https://completemarkets.com/company/transportationriskservices/test/
...ers
Auto haulers and vehicle transporters
Specialty and heavy equipment tr...fleets, and specialized equipment transporters.
Is this program available for ...
https://completemarkets.com/company/transportationriskservices/excess-transportation-insurance/
Excess Transportation Insurance
Overview — Excess Transportation Insurance from Transportation Risk Services
Transportation Risk Services (TRS) offers a focused Excess and Umbrella program for transportation fleets and specialty auto exposures. As an experienced managing general agency and wholesale broker, TRS places excess follow-form and umbrella limits for a broad range of truck, hazmat and specialty auto classes. Limits are available up to $5,000,000. This program is designed for retail agents and brokers seeking non-admitted/excess capacity and wholesale placement support.
Targeted Classes and Ideal Accounts
The program is targeted to common commercial transportation exposures and specialty fleets, including:
Truck for Hire
Local, intermediate, regional and long-haul truckers
Fleets up to 500 units
Hazmat
Gasoline hauling & distribution
Fuel oil hauling & distribution
LPG hauling & distribution
Fleets up to 500 units
Specialty Auto
Refuse haulers
Ready-mix operations
Moving & storage
Auto carriers
Contractor fleets
Sand & gravel operations
Delivery services and couriers
Fleets up to 500 units
Excluded classes: people haulers (bus, livery, taxi, ambulance), drive-away operations, hazardous chemical haulers and munitions.
Coverage Highlights and Advantages
Excess follow-form and umbrella solutions that mirror underlying terms to simplify placement and claims coordination.
Limits available up to $5,000,000 based on class and underwriting criteria.
Specialized appetite for fuel and LPG haulers as well as common specialty auto operations (refuse, ready-mix, auto carriers, moving).
Wholesale/MGA support from TRS with national experience in transportation placements and markets that understand fleet exposures.
Underwriting Notes and Minimum Premium
Underwriting is class-specific. Typical underlying requirements include:
Auto Liability (AL) — $1,000,000 CSL
General Liability (GL) — $1,000,000 / $1,000,000 / $1,000,000
Employers Liability (EL) — $500,000 / $500,000 / $500,000
Underlying carriers must generally carry an A.M. Best rating of A- or better.
Minimum premium: $5,000 (subject to underwriting).
Territories and Placement Status
This program is available through TRS in the following jurisdictions: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement is handled on a non-admitted / E&S basis (confirm state filing requirements with TRS on submission).
Submission and Service
Send excess transportation risks to
[email protected] for best consideration. TRS provides underwriting guidance, market broking and placement support for agents and brokers handling complex fleet and hazmat accounts.
Why Work With Transportation Risk Services
TRS is a transportation specialist with nationwide wholesale distribution and long experience placing auto liability excess and umbrella coverage for trucking and specialty fleets. Working with TRS gives you access to focused underwriting, markets that understand transportation exposures, and the ability to place larger excess limits for qualified accounts.
Example scenarios where this program fits:
You have a regional gasoline distributor with a 120-unit fleet that needs excess limits above a strong $1M primary program.
Your client operates a 40-truck refuse and recycling fleet seeking umbrella protection and excess follow-form placement with experienced transportation underwriting.
Transportation Risk Services (www.trsinsurance.com) is a leading transportation MGA and wholesale broker serving clients nationwide. TRS specializes in local, intermediate, long-haul and public automobile risks and offers a broad range of solutions including Auto Liability, General Liability, Physical Damage, Cargo, Garage, Contractor's Equipment, Warehouse Legal Liability, Umbrella, and Occupational Accident/Contingent Liability.
Send your Excess Transportation Insurance risks to
[email protected]
Frequently Asked Questions
What types of accounts are a good fit for this TRS excess program?Best fits include truck-for-hire fleets, fuel/gasoline/LPG haulers, and specialty auto operations like refuse, ready-mix, moving, auto carriers and delivery fleets — generally up to 500 units and with standard underlying protection.
What underlying limits and carrier quality are required?Typical underlying requirements are $1,000,000 CSL for auto, $1M/$1M/$1M for general liability, and $500K for employers liability. Underlying carriers are generally required to have an A.M. Best rating of A- or better.
What is the minimum premium and available excess limits?The program commonly carries a minimum premium of $5,000. Excess limits are available up to $5,000,000 subject to underwriting and class eligibility.
