Search CompleteMarkets

... generate over 254 million tons of trash. With only about 120,000 waste collec...aulers, including landfill operators, trash pickup services, recycling busines...

...Sludge haulers Trash haulers Used oil pickup ... accounts include contractors, waste haulers, recyclers, and transporters of m...

...ing but not limited to: Auto Haulers – ideal for transporters of new and ...rs based in NC or VA, including auto haulers, refrigerated goods carriers, and...

... with up to 20 power units Coal haulers based in Virginia (excluding Kentuck...located or garaged in Virginia. Coal haulers are also eligible, excluding thos...

...pecially competitive for: Auto haulers Dry van operators For-hire and p...r 300 miles per trip, including auto haulers, dry van operators, and for-hire ...

Manufactured Home Insurance For NC and VA Agents Insurance Markets, Inc. offers a comprehensive Manufactured Home Insurance program for agents and brokers placing business in North Carolina and Virginia. Designed to accommodate a wide range of client needs, this program provides flexible coverage options through an A+ rated admitted carrier, American Modern Insurance Group. Whether your client owns, rents, or leases their manufactured home, this program delivers reliable protection and underwriting expertise. Ideal Accounts and Appetite This program is ideal for agents with clients who reside in, lease, or rent manufactured or mobile homes. Acceptable occupancy types include: Owner-occupied homes Seasonal and vacation-use manufactured homes Rental properties (landlord coverage) Tenant-occupied units (renter’s coverage) Homes of various ages are considered, offering flexibility that helps agents place even hard-to-place risks. Coverage Highlights and Advantages Actual Cash Value (ACV) or Replacement Cost options for both the home and personal property Reimbursement for Repairs following covered losses Fire Department Service Charges covered Food Spoilage due to covered events Tree, Shrub, Plant, and Lawn damage coverage Antenna and Satellite Dish protection Other Structures on the premises included Optional Endorsements available to expand coverage as needed Mechanical Breakdown Enhancement – an industry-leading endorsement for added peace of mind Direct Bill Options with flexible payment plans Competitive Rates backed by stable underwriting Underwriting Notes and Program Features Agents can expect responsive service and competitive underwriting for a wide range of manufactured homes, including older units. The program is designed for easy quoting and placement, with direct billing to insureds and multiple payment options available. Admitted in select states, this program offers the security of regulated protection through a top-rated carrier. Territories and Availability This Manufactured Home Insurance program is available in: North Carolina (NC) Virginia (VA) Agents in Maryland may also inquire about availability in that state as the carrier is admitted in some areas. Why Work With Agents Insurance Markets, Inc.? As a trusted Managing General Agency (MGA), Agents Insurance Markets, Inc. brings decades of experience in placing specialty personal lines coverage. Their team understands the unique exposures of manufactured home risks and offers agents the tools and carrier access needed to serve this niche market effectively. With a focus on service, speed, and underwriting flexibility, you can confidently place your manufactured home business through AIM. Frequently Asked Questions What types of accounts are a good fit for this program?This program is a great fit for owner-occupied, seasonal, rental, and tenant-occupied manufactured or mobile homes in NC and VA. Is coverage available for older manufactured homes?Yes, the program offers flexible age eligibility, making it easier to place older homes that may not qualify elsewhere. Does the program offer Replacement Cost coverage?Yes, both Actual Cash Value and Replacement Cost options are available for the home and personal property, depending on eligibility. Are optional endorsements available?Yes, agents can add optional coverages such as mechanical breakdown, food spoilage, and additional structures to tailor protection to client needs. How is the program billed?The program supports direct billing with multiple payment options, providing convenience for both agents and insureds. Need help placing an account? Connect with a market specialist.

... Dump truck operators Flatbed haulers Wreckers and tow truck services ...

