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Overview of the Trucking Insurance Program from Southern Insurance Underwriters, Inc. Southern Insurance Underwriters, Inc. (SIU) offers a dedicated Trucking Insurance program built for agents who need a reliable market for long-haul, intermediate and local trucking accounts. Backed by more than 80 years of commercial transportation underwriting experience, SIU delivers coast-to-coast capacity through a panel of markets with competitive pricing and rapid turn-around on quotes and submissions. Ideal Accounts and Appetite This program is designed for small-to-mid fleets up to larger single-owner operations. Typical fit includes: Number of units: 1 to 200 Operations: long-haul, intermediate and local delivery Radius: mixed radius rating (0–300 miles, 301–600 miles, 600+ miles) Acceptable commodities: Dry van freight Refrigerated freight (frozen only; no “iced” meat) Flatbed freight Agricultural commodities (fertilizer accepted provided ammonium nitrate content is =33%) Non-hazardous liquids transported in baffled tankers Accounts outside these parameters, high-hazard commodities, or specialized hauls may not fit; please refer submission guidelines or contact SIU for acceptance criteria. Coverage Highlights and Advantages SIU’s Trucking Insurance program pairs targeted underwriting with flexible coverage options common to commercial auto programs: tailored auto liability, physical damage, cargo protection, and ancillary liability extensions as available. Key advantages for agents include: Competitive rates through multiple carrier relationships (carriers vary by risk) Fast quote turn-around to help you win submissions Underwriting that understands transportation exposures — from owner-operators to small fleets Ability to place mixed radius accounts with tiered rating for varying route profiles Underwriting Notes and Minimum Premiums Underwriters evaluate units, radius, commodity, vehicle age, loss history and driver records. Important underwriting points: Unit count accepted: 1–200 Radius classes: 0–300, 301–600, 600+ (mixed radius rating supported) Commodity restrictions: no iced meat; fertilizer limits; only non-hazardous liquids in baffled tankers Carriers and admitted status: Most available markets — admitted or non-admitted capacity varies by state and risk Minimum premium: varies by carrier and state; provide full details on submission to determine applicable minimums Territories and Availability This SIU Trucking Insurance program is available in AL, FL, GA and SC. Coverage availability and admitted/non-admitted placement options depend on the specific carrier selected for the risk, so please confirm market availability when you submit. Why Work With Southern Insurance Underwriters, Inc. on Trucking Insurance SIU is a managing general agency with deep roots in transportation underwriting. Agents benefit from SIU’s experience, flexible market access, and quick response on quotes and endorsements. Whether you’re placing a single-truck operation or a 100+ unit fleet that runs regional or national lanes, SIU provides practical solutions and responsive underwriting to help you place business and retain clients. Example accounts that fit well A 25-truck refrigerated dry-van fleet running 300–600 mile regional lanes carrying frozen foods (no iced meat). An owner-operator flatbed carrier that hauls building materials within a 0–300 mile local radius. SIU provides streamlined submissions and prompt quotes. Prepare loss runs, vehicle/unit lists, driver MVRs, and commodity details to expedite underwriting review. Frequently Asked Questions What size and types of trucking accounts are a good fit for SIU’s Trucking Insurance program?The program is best for single-truck owner/operators up to fleets of about 200 units. It fits long-haul, intermediate and local operations hauling dry van, refrigerated (frozen only), flatbed, certain agricultural commodities, and non-hazardous liquids in baffled tankers. How quickly can I expect a quote from SIU?SIU emphasizes fast turn-around on quotes and submissions. Actual timing depends on completeness of the submission and complexity of the risk; providing loss runs, unit details and driver records up front speeds the process. Which states are eligible for placement under this program?This storefront covers AL, FL, GA and SC. Available carriers and whether the placement is admitted or non-admitted will vary by state and by individual risk. What specific underwriting restrictions should I tell clients about before submitting?Key restrictions include commodity limits (no “iced” meat; fertilizer restricted by ammonium nitrate content) and acceptance criteria for tankers (non-hazardous liquids only, baffled tanks). Also confirm radius and unit counts against the mixed radius rating structure. Need help placing an account? Connect with a market specialist.

