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Trash and Refuse Haulers Liability Insuranc...ntainers, dumpsters, or hauling baled trash with tractors or trailers. Can I s...

... and Intermediate Truckers Dump Trucks Flatbeds Contractors and Artisans...ntermediate truckers, including dump trucks, flatbeds, wreckers, and contracto...

Fleet Truck Insurance More Than 30 Years Insuring Truckers Agents Insurance Markets, Inc. (AIM) offers a specialized Fleet Truck Insurance program tailored for commercial auto risks with 10 or more power units. With over three decades of experience in the trucking sector, AIM understands the unique exposures and compliance demands motor carriers face. This program is designed to help agents place fleet accounts efficiently while providing strong coverage options and responsive service. Ideal Accounts and Appetite This Fleet Truck Insurance program is ideal for a wide range of commercial trucking operations. AIM underwrites the following fleet classes: For-Hire and Private Fleets Dump Truck Fleets Common and Contract Carriers Exempt Commodities Non-Exempt Commodities Contractors Equipment Haulers There are no radius restrictions, making this program an excellent fit for short-haul, regional, and long-haul operators alike. Whether your client operates in state, across state lines, or coast-to-coast, AIM can offer solutions. Coverage Highlights and Advantages The program provides flexible and competitive coverage packages designed to meet the needs of fleet operators: Primary Auto Liability limits up to $1,000,000 Combined Single Limit (CSL)—higher limits available upon request Vehicle Physical Damage coverage with limits up to $200,000 per unit Package policies available to address broader commercial auto exposures 24/7 nationwide claims service for fast response and support From large regional fleets to growing local haulers, AIM delivers reliable protection backed by carriers experienced in the transportation sector, including Stratford Insurance Company and Carolina Casualty Insurance Company. Underwriting Notes and Submission Requirements To obtain a quote, agents should submit the following: Completed application Schedule of units Current Motor Vehicle Reports (MVRs) Driver hiring practices and safety protocols The program is available on an admitted or non-admitted basis depending on the state and risk characteristics. Minimum premium requirements vary by account and state. Territories and Availability This program is available in the following states: Georgia (GA) Indiana (IN) Kentucky (KY) Maryland (MD) Mississippi (MS) North Carolina (NC) Ohio (OH) South Carolina (SC) Tennessee (TN) Virginia (VA) Washington, D.C. (DC) Why Work With Agents Insurance Markets, Inc.? Agents Insurance Markets, Inc. is a Managing General Agency (MGA) committed to helping independent agents grow their commercial auto book. You can rely on AIM for: Decades of underwriting experience in the trucking industry Access to reputable carriers with strong transportation expertise Fast, knowledgeable support and personal service Flexibility to tailor coverage packages for diverse fleet types Whether you're placing a 12-unit dump truck fleet in North Carolina or a 25-unit contract carrier in Ohio, AIM is ready to help you deliver the right solution for your clients. Frequently Asked Questions What types of accounts are a good fit for this Fleet Truck Insurance program?Accounts with 10 or more power units, including for-hire fleets, dump truck operations, and contract carriers, are ideal. Both private and common carriers are eligible. Are there any radius limitations for this program?No, there are no radius restrictions. Local, regional, and long-haul fleets are all eligible for coverage. What documents are required to get a quote?You’ll need a completed application, schedule of units, current MVRs, and information on driver hiring practices. Which states is the program available in?The program is currently available in GA, IN, KY, MD, MS, NC, OH, SC, TN, VA, and DC. Who are the carriers supporting this program?This fleet program is backed by Stratford Insurance Company and Carolina Casualty Insurance Company, both experienced in commercial trucking risks. Need help placing an account? Connect with a market specialist.