Which states is the program available in and is it admitted?TRS places this excess program across a broad set of states (listed in the program materials). It is handled on a non-admitted / excess & surplus basis, so confirm state filing and producer requirements on submission.
How should I submit an account for consideration?Provide complete loss runs, current policy forms and limits, a vehicle schedule, and a description of operations when you submit — this helps TRS underwrite efficiently and identify appropriate excess markets.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/colonialgeneral/Automobile-Transport-Insurance/
...ependent auto haulers, trailer transporters, and businesses that move boats or...
https://completemarkets.com/company/wwfi/Transportation-Insurance/
...sements tailored for truckers, transporters, dealers, and garage operations.
...
https://completemarkets.com/company/commercialsector/Transportation-Pollution-Liability-TPL-Insurance-for-Contractors/
Transportation Pollution Liability (TPL) Insurance for Contractors
Commercial Sector Insurance Brokers offers a focused Transportation Pollution Liability (TPL) program built for contractors who transport hazardous or pollutant materials as part of their operations. Whether you need a stand-alone TPL policy or a combined solution with Contractors Pollution Liability (CPL), this program addresses the coverage gap that can occur when pollution exposures arise during transport, loading, or unloading.
Ideal Accounts and Appetite
This program is designed for contractors and service providers that routinely move pollutant materials. Target classes include:
Fuel and oil delivery contractors
Environmental service and remediation firms
Waste hauling companies
Construction contractors transporting contaminated soil, chemicals, or other hazardous cargo
We can handle small to mid-sized fleets as well as larger operations with more complex risk profiles. Typical fit: clients who make frequent fuel deliveries to job sites, haul contaminated soil away from excavations, or transport process chemicals as part of contracted services. Accounts that lack established fleet safety programs or that transport unapproved high-toxicity materials may be declined or require higher scrutiny.
Coverage Highlights and Advantages
Transportation Pollution Liability protects against property damage, third-party claims, and cleanup costs that result from pollution conditions caused by cargo in transit. Key coverages apply when the vehicle is being used in the insured’s operations, such as:
Fuel or oil spills during transportation
Accidental release of hazardous materials while en route
Pollution incidents during loading or unloading at a job site
Coverage can be written as a stand-alone TPL policy or paired with a Contractors Pollution Liability policy for broader environmental protection. With access to 15+ carriers, Commercial Sector Insurance Brokers provides flexible limits, endorsements, and tailored wording to match the insured’s exposure.
Underwriting Notes and Minimum Premiums
Minimum premiums start at $5,000 and vary by account size, cargo type, frequency of trips, and chosen coverage structure. Underwriting focuses on:
Nature and quantity of materials transported
Trip frequency and typical routes
Fleet safety history, driver hiring and training practices
Onsite loading/unloading procedures and pollution controls
Submissions should include details on vehicle usage, specific cargo types, safety procedures, loss history, and any existing pollution or motor liability policies. Clean, complete submissions receive faster turnarounds.
Territories and Availability
This program is available in most states, through admitted and non-admitted carriers depending on state and market access. Coverage is currently offered in the following territories: AK, AL, AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV, WY and Washington, D.C. Admitted options are available in select states; where admitted placement is not possible we work through E&S markets.
Why Work With Commercial Sector Insurance Brokers?
As an experienced Excess & Surplus Lines broker, Commercial Sector Insurance Brokers specializes in placing niche and hard-to-place environmental risks. Our underwriting team understands the contractor transportation exposures that standard auto or general liability programs can miss. We offer:
Direct access to 15+ carriers with pollution appetite
Flexible admitted and non-admitted solutions where available
Underwriting guidance to improve placement prospects
Responsive service and quick turnaround on clean submissions
Example scenarios: You may have a local fuel delivery contractor needing separate TPL limits because their primary auto policy excludes pollution—this program can provide targeted protection. Or you might place a remediation firm that transports excavated contaminated soil between sites and needs an integrated CPL + TPL package for full environmental liability coverage.
Frequently Asked Questions
What types of accounts are a good fit for this TPL program?Contractors who transport fuel, chemicals, or other pollutant materials—examples include fuel delivery companies, remediation firms, and construction contractors handling hazardous cargo.
Can this coverage be written on a stand-alone basis?Yes. Transportation Pollution Liability is available as a stand-alone policy or can be packaged with a Contractors Pollution Liability (CPL) policy for broader environmental protection.
