https://completemarkets.com/company/metcomexcess/trucking-insurance/
Metcom Excess – Trucking Insurance
Since 1993, Metcom Excess has focused on trucking insurance solutions for a broad ra...ic risk profile.
Which states is this Trucking Insurance program available in?...
https://completemarkets.com/company/metcomexcess/trucking-insurance
Metcom Excess – Trucking Insurance
Since 1993, Metcom Excess has focused on trucking insurance solutions for a broad ra...ic risk profile.
Which states is this Trucking Insurance program available in?...
https://completemarkets.com/company/jmwilson/commercial-garage-liability-insurance/
...ehicle dealers and restorers
Tow truck operations (non-fleet)
Motorcycle, ... might have a client who runs a rural truck stop with a repair bay and towing ...
https://completemarkets.com/company/Amwinsunderwriting/Metal-Plastics-Insurance-Program/
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/storage-tank-liability---above-ground-tanks/
... Gas stations, fueling depots, and truck stops
Marinas, boatyards, and waterfront ...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/storage-tank-liability-insurance/
... Commercial fueling operations and truck stops
Municipal fueling facilities, schoo...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/discontinued-products/
Discontinued Products Coverage from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a specialized Discontinued Products insurance program designed for businesses that have permanently ceased operations but still face product liability exposures. This program is intended for manufacturers, importers and distributors whose physical products remain in the marketplace after the company has closed. It helps protect your client from third-party bodily injury or property damage claims arising from products sold before the business ended — exposures that a standard CGL no longer covers once the operations stop.
Ideal Accounts and Target Industries
This program is a good fit for closed businesses that previously manufactured, imported, or distributed tangible products. Target classes include:
Automotive parts
Cosmetics, skin & hair products
Electrical equipment
Exercise and home fitness equipment
Furniture
Importers & distributors
Machinery & equipment
Non-invasive medical products
Sporting goods
Toys
Example: You may have a client who sold their home fitness equipment business five years ago. They no longer operate, but their products are still used — this program can provide ongoing protection for claims that surface now from those legacy products.
Coverage Highlights and Advantages
The Discontinued Products policy bridges the gap after a business shuts down and its commercial general liability policy expires. Key features include:
Coverage for bodily injury and property damage caused by products sold before closure
Policy terms tailored to state-specific limitation/repose considerations
Premium schedules that commonly decline over time to reflect reducing exposure
In practice, first-year pricing is often close to the insured’s last annual CGL premium, with subsequent years reduced (commonly 10–25% or more), allowing clients to control cost as the tail exposure diminishes.
Underwriting Notes and Minimum Premiums
Continental Risk works with both admitted and non-admitted carriers to offer flexible placement options. Underwriters will evaluate product type, historic and current claims activity, distribution channels, and applicable state law when pricing and setting terms. Minimum premiums vary by carrier and account; discuss specifics with the underwriting team when submitting a risk.
Territory and Availability
This program is available to agents and brokers in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Availability and admitted versus non-admitted options may vary by state and carrier.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an excess & surplus lines broker with deep experience in product liability and post-operation exposures, Continental Risk provides tailored solutions for discontinued product tails. Their access to both admitted and non-admitted markets, combined with focused underwriting on manufacturing and imported products, helps you place complex discontinued product risks more confidently and competitively.
Learn more about Continental Risk / Continental Marine Insurance Services
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is best for closed businesses that previously manufactured, imported, or distributed physical products — especially in industries such as automotive parts, cosmetics, fitness equipment, and toys.
How is the premium structured for Discontinued Products coverage?Premiums commonly follow a declining structure: first-year pricing may be similar to the last annual CGL premium, with subsequent years reduced (often 10–25% or more), depending on the product, claims history, and carrier.
Can this program be tailored to state-specific legal requirements?Yes. Policies can be customized to align with applicable state statutes of limitation or repose so the coverage period matches the client’s exposure profile.
Are both admitted and non-admitted carriers available?Yes. Continental Risk / Continental Marine Insurance Services places discontinued products business with both admitted and non-admitted markets to provide flexibility across a range of risks.
Is this program available nationwide?The program is available in most U.S. states. Confirm current availability and admitted/non-admitted options with the underwriting team for specific states.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/capitolspecialrisks/environmental-contractors-insurance/
...cy spill response firms and vacuum truck operators
Asbestos/lead abatement c...
https://completemarkets.com/company/gladiusinsurance/swimming-pool-contractors-Insurance/
We have this program and many more tailored for swimming pool contractors. Writing this class has never been easier. With access to up to five carriers, Gladius Insurance Services, LLC can help you find the right fit for your swimming pool contractor clients’ needs.
Guardian Program Overview from Gladius Insurance Services
Gladius Insurance Services, LLC offers a specialized Contractors General Liability program designed for smaller general contractors and artisan trades, including swimming pool contractors. Whether your client is focused on residential or commercial pool installations, this program offers broad eligibility, fast turnarounds, and competitive pricing through a strong non-admitted market.