Long Haul Truck Insurance For NC and VA More Than 30 Years Insuring Truckers Agents Insurance Markets, Inc. (AIM) offers a focused Long Haul Truck Insurance program for operations that regularly run long-distance trips (over 300 miles). Backed by more than three decades of trucking industry experience, AIM provides agents with a reliable admitted market and practical underwriting tailored to both single-unit owner-operators and multi-unit fleets across North Carolina and Virginia. Ideal Accounts and Appetite This program is targeted to commercial auto classes engaged in long haul operations across NC and VA. AIM is especially competitive for: Auto haulers Dry van operators For-hire and private carriers Single-unit owner-operators and long-haul fleets We typically write accounts that move freight or vehicles on trips exceeding 300 miles. Accounts with routine local delivery, heavy towing exposures, hazardous materials hauling, or specialized equipment may fall outside this appetite—reach out to discuss borderline risks. Coverage Highlights and Advantages Our long haul program is underwritten through Carolina Casualty Insurance Company and includes competitive coverage options: Primary liability limits up to $1,000,000 CSL Physical damage limits up to $140,000 per tractor Trailer coverage up to $75,000 per trailer Additional program strengths: Admitted paper in all available states we write, providing regulatory consistency Options for writing single units or entire fleets Phone quotes available for smaller accounts (4 units or fewer) Fast turnaround on complete submissions for quicker placement Underwriting Notes and Submission Requirements To help deliver accurate and competitive quotes, AIM requires current Motor Vehicle Reports (MVRs) for accounts with five or more units. For smaller accounts (four units or fewer), we can often provide over-the-phone quotes based on standard information. Complete submissions with vehicle schedules, loss runs, and driver records will shorten review time and improve quote reliability. Territories and Availability This Long Haul Truck Insurance program is available to agents with clients based in North Carolina and Virginia. We write on an admitted basis in all states we serve, giving agents and insureds consistent policy forms and regulatory compliance where applicable. Why Work With Agents Insurance Markets, Inc.? AIM combines deep trucking expertise with hands-on service. Our underwriting team understands long-haul exposures and works directly with agents to place difficult or growing accounts. You’ll get: Access to an admitted carrier (Carolina Casualty) experienced in commercial auto Responsive underwriting and fast quote turnaround Flexible handling for single units up to larger fleets Practical guidance on documentation and loss-control expectations Frequently Asked Questions What types of accounts are a good fit for this program?The program targets long-haul trucking risks operating over 300 miles per trip, including auto haulers, dry van operators, and for-hire or private carriers. We write both single-unit owner-operators and multi-unit fleets. What states is this program available in?This program is available to agents with clients based in North Carolina and Virginia. What are the submission requirements?For accounts with five or more units, a complete submission including current MVRs is required. For accounts with four or fewer units, we can often provide quotes by phone with standard account details. Is the program written on an admitted basis?Yes. We offer admitted coverage in all available states we write, which provides consistent policy forms and regulatory compliance for your clients. Which carrier backs this program?Coverage is underwritten through Carolina Casualty Insurance Company. Need help placing an account? Connect with a market specialist.

TRUCKERS GENERAL LIABILITY INSURANCE For NC and VA MORE THAN 30 YEARS INSURING TRUCKERS We are your go-to market for all Truckers—ONE unit or MANY! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. brings over 30 years of specialized experience in the trucking industry. Our Truckers General Liability Insurance program is designed to meet the needs of trucking operations in North Carolina, Virginia, and Washington, D.C. Whether your client operates a single truck or manages a fleet, we offer flexible, comprehensive solutions to fit a wide range of risks and budgets. We work with a variety of respected carriers to provide coverage tailored to your client’s specific operation. From local haulers to long-distance carriers, our program supports a wide range of eligible trucking businesses. Ideal Accounts and Appetite This program is ideal for licensed or unlicensed truckers operating in NC, VA, or DC. We welcome both local and long-haul trucking operations and can accommodate storage and warehouse exposures when rated separately. Off-road truckers—those not operating on public roads—are also eligible, with rating done per unit. Example accounts that fit well include: A local trucker with three units and a small warehouse operation in North Carolina. An independent owner-operator based in Virginia who hauls long-distance freight. Coverage Highlights and Advantages General Liability limits available up to $5,000,000. Damage to premises rented to you: up to $100,000. Medical payments coverage: up to $5,000. Auto Liability coverage must be in place for eligibility. One Additional Insured included at no charge. Property coverage with enhancement form available. Property floaters to cover tools and equipment. Waiver of Subrogation and Primary Wording available. Per Project Aggregate options available. Occurrence form with low minimum premiums. Driver payroll not included in rating. Underwriting Notes and Restrictions While we offer broad eligibility, some classes are not eligible for this program: Snow removal services on streets or roads Truck brokers Coal haulers in Kentucky Trailer interchange exposures Transport or distribution of hazardous materials Transport or distribution of gasoline, diesel, or fuel oil Territories and Availability This non-admitted program is currently available in: North Carolina (NC) Virginia (VA) District of Columbia (DC) Why Work With Agents Insurance Markets, Inc.? Agents Insurance Markets, Inc. is a trusted Managing General Agency (MGA) with a long-standing commitment to serving the transportation sector. We understand the unique risks truckers face and offer tailored solutions backed by top-tier carriers. Our market access and underwriting expertise make us a reliable partner for agents seeking competitive options for their trucking clients. Whether your client is just starting out or managing a complex operation, we can help you place coverage that meets their needs—and yours. Frequently Asked Questions What types of trucking operations are eligible for this program?We accept licensed and unlicensed truckers, local and long-haul operators, and storage/warehouse operations (must be rated separately). Off-road truckers are also eligible, rated per unit. Are there any classes that are not eligible for this program?Yes, we cannot insure snow removal on roads, truck brokers, coal haulers in Kentucky, trailer interchange risks, or transport of hazardous materials or fuel products. Does this program include property coverage?Yes, property coverage is available with an enhancement form, and property floaters can be added to cover equipment and tools. What is the maximum General Liability limit available?We offer General Liability limits up to $5,000,000 through this program. In which states is this program available?This program is available in North Carolina, Virginia, and Washington, D.C. Need help placing an account? Connect with a market specialist.

