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MOTOR TRUCK CARGO INSURANCE For NC and VA Agents Insurance Markets, Inc. offers a comprehensive Motor Truck Cargo Insurance program designed specifically for risks based in North Carolina (NC) and Virginia (VA). This program is ideal for a wide range of transportation clients and provides flexible coverage options with limits available up to $150,000. Overview of the Program From Agents Insurance Markets, Inc. As a Managing General Agency (MGA) with access to various carriers, Agents Insurance Markets, Inc. ("AIM") delivers tailored Motor Truck Cargo solutions for local and regional transportation risks. Whether your client is an independent owner-operator or a large fleet owner, AIM makes it easy to secure competitive cargo coverage with responsive service and underwriting support. Ideal Accounts and Appetite This program is well-suited for licensed motor carriers operating in North Carolina or Virginia. AIM underwrites a wide range of cargo transportation classes, including but not limited to: Auto Haulers – ideal for transporters of new and used vehicles Refrigerated Goods Carriers – including accounts needing Reefer Breakdown coverage Fleet Operators – from single-unit owner-operators to fleets with 1,000+ vehicles There are no radius limitations, making this a strong option for both local and long-haul operators. You might have a client who hauls cars from Richmond, VA to Raleigh, NC, or a refrigerated goods carrier working routes from Charlotte to Atlanta—this program can accommodate both. Coverage Highlights and Advantages Limits up to $150,000 available Reefer Breakdown coverage offered No radius restrictions – suitable for regional and national haulers Designed for fleets of all sizes Auto hauler appetite included These coverage features help protect your clients from financial loss due to theft, damage, or spoilage of cargo in transit. AIM understands the complex exposures of cargo haulers and matches them with the right carrier options to meet their specific needs. Underwriting Notes and Minimum Premiums While specific premium thresholds may vary by risk class and carrier, AIM works with a wide range of carriers to provide competitive options. Submissions should include complete vehicle and driver schedules, prior loss runs, and cargo details to ensure accurate underwriting and quick turnaround. Territories and Availability This Motor Truck Cargo Insurance program is available exclusively in North Carolina and Virginia. AIM can place business in both admitted and non-admitted markets, depending on the risk profile and carrier availability. Why Work With Agents Insurance Markets, Inc. AIM combines deep market access with a hands-on approach to support independent agents and brokers in placing complex transportation accounts. Their team is committed to fast response times, knowledgeable underwriting, and helping you grow your book with competitive motor cargo solutions. Whether you're placing a new venture or a seasoned fleet, AIM is ready to help you find the right fit. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for motor carriers based in NC or VA, including auto haulers, refrigerated goods carriers, and fleets of all sizes. Is there a radius limitation on coverage?No, this program offers coverage with no radius restrictions, making it suitable for both local and long-haul operators. Can owner-operators with a single vehicle apply?Yes, the program accepts fleets starting from a single vehicle up to 1,000+ units. Is Reefer Breakdown coverage included?Yes, Reefer Breakdown coverage is available for eligible refrigerated cargo risks. What states is this program available in?This Motor Truck Cargo Insurance program is currently available in North Carolina and Virginia. Need help placing an account? Connect with a market specialist.