NURSE REGISTRIES INSURANCE For NC and VA HOME HEALTH CARE AGENCIES BASIC CARE - NON-NURSING SERVICES SKILLED CARE - NURSING SERVICES Agents Insurance Markets, Inc. (AIM) provides a focused market for independent agents and brokers placing nurse registries and home health care agencies in North Carolina (NC), Virginia (VA), and Washington, DC. This program is built to address the professional and general liability exposures unique to both skilled nursing services and non-skilled in-home care providers. Overview of the Program from AIM This program is intended for agencies that arrange in-home care through nurses, certified nursing assistants, aides, therapists, companions, and homemaker services. As an experienced Managing General Agency, AIM works with admitted and non-admitted carriers to deliver tailored coverage — in this program coverage is placed on a non-admitted basis through Western World Insurance Company — giving you flexibility when standard markets decline or limit terms. Ideal Accounts and Appetite AIM has appetite for a range of smaller to mid-sized home health operations, including: Basic Care – non-nursing homemaker and companion services Skilled Care – licensed nursing and therapy services Nurse registries that place nurses, therapists and aides Certified Nursing Assistants (CNAs) and caregiver staffing Home health aides and personal care attendants Example placements: you might have a small nurse registry that coordinates physical therapy and CNA visits across several counties in NC and VA, or an agency that employs CNAs to provide daily in-home support for seniors. Those account types typically fit well within this program. Coverage Highlights and Advantages The program combines professional and operational protections commonly required by home health providers: Commercial General Liability limits up to $1,000,000 per occurrence / $3,000,000 aggregate Professional Liability (medical/professional malpractice) coverage Optional Sexual Misconduct & Molestation coverage available up to $1,000,000/$1,000,000 Hired & Non-Owned Auto Liability available for staff using personal vehicles Property coverage with enhancement form and floaters for portable equipment Employees included as insureds by endorsement; additional insured endorsements available Damage to Premises Rented to You — up to $100,000; Medical Payments up to $5,000 Occurrence-based policies with defense costs outside the limits Underwriting Notes and Minimum Premiums AIM's underwriters are experienced with allied health and home care risks and will consider a variety of operational models. The program is written on a non-admitted basis to allow more flexible terms and tailored endorsements. There is no rigid minimum premium published for this program; underwriting will evaluate exposures, revenue, staffing, licensing, and claims history to determine terms and pricing. Territories and Availability This Nurse Registries Insurance program is available for placements in the following territories: North Carolina (NC) Virginia (VA) Washington, DC Coverage is issued non-admitted through Western World Insurance Company, which can help when admitted markets are restrictive or unavailable. Why Work with AIM Agents Insurance Markets, Inc. combines niche expertise in healthcare placements with access to specialty non-admitted markets. Working with AIM gives you: Access to an established non-admitted carrier (Western World) for difficult-to-place home health risks Underwriters familiar with nurse registries, CNAs, aides, therapists and companion services Flexible policy forms and endorsements designed for in-home care operations Responsive service from an MGA that partners with agents to structure appropriate coverage We “AIM” to help you place nurse registry and home health accounts that need tailored solutions. If you have a client operating across NC or VA and seeking combined professional and general liability with optional abuse/molestation limits, this program may be a fit. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits nurse registries, home health agencies, CNAs, home companions, homemaker aides, and providers of both skilled nursing and non-skilled in-home care services. Is this program available on an admitted basis?No. This program is placed on a non-admitted basis through Western World Insurance Company to allow more flexible underwriting and customized endorsements. Which states are eligible for this program?The Nurse Registries Insurance Program is available for placements in North Carolina, Virginia, and Washington, DC. Can this coverage include professional liability and general liability?Yes. The program can provide both General Liability and Professional Liability, with optional coverages such as property, Hired & Non-Owned Auto, and sexual misconduct/molestation limits. Do you offer coverage for employees and additional insureds?Yes. Employees can be included as insureds by endorsement, and additional insured endorsements are available where appropriate. Need help placing an account? Connect with a market specialist.