...unit or a small fleet of up to 20 trucks, we can help you find coverage that f...start-up coal hauler with unlicensed trucks or a mid-size off-road fleet looki...

LANDSCAPE GARDENING LIABILITY INSURANCE For NC and VA MORE THAN 30 YEARS INSURING CONTRACTORS We are your go-to market for all contractors, whether BIG or SMALL! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. provides targeted General Liability solutions for landscape gardening and lawn care contractors across North Carolina, Virginia and the District of Columbia. With more than 30 years placing contractor business, we combine niche underwriting expertise and access to flexible non-admitted markets to help you place accounts that need tailored limits and endorsements. Ideal Accounts and Appetite This program is designed for a broad range of landscape and grounds-maintenance operations, including: Landscape gardeners and full-service landscapers Lawn care and grass-mowing services Tree pruning, trimming, dusting and spraying Stump grinding and light site cleanup Residential and commercial maintenance contractors Typical fits are contractors performing routine lawn and landscape services, seasonal crews, and firms that need higher limits or specific policy features not available in standard admitted markets. Accounts with heavy excavation, major tree removal, or extensive subcontracted heavy civil work generally fall outside this appetite. Coverage Highlights and Advantages The program centers on comprehensive General Liability with options and endorsements that align with contractor exposures: General Liability limits available up to $5,000,000 Occurrence-form coverage Excess liability available to increase limits Property Enhancement form options Equipment and tools coverage via property floaters Additional Insured endorsements, primary wording and waiver of subrogation available Per-project aggregate limits offered where required by contract Damage to premises rented to you (up to $100,000) and Medical Payments (up to $5,000) Underwriting Notes and Minimum Premiums Underwriting focuses on the specific operations, claims history, contract exposures and equipment values. We place business with reputable non-admitted carriers to offer greater flexibility on limits and endorsements. While the program offers competitive minimums for qualifying accounts, final pricing depends on the insured’s operations, payroll/subcontractor usage, past losses and requested coverages. Territories and Availability This program is available to agents writing business in North Carolina (NC), Virginia (VA) and the District of Columbia (DC). Policies are placed through non-admitted carriers where appropriate; please confirm state availability and any local licensing requirements when submitting. Why Work With Agents Insurance Markets, Inc. As a Managing General Agency specializing in contractor classes, Agents Insurance Markets, Inc. pairs experienced underwriting with fast, practical service. We help agents place accounts that need flexible wording, higher limits, or equipment protection not always available in admitted markets. Our team supports quick turnaround on submissions and can assist with policy language for owner or venue additional insured requests and per-project aggregates. Example Accounts That Fit This Program A small commercial landscaping contractor that maintains office campus grounds, uses light tractors and hires seasonal crews, and needs a $2M general liability limit with additional insured wording for the property owner. A solo lawn care operator who carries mowers, a chipper and trailer equipment and wants scheduled equipment coverage plus general liability on an occurrence basis. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits landscape gardeners, lawn care and mowing services, tree pruning and stump grinding contractors, and both residential and commercial landscapers operating in NC, VA and DC—especially when higher limits or specific endorsements are needed. Is this program available for new landscaping businesses?Yes. We consider both new ventures and established companies. Each submission is evaluated on operations, experience, equipment and exposures. What are the key coverage options included in this program?Key options include General Liability up to $5 million, Property Enhancement forms, Equipment Floaters, Additional Insured endorsements, Waiver of Subrogation, per-project aggregates and excess liability. Can I write both residential and commercial landscaping risks?Yes. The program accepts both residential and commercial landscaping accounts provided they meet underwriting guidelines for operations and exposures. What carriers do you work with for this program?We place business with various reputable non-admitted carriers to provide flexibility in limits and policy wording tailored to your client’s needs. Need help placing an account? Connect with a market specialist.