What is the minimum premium for this program?Minimum premiums start at $5,000, though final pricing depends on cargo types, fleet size, loss history, and selected limits/terms.
Is the program available in all states?The program is available in most states. Admitted and non-admitted options vary by state and carrier; we currently place business in over 45 states plus Washington, D.C.
What information is needed to submit an account?Provide details on transported materials, vehicle usage, safety protocols, driver training, loss history, and any current pollution or motor liability policies.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/transportationriskservices/commercial-auto-liability-insurance/
Commercial Auto Liability Insurance
Transportation Risk Services (TRS) offers a robust Commercial Auto Liability Insurance program designed specifically for retail agents and brokers seeking dependable markets for transportation-related risks. As a Managing General Agency and Excess & Surplus Lines Broker, TRS provides access to both Admitted and Non-Admitted paper through an A+ (Superior) rated carrier, delivering flexibility and financial strength to meet a wide scope of client needs.
Ideal Accounts and Appetite
TRS specializes in placing both standard and hard-to-place commercial auto liability risks. This program is a strong fit for a wide range of transportation classes, including:
Contractor Fleets
New Ventures with solid business plans
Cement Mixers and Building Materials Dealers
Courier and Delivery Services (parcels & documents)
Container Haulers and Sand & Gravel Haulers
Ambulance Services (Emergency and Non-Emergency)
Hotel/Motel Courtesy Vans and Airport Shuttles
Taxis, Limos, and Party Buses (no stripper poles)
Local and Intermediate Trucking (up to 500 miles)
Selective Long Haul Fleets (over 40 units)
If you have a client in a niche transportation segment, such as prisoner transport or garbage hauling, this program may be an excellent fit. TRS can also accommodate Drive Away & Toters and selective fuel haulers.
Coverage Highlights and Advantages
This program offers flexible underwriting backed by an A+ rated carrier, available on Admitted paper in most states and Non-Admitted where necessary. Coverage is tailored to meet the needs of transportation and commercial auto clients, with the ability to structure policies that address specific operational risks. TRS’s broad market access and underwriting expertise make it easy for agents to place both common and specialized risks with confidence.
Underwriting Notes and Minimum Premiums
The minimum premium for this program is $50,000, making it suitable for mid-sized to large accounts that require comprehensive liability coverage. TRS is open to evaluating new ventures with strong operating plans and can assist with accounts that may have limited prior coverage history, provided other underwriting factors are favorable.
Unacceptable Risks
To ensure underwriting integrity, the following classes are not eligible under this program:
Non-Owned Employee Staffing
Uber and Rideshare Services
Individual Trip Risks
Visiting Nurse Services
Franchised Auto Dealers
Pizza or Fast Food Delivery
Railroad Employee Transportation
Risks with Hydraulic Fracturing Exposure
If you are unsure whether a specific class is acceptable, TRS encourages you to reach out for clarification.
Territories and Availability
This program is available in most states, including but not limited to: CA, TX, FL, NY, IL, GA, and PA. TRS serves clients nationwide, offering solutions in all 48 contiguous states plus AK, HI, and DC.
Why Work With Transportation Risk Services
Based in Barrington, IL, TRS has built a strong reputation as a go-to MGA and wholesale broker for transportation risks across the country. With deep market relationships and a focus on the trucking and public auto sectors, TRS helps agents secure competitive coverage options for both standard and complex risks. In addition to Auto Liability, TRS can assist with Physical Damage, Cargo, General Liability, Garage, Contractor’s Equipment, Warehouse Legal Liability, Umbrella, and Occupational Accident/Contingent Liability products.
Whether you're working with a local delivery fleet, a start-up long-haul trucking operation, or a non-emergency medical transport provider, TRS brings underwriting knowledge, operational insight, and flexible solutions to help you secure the right coverage for your clients.
Frequently Asked Questions
What types of accounts are a good fit for this Commercial Auto Liability program?This program is ideal for contractor fleets, local and intermediate trucking, delivery services, ambulances, taxis, limos, and other commercial auto operations, including selective long-haul fleets with over 40 units.
Is this program available to new ventures?Yes, TRS is open to new ventures, particularly those with strong business plans and sound operations. Each submission is evaluated on its own merits.