At Insurance Program Managers Group (IPMG), we offer a focused Trucking Workers' Compensation Insurance program to help agents and brokers place long- and short-haul trucking accounts. With access to A-rated carriers and fast turnaround on complete submissions, IPMG delivers workers' comp solutions tailored to the driver and fleet exposures common in transportation—across a broad set of states and multistate operations. Ideal Accounts and Appetite This program fits transportation risks for both long-haul and short-haul fleets. We place independent owner-operators, small to mid-sized fleets, and regional carriers—including accounts with higher experience modification ratings or difficult loss histories. We also handle mixed fleets (owned and leased vehicles) and operations with multistate payrolls and exposures. You might have a client who recently expanded into interstate routes or one whose mod rose after prior claims—IPMG can help you find markets for those tougher-to-place accounts. Coverage Highlights and Advantages Workers' compensation coverage tailored for trucking, addressing driver-specific exposures and classifications Markets that will consider accounts with elevated experience mods Same-day quoting available when you submit a complete package Access to A-rated carriers experienced in transportation and trucking risks Underwriting Notes and Submission Requirements To provide a quick and accurate quote, a complete submission should include: ACORD application with a clear description of operations and driver duties 3–4 years of currently valued loss runs Current experience modification rating (if available) Minimum premium begins at $5,000, which makes the program practical for a range of fleet sizes. Territories and Availability IPMG can write Trucking Workers' Compensation in the following states: AL, AK, AZ, AR, CT, FL, HI, ID, IL, IN, IA, KS, LA, MD, MA, MS, MO, NE, NV, NM, NY, NC, OK, PA, RI, SC, TN, TX, UT, VA, DC, WV, and WI. Our broad geographic footprint supports placement of multistate trucking operations. Why Work With IPMG? IPMG is a program administrator with deep experience in niche markets such as trucking. We focus on efficient underwriting, responsive service, and access to competitive A-rated markets. Our team works with agents to place accounts that may not fit standard underwriting boxes, helping you secure coverage for clients with complicated exposures. Visit our Trucking Insurance program page to learn more or view our full company profile here. Frequently Asked Questions What types of accounts are a good fit for this program?We’re a strong fit for both long-haul and short-haul trucking operations, including fleets with higher experience modifications or challenging loss histories. What is the minimum premium for this program?The minimum premium starts at $5,000, making the program suitable for small to mid-sized trucking operations. What information is needed to get a quote?Provide an ACORD application with operations detail, 3–4 years of currently valued loss runs, and the current experience mod rating if available. Are same-day quotes available?Yes — IPMG offers same-day quotes when you submit a complete package. In which states is the program available?The program is available in more than 30 states, including TX, FL, IL, and NY, among others listed above. Need help placing an account? Connect with a market specialist.

MOTOR TRUCK CARGO INSURANCE For NC and VA Agents Insurance Markets, Inc. offers a comprehensive Motor Truck Cargo Insurance program designed specifically for risks based in North Carolina (NC) and Virginia (VA). This program is ideal for a wide range of transportation clients and provides flexible coverage options with limits available up to $150,000. Overview of the Program From Agents Insurance Markets, Inc. As a Managing General Agency (MGA) with access to various carriers, Agents Insurance Markets, Inc. ("AIM") delivers tailored Motor Truck Cargo solutions for local and regional transportation risks. Whether your client is an independent owner-operator or a large fleet owner, AIM makes it easy to secure competitive cargo coverage with responsive service and underwriting support. Ideal Accounts and Appetite This program is well-suited for licensed motor carriers operating in North Carolina or Virginia. AIM underwrites a wide range of cargo transportation classes, including but not limited to: Auto Haulers – ideal for transporters of new and used vehicles Refrigerated Goods Carriers – including accounts needing Reefer Breakdown coverage Fleet Operators – from single-unit owner-operators to fleets with 1,000+ vehicles There are no radius limitations, making this a strong option for both local and long-haul operators. You might have a client who hauls cars from Richmond, VA to Raleigh, NC, or a refrigerated goods carrier working routes from Charlotte to Atlanta—this program can accommodate both. Coverage Highlights and Advantages Limits up to $150,000 available Reefer Breakdown coverage offered No radius restrictions – suitable for regional and national haulers Designed for fleets of all sizes Auto hauler appetite included These coverage features help protect your clients from financial loss due to theft, damage, or spoilage of cargo in transit. AIM understands the complex exposures of cargo haulers and matches them with the right carrier options to meet their specific needs. Underwriting Notes and Minimum Premiums While