TRUCKERS GENERAL LIABILITY INSURANCE For NC and VA MORE THAN 30 YEARS INSURING TRUCKERS We are your go-to market for all Truckers—ONE unit or MANY! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. brings over 30 years of specialized experience in the trucking industry. Our Truckers General Liability Insurance program is designed to meet the needs of trucking operations in North Carolina, Virginia, and Washington, D.C. Whether your client operates a single truck or manages a fleet, we offer flexible, comprehensive solutions to fit a wide range of risks and budgets. We work with a variety of respected carriers to provide coverage tailored to your client’s specific operation. From local haulers to long-distance carriers, our program supports a wide range of eligible trucking businesses. Ideal Accounts and Appetite This program is ideal for licensed or unlicensed truckers operating in NC, VA, or DC. We welcome both local and long-haul trucking operations and can accommodate storage and warehouse exposures when rated separately. Off-road truckers—those not operating on public roads—are also eligible, with rating done per unit. Example accounts that fit well include: A local trucker with three units and a small warehouse operation in North Carolina. An independent owner-operator based in Virginia who hauls long-distance freight. Coverage Highlights and Advantages General Liability limits available up to $5,000,000. Damage to premises rented to you: up to $100,000. Medical payments coverage: up to $5,000. Auto Liability coverage must be in place for eligibility. One Additional Insured included at no charge. Property coverage with enhancement form available. Property floaters to cover tools and equipment. Waiver of Subrogation and Primary Wording available. Per Project Aggregate options available. Occurrence form with low minimum premiums. Driver payroll not included in rating. Underwriting Notes and Restrictions While we offer broad eligibility, some classes are not eligible for this program: Snow removal services on streets or roads Truck brokers Coal haulers in Kentucky Trailer interchange exposures Transport or distribution of hazardous materials Transport or distribution of gasoline, diesel, or fuel oil Territories and Availability This non-admitted program is currently available in: North Carolina (NC) Virginia (VA) District of Columbia (DC) Why Work With Agents Insurance Markets, Inc.? Agents Insurance Markets, Inc. is a trusted Managing General Agency (MGA) with a long-standing commitment to serving the transportation sector. We understand the unique risks truckers face and offer tailored solutions backed by top-tier carriers. Our market access and underwriting expertise make us a reliable partner for agents seeking competitive options for their trucking clients. Whether your client is just starting out or managing a complex operation, we can help you place coverage that meets their needs—and yours. Frequently Asked Questions What types of trucking operations are eligible for this program?We accept licensed and unlicensed truckers, local and long-haul operators, and storage/warehouse operations (must be rated separately). Off-road truckers are also eligible, rated per unit. Are there any classes that are not eligible for this program?Yes, we cannot insure snow removal on roads, truck brokers, coal haulers in Kentucky, trailer interchange risks, or transport of hazardous materials or fuel products. Does this program include property coverage?Yes, property coverage is available with an enhancement form, and property floaters can be added to cover equipment and tools. What is the maximum General Liability limit available?We offer General Liability limits up to $5,000,000 through this program. In which states is this program available?This program is available in North Carolina, Virginia, and Washington, D.C. Need help placing an account? Connect with a market specialist.

PEST CONTROL INSURANCE For NC and VA We are your go-to market for all pest control businesses, whether BIG or SMALL! Specialized Pest Control Insurance Solutions Agents Insurance Markets, Inc. (AIM) offers a focused Pest Control Insurance program written for businesses operating in North Carolina and Virginia (also available in Washington, D.C.). This program addresses the unique liability and property exposures common to pest control operations and is placed on a non-admitted basis with experienced markets, including Western World Insurance Company. Ideal Accounts and Target Classes This program fits a broad range of pest control operations — from sole proprietors to larger regional service providers. Target classes include: Residential pest control services Apartment and multi-family property services Commercial building pest control Termite inspection companies Termite control services (excluding treatments that use gas) Landscapers who apply pesticides or herbicides Operators who offer fogging services Example fits: you might place a small residential exterminator who performs routine treatments and termite inspections, or a landscaper expanding into chemical applications who needs GL and equipment coverage. Coverage Highlights and Key Advantages The program provides broad, market-competitive terms designed for pest control exposures: Commercial General Liability — limits available up to $2,000,000 Property coverage with a Property Enhancement Form Property floaters to protect tools and mobile equipment Additional insured endorsements to satisfy contract requirements Wood Destroying Organism inspection coverage: $50,000 / $100,000 In-transit pollution coverage: $50,000 / $100,000 Property damage extension options (e.g., $5,000 / $25,000) Lost key coverage (limits noted in policy forms) Occurrence form with defense costs outside the limits Underwriting Approach and Placement Notes AIM underwriters understand pest control operations and the differences between residential, multi-family and commercial accounts. The appetite is broad; however, accounts involving termite treatments that use gas are ineligible. Because the program is non-admitted, we have flexibility to tailor terms for unusual operations and to offer endorsements that admitted markets may not provide. Underwriters will consider: loss history, application of pesticides (products used and application methods), employee training and licensing, distance and frequency of jobs, and equipment exposures. Additional insureds and contractual requirements are commonly available. Territories and Availability This program is available in North Carolina (NC), Virginia (VA), and Washington, D.C. Why Work With Agents Insurance Markets, Inc.? AIM combines specialist underwriting, flexible non-admitted placement options, and access to well-known carriers such as Western World Insurance Company. We focus on prompt service and practical solutions that help you place accounts that might be difficult with standard markets. Frequently Asked Questions What types of accounts are a good fit for this pest control program? This program is ideal for residential and commercial pest control operators, termite inspectors, and landscapers applying pesticides in NC, VA, and DC. Is termite control using gas included in this program? No. Termite control that involves the use of gas is excluded from eligibility. What coverage limits are available under General Liability? General Liability limits are available up to $2,000,000. Does this program offer additional insured endorsements? Yes. Additional insured endorsements are available to help your clients meet contractual obligations. Is this program admitted or non-admitted? This is a non-admitted program placed through Western World Insurance Company. Need help placing an account? Connect with a market specialist.

