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Warehouse Insurance Allstar Financial Group, through its Allstar Underwriters division, offers a Warehouse Insurance program tailored for small to mid-sized businesses. The program delivers flexible Property, Casualty, and Umbrella coverages with streamlined underwriting so independent agents can quote and bind coverage efficiently for warehouse and storage clients. Ideal Accounts and Appetite If you work with clients in warehousing, light manufacturing, or distribution, this program provides practical, market-backed solutions. Target risks include: Contractors storing equipment or materials Habitational properties with on-site storage Retail and wholesale operations that use warehouse space Vacant warehouse properties Institutional or office buildings that include warehousing components Whether the client owns a single-location warehouse or operates multiple sites, Allstar has options to handle many common and specialty warehouse exposures. Coverage Highlights and Advantages Property Coverage: Total Insured Values (TIV) up to $5 million per location Available as monoline or package policies No coinsurance options (availability varies by risk) Optional enhancements, including equipment breakdown Casualty Coverage: Monoline or package availability Minimum premiums starting at $500 Primary limits up to $5 million per occurrence/aggregate Project-specific policies for unusual exposures Coverage options for uninsured subcontractors Optional enhancements such as: Blanket additional insured Waiver of subrogation Primary and non-contributory wording Per project/location aggregate Hired & Non-Owned Auto (select classes) Miscellaneous professional liability (select classes) Umbrella Coverage: Limits up to $5 million Minimum premiums starting at $750 Both supported and unsupported umbrella forms available Typical underlying carrier AM Best requirements: A-VI or better for Auto and GL B++ or better for Employers Liability GL limits of $1M/$2M/$2M required Underwriting Notes and Minimum Premiums Underwriting is designed to be efficient and responsive, enabling quick quoting and binding for most qualified risks. Minimum premiums vary by line: general liability typically starts at $500, and umbrella coverage at $750. Property premiums depend on location, construction, and TIV. The program’s flexible structures and no-coinsurance options (where offered) make it attractive for agents seeking straightforward placement for warehouse risks. Territories and Availability This program is available in most states, with active placement across the Southeast. Current states of availability include: Alabama (AL) Georgia (GA) Louisiana (LA) Mississippi (MS) North Carolina (NC) South Carolina (SC) Tennessee (TN) Virginia (VA) Allstar primarily places business through non-admitted markets; availability may vary by state and specific risk characteristics. Why Work With Allstar Financial Group? As a Managing General Underwriter and Excess & Surplus (E&S) broker, Allstar Financial Group combines niche underwriting expertise with access to multiple carriers. Allstar Underwriters focuses on warehouse exposures and delivers tailored, quick-turn solutions for retail agents. The small business division is built to help agents place challenging or specialized accounts with confidence. Example scenarios that fit the program: A contractor client storing tools and materials in a standalone warehouse that needs property and liability protection. A vacant industrial building awaiting redevelopment that requires property coverage and risk-control guidance. With flexible forms, optional endorsements, and responsive underwriting, Allstar helps you secure appropriate protection and expand your book of business in the warehouse niche. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets warehouse-related risks such as contractors, retail or wholesale distributors, vacant properties, habitational risks with storage, and institutional or office buildings with warehousing components. Can I write monoline property or casualty coverage?Yes. The program offers both monoline and package options for property and casualty coverage depending on your client's needs. What are the minimum premiums for coverage?Minimum premiums generally start at $500 for general liability and $750 for umbrella. Property premiums vary based on the risk profile and location. Is this program admitted or non-admitted?The program is primarily offered through non-admitted markets across multiple carriers. Availability can differ by state and by specific exposure. Which states is this program available in?This warehouse insurance program is currently available in Alabama, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia. Need help placing an account? Connect with a market specialist.

