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MOTOR TRUCK CARGO INSURANCE For NC and VA Agents Insurance Markets, Inc. offers a comprehensive Motor Truck Cargo Insurance program designed specifically for risks based in North Carolina (NC) and Virginia (VA). This program is ideal for a wide range of transportation clients and provides flexible coverage options with limits available up to $150,000. Overview of the Program From Agents Insurance Markets, Inc. As a Managing General Agency (MGA) with access to various carriers, Agents Insurance Markets, Inc. ("AIM") delivers tailored Motor Truck Cargo solutions for local and regional transportation risks. Whether your client is an independent owner-operator or a large fleet owner, AIM makes it easy to secure competitive cargo coverage with responsive service and underwriting support. Ideal Accounts and Appetite This program is well-suited for licensed motor carriers operating in North Carolina or Virginia. AIM underwrites a wide range of cargo transportation classes, including but not limited to: Auto Haulers – ideal for transporters of new and used vehicles Refrigerated Goods Carriers – including accounts needing Reefer Breakdown coverage Fleet Operators – from single-unit owner-operators to fleets with 1,000+ vehicles There are no radius limitations, making this a strong option for both local and long-haul operators. You might have a client who hauls cars from Richmond, VA to Raleigh, NC, or a refrigerated goods carrier working routes from Charlotte to Atlanta—this program can accommodate both. Coverage Highlights and Advantages Limits up to $150,000 available Reefer Breakdown coverage offered No radius restrictions – suitable for regional and national haulers Designed for fleets of all sizes Auto hauler appetite included These coverage features help protect your clients from financial loss due to theft, damage, or spoilage of cargo in transit. AIM understands the complex exposures of cargo haulers and matches them with the right carrier options to meet their specific needs. Underwriting Notes and Minimum Premiums While specific premium thresholds may vary by risk class and carrier, AIM works with a wide range of carriers to provide competitive options. Submissions should include complete vehicle and driver schedules, prior loss runs, and cargo details to ensure accurate underwriting and quick turnaround. Territories and Availability This Motor Truck Cargo Insurance program is available exclusively in North Carolina and Virginia. AIM can place business in both admitted and non-admitted markets, depending on the risk profile and carrier availability. Why Work With Agents Insurance Markets, Inc. AIM combines deep market access with a hands-on approach to support independent agents and brokers in placing complex transportation accounts. Their team is committed to fast response times, knowledgeable underwriting, and helping you grow your book with competitive motor cargo solutions. Whether you're placing a new venture or a seasoned fleet, AIM is ready to help you find the right fit. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for motor carriers based in NC or VA, including auto haulers, refrigerated goods carriers, and fleets of all sizes. Is there a radius limitation on coverage?No, this program offers coverage with no radius restrictions, making it suitable for both local and long-haul operators. Can owner-operators with a single vehicle apply?Yes, the program accepts fleets starting from a single vehicle up to 1,000+ units. Is Reefer Breakdown coverage included?Yes, Reefer Breakdown coverage is available for eligible refrigerated cargo risks. What states is this program available in?This Motor Truck Cargo Insurance program is currently available in North Carolina and Virginia. Need help placing an account? Connect with a market specialist.

Fleet Truck Insurance More Than 30 Years Insuring Truckers Agents Insurance Markets, Inc. (AIM) offers a specialized Fleet Truck Insurance program tailored for commercial auto risks with 10 or more power units. With over three decades of experience in the trucking sector, AIM understands the unique exposures and compliance demands motor carriers face. This program is designed to help agents place fleet accounts efficiently while providing strong coverage options and responsive service. Ideal Accounts and Appetite This Fleet Truck Insurance program is ideal for a wide range of commercial trucking operations. AIM underwrites the following fleet classes: For-Hire and Private Fleets Dump Truck Fleets Common and Contract Carriers Exempt Commodities Non-Exempt Commodities Contractors Equipment Haulers There are no radius restrictions, making this program an excellent fit for short-haul, regional, and long-haul operators alike. Whether your client operates in state, across state lines, or coast-to-coast, AIM can offer solutions. Coverage Highlights and Advantages The program provides flexible and competitive coverage packages designed to meet the needs of fleet operators: Primary Auto Liability limits up to $1,000,000 Combined Single Limit (CSL)—higher limits available upon request Vehicle Physical Damage coverage with limits up to $200,000 per unit Package policies available to address broader commercial auto exposures 24/7 nationwide claims service for fast response and support From large regional fleets to growing local haulers, AIM delivers reliable protection backed by carriers experienced in the transportation sector, including Stratford Insurance Company and Carolina Casualty Insurance Company. Underwriting Notes and Submission Requirements To obtain a quote, agents should submit the following: Completed application Schedule of units Current Motor Vehicle Reports (MVRs) Driver hiring practices and safety protocols The program is available on an admitted or non-admitted basis depending on the state and risk characteristics. Minimum premium requirements vary by account and state. Territories and Availability This program is available in the following states: Georgia (GA) Indiana (IN) Kentucky (KY) Maryland (MD) Mississippi (MS) North Carolina (NC) Ohio (OH) South Carolina (SC) Tennessee (TN) Virginia (VA) Washington, D.C. (DC) Why Work With Agents Insurance Markets, Inc.? Agents Insurance Markets, Inc. is a Managing General Agency (MGA) committed to helping independent agents grow their commercial auto book. You can rely on AIM for: Decades of underwriting experience in the trucking industry Access to reputable carriers with strong transportation expertise Fast, knowledgeable support and personal service Flexibility to tailor coverage packages for diverse fleet types Whether you're placing a 12-unit dump truck fleet in North Carolina or a 25-unit contract carrier in Ohio, AIM is ready to help you deliver the right solution for your clients. Frequently Asked Questions What types of accounts are a good fit for this Fleet Truck Insurance program?Accounts with 10 or more power units, including for-hire fleets, dump truck operations, and contract carriers, are ideal. Both private and common carriers are eligible. Are there any radius limitations for this program?No, there are no radius restrictions. Local, regional, and long-haul fleets are all eligible for coverage. What documents are required to get a quote?You’ll need a completed application, schedule of units, current MVRs, and information on driver hiring practices. Which states is the program available in?The program is currently available in GA, IN, KY, MD, MS, NC, OH, SC, TN, VA, and DC. Who are the carriers supporting this program?This fleet program is backed by Stratford Insurance Company and Carolina Casualty Insurance Company, both experienced in commercial trucking risks. Need help placing an account? Connect with a market specialist.

