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Allstar Financial Group, through its divisions Allstar Transportation and Allstar Underwriters, offers a dedicated Trucking Insurance program tailored to the commercial trucking industry. With access to carriers such as Stonewood Insurance Company and Occidental Fire & Casualty Insurance Company, agents can place a range of trucking risks across key Southeast states with confidence. Ideal Accounts and Appetite This program is built for agents writing small to mid-sized trucking operations, including local and regional haulers. Typical accounts that fit well include: Long-haul and short-haul trucking operations For-hire carriers and owner-operators Fleets of 1 to 20 power units Operations hauling general freight, refrigerated goods, flatbeds, or autos For example, you might have a client who runs a small flatbed fleet moving building materials throughout North Carolina, or an owner-operator in Tennessee hauling refrigerated loads regionally. Those are the kinds of risks Allstar routinely places. Coverage Highlights and Advantages Primary Auto Liability Motor Truck Cargo Physical Damage (comprehensive & collision) General Liability and Excess Liability options Responsive underwriting and quick quote turnaround Allstar’s Trucking program combines practical coverages with a streamlined quoting process, competitive commissions, and underwriting that understands the operational realities of trucking. That makes it easier for you to get timely decisions and place appropriate limits for your clients. Underwriting Notes and Minimum Premiums There is no stated minimum premium, which keeps the program accessible for smaller or newer operations. Allstar prioritizes submissions with clean MVRs, consistent operating history, documented safety programs, and proper vehicle maintenance records. Underwriters are available to discuss exposures and structure terms to match the account’s risk profile. Territories and Availability This Trucking Insurance program is available in the following states: North CarolinaVirginiaTennessee All available markets are supported, so you can place either admitted or non-admitted business where appropriate based on the state and the specific risk. Why Work With Allstar Financial Group As a Managing General Agency and Excess & Surplus Lines Broker, Allstar Financial Group brings deep transportation expertise and strong carrier relationships to each placement. The team understands trucking timelines and the need for quick, accurate responses—helping you close business and keep clients moving. Contact Casey or Tina today to discuss your next trucking risk—and experience the Allstar difference. Frequently Asked Questions What types of accounts are a good fit for this program?The program is well suited to small and mid-sized trucking operations, including owner-operators, for-hire carriers, and local or regional haulers transporting building materials, refrigerated goods, autos, or general freight. Is there a minimum premium requirement?No—there is no stated minimum premium, making it easier to write smaller or newer trucking operations. Which states is this program available in?This Trucking Insurance program is currently available in North Carolina, Virginia, and Tennessee. What coverages are available through this trucking program?Available coverages include Auto Liability, Motor Truck Cargo, Physical Damage, General Liability, and Excess Liability options. Who are the carriers backing this program?The program is backed by Stonewood Insurance Company and Occidental Fire & Casualty Insurance Company. Need help placing an account? Connect with a market specialist.

...erations — from single light-duty trucks to regional and long-haul tractor-tra... risks, including auto haulers, dump trucks, fuel haulers, contractor vehicles...

...erations — from single light-duty trucks to regional and long-haul tractor-tra... risks, including auto haulers, dump trucks, fuel haulers, contractor vehicles...

...rmediate truckers, including dump trucks, flatbeds, wreckers, and artisan cont...

...s of haulers One truck or 500 trucks or more Competitive, comprehensiv...submit accounts with fewer than five trucks?Yes. Patriot accepts accounts as s...

Policy Highlights for Local Trucking Insurance: Colonial General Insurance Agency, Inc. offers a Local and Intermediate Trucking Insurance program to help you place coverage for trucking clients operating within a 500-mile radius. Whether the account is for-hire or a private fleet, this program provides flexible, targeted solutions to mitigate common on-road and cargo exposures for local haulers. Ideal Accounts and Appetite This program targets small to mid-sized local and intermediate trucking operations, both for-hire and not-for-hire. Typical classes include general freight, refrigerated goods, and light construction materials. Good fits are short-haul delivery companies, regional freight carriers, and logistics providers focused on local supply chains. We can write single-unit operators and small fleets. Preferred accounts have clean loss histories, strong driver hiring and safety programs, and operations confined to the approved radius. This program is not intended for long-haul interstate trucking, hazardous materials carriers, or heavy specialized equipment transport. Example scenarios agents often place here: A regional refrigerated produce hauler operating entirely within a 300–400 mile radius with routine refrigerated-breakdown exposures. A short-haul delivery company moving general freight and light construction materials with one to five power units and documented safety policies. Coverage Highlights and Advantages Liability limits up to $1,000,000 Combined Single Limit (CSL). Physical damage with deductible options from $500 to $5,000. Motor truck cargo coverage included, with limits up to $100,000. Refrigerator breakdown coverage built into cargo protection where applicable. Radius of operation covered up to 500 miles. Package policy options available to consolidate liability, physical damage and cargo coverages for streamlined placement. These features make the program well suited to cover the most common risks for local haulers — liability exposures, vehicle damage, and cargo loss or spoilage — while allowing flexibility on deductibles and cargo limits to meet client needs. Underwriting Notes and Minimum Premiums Underwriting reviews focus on driving records, vehicle types, cargo hauled, radius of operation, and documented safety controls. Deductible flexibility and adjustable cargo limits help you balance price and protection. Submit complete loss runs and driver abstracts to speed decisioning. Please contact Colonial General for full underwriting guidelines, minimum premium thresholds, and specific documentation requirements. Our underwriting team aims for timely responses to help you place or bind accounts quickly. Territories and Availability This Local Trucking Insurance program is available in: AZ, CA, CO, ID, NV, NM, UT, and WY. Admitted markets are available in some states; Colonial General also places business with non-admitted carriers when required to meet an account’s needs. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General specializes in transportation risks and maintains relationships with multiple carriers to give you options for localized trucking operations. Our underwriting expertise in regional trucking exposures and responsive service helps you match your clients with competitive, tailored solutions. Bring Colonial General accounts that need: flexible cargo limits (including refrigerated breakdown), competitive liability and physical damage terms, or placement in admitted and non-admitted markets where appropriate. We can support new ventures and established operations seeking to expand or adjust coverage. Frequently Asked Questions What types of accounts are a good fit for this Local Trucking Insurance program?Ideal accounts are for-hire or not-for-hire local and regional trucking companies operating within a 500-mile radius — for example, general freight haulers, refrigerated carriers, and short-haul delivery operators. What is the maximum liability limit offered under this program?Liability coverage is available up to $1,000,000 Combined Single Limit (CSL). Is refrigerator breakdown coverage included in cargo insurance?Yes. Cargo coverage can include refrigerator breakdown protection where applicable, and cargo limits are available up to $100,000. Are both single-unit operators and small fleets eligible?Yes. The program accommodates single units and small fleets depending on underwriting criteria such as safety protocols and loss history. In which states is this program available?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY, with admitted options in some states and non-admitted placement when necessary. Need help placing an account? Connect with a market specialist.

...We write risks ranging from light trucks to tractor trailers, accommodating op...rations including auto haulers, dump trucks, fuel haulers, grocery haulers, an...

...u have a small fleet of long-haul trucks with a recent loss history and a new ...

...u have a small fleet of long-haul trucks with a recent loss history and a new ...

...ary. The program focuses on water trucks used for dust control, construction c...nd landscape contractors using water trucks for dust control, compaction, and ...