specific premium thresholds may vary by risk class and carrier, AIM works with a wide range of carriers to provide competitive options. Submissions should include complete vehicle and driver schedules, prior loss runs, and cargo details to ensure accurate underwriting and quick turnaround. Territories and Availability This Motor Truck Cargo Insurance program is available exclusively in North Carolina and Virginia. AIM can place business in both admitted and non-admitted markets, depending on the risk profile and carrier availability. Why Work With Agents Insurance Markets, Inc. AIM combines deep market access with a hands-on approach to support independent agents and brokers in placing complex transportation accounts. Their team is committed to fast response times, knowledgeable underwriting, and helping you grow your book with competitive motor cargo solutions. Whether you're placing a new venture or a seasoned fleet, AIM is ready to help you find the right fit. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for motor carriers based in NC or VA, including auto haulers, refrigerated goods carriers, and fleets of all sizes. Is there a radius limitation on coverage?No, this program offers coverage with no radius restrictions, making it suitable for both local and long-haul operators. Can owner-operators with a single vehicle apply?Yes, the program accepts fleets starting from a single vehicle up to 1,000+ units. Is Reefer Breakdown coverage included?Yes, Reefer Breakdown coverage is available for eligible refrigerated cargo risks. What states is this program available in?This Motor Truck Cargo Insurance program is currently available in North Carolina and Virginia. Need help placing an account? Connect with a market specialist.

Intermodal Trucking Workers' Compensation Insurance Crum & Forster, through its program administrator Trinity Risk, offers a tailored Intermodal Trucking Workers' Compensation Insurance program for Texas-based intermodal trucking companies. This solution is intended for firms that operate with 100% owner-operators and need workers' compensation protection for non-driving personnel. This program does not provide workers’ compensation for drivers or other trucking exposures. It applies only to non-driving employees such as clerical staff, sales personnel, executive officers, and mechanics—covering workplace injuries that occur away from driving operations. Coverage is available exclusively as a companion to the Truckers Occupational Accident Insurance program. Offering these policies together lets you place a cohesive solution that addresses both owner-operator accident exposures and the company’s non-driving workforce. Ideal Accounts and Appetite This program is a strong fit for Texas intermodal trucking firms that: Use 100% owner-operators (no company drivers) Employ non-driving staff such as dispatchers, clerical employees, mechanics, or on-site sales teams Need workers' compensation only for workplace exposures unrelated to driving Example: You might have a Texas intermodal operator that contracts independent drivers but employs an administrative team and shop mechanics. This program lets you place their non-driver workers’ comp exposure while the drivers remain on an occupational accident policy. Coverage Highlights and Advantages Key features agents should know: Workers' compensation for non-trucking class codes only Must be paired with the Truckers Occupational Accident Insurance program Minimum premium starts at $5,000 Underwriting focused on clear, fast decisioning for qualified accounts Underwriting Requirements To quote the account, provide: ACORD application Loss runs for the past 4 years (current year + 3 prior) WC experience modification worksheet Copy of the owner-operator contract IFTA reports, if available Territories and Availability This program is currently available exclusively in Texas. It is best suited for agents placing regional or state-based intermodal fleets that require a specialized workers’ compensation solution for non-driver employees. Why Work With Crum & Forster and Trinity Risk? Trinity Risk administers this program for Crum & Forster and brings focused underwriting expertise in the intermodal and owner-operator space. Agents benefit from responsive service, clear submission guidelines, and a program designed to complement occupational accident coverage for drivers. Frequently Asked Questions What types of accounts are a good fit for this program?Texas-based intermodal trucking companies that use 100% owner-operators and have non-driving employees such as mechanics, clerical staff, or executives. Does this program cover drivers or trucking-related injuries?No. This workers' compensation program does not cover drivers or trucking exposure. It is designed for non-trucking class codes only and must be paired with an occupational accident policy for drivers. Is this program available outside of Texas?No. At this time, this program is available only in Texas. What is the minimum premium for this coverage?The minimum premium starts at $5,000 and the coverage must be purchased with the Truckers Occupational Accident Insurance program. What documents are needed to submit an account for underwriting?You’ll need an ACORD application, loss runs for the past 4 years, a WC experience mod worksheet, a copy of the owner-operator contract, and IFTA reports if available. Need help placing an account? Connect with a market specialist.