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TRUCKERS GENERAL LIABILITY INSURANCE For NC and VA MORE THAN 30 YEARS INSURING TRUCKERS We are your go-to market for all Truckers—ONE unit or MANY! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. brings over 30 years of specialized experience in the trucking industry. Our Truckers General Liability Insurance program is designed to meet the needs of trucking operations in North Carolina, Virginia, and Washington, D.C. Whether your client operates a single truck or manages a fleet, we offer flexible, comprehensive solutions to fit a wide range of risks and budgets. We work with a variety of respected carriers to provide coverage tailored to your client’s specific operation. From local haulers to long-distance carriers, our program supports a wide range of eligible trucking businesses. Ideal Accounts and Appetite This program is ideal for licensed or unlicensed truckers operating in NC, VA, or DC. We welcome both local and long-haul trucking operations and can accommodate storage and warehouse exposures when rated separately. Off-road truckers—those not operating on public roads—are also eligible, with rating done per unit. Example accounts that fit well include: A local trucker with three units and a small warehouse operation in North Carolina. An independent owner-operator based in Virginia who hauls long-distance freight. Coverage Highlights and Advantages General Liability limits available up to $5,000,000. Damage to premises rented to you: up to $100,000. Medical payments coverage: up to $5,000. Auto Liability coverage must be in place for eligibility. One Additional Insured included at no charge. Property coverage with enhancement form available. Property floaters to cover tools and equipment. Waiver of Subrogation and Primary Wording available. Per Project Aggregate options available. Occurrence form with low minimum premiums. Driver payroll not included in rating. Underwriting Notes and Restrictions While we offer broad eligibility, some classes are not eligible for this program: Snow removal services on streets or roads Truck brokers Coal haulers in Kentucky Trailer interchange exposures Transport or distribution of hazardous materials Transport or distribution of gasoline, diesel, or fuel oil Territories and Availability This non-admitted program is currently available in: North Carolina (NC) Virginia (VA) District of Columbia (DC) Why Work With Agents Insurance Markets, Inc.? Agents Insurance Markets, Inc. is a trusted Managing General Agency (MGA) with a long-standing commitment to serving the transportation sector. We understand the unique risks truckers face and offer tailored solutions backed by top-tier carriers. Our market access and underwriting expertise make us a reliable partner for agents seeking competitive options for their trucking clients. Whether your client is just starting out or managing a complex operation, we can help you place coverage that meets their needs—and yours. Frequently Asked Questions What types of trucking operations are eligible for this program?We accept licensed and unlicensed truckers, local and long-haul operators, and storage/warehouse operations (must be rated separately). Off-road truckers are also eligible, rated per unit. Are there any classes that are not eligible for this program?Yes, we cannot insure snow removal on roads, truck brokers, coal haulers in Kentucky, trailer interchange risks, or transport of hazardous materials or fuel products. Does this program include property coverage?Yes, property coverage is available with an enhancement form, and property floaters can be added to cover equipment and tools. What is the maximum General Liability limit available?We offer General Liability limits up to $5,000,000 through this program. In which states is this program available?This program is available in North Carolina, Virginia, and Washington, D.C. Need help placing an account? Connect with a market specialist.

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