https://completemarkets.com/company/allstar/trucking-insurance/
Allstar Financial Group, through its divisions Allstar Transportation and Allstar Underwriters, offers a dedicated Trucking Insurance program tailored to the commercial trucking industry. With access to carriers such as Stonewood Insurance Company and Occidental Fire & Casualty Insurance Company, agents can place a range of trucking risks across key Southeast states with confidence.
Ideal Accounts and Appetite
This program is built for agents writing small to mid-sized trucking operations, including local and regional haulers. Typical accounts that fit well include:
Long-haul and short-haul trucking operations
For-hire carriers and owner-operators
Fleets of 1 to 20 power units
Operations hauling general freight, refrigerated goods, flatbeds, or autos
For example, you might have a client who runs a small flatbed fleet moving building materials throughout North Carolina, or an owner-operator in Tennessee hauling refrigerated loads regionally. Those are the kinds of risks Allstar routinely places.
Coverage Highlights and Advantages
Primary Auto Liability
Motor Truck Cargo
Physical Damage (comprehensive & collision)
General Liability and Excess Liability options
Responsive underwriting and quick quote turnaround
Allstar’s Trucking program combines practical coverages with a streamlined quoting process, competitive commissions, and underwriting that understands the operational realities of trucking. That makes it easier for you to get timely decisions and place appropriate limits for your clients.
Underwriting Notes and Minimum Premiums
There is no stated minimum premium, which keeps the program accessible for smaller or newer operations. Allstar prioritizes submissions with clean MVRs, consistent operating history, documented safety programs, and proper vehicle maintenance records. Underwriters are available to discuss exposures and structure terms to match the account’s risk profile.
Territories and Availability
This Trucking Insurance program is available in the following states:
North CarolinaVirginiaTennessee
All available markets are supported, so you can place either admitted or non-admitted business where appropriate based on the state and the specific risk.
Why Work With Allstar Financial Group
As a Managing General Agency and Excess & Surplus Lines Broker, Allstar Financial Group brings deep transportation expertise and strong carrier relationships to each placement. The team understands trucking timelines and the need for quick, accurate responses—helping you close business and keep clients moving.
Contact Casey or Tina today to discuss your next trucking risk—and experience the Allstar difference.
Frequently Asked Questions
What types of accounts are a good fit for this program?The program is well suited to small and mid-sized trucking operations, including owner-operators, for-hire carriers, and local or regional haulers transporting building materials, refrigerated goods, autos, or general freight.
Is there a minimum premium requirement?No—there is no stated minimum premium, making it easier to write smaller or newer trucking operations.
Which states is this program available in?This Trucking Insurance program is currently available in North Carolina, Virginia, and Tennessee.
What coverages are available through this trucking program?Available coverages include Auto Liability, Motor Truck Cargo, Physical Damage, General Liability, and Excess Liability options.
Who are the carriers backing this program?The program is backed by Stonewood Insurance Company and Occidental Fire & Casualty Insurance Company.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/richmontinsurancecom/motor-truck-cargo-and-physical-damage-program/
Motor Truck Cargo and Physical Damage Program from Richmont General Insurance Services
Richmont General Insurance Services offers a focused Motor Truck Cargo and Physical Damage Program that helps agents and brokers place commercial auto risks quickly and with greater certainty. Backed by admitted paper rated A- (Excellent) by AM Best in available markets and supported by Richmont’s MGA and E&S capabilities, the program provides in-house binding authority and competitive terms for a wide range of trucking operations—including new ventures and accounts that can be hard to place elsewhere.
Ideal Accounts and Appetite
This program is designed for for-hire trucking operations that haul both common and specialized commodities. Underwriters will consider accounts with challenging attributes such as limited operating history, prior violations, or accident records—making this a good option when standard markets decline.
Typical commodities and operations include:
Produce, meat & poultry, and grocery deliveries
Building materials, lumber, and steel
Containerized freight and intermodal loads
Beer, wine, and beverage distribution
Clothing, garments, and retail freight
Auto and boat haulers
Household goods movers
Oilfield equipment and industrial machinery
Other specialized or regional freight
Example fits: you might have a client launching a regional hauling business who needs cargo and physical damage limits to win contracts, or a carrier with a few recent violations that needs placement outside standard admitted markets—Richmont can help you find placement options for those risks.
Coverage Highlights and Advantages
Admitted paper rated A- (Excellent) by AM Best in available markets
In-house binding authority for faster turnaround and quote-to-bind capability
Motor Truck Cargo limits up to $250,000
Competitive physical damage pricing for comprehensive and collision exposure
Contingent Motor Truck Cargo available where applicable
Auto liability solutions for local, intermediate, and 48-state operations
Truckers General Liability included or available as needed
New ventures accepted, including startups with limited operating history
Capacity for hard-to-place risks—including prior violations or accident history
Underwriting Notes
Richmont’s underwriters are accessible and pragmatic. They work directly with agents to evaluate exposures and structure terms that match a client’s operations. Richmont also provides product training and support to help producers quote and place commercial auto business more confidently.
Underwriters will evaluate operating radius, commodity type, driver hiring and screening practices, loss run history, vehicle age and condition, and any previous regulatory actions. Accounts with significant exposure may be considered through E&S channels when admitted options are not available.
Available Territories
This Motor Truck Cargo and Physical Damage Program is currently available in California, Texas, and Florida. Coverage availability and admitted vs. E&S placement may vary by state and by individual risk characteristics—contact Richmont for details on territory-specific options.
Why Work with Richmont General Insurance Services?
As a Managing General Agency and E&S lines broker, Richmont combines underwriting expertise, strong market access, and responsive service. Their in-house binding authority shortens turnaround times, and their commercial auto focus means agents get tailored solutions for trucking clients that don’t fit traditional boxes. Whether you need admitted paper where available or E&S capacity for tougher risks, Richmont positions agents to place more business and retain clients.
Need help placing an account? Connect with a market specialist.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for for-hire trucking operations transporting commodities such as produce, building materials, steel, clothing, and more. It also accepts new ventures and accounts with prior violations or accidents.
Is this program available in all states?No, the Motor Truck Cargo and Physical Damage Program is currently available in California, Texas, and Florida.
Can Richmont help with hard-to-place trucking risks?Yes, Richmont has markets available for accounts with significant violations, accident history, or other underwriting challenges.
Does the program accept new trucking ventures?Yes, new ventures are accepted under this program, making it a great option for startup trucking operations.
What carrier rating backs this program?The program is backed by an admitted carrier rated A- (Excellent) by AM Best.
Need help placing an account? Connect with a market specialist.
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