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...ral Insurance Agency, Inc. places Travel Agent Insurance with carriers that un...red?Yes—underwriters understand that travel agencies face claims arising outsi...

... coverage for short-term vacation rentals?Yes. Short-term vacation rental expo...

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Program Highlights for Homeowner Insurance: Colonial General Insurance Agency, Inc. offers a flexible, comprehensive Homeowner Insurance program to help you place a wide range of residential risks. Whether you're working with a first-time buyer, an experienced property owner, or a client purchasing a secondary residence, our program delivers competitive solutions and placement options to help you win and retain business. Ideal Accounts and Appetite This program is designed for a broad mix of residential exposures, including: One- and two-family owner-occupied homes Secondary or seasonal residences Rental properties Condominium unit owners Tenants seeking renters insurance We are particularly effective at placing risks that standard markets may decline, such as: Homes with prior losses or gaps in coverage New purchases or properties in distressed neighborhoods Applicants with no prior insurance history Lower-value homes that are well maintained Higher-value dwellings requiring tailored coverage Example scenarios you can place through this program: A homeowner who recently had a policy lapse and needs a new HO-3 with competitive terms. An investor with a single-family rental that requires extended liability and loss-of-use protection. Coverage Highlights and Advantages Colonial General uses ISO forms and offers flexibility across HO-3, HO-4, HO-6 and HO-8. Standard, automatic coverages include: Personal property Comprehensive personal liability Medical payments Other structures Loss of use Available endorsements and optional coverages help you tailor policies to client needs, such as: Extended replacement cost Water back-up and sump overflow Identity fraud expense Builder’s risk / course of construction Extended liability for rental or secondary properties Loss assessment and personal injury In-home business coverage (in select states) Underwriting Notes and Market Access Colonial General functions as both a managing general agency and an excess & surplus lines broker, giving you access to a wide range of admitted and non-admitted carriers. Underwriting emphasizes pragmatic, solutions-oriented reviews so difficult-to-place accounts get timely consideration. Some admitted markets are available depending on state and risk characteristics; where admitted capacity is limited, non-admitted options are frequently used to secure coverage. Territories and Availability This homeowner program is available in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Forms, endorsements and program availability may vary by state. Submit detailed information to get a fast, accurate indication for the appropriate market. Why Work with Colonial General? As an experienced MGA and E&S broker, Colonial General combines deep residential underwriting expertise with broad carrier access. Our team specializes in both standard and non-standard homeowner risks and focuses on practical solutions that help you place accounts other markets decline. You get responsive underwriting, flexible product options, and support to help close more business. Frequently Asked Questions What types of homeowner risks does this program accept?The program accepts owner-occupied homes, secondary residences, rental properties, condos, and renters. It also accommodates risks with prior losses, lapses in coverage, or properties in distressed markets. Are admitted markets available through this program?Yes. Some admitted markets are available depending on the state and specific risk. Colonial General also offers access to non-admitted carriers when admitted capacity is not suitable. Can I submit homes with prior claims or no prior insurance?Yes. The program is designed to help agents place risks that have been declined elsewhere, including homes with prior claims or no prior insurance history. Which ISO coverage forms are available?Colonial General offers HO-3, HO-4, HO-6, and HO-8 forms to accommodate various residential exposures. In which states is this program available?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability and coverages may vary by state. Need help placing an account? Connect with a market specialist.

Program Highlights for Personal Umbrella Insurance: Colonial General Insurance Agency, Inc. offers a flexible, competitive Personal Umbrella Insurance program tailored for clients who need higher limits of liability across a variety of personal exposures. As a Managing General Agency and Excess & Surplus Lines broker, Colonial General gives independent agents and brokers access to multiple markets and specialized underwriting to help place straightforward and complex personal risks. Ideal Accounts and Appetite This program suits clients with higher-than-average liability exposures. Typical accounts include: Households with high-value primary or secondary homes, rental properties, or multiple residences Owners of sports cars, motorcycles, jet skis, ATVs, snowmobiles, or golf carts Families with teen or multiple drivers in the household Public figures, celebrities, and other high-profile individuals Risks with active farm or ranch exposures Insureds seeking excess liability above an existing umbrella policy Colonial General is particularly useful when a client’s primary auto or homeowners coverage is placed with a different carrier — the umbrella can often be written regardless of the underlying insurer. Coverage Highlights and Advantages Limits available from $1 million to $10 million Primary and excess umbrella structures offered Driver exclusions can be applied to manage household members with poor driving records Coverage extendable to additional residences, including rental properties Targeted pricing with competitive rates for qualified risks Solutions for standard accounts and harder-to-place exposures Example: you might have a client who owns a vacation rental, drives a luxury sports car, and has a teen driver at home. This program lets you tailor an umbrella to bridge coverage gaps and provide broader liability protection. Underwriting Notes Underwriting is collaborative and flexible. Colonial General will work with you to engineer placements that use driver exclusions and other risk controls where appropriate. While specific minimum premiums are not listed publicly, the program is priced competitively based on the risk characteristics and limits you select. Complex or unusual exposures should be submitted with full risk details for an accurate assessment. Territories and Availability Available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some states may be written on admitted paper while others use non-admitted / E&S markets depending on the carrier and the risk profile. Why Work With Colonial General? Colonial General brings decades of personal-lines and specialty underwriting experience plus broad market access. They focus on responsive service, flexible solutions, and placement options that accommodate non-standard underlying carriers. Whether you’re placing a routine umbrella or a high-net-worth exposure with unusual assets, Colonial General can help identify market capacity and structure the placement. To learn more or get started, visit the Colonial General Insurance Agency, Inc. company profile or explore the Personal Umbrella Insurance program. Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?Clients with higher liability exposure — for example, households with youthful drivers, luxury vehicles, recreational equipment, rental properties, or public figures — are a strong fit. Farm and ranch exposures can also be considered. Can this umbrella policy sit over other primary carriers?Yes. Colonial General can often place umbrella coverage even when the underlying auto or homeowners policies are written by another insurer. What coverage limits are available?Limits typically range from $1 million to $10 million. Both primary and excess umbrella options are available depending on the risk. Are driver exclusions allowed?Yes. Driver exclusions are an available tool to address household members with poor driving records and help make a placement viable. Which states is this program available in?This program is offered in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted availability varies by state; some placements may be on non-admitted/E&S paper. Need help placing an account? Connect with a market specialist.