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Products Primary Auto Liability Cargo Commercial General Liability Physical Damage Umbrella Workers' Comp Occupational Accident Warehouse Legal Comprehensive Moving & Storage Insurance Solutions from Avant Avant offers a robust Moving & Storage Insurance program designed specifically for agents and brokers seeking reliable markets for clients in the transportation and warehousing sectors. As a Managing General Agency (MGA), Avant brings access to a wide range of carriers and tailored coverage options that address the complex risks faced by moving companies, storage facilities, and logistics providers. Ideal Accounts and Risk Appetite This program is well-suited for both regional and national moving companies, household goods carriers, commercial movers, and storage operations. Whether your client operates a single location or a multi-state fleet, Avant can help you secure coverage for a wide range of exposures, including: Local and long-haul moving operations Warehouse storage facilities Freight and cargo transporters Companies offering packing, crating, and logistics services You might have a client who operates a moving company with multiple trucks across several states and needs a bundled solution for auto liability, cargo, and warehouse liability—Avant is equipped to help you place that business efficiently. Coverage Highlights Avant’s Moving & Storage Insurance program includes a full suite of coverages essential to the industry: Primary Auto Liability Cargo Insurance to protect goods in transit Commercial General Liability for operations and premises Physical Damage coverage for owned vehicles Umbrella/Excess Liability options Workers' Compensation and Occupational Accident coverage Warehouse Legal Liability to protect stored goods This comprehensive offering allows you to assemble a complete risk solution tailored to each client’s operations and exposures. Underwriting and Minimum Premiums Avant works with various carriers to provide flexible underwriting solutions. Minimum premiums vary depending on the account size, line of coverage, and state, allowing agents to place small to mid-sized accounts effectively. Submissions are reviewed by experienced underwriters who understand the transportation and logistics space. Available Nationwide This program is available in most states, including CA, TX, FL, NY, IL, and many others. Whether your client operates in a major metro area or a rural region, Avant’s coverage footprint makes it easier for you to find the right fit. Why Work With Avant? Avant stands out as a reliable MGA with deep expertise in commercial auto, logistics, and storage operations. Their broad market access, knowledgeable underwriting team, and responsive service make them a valuable partner for agents placing complex transportation risks. With admitted options available in most states, Avant offers a competitive and customizable solution for your moving and storage clients. Inquiries Chase Daniels, Marketing Assistant 615-983-8986 Rob Parrett, VP, Marketing 321-752-6813 Frequently Asked Questions What types of accounts are a good fit for Avant's Moving & Storage Insurance program?This program is ideal for commercial and household movers, warehouse operators, freight haulers, and companies offering packing, crating, or logistics services. Which coverages are available in this program?Available coverages include primary auto liability, cargo, general liability, physical damage, umbrella, workers' comp, occupational accident, and warehouse legal liability. Is this program available in my state?Avant offers this program in most states, including CA, FL, TX, NY, IL, and many more across the U.S. What is the minimum premium for this program?Minimum premiums vary by state, coverage line, and account size. Contact Avant for more specific underwriting guidelines. Can I submit a multi-state account through Avant?Yes, Avant can accommodate multi-state moving and storage risks, depending on the scope and underwriting details of the account. Need help placing an account? Connect with a market specialist.