Ideal Accounts and Appetite
This program is a great fit for artisan contractors and general contractors involved in construction, remodeling, or specialty trades. Key eligible classes include:
Swimming pool contractors (commercial and residential)
Roofers, framers, and foundation specialists
Plumbers, sewer and water main contractors
Paper contractors and other artisan trades
You might have a client who builds custom residential pools or manages large commercial pool installations—this program is designed to accommodate a wide range of exposures and business models, including accounts with 100% subcontracted work.
Coverage Highlights and Advantages
A.M. Best A- (Excellent) rated carrier
100% subcontracted work allowed
Rating based on gross receipts—ideal for high payroll operations
Fast 24-hour quote turnaround
Minimum earned premium of 15%
No limitations on subcontracted work
New ventures and gaps in coverage considered
Optional coverages include Blanket Additional Insureds, Waiver of Subrogation, Per Project Aggregate, Completed Operations (commercial only), and Stop Gap endorsements
Underwriting Notes and Minimum Premiums
Artisan contractors: Minimum premium of $750 for most classes
General contractors: Minimum premium of $1,500
Roofers: Minimum premium of $3,000
Maximum limits available: $1M/$2M/$2M
Territories and Availability
This is a non-admitted program written through United Specialty Insurance Company. Coverage is available in most states, excluding NY, NV, CO, LA, ME, WI, VA, WV, DE, RI, MA, and HI. States where the program is available include CA, TX, FL, AZ, IL, GA, WA, and many others.
Why Work With Gladius Insurance Services?
As an Excess & Surplus Lines Broker with access to multiple carriers, Gladius Insurance Services offers flexibility, responsiveness, and a deep understanding of contractor risks. Our team is dedicated to helping agents place tough-to-write classes like swimming pool contractors quickly and efficiently. We understand the nuances of artisan and general contracting exposures and can structure coverage that aligns with your client’s operations.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for swimming pool contractors, general contractors, and artisan trades involved in commercial or residential work, especially those that subcontract out a large portion of their operations.
Is this program available for new ventures?Yes, new ventures and accounts with prior coverage gaps are considered under this program.
What are the minimum premiums for this program?Minimum premiums start at $750 for most artisan contractors, $1,500 for general contractors, and $3,000 for roofers.
What is the turnaround time for quotes?Gladius Insurance Services typically provides quotes within 24 hours of receiving a complete submission.
Can this program accommodate 100% subcontracted work?Yes, the program allows for 100% subcontracted operations with no limitations.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/prosight/workers-compensation-insurance/
ProSight Specialty Insurance offers a robust Excess Workers’ Compensation Insurance Program designed for qualified self-insured entities across a variety of sectors. This is a national admitted program available exclusively through ProSight’s trusted MGA partner, Midlands Management Corporation. If you're an agent or broker seeking a reliable market for self-insured clients in need of excess workers’ comp protection, this program is built to deliver comprehensive coverage solutions.
Ideal Accounts and Appetite
This program is specifically tailored for:
Heterogeneous groups or associations
Stand-alone individual self-insured entities
Public entities, such as municipalities and school districts
All insureds must be certified by their state of domicile to self-insure. The program is ideal for organizations with strong loss control practices and the financial capacity to absorb a self-insured retention (SIR).
Coverage Highlights and Advantages
Terrorism coverage included
SIRs as low as $300,000
Aggregate/Stop Loss protection available
Corridor and Inner Aggregate deductibles
Employer’s Liability Coverage up to $5 million
Out-of-State Coverage for multi-jurisdictional risks
Communicable Disease Coverage up to $50 million
USL&H coverage up to statutory limits
Ability to work with Third-Party Administrators (TPAs) and self-administered programs
Optional package coverage including Auto Liability, General Liability, Property, and Umbrella
Underwriting Notes and Program Limits
Specific Excess: Up to statutory limits
Employer’s Liability: Up to $5 million
Communicable Disease: Up to $50 million
USL&H: Up to statutory limits
All coverage is written on an admitted basis in most available states.
Territories and Availability
This Excess Workers’ Compensation program is available in most states, including but not limited to: CA, TX, FL, NY, IL, and PA. A full list includes over 45 states and the District of Columbia. Please contact Midlands Management Corporation to confirm specific state availability.
Why Work With ProSight Specialty Insurance
ProSight Specialty Insurance brings a deep understanding of complex self-insured workers’ compensation needs. By partnering with Midlands Management Corporation, ProSight delivers a streamlined distribution model, experienced underwriting, and access to flexible, high-limit coverage designed for public and private entities. Whether your client is a large municipality, a manufacturing association, or an individual employer with a strong risk profile, this program offers the tools and support you need to protect their workforce and financial stability.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for qualified self-insured public entities, individual employers, and industry associations with strong risk control practices.
Is this program available nationwide?The program is available in most states, including CA, TX, FL, NY, and many others. Always confirm with Midlands Management Corporation for specific state eligibility.
What are the minimum self-insured retentions (SIRs) required?SIRs start as low as $300,000, depending on account size, industry, and risk profile.
Can this program accommodate multi-state exposures?Yes, the program includes Out-of-State Coverage and can accommodate employers operating in multiple jurisdictions.
Does the program allow the use of TPAs or self-administration?Yes, the program supports clients working with Third-Party Administrators or managing claims in-house.
Need help placing an account? Connect with a market specialist.