What is the minimum premium for this program?The minimum premium starts at $50,000, making it suitable for mid-sized and larger commercial auto accounts.
What types of risks are not eligible for this program?Unacceptable risks include Uber/rideshare services, fast food delivery, franchised dealers, visiting nurse services, and accounts with hydraulic fracturing exposure.
In which states is this program offered?This program is available in most states across the U.S., including CA, TX, FL, NY, IL, and more. Both Admitted and Non-Admitted options are available depending on the state.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/keating/Non-Emergency-Medical-Transportation/
Workers' Compensation Coverage for Non-Emergency Medical Transportation Accounts
Keating offers a specialized Workers' Compensation program tailored for businesses that provide non-emergency medical transportation (NEMT) services. Whether your client operates wheelchair-accessible vans, provides transportation for disabled or elderly patients, or supports social service programs, this program is designed to meet the unique risks associated with these essential operations.
Ideal Accounts and Appetite
This program is a strong fit for a wide range of transportation providers, including:
Non-emergency medical transportation (NEMT) companies
Non-emergency ambulance services
Social services and community transportation providers
Handicapped and paratransit transportation operators
Medical appointment and hospital shuttle services
Accounts with established safety protocols, driver training, and a clean claims history are preferred. New ventures may be considered on a case-by-case basis, depending on experience and risk controls.
Coverage Highlights and Advantages
Keating partners with several carriers to offer access to multiple markets, providing agents with flexibility in placement and pricing. Coverage is available for employees such as drivers, attendants, dispatchers, and administrative staff. This program addresses common workers' compensation exposures in the NEMT industry, including lifting injuries, vehicle-related incidents, and repetitive motion claims.
Key benefits include:
Access to both admitted and non-admitted markets
Competitive minimum premium starting at $10,000
Responsive underwriting and placement assistance
Support for multi-state operators
Underwriting Notes and Minimum Premiums
The minimum premium for this Workers' Compensation program is $10,000. Risks are evaluated based on operational size, safety history, number of drivers, fleet details, and geographic scope. Keating’s underwriting team works closely with agents to assess each submission and identify the best fit among its carrier partners.
Example accounts include:
A regional NEMT provider transporting dialysis patients in multiple counties
A nonprofit offering handicapped transport services as part of its community outreach programs
Territories and Availability
This program is available in the following states: AK, AL, AR, AZ, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, MT, NC, NE, NH, NM, NV, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WV, and DC. Multi-state accounts are welcome, and Keating can assist with coordinating coverage across jurisdictions.
Why Work With Keating?
As a leading Brokerage General Agency, Keating brings deep expertise in placing complex Workers' Compensation risks. Their focus on transportation-related accounts, broad market access, and commitment to service make them a valuable partner for agents with NEMT clients. You can rely on their team to help you find the right fit for your accounts—whether you're working with a small fleet or a large regional operator.
For more information about Keating, visit their company profile.
Frequently Asked Questions
What types of accounts are a good fit for this Workers' Compensation program?This program is ideal for businesses providing non-emergency medical transportation, including wheelchair van services, social service transportation, and non-emergency ambulances.
Is this program available in my state?The program is available in over 40 states, including FL, TX, CA, NY, and many others. Multi-state operations are also acceptable.
What is the minimum premium for this program?The minimum premium starts at $10,000, though final pricing depends on underwriting factors such as number of employees, safety practices, and loss history.
Can new ventures qualify for this program?Yes, new ventures may be considered depending on the owner’s experience, operational plans, and safety protocols.
What carriers does Keating work with for this program?Keating works with several carriers across both admitted and non-admitted markets to find the best fit for each account.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/colonialgeneral/Heavy-Equipment-Transport-Insurance/
Policy Highlights:
Transporting heavy equipment involves significant risk, and your clients need specialized cargo insurance that can keep up with the complexity of their operations. Colonial General Insurance Agency, Inc. offers a tailored Heavy Equipment Transport Insurance program designed specifically for this sector. With flexible underwriting, broad market access, and competitive coverage options, Colonial General helps agents place hard-to-insure risks efficiently and confidently.
Ideal Accounts and Appetite
This program is ideal for motor carriers, independent owner-operators, and specialized transport companies involved in hauling construction equipment, agricultural machinery, industrial tools, or other oversized loads. Whether your client is transporting bulldozers across state lines or moving refrigerated units to a job site, this program has the flexibility and capacity to meet a wide range of needs.