Policy Highlights for Truckers Insurance: Colonial General Insurance Agency, Inc. offers a Truckers Insurance program tailored for trucking operations and express delivery companies. Whether your client runs a single truck or a multi-vehicle fleet, with or without warehouse exposure, Colonial General can place coverage as a monoline or as part of a package to meet transportation and property needs. Ideal Accounts and Appetite This program is best for independent owner-operators, small to mid-sized fleet owners, and regional express delivery businesses. Colonial General will consider accounts with associated warehousing, refrigerated transport, and mixed cargo types. The program is especially useful for risks that do not cleanly fit standard market appetites or that need specialized liability, property, or warehouse legal liability terms. You might have a client who operates a regional express shipping company with a small warehouse in Utah, or an owner of refrigerated trucks servicing the Southwest — both are strong candidates for placement through this program. Coverage Highlights and Advantages Commercial General Liability Coverage available for truckers insurance: • Primary limits up to $3,000,000 per occurrence and aggregate • $5,000 Medical Payments Coverage — included • Additional Interests — $100 each • Excess or Umbrella limits available up to $25,000,000 Crime Coverage available: • Inside the Premises — Theft of Money and Securities • Inside the Premises — Robbery or Safe Burglary of Other Property • Outside the Premises Property Coverage available: • Accounts Receivable • Basic, Broad, or Special Forms • Building and Contents • Business Income and Equipment Breakdown • Computer Equipment and Food Spoilage • Outside Signs • Replacement Cost or ACV valuation • Valuable Papers • Warehouse Legal Liability — up to $50,000 Underwriting Notes Colonial General places Truckers Insurance on admitted or non-admitted paper depending on the carrier appetite and state. The MGA works with multiple carriers to provide flexible underwriting and placement options. Minimum premiums and specific terms vary by market and risk characteristics; discuss details with a Colonial General market specialist when submitting. Territories and Availability This Truckers Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General’s regional underwriting expertise in these Western states helps when placing accounts with localized exposures or state-specific requirements. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General has targeted experience placing transportation and warehouse-related risks. Agents benefit from: access to multiple carriers, underwriting flexibility for non-standard accounts, and program terms that can include both liability and property solutions. If you have transportation business that’s hard to place in the admitted market, Colonial General is positioned to help find capacity and structure coverage. Frequently Asked Questions What types of accounts are a good fit for this Truckers Insurance program?This program is ideal for small to mid-sized trucking companies, independent owner-operators, express delivery firms, and accounts that include warehousing or refrigerated transport exposures. Can I submit risks with warehousing and refrigeration exposures?Yes. Colonial General will consider accounts with on-site warehousing and refrigerated transport, subject to details of operations, values, and loss-control measures. Is this program available on an admitted basis?Some markets are available on an admitted basis while others may be placed non-admitted. Availability depends on the state, carrier, and risk profile. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What limits are available under the liability coverage?Primary general liability limits are available up to $3,000,000 per occurrence/aggregate, and excess or umbrella limits can be placed up to $25,000,000 depending on the carrier. Need help placing an account? Connect with a market specialist.

Continental Risk / Continental Marine Insurance Services offers a comprehensive Inland Marine Insurance program designed to meet the evolving needs of your commercial clients with property exposures in transit, at temporary locations, or off-site. As a wholesale broker with access to a wide array of admitted and non-admitted markets, we provide flexible solutions for a broad range of inland marine risks. Ideal Accounts and Appetite Our Inland Marine program is well-suited for a variety of industries and operations. Whether you work with contractors, logistics providers, art dealers, or tech firms, we can help you place business across many classes. Key target accounts include: Construction firms with equipment, builder’s risk, installation, and riggers exposures Warehousing operations with legal liability for stored goods Dealers and collectors of fine art, cultural, historical, and rare items Logistics firms and freight handlers requiring cargo and transportation solutions Businesses with mobile equipment or property that needs floater coverage Organizations relying on communications and computerized equipment in the field You might have a client such as a general contractor with high-value equipment spread across multiple job sites, or a museum transporting valuable artwork across state lines. These are the types of accounts our program is built to support. Coverage Highlights and Advantages Inland Marine coverage from Continental Risk / Continental Marine Insurance Services helps protect your clients’ most mobile and specialized property. Coverage options include: Scheduled and unscheduled equipment floaters Builder’s risk programs tailored to project size and timeline Transportation and motor truck cargo insurance Warehouse legal liability coverage Valuable articles and fine art policies Installation floaters for materials and equipment in transit and at job sites We understand the complexity of inland marine exposures and work closely with you to structure solutions that fit your clients’ operational needs. