classes This program fits a broad range of pest control operations — from sole proprietors to larger regional service providers. Target classes include: Residential pest control services Apartment and multi-family property services Commercial building pest control Termite inspection companies Termite control services (excluding treatments that use gas) Landscapers who apply pesticides or herbicides Operators who offer fogging services Example fits: you might place a small residential exterminator who performs routine treatments and termite inspections, or a landscaper expanding into chemical applications who needs GL and equipment coverage. Coverage Highlights and Key Advantages The program provides broad, market-competitive terms designed for pest control exposures: Commercial General Liability — limits available up to $2,000,000 Property coverage with a Property Enhancement Form Property floaters to protect tools and mobile equipment Additional insured endorsements to satisfy contract requirements Wood Destroying Organism inspection coverage: $50,000 / $100,000 In-transit pollution coverage: $50,000 / $100,000 Property damage extension options (e.g., $5,000 / $25,000) Lost key coverage (limits noted in policy forms) Occurrence form with defense costs outside the limits Underwriting Approach and Placement Notes AIM underwriters understand pest control operations and the differences between residential, multi-family and commercial accounts. The appetite is broad; however, accounts involving termite treatments that use gas are ineligible. Because the program is non-admitted, we have flexibility to tailor terms for unusual operations and to offer endorsements that admitted markets may not provide. Underwriters will consider: loss history, application of pesticides (products used and application methods), employee training and licensing, distance and frequency of jobs, and equipment exposures. Additional insureds and contractual requirements are commonly available. Territories and Availability This program is available in North Carolina (NC), Virginia (VA), and Washington, D.C. Why Work With Agents Insurance Markets, Inc.? AIM combines specialist underwriting, flexible non-admitted placement options, and access to well-known carriers such as Western World Insurance Company. We focus on prompt service and practical solutions that help you place accounts that might be difficult with standard markets. Frequently Asked Questions What types of accounts are a good fit for this pest control program? This program is ideal for residential and commercial pest control operators, termite inspectors, and landscapers applying pesticides in NC, VA, and DC. Is termite control using gas included in this program? No. Termite control that involves the use of gas is excluded from eligibility. What coverage limits are available under General Liability? General Liability limits are available up to $2,000,000. Does this program offer additional insured endorsements? Yes. Additional insured endorsements are available to help your clients meet contractual obligations. Is this program admitted or non-admitted? This is a non-admitted program placed through Western World Insurance Company. Need help placing an account? Connect with a market specialist.