Colonial General is a strong partner for accounts that:
Transport heavy, oversized, or high-value equipment
Operate regionally or nationally, including long-haul operations
Require excess cargo limits or custom coverage features
Coverage Highlights and Advantages
Colonial General provides access to a broad set of coverage options that go beyond standard cargo insurance:
Unlimited radius on all mono-line cargo policies
Excess coverage available over primary cargo limits up to $750,000
Cargo limits up to $100,000, including refrigerator breakdown coverage
This program is especially effective for clients needing flexible limits and specialized endorsements for refrigeration and equipment breakdown exposures.
Underwriting Notes and Minimum Premiums
Underwriting is handled by experienced professionals who understand niche transportation risks. While minimum premiums may vary based on account specifics, the program is structured to accommodate a range of account sizes and operational complexities. Accounts with clean loss histories and well-documented safety protocols are viewed favorably in underwriting.
Territories and Availability
This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Both admitted and non-admitted markets are available depending on the risk and jurisdiction.
Why Work With Colonial General
Colonial General Insurance Agency, Inc. is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in transportation-related risks. Their strong market relationships and responsive service make them an excellent partner for agents seeking to place heavy equipment transport accounts. Whether you're working on a single-unit hauler or a multi-vehicle fleet, Colonial General provides the expertise and market access to get the job done.
Frequently Asked Questions
What types of accounts are a good fit for this program?Ideal accounts include motor carriers, owner-operators, and transport companies that haul heavy machinery, construction equipment, agricultural equipment, and similar oversized loads.
What is the maximum cargo limit available?The program offers cargo coverage limits up to $100,000, with options for excess coverage up to $750,000 over the primary limit.
Is this program available in my state?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability may vary by risk type and carrier appetite.
Does the policy include coverage for refrigeration breakdown?Yes, refrigerator breakdown is included within the cargo limits, making it suitable for accounts transporting temperature-sensitive equipment.
Can I write just the cargo coverage through this program?Yes, mono-line cargo policies are available with unlimited radius, making it a flexible solution for standalone cargo needs.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/maximum/Transportation-1-10-Units/
MAXIMUM’s Transportation 1-10 Unit program is designed to meet the unique needs of small fleet operators across the country. With a team comprised of industry veterans—including former truckers, specialist underwriters, and retail agents—we bring unmatched real-world insight to help you place transportation accounts with confidence.
Solution-Driven Coverage for Transportation Risks
Transporting goods and property over the road comes with significant exposure to liability, damage, theft, and more. Our solution-oriented approach allows us to respond quickly and precisely to your clients’ challenges—whether they’re launching a new venture or managing an existing fleet of up to 10 power units.
Available Coverages:
• Auto Liability
• Non-Trucking Liability
• Physical Damage
• Motor Truck Cargo
• General Liability
• Excess Liability
• And More!
Product Advantages:
• Pay Plans Available
• Multi-line Coverage Packages
• Combined Physical Damage/Motor Truck Cargo Deductible Options
• Deductibles as Low as $1,000 for Physical Damage and Cargo
• Select Carriers Offer Loss Control Services, Roadside Assistance Discounts, Enhanced Physical Damage and Mobile Claims Apps
• All Carriers Rated A- or Better by AM Best
Ideal Accounts and Target Classes
This program is tailored for small to mid-sized transportation businesses operating 1 to 10 power units. Whether your client is focused on regional hauling or long-haul freight, we can help structure the right coverage package. Common target classes include:
• Dry Van
• Refrigerated
• Intermodal
• Tanker
• Flatbed
• Auto Haulers
• Grain
• Dump
• Household Goods
• Frac Sand
• And More!
Underwriting Guidelines
• 1–10 Power Units
• Available in all states except Massachusetts
• Prefer two years in business, but new ventures considered in select states
• Any radius of operation (local, regional, or long-haul)
For example, you might have a client with a flatbed operation running five units across multiple states or a new refrigerated hauler ready to launch in the Southeast—both could be a match for this program.
States Available
This program is offered in most states across the U.S., excluding Massachusetts. Coverage is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Why Work With MAXIMUM?
With over 100 years of combined experience, MAXIMUM is a trusted wholesale broker known for navigating complex transportation risks. Our agile underwriting, broad market access, and deep industry knowledge make us a reliable partner for agents nationwide. We understand the transportation business from the inside out—let us help you steer your clients toward the right solution.