Seafire Insurance Services offers a focused Franchised Truck Dealer Environmental Insurance Program built to address the environmental liability exposures common to franchised heavy- and medium-duty truck dealerships. Backed by the Chubb Group of Insurance Companies*, this program combines specialized underwriting with efficient service to help you place complex environmental risks for dealer clients. Ideal Accounts and Appetite This program is intended for franchised truck dealers operating across the continental United States. Ideal accounts include: Franchised heavy-duty and medium-duty truck dealerships and showrooms Locations with service bays, onsite fueling or waste oil collection facilities Dealerships that store chemicals, lubricants, or battery inventories and have potential waste-disposal exposures If you represent commercial vehicle sales and service firms that must comply with EPA or state environmental rules, this program is designed to meet those needs with tailored terms and limits. Coverage Highlights and Advantages Coverage is placed on a non-admitted basis and includes protection for: New pollution incidents occurring at covered dealership sites Liability arising from non-owned disposal sites Transported cargo pollution liability for goods moved by the insured Seafire’s underwriting team brings over 100 years of combined environmental insurance experience. Agents and brokers benefit from: A streamlined application and submission process Efficient underwriting and clear submission guidelines Fast quote, bind, and policy issuance turnaround Underwriting Notes and Minimum Premiums Underwriting focuses on site operations, fuel-handling practices, waste management, and past environmental history. Minimum premiums vary by account size, location, and risk profile; discuss specifics with Seafire underwriters when submitting. Typical submission information includes site diagrams, details on service operations, and any environmental reports or loss history. Territories and Availability The program is available in all continental U.S. states, including but not limited to CA, TX, NY, FL, IL, and PA. Use Seafire’s nationwide access to environmental markets to place accounts across the states listed in the program territory list. Why Work With Seafire Insurance Services? As a program administrator focused on environmental exposures, Seafire combines niche technical expertise with strong carrier relationships. Backing from Chubb provides access to capacity and financial stability, while Seafire’s underwriting team delivers market knowledge and responsive service so you can close placements efficiently. Whether you have a new dealership with basic service operations or an established multi-bay location with more complex waste handling, Seafire provides the tools and underwriting flexibility to help you protect the account. To get started with the Franchised Truck Dealer Environmental Insurance Program, follow these steps: Register with Seafire Download the program application and submission instructions here Submit the completed application and supporting materials to begin the quoting process For more information on Seafire's Franchised Truck Dealer Environmental Insurance Program, visit Seafire’s website linked above. Frequently Asked Questions What types of accounts are a good fit for this program?Franchised truck dealerships with environmental exposures such as service bays, onsite fuel storage, transported cargo, and waste disposal needs are ideal candidates. Is this program available in all states?Yes. The program is available in all continental U.S. states, including CA, TX, NY, FL, and others listed in the program territory. What carrier backs this program?This program is underwritten by the Chubb Group of Insurance Companies, providing financial strength and experienced environmental underwriting. What is the minimum premium?Minimum premiums vary based on the account’s size, operations, and location. Contact Seafire underwriters for specific minimums and pricing guidance. How quickly can I get a quote and bind coverage?Seafire offers a streamlined submission and underwriting process designed for fast turnaround on quotes, binding, and policy issuance. Need help placing an account? Connect with a market specialist.