...ral work, including: Debris and trash removal General interior cleaning ...closed or evicted properties, such as trash removal, cleaning, minor repairs, ...

...e can place include: Removal of trash and personal belongings General cle...closure, or abandonment—tasks such as trash removal, cleaning, painting, and m...

Garage Non-Dealer Insurance For VA and NC Agents Insurance Markets, Inc. (AIM) offers a specialized Garage Non-Dealer Insurance program designed to meet the needs of a wide range of garage-related operations in Virginia and North Carolina. As a Managing General Agency with access to Essex Insurance Company and other strong markets, AIM delivers tailored solutions for garage service providers that fall outside of traditional franchised dealer models. Ideal Accounts and Appetite This program is built for non-dealer garage risks, offering flexible coverage options for a broad range of operations. Classes underwritten include: Auto Detailing Operations Mobile Vehicle Services Motorcycle Service Operations Truck, Trailer, and Tractor Repair Body Shops Valet Parking Operations Emergency Vehicle Service Providers Contractors Equipment Service and Repair If you have a client operating a mobile truck repair business or a local body shop servicing commercial fleets, this program may be an excellent fit. AIM understands the unique exposures of these businesses and provides coverage designed to help protect them from liability and property-related risks. Coverage Highlights and Advantages Garage Liability – Limits up to $1,000,000 Combined Single Limit (CSL) Property Coverage – Limits up to $1,000,000 CSL Garagekeepers Legal Liability – Up to $400,000 per location, with per-vehicle limits up to $50,000 (if applicable) Non-Franchised Used Car Dealers – Available in North Carolina only through an admitted carrier Package credit is available when both property and liability coverage are written together, making this an efficient and cost-effective solution for your clients. Underwriting Notes and Minimum Premiums This program is underwritten with a focus on garage service operations that maintain high standards of risk management. Submissions should include complete applications and supporting documentation. While minimum premium requirements may vary by class and risk profile, AIM is focused on providing competitive solutions for small to mid-sized businesses. Territories and Availability Garage Non-Dealer Insurance is currently available in: North Carolina (includes coverage for non-franchised used car dealers through an admitted market) Virginia Access to admitted and non-admitted markets allows AIM to match the right coverage structure to the specific regulatory environment of each state. Why Work With Agents Insurance Markets, Inc.? At AIM, garage coverage is not just another product line — it's a specialty. With a focus on responsive customer service, in-house underwriting expertise, and a commitment to helping agents find the right market for each risk, AIM is your go-to partner for placing garage service accounts in NC and VA. Let AIM help you deliver comprehensive solutions your clients can count on. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for non-dealer garage operations such as auto detailing shops, mobile mechanics, body shops, and equipment repair businesses in NC and VA. Is coverage available for used car dealers?Yes, non-franchised used car dealers can be written in North Carolina only through an admitted carrier. What limits are available for Garagekeepers Legal Liability?Up to $400,000 per location, with a maximum per vehicle limit of $50,000 if applicable. Do you offer package discounts?Yes, a package credit is available when both property and garage liability coverage are written together. Which states is this program available in?This program is currently available in North Carolina and Virginia. Need help placing an account? Connect with a market specialist.