Count on us for your Transportation 1–10 unit risks!
With our 100 years of combined experience, let us be the lead driver to meet your client’s needs.
Send us an email or give us a call today to discuss how we can help and assist in this process.
Frequently Asked Questions
What types of accounts are a good fit for this program?We target transportation operations with 1–10 power units including dry van, flatbed, refrigerated, intermodal, and auto haulers.
Can new ventures apply for coverage?Yes, we can consider new ventures in certain states even though we typically prefer two years in business.
Is this program available nationwide?It is available in most states across the U.S., excluding Massachusetts.
What are some key benefits offered through this program?Advantages include low deductibles, combined coverage options, pay plans, and access to carriers with loss control and mobile claims tools.
What types of commodities or cargo are accepted?We can accommodate a wide range of commodities, including general freight, refrigerated goods, household items, and more. Contact us for specifics.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/usrisk/transportation-services-insurance/
Transportation Services Insurance Program from U.S. Risk Insurance Group
U.S. Risk Insurance Group, Inc. offers a dedicated Transportation Services Insurance program for agents and brokers placing large commercial auto and public transportation risks. Through access to an A+ XV-rated admitted carrier, the program provides high-limit auto liability (up to $5 million) and physical damage coverage for a broad range of transportation accounts.
Ideal Accounts and Appetite
This program targets larger transportation operations with minimum premium thresholds. Typical fits include:
Shuttle services and fixed-route transit buses (non-EMT vehicles) — generally starting at $75,000 minimum premium
Taxi fleets, for-hire passenger transport, and regional trucking operations — generally starting at $200,000 minimum premium
Examples: you might place a mid-size airport shuttle fleet with passenger exposure and physical-damage needs, or a regional trucking firm seeking high-limit liability and specialized loss control services. Accounts with smaller premiums or high-frequency, small-loss exposures may not be a fit.
Coverage Highlights and Advantages
Auto liability limits available up to $5 million
Physical damage coverage included
Low-deductible options available
Optional incidental General Liability available
Competitive pricing from an admitted A+ XV-rated carrier
Responsive claims handling and dedicated loss-control support
Underwriting Requirements and Submission Guidelines
To obtain a quote, provide a complete submission package. Required items typically include:
ACORD forms: 125, 127, 137, and ACORD 126 if incidental GL is requested
Completed Public Auto or Trucker’s Questionnaire
Full vehicle schedule (description, garaging address, primary usage, radius of operation, passenger counts, and cost new)
Five years of currently valued loss runs
Current financial statement
Driver roster and current MVRs
Minimum premiums vary by account type and fleet size; refer to the program minimums above when evaluating fit.
Territories and Availability
This transportation program is offered nationwide — available in all 50 states and the District of Columbia — through admitted paper provided by the A+ XV-rated carrier.
Why Work with U.S. Risk on Transportation Accounts?
U.S. Risk Insurance Group is an experienced excess & surplus lines broker with deep transportation expertise and strong carrier relationships. The firm focuses on larger, more complex accounts and offers access to admitted markets that can provide higher limits and broad coverage. Agents benefit from focused underwriting, practical loss-control guidance, and dedicated claims advocacy when needed.
If you have a larger shuttle, transit, taxi, or trucking account that requires admitted paper, high limits, or tailored physical-damage options, U.S. Risk's Transportation Services program is built to help you place it.
Need help placing an account? Connect with a market specialist.
Frequently Asked Questions
What types of accounts are a good fit for this program?The program is best for larger transportation operations — shuttle services, fixed-route transit buses (non-EMT), taxi and for-hire fleets, and trucking companies that meet the program's minimum premium thresholds.
Is this program available in all states?Yes. The Transportation Services Insurance program is available in all 50 states and the District of Columbia.
What carrier underwrites this program?An A+ XV-rated admitted carrier underwrites the program, providing admitted paper with competitive coverage and financial strength.
What documentation is required for a submission?Provide ACORD applications, the completed transportation questionnaire, a full vehicle schedule, five years of loss runs, current financials, and driver MVRs to receive a quote.
Can incidental General Liability be included?Yes. Incidental GL is available on request; include ACORD 126 and any supporting loss or exposure details with your submission.
Need help placing an account? Connect with a market specialist.