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the class of business, territory, and coverage requested. Our underwriters evaluate each risk individually, considering factors such as equipment values, scope of operations, loss history, and project duration. We offer access to multiple markets, including both admitted and non-admitted options, to help you find the right balance of coverage and cost for your clients. Territories and Availability Our Inland Marine program is available in all 50 states, including Washington, D.C. Whether your client is based in a coastal state or operates across multiple regions, we can help you place coverage efficiently. Why Work With Continental Risk / Continental Marine Insurance Services? As a specialized wholesale broker, Continental Risk / Continental Marine Insurance Services brings years of experience and market access to challenging inland marine exposures. We pride ourselves on responsive service, tailored underwriting, and helping our agency partners succeed in placing complex property risks. For more information on our Inland Marine program, please contact our office. Frequently Asked Questions What types of accounts are a good fit for this Inland Marine program?This program is ideal for contractors, logistics companies, warehouse operators, equipment rental firms, art dealers, and any business with property in transit or at temporary locations. Do you offer coverage for builder’s risk and installation floaters?Yes, we provide coverage for builder’s risk projects and installation floaters, including riggers and construction equipment. Are both admitted and non-admitted markets available?Yes, we have access to both admitted and non-admitted carriers depending on the class of business and the state. Is there a minimum premium requirement?Minimum premiums vary based on the specific risk and coverage selected. We evaluate each submission individually. In which states is this program available?The Inland Marine program is available in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

Allstar Financial Group offers a focused U.S. Custom Surety Bonds program for agents and brokers placing import-related risk. These bonds ensure clients meet U.S. Customs requirements, protect federal revenue, and guarantee payment of duties, taxes, and fees when merchandise enters the United States. Overview of the Program From Allstar Financial Group U.S. Custom Surety Bonds are required for businesses and individuals who import goods or perform import-related activities. Allstar’s program supports the single CBP Form 301 bond and can cover up to ten U.S. Customs activity codes on that form. Most placements fall into the first three activity types (importing merchandise, customs brokerage, and bonded warehousing), but the program can be structured for broader activity combinations when appropriate. Ideal Accounts and Appetite This program is a fit for importers, customs brokers, bonded warehouse operators, freight forwarders, and transportation companies involved in international trade. It accommodates a range of sizes — from small e-commerce importers to larger distribution and manufacturing importers — so long as import operations and financials meet underwriting guidelines. Example scenarios: You might have a client launching an e-commerce store that imports consumer goods and needs a CBP bond, or a long-time importer expanding shipment volume who now requires an updated customs bond covering additional activity codes. Allstar’s program is flexible for these common agent placements. Coverage Highlights and Advantages Supports multiple U.S. Customs activity codes on a single 301 bond Helps ensure compliance with federal import regulations Protects against non-payment of duties, taxes, and fees Access to multiple carriers for competitive underwriting and placement options Underwriting Notes and Minimum Premiums Underwriting varies by account type, annual import volume, claims history, and the activity codes requested on the bond. Allstar leverages relationships with multiple carriers to find competitive terms for standard and harder-to-place risks. Minimum premiums and final pricing depend on the required bond amount and underwriting details; contact Allstar’s office to request the application and specific underwriting instructions. Territories and Availability Allstar’s U.S. Custom Surety Bonds program is available in most states, including CA, TX, NY, FL, IL, PA, GA, and WA. The program is offered on an admitted basis in many jurisdictions, providing agents with broad territorial access for client placements. Why Work With Allstar Financial Group on This Business As a Brokerage General Agency, Allstar brings focused expertise in surety placements for import-related businesses. Agents benefit from Allstar’s carrier access, nimble underwriting options, and practical knowledge of U.S. Customs requirements. The team can assist with standard accounts and more complex or high-limit placements that require multiple activity codes or specialized underwriting. Frequently Asked Questions What types of accounts are a good fit for this U.S. Custom Surety Bond program?This program is well suited for importers, customs brokers, freight forwarders, bonded warehouse operators, and transportation companies engaged in international trade. What are the most common activity codes covered by the bond?Most clients fall under the first three activity codes: importing merchandise, acting as a customs broker, or operating a bonded warehouse. The program can cover up to ten activity codes on the Form 301. How do I start the application process?Contact Allstar Financial Group to request the appropriate application and underwriting checklist. Provide details on the client's import activity, estimated duties, and any prior bond history to speed placement. Is this program available nationwide?Yes — the program is available in most states, including CA, TX, NY, FL, and others. Availability and admitted status vary by state. Are multiple carriers available for placement?Yes. Allstar works with multiple carriers to secure competitive terms and flexible underwriting for a variety of importers and brokerages. Need help placing an account? Connect with a market specialist.