TANNING SALONS INSURANCE For NC and VA Let Agents Insurance Markets, Inc. (AIM) partner with you to deliver superior insurance solutions for your tanning salon clients. AIM works with a variety of respected carriers to bring you competitive offerings tailored to the unique exposures of tanning and spa businesses. Our experienced and responsive team is here to help you place this specialized coverage quickly and effectively. Ideal Accounts and Appetite This program is designed for licensed insurance agents and brokers seeking comprehensive coverage options for businesses that offer tanning services in North Carolina and Virginia. Whether your client operates a dedicated tanning salon or offers tanning as part of a broader beauty or spa service, AIM has the underwriting knowledge and market access to help. Eligible Classes Include: Sun Tanning Salons (standalone or chain locations) Beauty Salons with Tanning Services Day Spas and Wellness Centers with Tanning Beds or Booths Nail Salons that include Tanning Equipment A good fit might be a well-established local spa that recently added tanning services or a multi-location beauty salon looking to consolidate coverage. If your clients provide professional tanning services and maintain proper safety protocols, we want to see their business. Coverage Highlights and Advantages AIM offers broad and flexible coverage options tailored to the risks of tanning operations, including both professional and general liability. Key features include: General Liability Limits available up to $5,000,000 Professional Liability coverage for tanning service exposures Excess Liability and Umbrella options available Property Coverage with Property Enhancement Form Equipment Breakdown, including tanning equipment Coverage for Signs and Computer Equipment Damage to Premises Rented to You up to $100,000 Medical Payments up to $5,000 Occurrence Form with Defense Outside the Limits Additional Insured Endorsements available Competitive Rates Responsive Claims Handling and Customer Support Underwriting Notes and Minimum Premiums This program is offered on a non-admitted basis through various carriers. While there is no specific minimum premium listed, AIM works to structure solutions that are cost-effective while meeting the unique needs of each client. Submissions should include full business details, loss history if applicable, and service descriptions to ensure fast quoting. Territories and Availability This tanning salon insurance program is currently available to agents with clients located in North Carolina (NC), Virginia (VA), and Washington, D.C. (DC). Whether your client operates a single location or multiple salons across these regions, AIM can help you place the right coverage. Why Work With AIM on Tanning Salon Risks? As a trusted Managing General Agency, Agents Insurance Markets, Inc. brings years of experience and a strong carrier network to support niche markets like tanning salons. Our team takes pride in fast response times, knowledgeable underwriting, and dedicated service that helps you close more business and retain clients. Let AIM be your go-to market for tanning salon insurance needs in NC, VA, and DC. Contact our team today to learn more or submit a risk for review. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for tanning salons, beauty salons, day spas, and nail salons that offer tanning services. Both standalone and multi-service businesses are eligible. Is this program admitted or non-admitted?This is a non-admitted program, offered through various carriers. AIM works with respected markets to deliver strong coverage solutions. What coverage limits are available?General liability limits are available up to $5,000,000. Excess and umbrella coverage can be added as needed. Which states is this program available in?This program is currently available in North Carolina (NC), Virginia (VA), and Washington, D.C. (DC). What underwriting information is needed to get a quote?To get started, provide business details such as services offered, years in operation, safety measures, and any prior claims history. Need help placing an account? Connect with a market specialist.