Personal Lines Insurance For MD, NC, and VA Representing the following companies: American Modern Home American Modern Insurance Group is rated A+ (Superior) by A.M. Best and has been recognized for more than a decade by the Ward Group as one of the Top 50 property and casualty insurers in the U.S. AIM has partnered with AMIG for more than 20 years, giving agents reliable access to admitted, stable personal-lines solutions across Maryland and Virginia. Hudson Insurance Group – Personal Umbrella Coverage – Rated A (Excellent) by A.M. Best Lexington Insurance Company – Dwelling and Homeowners Coverage – Rated A (Excellent) by A.M. Best Overview of the Program From AIM Agents Insurance Markets, Inc. (AIM) offers a focused personal lines program for independent agents and brokers writing business in Maryland, North Carolina, and Virginia. The program combines admitted and non-admitted carrier options to help you place a wide range of residential and recreational property risks, including hard-to-place accounts and non-standard exposures. Ideal Accounts and Appetite This program is tailored for agents working with: Primary, seasonal, rental, and vacant dwellings (DP-1 & DP-3) Manufactured homes, including coastal and secondary-site units Personal umbrella risks, including those with youthful or otherwise challenging drivers HO-3, HO-4, and HO-6 policies requiring higher liability limits Recreational vehicles such as RVs, motorcycles, and watercraft Example fits: a client who needs a short-term vacant policy on a rental in Maryland, or an owner of a manufactured home on the Virginia coast requiring replacement-cost options and mechanical breakdown coverage. Coverage Highlights and Advantages American Modern Insurance Group (Admitted): DP-1 and DP-3 forms for owner-occupied, seasonal, rental, and vacant properties No minimum earned premium on vacant policies Short-term vacant options (3, 6, or 12 months) Liability limits up to $500,000 Manufactured home replacement-cost coverage for homes 15 years old or newer Mechanical breakdown enhancement available for manufactured homes Direct billing and multiple payment plans Hudson Insurance Group (Non-Admitted): Personal umbrella limits from $1M to $10M Eligibility for youthful drivers and other non-standard exposures Agency-bill option available Availability in Virginia and North Carolina Lexington Insurance Company (Non-Admitted): HO-3 with a $300,000 minimum Coverage A HO-4, HO-6, and DP-3 options for higher-value or unusual risks Excess flood and vacant-dwelling coverage available Liability limits up to $500,000 Underwriting Notes and Placement Flexibility AIM supports both agency-bill and direct-bill methods, and premium financing is available on select non-admitted policies. Vacant dwellings can be bound for short terms and prorated on cancellation. The program is equipped to handle both standard and non-standard risks — including challenging property conditions, coastal exposures, and drivers with difficult records — but underwriters will review each account for state-specific eligibility and limits. Territories and Availability This personal lines program is offered in Maryland, North Carolina, and Virginia. Admitted vs. non-admitted availability varies by carrier and state; agents should contact AIM for state-specific filing details and to confirm which carrier is best for a given risk. Why Work With AIM? As a Managing General Agency with long-standing carrier relationships, AIM delivers experienced underwriting, fast placement for specialty risks, and responsive service for agents. Our multi-carrier access — including long-term partnerships with American Modern and relationships with specialty markets like Hudson and Lexington — helps you place accounts that may not fit standard markets while keeping admitted options where available. If you need help placing a difficult personal-lines account in MD, NC, or VA, AIM provides the market access and underwriting flexibility agents need to get business bound and serviced efficiently. Frequently Asked Questions What types of accounts are a good fit for this personal lines program?This program is ideal for primary, seasonal, rental, and vacant dwellings, manufactured homes (including coastal risks), personal umbrella policies, and recreational vehicles. Are admitted options available through this program?Yes. Admitted options are available in many cases through carriers like American Modern (particularly in MD and VA). Non-admitted carriers provide solutions for harder-to-place or higher-limit needs. Can I write short-term policies for vacant properties?Yes. Vacant dwellings can be written for 3-, 6-, or 12-month terms, with prorated cancellation available when needed. Which states is this program available in?The program is offered in Maryland, North Carolina, and Virginia. Availability by carrier and form may vary by state. What carriers are included in this program?Agents can access American Modern Insurance Group, Hudson Insurance Group, and Lexington Insurance Company, among other specialty markets, depending on the risk. Need help placing an account? Connect with a market specialist.