Program Highlights for Personal Umbrella Insurance: Colonial General Insurance Agency, Inc. offers a flexible, competitive Personal Umbrella Insurance program tailored for clients who need higher limits of liability across a variety of personal exposures. As a Managing General Agency and Excess & Surplus Lines broker, Colonial General gives independent agents and brokers access to multiple markets and specialized underwriting to help place straightforward and complex personal risks. Ideal Accounts and Appetite This program suits clients with higher-than-average liability exposures. Typical accounts include: Households with high-value primary or secondary homes, rental properties, or multiple residences Owners of sports cars, motorcycles, jet skis, ATVs, snowmobiles, or golf carts Families with teen or multiple drivers in the household Public figures, celebrities, and other high-profile individuals Risks with active farm or ranch exposures Insureds seeking excess liability above an existing umbrella policy Colonial General is particularly useful when a client’s primary auto or homeowners coverage is placed with a different carrier — the umbrella can often be written regardless of the underlying insurer. Coverage Highlights and Advantages Limits available from $1 million to $10 million Primary and excess umbrella structures offered Driver exclusions can be applied to manage household members with poor driving records Coverage extendable to additional residences, including rental properties Targeted pricing with competitive rates for qualified risks Solutions for standard accounts and harder-to-place exposures Example: you might have a client who owns a vacation rental, drives a luxury sports car, and has a teen driver at home. This program lets you tailor an umbrella to bridge coverage gaps and provide broader liability protection. Underwriting Notes Underwriting is collaborative and flexible. Colonial General will work with you to engineer placements that use driver exclusions and other risk controls where appropriate. While specific minimum premiums are not listed publicly, the program is priced competitively based on the risk characteristics and limits you select. Complex or unusual exposures should be submitted with full risk details for an accurate assessment. Territories and Availability Available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some states may be written on admitted paper while others use non-admitted / E&S markets depending on the carrier and the risk profile. Why Work With Colonial General? Colonial General brings decades of personal-lines and specialty underwriting experience plus broad market access. They focus on responsive service, flexible solutions, and placement options that accommodate non-standard underlying carriers. Whether you’re placing a routine umbrella or a high-net-worth exposure with unusual assets, Colonial General can help identify market capacity and structure the placement. To learn more or get started, visit the Colonial General Insurance Agency, Inc. company profile or explore the Personal Umbrella Insurance program. Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?Clients with higher liability exposure — for example, households with youthful drivers, luxury vehicles, recreational equipment, rental properties, or public figures — are a strong fit. Farm and ranch exposures can also be considered. Can this umbrella policy sit over other primary carriers?Yes. Colonial General can often place umbrella coverage even when the underlying auto or homeowners policies are written by another insurer. What coverage limits are available?Limits typically range from $1 million to $10 million. Both primary and excess umbrella options are available depending on the risk. Are driver exclusions allowed?Yes. Driver exclusions are an available tool to address household members with poor driving records and help make a placement viable. Which states is this program available in?This program is offered in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted availability varies by state; some placements may be on non-admitted/E&S paper. Need help placing an account? Connect with a market specialist.

...ur clients transport automobiles, trailers, or boats, Colonial General Insuran...is program?Independent auto haulers, trailer transporters, and businesses that...

...insurance for transporting boats, trailers, or related cargo, Colonial General...endent operators transporting boats, trailers, or marine cargo over land. It f...

...ervised activities and associated travel. Key highlights include: Accident ...extends to supervised activities and travel to/from those activities Access ...