Novatae Risk Group offers an Alternative Workers Compensation program—underwritten by an admitted A-rated carrier—designed for insureds with high-risk class codes and elevated experience modifiers. If your clients are being steered to the State Compensation Insurance Fund or have limited admitted options, this program provides a competitive market alternative that can produce meaningful hard-dollar savings. While the program was developed to address risks with operations and employees in New York, Novatae Risk Group places similar high-risk and high X-Mod workers' comp solutions across the states listed below. The program is built to deliver lower upfront costs, low start-up fees, and flexible pay-as-you-go payroll options to help clients preserve immediate cash flow. Send us your high-risk and high X-Mod workers’ compensation submissions—we can evaluate whether this market is an appropriate placement for your client. Broad Eligible Class Codes (Not a Complete List): Trucking / Transportation / Furniture Movers Food Processing / Bakeries Cold Storage Janitorial / Property Management / Residential Cleaning Retail / Wholesale Manufacturing Hospitality Drivers Warehouse Operations Exclusions: Construction Temporary staffing USL&H exposure Hazardous material handling Seasonal operations Greater than 25% use of part-time labor Armed guards Experience Modifiers Considered: Ideal risks have X-Mods of 1.30 and above Will consider risks with X-Mods between 1.0 and 3.0 Minimum Premium: $75,000 minimum premium $100,000 minimum for trucking exposures PEO Benefits: Workers Compensation: Admitted "A" Excellent (VIII) rated carrier by A.M. Best Insureds retain their experience modifier (X-Mod) Payroll Administration: Payroll taxes Government reporting Management reporting Cost analysis Record keeping Salary history Payroll processing Vacation, holiday & sick pay administration Paperwork reduction Risk Management: Workers' comp claims management Safety surveys Drug testing Record keeping Unemployment insurance controls Employer protection policies & services Post-accident and reasonable suspicion procedures Submission Requirements: ACORD 130 3 years loss runs (fully valued) Copy of X-Mod (NYCIRB copy for New York risks) Industry-specific supplemental applications for towing, trucking, landscaping, etc. Territories & Availability: Novatae Risk Group places this program across multiple states. Availability depends on state rules and underwriting; please reference the program's current territory list when submitting. States we currently serve include: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV and DC. Why Place High-Risk Workers' Comp with Novatae Risk Group? Specialized underwriting for high-risk classes and elevated X-Mods that many admitted markets decline. Access to an admitted, A-rated carrier while maintaining the insured's X-Mod. Flexible billing (pay-as-you-go) and competitive start-up costs to help clients manage cash flow. Integrated payroll, reporting, and risk-control services that reduce administrative burden for agents and clients. Example fits: You might have a regional bakery with a 1.8 X-Mod and recurring shoulder/back claims, or a third-party logistics firm with heavy driver and warehouse exposure that needs an admitted solution outside the residual market. Both can be good candidates for this program when minimum premium thresholds are met. Frequently Asked Questions What types of accounts are a good fit for this program?Strong candidates are employers with high-risk class codes (trucking, cold storage, food processing, janitorial, warehouse, etc.) and elevated X-Mods—typically 1.30 and above—but the program will consider X-Mods from 1.0 up to 3.0. Which accounts are likely to be declined?This program excludes construction, temporary staffing, USL&H exposure, hazardous materials handlers, seasonal operations, accounts with more than 25% part-time labor, and armed guard operations. What are the minimum premium requirements?Minimum premiums generally start at $75,000, with a higher minimum (typically $100,000) for trucking exposures. Final minimums can vary by state and underwriting assessment. What makes Novatae Risk Group different from other markets for high X-Mod business?Novatae Risk Group combines specialized underwriting for hard-to-place risks with access to an admitted A-rated carrier, payroll administration, and risk management services—helping agents place accounts that might otherwise be forced into residual markets. Need help placing an account? Connect with a market specialist.

...dstorm for inventory located in warehouses worldwide. Key features include: ...