PRESSURE WASHING CONTRACTORS LIABILITY INSURANCE For NC and VA CLEANING OR WASHING BY PRESSURE APPARATUS MORE THAN 30 YEARS INSURING CONTRACTORS We are your go-to market for contractors BIG or SMALL! Agents Insurance Markets, Inc. (MGA) places pressure-washing risks with multiple carrier partners and offers a targeted General Liability program for exterior cleaning contractors in North Carolina, Virginia and the District of Columbia. The program is designed for routine pressure-washing operations and supplemental equipment protection, with underwriting focused on practical controls for PSI, cleaning agents, and jobsite safety. Overview of the Program This Managing General Agency program provides broad primary General Liability options and excess capacity where needed. Coverage targets exterior cleaning operations — residential and commercial — and can include property floaters for tools and equipment. Policies are written on an occurrence basis and the program supports common certificate needs such as Additional Insured endorsements and Waiver of Subrogation where appropriate. Ideal Accounts and Appetite Independent pressure washing contractors, single operators up to small fleets Exterior cleaning of homes, driveways, sidewalks, parking lots, storefronts, roofs and other building exteriors Contractors using pressure equipment at or below the underwriting PSI limit (see requirements) Accounts that require Additional Insured, Waiver of Subrogation, primary wording or per-project aggregate limits Prohibited: Cleaning or washing of aircraft Interior tank cleaning Snow and ice removal from streets, highways or parking lots Coverage Highlights and Advantages General Liability limits up to $5,000,000 (primary) Excess Liability available through carrier partners Damage to Premises Rented to You coverage up to $100,000 Medical Payments up to $5,000 Occurrence-form policies for long-tail liability protection Property floaters available to cover contractor equipment, trailers and tools Property enhancement options where applicable Per-project aggregate limits and Additional Insured endorsements available Responsive underwriting and quick quote turnaround for routine risks Underwriting Notes and Requirements Maximum PSI: Equipment must not exceed 3,500 PSI for this classification Cleaning solutions must be non-toxic, non-caustic and biodegradable (where possible) Jobsite controls are required: barriers, signage, spotters and other public-protection measures as appropriate Sandblasting and abrasive blasting are separately rated and not included in this class Provide current loss runs, equipment inventory with PSI ratings, and details on any chemical use or subcontracted services Territories and Availability This program accepts submissions for accounts located in North Carolina, Virginia and the District of Columbia. Agents can place accounts through multiple carrier partners to match client needs for limits and endorsement requests. Why Work With Agents Insurance Markets, Inc. on This Business Specialized contractor placement — underwriting and program design focused on exterior cleaning and pressure-wash operations Access to multiple carriers and flexible limit structures for owner-operators and small fleets Practical, clear underwriting requirements that reduce surprises at binding Fast quoting and experienced service staff familiar with contractor workflows and certificate endorsements Example Accounts That Fit A two-employee residential pressure-washing business that services driveways, siding and decks using equipment under 3,500 PSI and biodegradable cleaners. Needs GL limits plus an Additional Insured endorsement for a property manager. A small commercial cleaner that services storefronts and parking lots, requires a property floater for a trailer-mounted unit and hand tools, and needs excess limits for larger contracts. If you have accounts that match this program's appetite, Agents Insurance Markets, Inc. can be an efficient market to secure competitive liability and equipment coverage. Contact our underwriting team to discuss submissions, required documentation, and turnaround times. Product & Service Highlights: GL Limits up to $5,000,000 Excess Liability available Damage to Premises Rented to You up to $100,000 Medical Payments up to $5,000 Occurrence-form policies Property floaters and enhancement forms Quick quotes and superior customer service Underwriting Requirements Recap Equipment PSI cannot exceed 3,500 PSI Use non-toxic, non-caustic cleaning solutions (biodegradable preferred) Maintain jobsite public-protection measures (barriers, signage, etc.) Sandblasting and interior tank cleaning are ineligible for this class Frequently Asked Questions What types of pressure washing accounts are a good fit for this program?Routine exterior cleaning for residential and commercial properties—driveways, sidewalks, building exteriors, roofs and parking lots—performed with equipment up to 3,500 PSI and using non-toxic cleaning agents. What documentation does underwriting typically require?A completed application, operations description, equipment inventory including PSI ratings, current loss runs (if available), and details on cleaning solutions and jobsite safety procedures. Can I add Additional Insureds and Waiver of Subrogation for my insureds’ clients?Yes. The program offers Additional Insured endorsements and Waiver of Subrogation / Primary Wording options where appropriate and requested in the submission. Are sandblasting or interior tank cleaning operations eligible?No. Sandblasting/abrasive blasting and interior tank cleaning are excluded and must be placed through specifically rated markets. Which states is the program available in?This program accepts submissions for accounts located in North Carolina, Virginia and the District of Columbia. Contact underwriting for any territory-specific questions. Need help placing an account? Connect with a market specialist.